Last update: Oct 2026

Cost of Living Comparison Between Cartagena and Cali

For one person, living is cheaper in Cali: $1,241 a month against $1,436 in Cartagena, rent and utilities included – about $2,300 less a year. Higher rent and utilities in Cartagena outweigh lower spending on other living expenses.

Cartagena, Colombia
Cali, Colombia
Cartagena
🇨🇴 Colombia
$1,436
/mo nomad
Cali
🇨🇴 Colombia
$1,241
/mo nomad
Monthly Cost of Living

How much you'll spend in Cartagena and in Cali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cartagena and in Cali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,436 in Cartagena versus $1,241 in Cali.

  • Cartagena $1,436
  • Cali $1,241

Estimated couple costs with rent: $2,531 in Cartagena versus $1,856 in Cali.

  • Cartagena $2,531
  • Cali $1,856

Monthly costs for a family of three with rent: $3,626 in Cartagena versus $2,470 in Cali.

  • Cartagena $3,626
  • Cali $2,470

Living in Cartagena is roughly 16% more expensive than in Cali, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cartagena is 6% above, Cali is 9% below.

Currency
🍽 Eating Out
Cartagena
Cali
Difference
Meal at Budget Restaurant
$5.80 COP 18.7K
$5.33 COP 17.2K
8.82%
Three-Course Dinner for Two, Mid-Range
$139 COP 448.6K
$57.5 COP 185.5K
141.80%
Fast Food Meal (McDonalds, etc)
$10.04 COP 32.4K
$6.19 COP 20.0K
62.20%
Cappuccino
$4.36 COP 14.1K
$3.18 COP 10.3K
37.11%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.55 COP 8,246
$2.37 COP 7,641
7.59%
Water (0.33 liter bottle)
$2.36 COP 7,630
$2.20 COP 7,114
7.27%
Local Beer (0.5 liter draught)
$3.24 COP 10.5K
$3.47 COP 11.2K
-6.63%
Imported Beer (0.33 liter bottle)
$4.92 COP 15.9K
$3.68 COP 11.9K
33.70%
🛒 Groceries & Markets
Cartagena
Cali
Difference
Milk (1 liter)
$1.92 COP 6,212
$1.67 COP 5,393
14.97%
White Bread (500g)
$2.86 COP 9,240
$1.82 COP 5,886
57.14%
Rice (white) (1kg)
$1.49 COP 4,795
$1.67 COP 5,403
-10.78%
Eggs
$5.02 COP 16.2K
$3.08 COP 9,952
62.99%
Local Cheese (1kg)
$13.24 COP 42.7K
$8.78 COP 28.3K
50.80%
Chicken Fillets (1kg)
$17.33 COP 56.0K
$9.45 COP 30.5K
83.39%
Beef Round Steak (1kg)
-
$10.89 COP 35.2K
-
Apples (1kg)
-
$3.89 COP 12.6K
-
Banana (1kg)
-
$1.21 COP 3,893
-
Oranges (1kg)
-
$1.35 COP 4,369
-
Tomato (1kg)
-
$2.09 COP 6,738
-
Potato (1kg)
-
$1.69 COP 5,467
-
Onion (1kg)
-
$1.62 COP 5,225
-
Lettuce (1 head)
-
$1.02 COP 3,281
-
Water (1.5 liter bottle)
$2.05 COP 6,623
$0.85 COP 2,752
141.18%
Cigarettes 20 Pack (Marlboro, Camel)
-
$4.54 COP 14.7K
-
Wine (Bottle)
$14.43 COP 46.6K
$17.12 COP 55.3K
-15.71%
Local Beer (0.5 liter bottle)
$1.41 COP 4,540
$1.58 COP 5,090
-10.76%
Imported Beer (0.33 liter bottle)
-
$1.97 COP 6,353
-
🚌 Getting Around
Cartagena
Cali
Difference
One-way Ticket (Public Transport)
$1.24 COP 4,008
$1.13 COP 3,642
9.73%
Public Transport Monthly Pass (Regular Price)
$66.1 COP 213.4K
$67.3 COP 217.3K
-1.83%
Taxi Start (Normal Tariff)
$4.74 COP 15.3K
$1.19 COP 3,831
298.32%
Taxi (Normal Tariff) (1km)
$3.75 COP 12.1K
$0.57 COP 1,849
557.89%
Taxi 1hour Waiting (Normal Tariff)
$9.54 COP 30.8K
$3.39 COP 10.9K
181.42%
Gasoline (1 liter)
$1.34 COP 4,332
$1.35 COP 4,370
-0.74%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.2K COP 110.3M
$34.7K COP 112.2M
-1.71%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$35.0K COP 113.0M
$34.4K COP 111.0M
1.77%
🧾 Monthly Utilities & Internet
Cartagena
Cali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.2 COP 255.8K
$102 COP 328.1K
-22.03%
SIM Card Monthly Plan (Calls and 10GB+ Data)
-
$15.18 COP 49.0K
-
Internet (50+ Mbps, Unlimited Data)
-
$27.67 COP 89.3K
-
🎉 Sport & Entertainment
Cartagena
Cali
Difference
Gym Membership (Monthly)
$56.3 COP 181.8K
$31.03 COP 100.2K
81.47%
Tennis Court (1 Hour on Weekend)
-
$10.43 COP 33.7K
-
Cinema Ticket
$7.98 COP 25.8K
$5.11 COP 16.5K
56.16%
🧸 Childcare & Education
Cartagena
Cali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$625 COP 2.0M
$404 COP 1.3M
54.53%
International Primary School, 1 Child (Yearly)
$5,818 COP 18.8M
$11.5K COP 37.2M
-49.56%
👕👟 Clothing & Footwear
Cartagena
Cali
Difference
Jeans (Levis 501 Or Similar)
-
$83.3 COP 268.8K
-
Summer Dress (H&M, Zara, etc)
-
$43.25 COP 139.6K
-
Sport Shoes (Adidas, Nike)
-
$116 COP 374.5K
-
Men's Leather Business Shoes
-
$100 COP 323.1K
-
🏠 Accommodation & Living
Cartagena
Cali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,374 COP 4.4M
$713 COP 2.3M
92.76%
1-bedroom Apartment, Outside City Center (Monthly)
$755 COP 2.4M
$412 COP 1.3M
83.33%
3-bedroom Apartment, City Center (Monthly)
$2,402 COP 7.8M
$1,466 COP 4.7M
63.86%
3-bedroom Apartment, Outside City Center (Monthly)
$1,602 COP 5.2M
$542 COP 1.7M
195.77%
Buy Apartment in City Center (m2)
-
$1,750 COP 5.7M
-
Buy Apartment Outside City Center (m2)
$955 COP 3.1M
$1,488 COP 4.8M
-35.79%
💵 Salaries & Financials
Cartagena
Cali
Difference
Average Monthly Net Salary (After Tax)
$466 COP 1.5M
$589 COP 1.9M
-20.87%
20-Year Fixed Mortgage Interest Rate (Annual %)
15
13.88
8.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cartagena: October 25, 2026

Last update for Cali: October 26, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Cartagena
–
Cali
$412
Groceries & Markets
Cartagena
–
Cali
$271
Clothing & Footwear
Cartagena
–
Cali
$154
Monthly Utilities & Internet
Cartagena
–
Cali
$144
Eating Out
Cartagena
–
Cali
$142
Getting Around
Cartagena
–
Cali
$76
Sport & Entertainment
Cartagena
–
Cali
$41

Cost Breakdown

A one-bedroom apartment in the center runs $1,374 in Cartagena and $713 in Cali. Housing cost is often the main lever when comparing two cities.

Cali pays 26% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $139 in Cartagena vs $57 in Cali. Groceries flip the comparison at $261 vs $271, with Cartagena cheaper for home cooking.

Good to know
🇨🇴 Cartagena
🇨🇴 Cali
🕒 Local time
20:07 8:07 PM
20:07 8:07 PM
Same time as Cartagena
🌤 Weather
👥 Population
1,028,736
2,568,609
💱 Currency
Exchange rates and currency converter

USD, EUR to COP – Colombian Peso Converter

Colombian Peso exchange rates as of November 3, 2026: 1 USD = 3,229 COP (10,000 COP = 3.1 USD). 1 EUR = 3,619 COP (10,000 COP = 2.76 EUR).

On the map
Between locations
  • Cartagena Cali 780 km ≈ 1 h 30 min nonstop flight
From you
  • Cartagena
  • Cali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cartagena vs Cali: Cost of Living - Frequently Asked Questions
Is Cali cheaper than Cartagena?
Cali is about 14% cheaper overall, especially in eating out, leisure, and transport. That difference adds up to real monthly savings that compound significantly over time.
Where can you earn more: Cartagena or Cali?
On paper, salaries run 21% lower in Cartagena. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Cartagena and Cali?
Rent for a central apartment: $1,374 in Cartagena versus $713 in Cali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $625 in Cartagena versus $404 in Cali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is eating out cheaper in Cartagena or in Cali?
Dining out is cheaper in Cali – a meal for two runs $57 versus $139 in Cartagena. If you eat out regularly, this makes a real dent in your monthly spending.
Is Cartagena or Cali more family-friendly?
For families, Cali is more practical. Housing and childcare are both notably cheaper than in Cartagena, and the savings on those two alone free up budget for education, activities, and family trips.

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