🙂A single person spends $1,295 per month in Cartagena vs $1,323 in Bogota, rent included.
🙂A couple spends around $2,130 per month in Cartagena vs $2,177 in Bogota, rent included.
🙂A family of three spends $2,966 per month in Cartagena vs $3,031 in Bogota, rent included.
🙂Cartagena is about 2% cheaper than Bogota, driven mainly by Clothing & Footwear.
📊Both Cartagena and Bogota are more affordable than the global median – Cartagena5% lower, Bogota3% lower.
Currency
🍽 Eating Out
Cartagena
Bogota
Difference
Meal at Budget Restaurant
$4.95COP 15.5K
$8.11COP 25.3K
-38.96%
Three-Course Dinner for Two, Mid-Range
$135COP 422.2K
$41.15COP 128.4K
228.77%
Fast Food Meal(McDonalds, etc)
$10.19COP 31.8K
$10.17COP 31.7K
0.20%
Cappuccino
$3.61COP 11.3K
$2.68COP 8,351
34.70%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.88COP 5,879
$1.38COP 4,296
36.23%
Water(0.33 liter bottle)
$1.82COP 5,670
$0.91COP 2,833
100.00%
Local Beer(0.5 liter draught)
$2.06COP 6,425
$1.88COP 5,865
9.57%
Imported Beer(0.33 liter bottle)
$4.87COP 15.2K
$3.95COP 12.3K
23.29%
🛒 Groceries & Markets
Cartagena
Bogota
Difference
Milk(1 liter)
$1.97COP 6,144
$1.67COP 5,222
17.96%
White Bread(500g)
$2.99COP 9,317
$2.49COP 7,772
20.08%
Rice(white)(1kg)
$1.51COP 4,703
$1.70COP 5,289
-11.18%
Eggs
$5.21COP 16.2K
$3.74COP 11.7K
39.30%
Local Cheese(1kg)
$13.62COP 42.5K
$8.33COP 26.0K
63.51%
Chicken Fillets(1kg)
$17.97COP 56.1K
$7.53COP 23.5K
138.65%
Beef Round Steak(1kg)
-
$10.67COP 33.3K
-
Apples(1kg)
-
$3.46COP 10.8K
-
Banana(1kg)
-
$1.78COP 5,546
-
Oranges(1kg)
-
$1.98COP 6,185
-
Tomato(1kg)
-
$1.86COP 5,800
-
Potato(1kg)
-
$1.46COP 4,554
-
Onion(1kg)
-
$1.46COP 4,557
-
Lettuce(1 head)
-
$1.35COP 4,204
-
Water(1.5 liter bottle)
$2.07COP 6,464
$1.18COP 3,674
75.42%
Cigarettes 20 Pack(Marlboro, Camel)
-
$4.58COP 14.3K
-
Wine(Bottle)
$14.76COP 46.1K
$13.02COP 40.6K
13.36%
Local Beer(0.5 liter bottle)
$1.40COP 4,362
$1.50COP 4,676
-6.67%
Imported Beer(0.33 liter bottle)
-
$2.89COP 9,011
-
🚌 Getting Around
Cartagena
Bogota
Difference
One-way Ticket(Public Transport)
$1.29COP 4,018
$1.12COP 3,506
15.18%
Public Transport Monthly Pass(Regular Price)
$59.4COP 185.2K
$51.0COP 159.3K
16.32%
Taxi Start(Normal Tariff)
$4.85COP 15.1K
$2.47COP 7,706
96.36%
Taxi(Normal Tariff)(1km)
$3.84COP 12.0K
$2.49COP 7,779
54.22%
Taxi 1hour Waiting(Normal Tariff)
$9.83COP 30.7K
$9.93COP 31.0K
-1.01%
Gasoline(1 liter)
$1.38COP 4,300
$1.34COP 4,170
2.99%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.9KCOP 74.6M
$22.8KCOP 71.2M
4.79%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$34.8KCOP 108.7M
$37.0KCOP 115.6M
-5.93%
🧾 Monthly Utilities & Internet
Cartagena
Bogota
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$80.9COP 252.4K
$127COP 394.9K
-36.07%
SIM Card Monthly Plan(Calls and 10GB+ Data)
-
$16.68COP 52.1K
-
Internet(50+ Mbps, Unlimited Data)
-
$31.16COP 97.2K
-
🎉 Sport & Entertainment
Cartagena
Bogota
Difference
Gym Membership(Monthly)
$90.5COP 282.5K
$35.33COP 110.2K
156.27%
Tennis Court(1 Hour on Weekend)
-
$15.51COP 48.4K
-
Cinema Ticket
$8.48COP 26.5K
$8.26COP 25.8K
2.66%
🧸 Childcare & Education
Cartagena
Bogota
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$651COP 2.0M
$481COP 1.5M
35.40%
International Primary School, 1 Child(Yearly)
$5,929COP 18.5M
$6,640COP 20.7M
-10.72%
👕👟 Clothing & Footwear
Cartagena
Bogota
Difference
Jeans(Levis 501 Or Similar)
-
$81.0COP 252.8K
-
Summer Dress(H&M, Zara, etc)
-
$50.3COP 156.8K
-
Sport Shoes(Adidas, Nike)
-
$141COP 439.6K
-
Men's Leather Business Shoes
-
$115COP 358.5K
-
🏠 Accommodation & Living
Cartagena
Bogota
Difference
1-bedroom Apartment, City Center(Monthly)
$1,087COP 3.4M
$720COP 2.2M
50.93%
1-bedroom Apartment, Outside City Center(Monthly)
$581COP 1.8M
$432COP 1.3M
34.37%
3-bedroom Apartment, City Center(Monthly)
$2,355COP 7.3M
$1,330COP 4.2M
77.05%
3-bedroom Apartment, Outside City Center(Monthly)
$978COP 3.1M
$993COP 3.1M
-1.54%
Buy Apartment in City Center(m2)
-
$2,940COP 9.2M
-
Buy Apartment Outside City Center(m2)
$968COP 3.0M
$2,287COP 7.1M
-57.66%
💵 Salaries & Financials
Cartagena
Bogota
Difference
Average Monthly Net Salary(After Tax)
$480COP 1.5M
$802COP 2.5M
-40.08%
20-Year Fixed Mortgage Interest Rate(Annual %)
15
12.81
17.10%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Cartagena: September 14, 2026
Last update for Bogota: September 15, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,087 in Cartagena versus $720 in Bogota. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 67% higher in Bogota, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $135 in Cartagena versus $41.00 in Bogota. Groceries tell a different story – $268 in Cartagena vs $269 in Bogota – so Cartagena wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cartagena vs Bogota: Cost of Living - Frequently Asked Questions
Is Bogota cheaper than Cartagena?
Yes – Bogota is pricier by about 2%, and the gap shows up most in Clothing & Footwear. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,942 per month in Cartagena and $1,985 in Bogota. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Cartagena, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Cartagena and in Bogota?
Monthly expenses with rent come to $1,295 in Cartagena and $1,323 in Bogota. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper public transport?
Public transport costs about 16% less in Cartagena. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,000 a realistic budget for living in Cartagena or in Bogota?
A $1,000 monthly budget goes further in Cartagena, where all-in costs run around $1,295, than in Bogota at $1,323. In Cartagena it covers expenses comfortably, while in Bogota it requires careful planning or may not stretch far enough.
Is Cartagena or Bogota more family-friendly?
Families tend to lean toward Cartagena – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Cartagena. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bogota makes more sense. Both are solid long-term options with distinct trade-offs.