😐Monthly costs for one person with rent: $1,474 in Cartagena versus $1,255 in Plovdiv.
😐Estimated couple costs with rent: $2,175 in Cartagena versus $1,928 in Plovdiv.
😐Monthly costs for a family of three with rent: $2,877 in Cartagena versus $2,601 in Plovdiv.
🌍Living in Cartagena is roughly 18% more expensive than in Plovdiv, driven mainly by Eating Out.
📊The two cities straddle the global median: Cartagena is 7% above, Plovdiv is 9% below.
Currency
🍽 Eating Out
Cartagena
Plovdiv
Difference
Meal at Budget Restaurant
$15.27€13.17
$9.43BGN 15.69
61.93%
Three-Course Dinner for Two, Mid-Range
$58.7€50.6
$46.81BGN 77.9
25.32%
Fast Food Meal(McDonalds, etc)
$8.33€7.18
$9.74BGN 16.21
-14.48%
Cappuccino
$2.55€2.20
$2.97BGN 4.95
-14.14%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.56€2.21
$1.76BGN 2.93
45.45%
Water(0.33 liter bottle)
$1.91€1.65
$1.64BGN 2.73
16.46%
Local Beer(0.5 liter draught)
$3.51€3.03
$2.72BGN 4.52
29.04%
Imported Beer(0.33 liter bottle)
$4.10€3.54
$4.09BGN 6.80
0.24%
🛒 Groceries & Markets
Cartagena
Plovdiv
Difference
Milk(1 liter)
$1.20€1.04
$1.87BGN 3.10
-35.83%
White Bread(500g)
$1.23€1.06
$1.22BGN 2.02
0.82%
Rice(white)(1kg)
$2.66€2.30
$2.24BGN 3.72
18.75%
Eggs
$3.96€3.42
$3.78BGN 6.28
4.76%
Local Cheese(1kg)
$13.47€11.62
$12.10BGN 20.13
11.32%
Chicken Fillets(1kg)
$7.17€6.18
$8.95BGN 14.90
-19.89%
Beef Round Steak(1kg)
$19.79€17.07
$14.73BGN 24.51
34.35%
Apples(1kg)
$2.40€2.07
$1.78BGN 2.97
34.83%
Banana(1kg)
$2.05€1.77
$1.93BGN 3.21
6.22%
Oranges(1kg)
$1.67€1.44
$2.02BGN 3.35
-17.33%
Tomato(1kg)
$3.28€2.83
$2.63BGN 4.38
24.71%
Potato(1kg)
$1.30€1.12
$1.11BGN 1.85
17.12%
Onion(1kg)
$1.31€1.13
$1.14BGN 1.90
14.91%
Lettuce(1 head)
$1.61€1.39
$1.22BGN 2.03
31.97%
Water(1.5 liter bottle)
$0.69€0.60
$0.75BGN 1.25
-8.00%
Cigarettes 20 Pack(Marlboro, Camel)
$5.71€4.93
$4.20BGN 6.99
35.95%
Wine(Bottle)
$6.25€5.39
$6.36BGN 10.57
-1.73%
Local Beer(0.5 liter bottle)
$1.31€1.13
$1.23BGN 2.04
6.50%
Imported Beer(0.33 liter bottle)
$1.18€1.02
$2.04BGN 3.40
-42.16%
🚌 Getting Around
Cartagena
Plovdiv
Difference
One-way Ticket(Public Transport)
$1.53€1.32
$0.62BGN 1.03
146.77%
Public Transport Monthly Pass(Regular Price)
$11.76€10.14
$30.02BGN 49.94
-60.83%
Taxi Start(Normal Tariff)
$5.65€4.87
$1.34BGN 2.23
321.64%
Taxi(Normal Tariff)(1km)
$2.28€1.97
$0.67BGN 1.12
240.30%
Taxi 1hour Waiting(Normal Tariff)
$29.01€25.02
$10.90BGN 18.13
166.15%
Gasoline(1 liter)
$1.70€1.46
$1.68BGN 2.79
1.19%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.3K€32.2K
$31.0KBGN 51.5K
20.38%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.5K€27.2K
$25.4KBGN 42.3K
23.96%
🧾 Monthly Utilities & Internet
Cartagena
Plovdiv
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$222€191
$119BGN 197
86.70%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$20.40€17.59
$19.32BGN 32.14
5.59%
Internet(50+ Mbps, Unlimited Data)
$29.60€25.53
$16.32BGN 27.15
81.37%
🎉 Sport & Entertainment
Cartagena
Plovdiv
Difference
Gym Membership(Monthly)
$42.94€37.03
$42.57BGN 70.8
0.87%
Tennis Court(1 Hour on Weekend)
$13.29€11.46
$21.66BGN 36.04
-38.64%
Cinema Ticket
$8.15€7.03
$9.35BGN 15.56
-12.83%
🧸 Childcare & Education
Cartagena
Plovdiv
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$432€373
$536BGN 891
-19.30%
International Primary School, 1 Child(Yearly)
$2,742€2,365
$5,743BGN 9,554
-52.25%
👕👟 Clothing & Footwear
Cartagena
Plovdiv
Difference
Jeans(Levis 501 Or Similar)
$47.78€41.21
$70.5BGN 117
-32.18%
Summer Dress(H&M, Zara, etc)
$35.89€30.96
$43.64BGN 72.6
-17.76%
Sport Shoes(Adidas, Nike)
$62.5€53.9
$102BGN 170
-38.63%
Men's Leather Business Shoes
$108€93.0
$109BGN 182
-1.28%
🏠 Accommodation & Living
Cartagena
Plovdiv
Difference
1-bedroom Apartment, City Center(Monthly)
$628€541
$546BGN 908
15.02%
1-bedroom Apartment, Outside City Center(Monthly)
$510€440
$398BGN 662
28.16%
3-bedroom Apartment, City Center(Monthly)
$882€760
$917BGN 1,525
-3.82%
3-bedroom Apartment, Outside City Center(Monthly)
$751€647
$677BGN 1,126
10.88%
Buy Apartment in City Center(m2)
$1,836€1,583
$2,365BGN 3,935
-22.39%
Buy Apartment Outside City Center(m2)
$1,462€1,261
$1,619BGN 2,693
-9.71%
💵 Salaries & Financials
Cartagena
Plovdiv
Difference
Average Monthly Net Salary(After Tax)
$1,796€1,549
$1,174BGN 1,954
52.92%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.06
3.1
30.97%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Cartagena: August 30, 2026
Last update for Plovdiv: August 29, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $628 in Cartagena and $546 in Plovdiv. Housing cost is often the main lever when comparing two cities.
💰Cartagena pays 53% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $59.0 in Cartagena vs $47.00 in Plovdiv for a mid-range dinner for two. Groceries echo the gap at $277 vs $264 per month, with Plovdiv cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cartagena vs Plovdiv: Cost of Living - Frequently Asked Questions
Which city is more expensive, Cartagena or Plovdiv?
Plovdiv wins on cost – living expenses run 18% lower than in Cartagena. Housing and daily spending are where you'll feel the difference most, making Plovdiv the obvious pick if budget is a priority.
Are salaries higher in Cartagena or in Plovdiv?
Average pay runs 53% higher in Cartagena, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Cartagena compared to Plovdiv?
Rent for a central apartment: $628 in Cartagena versus $546 in Plovdiv. Housing is usually the single largest factor when comparing overall living costs between the two.
How do dining costs compare in Cartagena and in Plovdiv?
Dining out is cheaper in Plovdiv – a meal for two runs $47.00 versus $59.0 in Cartagena. If you eat out regularly, this makes a real dent in your monthly spending.
How much does it cost to live in Cartagena compared to Plovdiv?
All in, you'll spend $1,474 per month in Cartagena versus $1,255 in Plovdiv – a 18% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $2,000/month in Cartagena or in Plovdiv?
At $1,255 in Plovdiv versus $1,474 in Cartagena, a $2,000 budget is realistic in Plovdiv but tight or insufficient in Cartagena. The gap between the two cities makes Plovdiv the clear choice for anyone on this budget.
Which city is better for digital nomads, Cartagena or Plovdiv?
Both work as nomad bases, but Plovdiv delivers better value – similar infrastructure at $1,255 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Plovdiv hard to pass up.
How safe is Cartagena compared to Plovdiv?
Safety-wise, Cartagena and Plovdiv are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Plovdiv gentler on the wallet – expenses run 18% less than in Cartagena. Beyond cost, consider language, visa policies, and how big the international community is in each city.