😐A single person spends $1,086 per month in Cartagena vs $951 in Bogota, rent included.
😐A couple spends around $1,604 per month in Cartagena vs $1,474 in Bogota, rent included.
😐A family of three spends $2,121 per month in Cartagena vs $1,998 in Bogota, rent included.
😐Cartagena costs about 14% more than Bogota, driven mainly by Groceries & Markets.
📊Both Cartagena and Bogota are more affordable than the global median – Cartagena18% lower, Bogota29% lower.
Currency
🍽 Eating Out
Cartagena
Bogota
Difference
Meal at Budget Restaurant
$5.93COP 18.7K
$4.77COP 15.0K
24.32%
Three-Course Dinner for Two, Mid-Range
$47.34COP 149.1K
$31.58COP 99.4K
49.91%
Fast Food Meal(McDonalds, etc)
$9.95COP 31.3K
$7.83COP 24.7K
27.08%
Cappuccino
$1.57COP 4,950
$1.88COP 5,934
-16.49%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.82COP 2,579
$0.97COP 3,039
-15.46%
Water(0.33 liter bottle)
$0.68COP 2,128
$0.63COP 1,984
7.94%
Local Beer(0.5 liter draught)
$1.31COP 4,111
$1.18COP 3,715
11.02%
Imported Beer(0.33 liter bottle)
$2.89COP 9,107
$2.22COP 6,995
30.18%
🛒 Groceries & Markets
Cartagena
Bogota
Difference
Milk(1 liter)
$1.14COP 3,590
$1.19COP 3,741
-4.20%
White Bread(500g)
$1.83COP 5,777
$1.48COP 4,668
23.65%
Rice(white)(1kg)
$1.37COP 4,324
$1.15COP 3,607
19.13%
Eggs
$2.19COP 6,910
$1.97COP 6,187
11.17%
Local Cheese(1kg)
$6.81COP 21.5K
$4.79COP 15.1K
42.17%
Chicken Fillets(1kg)
$6.22COP 19.6K
$5.24COP 16.5K
18.70%
Beef Round Steak(1kg)
$7.77COP 24.5K
$7.15COP 22.5K
8.67%
Apples(1kg)
$3.26COP 10.3K
$3.09COP 9,715
5.50%
Banana(1kg)
$1.91COP 6,014
$1.12COP 3,535
70.54%
Oranges(1kg)
$1.45COP 4,556
$1.37COP 4,313
5.84%
Tomato(1kg)
$1.62COP 5,101
$1.30COP 4,080
24.62%
Potato(1kg)
$1.61COP 5,074
$1.17COP 3,680
37.61%
Onion(1kg)
$1.08COP 3,400
$1.12COP 3,534
-3.57%
Lettuce(1 head)
$1.01COP 3,177
$0.78COP 2,455
29.49%
Water(1.5 liter bottle)
$0.59COP 1,865
$0.78COP 2,463
-24.36%
Cigarettes 20 Pack(Marlboro, Camel)
$2.35COP 7,403
$2.78COP 8,754
-15.47%
Wine(Bottle)
$18.80COP 59.2K
$14.07COP 44.3K
33.62%
Local Beer(0.5 liter bottle)
$0.98COP 3,083
$1.16COP 3,663
-15.52%
Imported Beer(0.33 liter bottle)
$0.98COP 3,081
$1.87COP 5,903
-47.59%
🚌 Getting Around
Cartagena
Bogota
Difference
One-way Ticket(Public Transport)
$1.05COP 3,311
$0.72COP 2,252
45.83%
Public Transport Monthly Pass(Regular Price)
$28.98COP 91.2K
$41.10COP 129.4K
-29.49%
Taxi Start(Normal Tariff)
$2.46COP 7,753
$1.48COP 4,650
66.22%
Taxi(Normal Tariff)(1km)
$2.37COP 7,461
$1.56COP 4,912
51.92%
Taxi 1hour Waiting(Normal Tariff)
$4.86COP 15.3K
$6.20COP 19.5K
-21.61%
Gasoline(1 liter)
$1.02COP 3,204
$0.99COP 3,107
3.03%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.1KCOP 66.5M
$15.9KCOP 50.0M
33.01%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.0KCOP 75.7M
$25.4KCOP 80.0M
-5.31%
🧾 Monthly Utilities & Internet
Cartagena
Bogota
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$143COP 449.0K
$83.0COP 261.3K
71.84%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$10.93COP 34.4K
$11.09COP 34.9K
-1.44%
Internet(50+ Mbps, Unlimited Data)
$25.27COP 79.6K
$26.46COP 83.3K
-4.50%
🎉 Sport & Entertainment
Cartagena
Bogota
Difference
Gym Membership(Monthly)
$35.26COP 111.0K
$23.66COP 74.5K
49.03%
Tennis Court(1 Hour on Weekend)
$8.60COP 27.1K
$11.12COP 35.0K
-22.66%
Cinema Ticket
$2.84COP 8,948
$4.95COP 15.6K
-42.63%
🧸 Childcare & Education
Cartagena
Bogota
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$144COP 453.7K
$299COP 942.4K
-51.85%
International Primary School, 1 Child(Yearly)
$6,062COP 19.1M
$8,519COP 26.8M
-28.85%
👕👟 Clothing & Footwear
Cartagena
Bogota
Difference
Jeans(Levis 501 Or Similar)
$47.97COP 151.0K
$59.6COP 187.8K
-19.57%
Summer Dress(H&M, Zara, etc)
$38.50COP 121.2K
$42.89COP 135.0K
-10.24%
Sport Shoes(Adidas, Nike)
$125COP 393.7K
$104COP 327.4K
20.28%
Men's Leather Business Shoes
$112COP 351.2K
$83.9COP 264.1K
33.00%
🏠 Accommodation & Living
Cartagena
Bogota
Difference
1-bedroom Apartment, City Center(Monthly)
$720COP 2.3M
$458COP 1.4M
57.37%
1-bedroom Apartment, Outside City Center(Monthly)
$333COP 1.0M
$323COP 1.0M
3.17%
3-bedroom Apartment, City Center(Monthly)
$1,292COP 4.1M
$824COP 2.6M
56.73%
3-bedroom Apartment, Outside City Center(Monthly)
$471COP 1.5M
$638COP 2.0M
-26.07%
Buy Apartment in City Center(m2)
$3,492COP 11.0M
$2,717COP 8.6M
28.52%
Buy Apartment Outside City Center(m2)
$935COP 2.9M
$2,128COP 6.7M
-56.07%
💵 Salaries & Financials
Cartagena
Bogota
Difference
Average Monthly Net Salary(After Tax)
$467COP 1.5M
$754COP 2.4M
-38.01%
20-Year Fixed Mortgage Interest Rate(Annual %)
15
12.93
16.01%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Cartagena: July 26, 2026
Last update for Bogota: July 26, 2026
Cost Breakdown
🏠A central one-bedroom costs $720 in Cartagena versus $458 in Bogota. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 61% higher in Bogota, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.
🛒A mid-range dinner for two costs $47.00 in Cartagena versus $32.00 in Bogota. Monthly groceries follow the same trend: $223 vs $191 – making Bogota the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cartagena vs Bogota: Cost of Living - Frequently Asked Questions
Is Bogota cheaper than Cartagena?
Yes – Cartagena is pricier by about 14%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,629 per month in Cartagena and $1,427 in Bogota. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Bogota, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Cartagena and in Bogota?
Monthly expenses with rent come to $1,086 in Cartagena and $951 in Bogota. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper public transport?
Public transport costs about 42% less in Bogota. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,500 a realistic budget for living in Cartagena or in Bogota?
A $1,500 monthly budget goes further in Bogota, where all-in costs run around $951, than in Cartagena at $1,086. In Bogota it covers expenses comfortably, while in Cartagena it requires careful planning or may not stretch far enough.
Is Cartagena or Bogota more family-friendly?
Families tend to lean toward Bogota – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Bogota. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cartagena makes more sense. Both are solid long-term options with distinct trade-offs.