😐Monthly costs for one person with rent: $1,444 in Cartagena versus $1,068 in Plovdiv.
😐Estimated couple costs with rent: $2,028 in Cartagena versus $1,734 in Plovdiv.
😐Monthly costs for a family of three with rent: $2,612 in Cartagena versus $2,401 in Plovdiv.
🌍Living in Cartagena is roughly 35% more expensive than in Plovdiv, driven mainly by Eating Out.
📊The two cities straddle the global median: Cartagena is 8% above, Plovdiv is 20% below.
Currency
🍽 Eating Out
Cartagena
Plovdiv
Difference
Meal at Budget Restaurant
$13.88€12.13
$8.72BGN 14.51
59.17%
Three-Course Dinner for Two, Mid-Range
$59.0€51.5
$46.71BGN 77.7
26.23%
Fast Food Meal(McDonalds, etc)
$8.32€7.27
$8.43BGN 14.02
-1.30%
Cappuccino
$2.63€2.30
$2.51BGN 4.18
4.78%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.49€2.17
$1.45BGN 2.41
71.72%
Water(0.33 liter bottle)
$1.99€1.73
$0.91BGN 1.51
118.68%
Local Beer(0.5 liter draught)
$3.53€3.08
$2.99BGN 4.98
18.06%
Imported Beer(0.33 liter bottle)
$3.45€3.02
$2.90BGN 4.82
18.97%
🛒 Groceries & Markets
Cartagena
Plovdiv
Difference
Milk(1 liter)
$1.13€0.99
$1.81BGN 3.01
-37.57%
White Bread(500g)
$1.05€0.92
$1.03BGN 1.71
1.94%
Rice(white)(1kg)
$1.66€1.45
$2.13BGN 3.54
-22.07%
Eggs
$2.88€2.52
$3.32BGN 5.52
-13.25%
Local Cheese(1kg)
$11.30€9.87
$11.87BGN 19.75
-4.80%
Chicken Fillets(1kg)
$8.59€7.51
$7.51BGN 12.50
14.38%
Beef Round Steak(1kg)
$14.03€12.26
$12.07BGN 20.08
16.24%
Apples(1kg)
$2.26€1.98
$1.58BGN 2.63
43.04%
Banana(1kg)
$1.80€1.57
$1.70BGN 2.83
5.88%
Oranges(1kg)
$1.38€1.21
$1.65BGN 2.75
-16.36%
Tomato(1kg)
$1.71€1.50
$2.56BGN 4.26
-33.20%
Potato(1kg)
$1.30€1.13
$0.99BGN 1.64
31.31%
Onion(1kg)
$1.06€0.93
$1.12BGN 1.86
-5.36%
Lettuce(1 head)
$1.09€0.96
$1.09BGN 1.81
-
Water(1.5 liter bottle)
$0.52€0.46
$0.76BGN 1.26
-31.58%
Cigarettes 20 Pack(Marlboro, Camel)
$5.67€4.96
$3.47BGN 5.76
63.40%
Wine(Bottle)
$6.16€5.38
$5.97BGN 9.93
3.18%
Local Beer(0.5 liter bottle)
$1.13€0.99
$1.08BGN 1.80
4.63%
Imported Beer(0.33 liter bottle)
$1.29€1.13
$1.76BGN 2.93
-26.70%
🚌 Getting Around
Cartagena
Plovdiv
Difference
One-way Ticket(Public Transport)
$1.43€1.25
$0.56BGN 0.93
155.36%
Public Transport Monthly Pass(Regular Price)
$11.35€9.91
$27.49BGN 45.73
-58.71%
Taxi Start(Normal Tariff)
$3.44€3.00
$1.16BGN 1.93
196.55%
Taxi(Normal Tariff)(1km)
$1.21€1.06
$0.65BGN 1.08
86.15%
Taxi 1hour Waiting(Normal Tariff)
$24.44€21.35
$10.58BGN 17.60
131.00%
Gasoline(1 liter)
$1.83€1.60
$1.59BGN 2.64
15.09%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.5K€26.6K
$32.5KBGN 54.0K
-6.10%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.7K€26.8K
$28.2KBGN 47.0K
8.76%
🧾 Monthly Utilities & Internet
Cartagena
Plovdiv
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$145€127
$97.8BGN 163
48.06%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$13.60€11.88
$17.71BGN 29.45
-23.21%
Internet(50+ Mbps, Unlimited Data)
$30.84€26.94
$15.47BGN 25.74
99.35%
🎉 Sport & Entertainment
Cartagena
Plovdiv
Difference
Gym Membership(Monthly)
$39.82€34.79
$37.09BGN 61.7
7.36%
Tennis Court(1 Hour on Weekend)
$15.18€13.26
$14.94BGN 24.85
1.61%
Cinema Ticket
$8.04€7.02
$9.02BGN 15.01
-10.86%
🧸 Childcare & Education
Cartagena
Plovdiv
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$417€364
$429BGN 713
-2.77%
International Primary School, 1 Child(Yearly)
$2,827€2,470
$6,868BGN 11.4K
-58.83%
👕👟 Clothing & Footwear
Cartagena
Plovdiv
Difference
Jeans(Levis 501 Or Similar)
$45.25€39.54
$60.6BGN 101
-25.28%
Summer Dress(H&M, Zara, etc)
$31.22€27.28
$35.10BGN 58.4
-11.05%
Sport Shoes(Adidas, Nike)
$45.71€39.93
$97.9BGN 163
-53.32%
Men's Leather Business Shoes
$78.1€68.3
$107BGN 178
-26.81%
🏠 Accommodation & Living
Cartagena
Plovdiv
Difference
1-bedroom Apartment, City Center(Monthly)
$777€679
$467BGN 778
66.23%
1-bedroom Apartment, Outside City Center(Monthly)
$609€532
$344BGN 572
77.02%
3-bedroom Apartment, City Center(Monthly)
$896€783
$811BGN 1,349
10.50%
3-bedroom Apartment, Outside City Center(Monthly)
$765€668
$622BGN 1,035
22.97%
Buy Apartment in City Center(m2)
$1,787€1,561
$2,268BGN 3,774
-21.24%
Buy Apartment Outside City Center(m2)
$1,423€1,243
$1,521BGN 2,530
-6.43%
💵 Salaries & Financials
Cartagena
Plovdiv
Difference
Average Monthly Net Salary(After Tax)
$1,725€1,507
$1,134BGN 1,887
52.10%
20-Year Fixed Mortgage Interest Rate(Annual %)
3.44
4.49
-23.39%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Cartagena: July 12, 2026
Last update for Plovdiv: July 12, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $777 in Cartagena and $467 in Plovdiv. Housing cost is often the main lever when comparing two cities.
💰Cartagena pays 52% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $59.0 in Cartagena vs $47.00 in Plovdiv. Groceries flip the comparison at $232 vs $237, with Cartagena cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cartagena vs Plovdiv: Cost of Living - Frequently Asked Questions
Which city is more expensive, Cartagena or Plovdiv?
Plovdiv wins on cost – living expenses run 35% lower than in Cartagena. Housing and daily spending are where you'll feel the difference most, making Plovdiv the obvious pick if budget is a priority.
Are salaries higher in Cartagena or in Plovdiv?
Average pay runs 52% higher in Cartagena, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Cartagena compared to Plovdiv?
Rent for a central apartment: $777 in Cartagena versus $467 in Plovdiv. Housing is usually the single largest factor when comparing overall living costs between the two.
How do dining costs compare in Cartagena and in Plovdiv?
Dining out is cheaper in Plovdiv – a meal for two runs $47.00 versus $59.0 in Cartagena. If you eat out regularly, this makes a real dent in your monthly spending.
How much does it cost to live in Cartagena compared to Plovdiv?
All in, you'll spend $1,444 per month in Cartagena versus $1,068 in Plovdiv – a 35% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $2,000/month in Cartagena or in Plovdiv?
At $1,068 in Plovdiv versus $1,444 in Cartagena, a $2,000 budget is realistic in Plovdiv but tight or insufficient in Cartagena. The gap between the two cities makes Plovdiv the clear choice for anyone on this budget.
Which city is better for digital nomads, Cartagena or Plovdiv?
Both work as nomad bases, but Plovdiv delivers better value – similar infrastructure at $1,068 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Plovdiv hard to pass up.
How safe is Cartagena compared to Plovdiv?
Safety-wise, Cartagena and Plovdiv are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Plovdiv gentler on the wallet – expenses run 35% less than in Cartagena. Beyond cost, consider language, visa policies, and how big the international community is in each city.