🙂Monthly costs for one person with rent: $1,068 in Plovdiv versus $1,444 in Cartagena.
🙂Estimated couple costs with rent: $1,734 in Plovdiv versus $2,028 in Cartagena.
🙂Monthly costs for a family of three with rent: $2,401 in Plovdiv versus $2,612 in Cartagena.
🌍Living in Plovdiv costs roughly 26% less than in Cartagena, driven mainly by Eating Out.
📊The two cities straddle the global median: Plovdiv is 20% below, Cartagena is 8% above.
Currency
🍽 Eating Out
Plovdiv
Cartagena
Difference
Meal at Budget Restaurant
$8.72BGN 14.51
$13.88€12.13
-37.18%
Three-Course Dinner for Two, Mid-Range
$46.71BGN 77.7
$59.0€51.5
-20.78%
Fast Food Meal(McDonalds, etc)
$8.43BGN 14.02
$8.32€7.27
1.32%
Cappuccino
$2.51BGN 4.18
$2.63€2.30
-4.56%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.45BGN 2.41
$2.49€2.17
-41.77%
Water(0.33 liter bottle)
$0.91BGN 1.51
$1.99€1.73
-54.27%
Local Beer(0.5 liter draught)
$2.99BGN 4.98
$3.53€3.08
-15.30%
Imported Beer(0.33 liter bottle)
$2.90BGN 4.82
$3.45€3.02
-15.94%
🛒 Groceries & Markets
Plovdiv
Cartagena
Difference
Milk(1 liter)
$1.81BGN 3.01
$1.13€0.99
60.18%
White Bread(500g)
$1.03BGN 1.71
$1.05€0.92
-1.90%
Rice(white)(1kg)
$2.13BGN 3.54
$1.66€1.45
28.31%
Eggs
$3.32BGN 5.52
$2.88€2.52
15.28%
Local Cheese(1kg)
$11.87BGN 19.75
$11.30€9.87
5.04%
Chicken Fillets(1kg)
$7.51BGN 12.50
$8.59€7.51
-12.57%
Beef Round Steak(1kg)
$12.07BGN 20.08
$14.03€12.26
-13.97%
Apples(1kg)
$1.58BGN 2.63
$2.26€1.98
-30.09%
Banana(1kg)
$1.70BGN 2.83
$1.80€1.57
-5.56%
Oranges(1kg)
$1.65BGN 2.75
$1.38€1.21
19.57%
Tomato(1kg)
$2.56BGN 4.26
$1.71€1.50
49.71%
Potato(1kg)
$0.99BGN 1.64
$1.30€1.13
-23.85%
Onion(1kg)
$1.12BGN 1.86
$1.06€0.93
5.66%
Lettuce(1 head)
$1.09BGN 1.81
$1.09€0.96
-
Water(1.5 liter bottle)
$0.76BGN 1.26
$0.52€0.46
46.15%
Cigarettes 20 Pack(Marlboro, Camel)
$3.47BGN 5.76
$5.67€4.96
-38.80%
Wine(Bottle)
$5.97BGN 9.93
$6.16€5.38
-3.08%
Local Beer(0.5 liter bottle)
$1.08BGN 1.80
$1.13€0.99
-4.42%
Imported Beer(0.33 liter bottle)
$1.76BGN 2.93
$1.29€1.13
36.43%
🚌 Getting Around
Plovdiv
Cartagena
Difference
One-way Ticket(Public Transport)
$0.56BGN 0.93
$1.43€1.25
-60.84%
Public Transport Monthly Pass(Regular Price)
$27.49BGN 45.73
$11.35€9.91
142.20%
Taxi Start(Normal Tariff)
$1.16BGN 1.93
$3.44€3.00
-66.28%
Taxi(Normal Tariff)(1km)
$0.65BGN 1.08
$1.21€1.06
-46.28%
Taxi 1hour Waiting(Normal Tariff)
$10.58BGN 17.60
$24.44€21.35
-56.71%
Gasoline(1 liter)
$1.59BGN 2.64
$1.83€1.60
-13.11%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.5KBGN 54.0K
$30.5K€26.6K
6.50%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.2KBGN 47.0K
$30.7K€26.8K
-8.05%
🧾 Monthly Utilities & Internet
Plovdiv
Cartagena
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$97.8BGN 163
$145€127
-32.46%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$17.71BGN 29.45
$13.60€11.88
30.22%
Internet(50+ Mbps, Unlimited Data)
$15.47BGN 25.74
$30.84€26.94
-49.84%
🎉 Sport & Entertainment
Plovdiv
Cartagena
Difference
Gym Membership(Monthly)
$37.09BGN 61.7
$39.82€34.79
-6.86%
Tennis Court(1 Hour on Weekend)
$14.94BGN 24.85
$15.18€13.26
-1.58%
Cinema Ticket
$9.02BGN 15.01
$8.04€7.02
12.19%
🧸 Childcare & Education
Plovdiv
Cartagena
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$429BGN 713
$417€364
2.85%
International Primary School, 1 Child(Yearly)
$6,868BGN 11.4K
$2,827€2,470
142.91%
👕👟 Clothing & Footwear
Plovdiv
Cartagena
Difference
Jeans(Levis 501 Or Similar)
$60.6BGN 101
$45.25€39.54
33.83%
Summer Dress(H&M, Zara, etc)
$35.10BGN 58.4
$31.22€27.28
12.43%
Sport Shoes(Adidas, Nike)
$97.9BGN 163
$45.71€39.93
114.22%
Men's Leather Business Shoes
$107BGN 178
$78.1€68.3
36.62%
🏠 Accommodation & Living
Plovdiv
Cartagena
Difference
1-bedroom Apartment, City Center(Monthly)
$467BGN 778
$777€679
-39.84%
1-bedroom Apartment, Outside City Center(Monthly)
$344BGN 572
$609€532
-43.51%
3-bedroom Apartment, City Center(Monthly)
$811BGN 1,349
$896€783
-9.50%
3-bedroom Apartment, Outside City Center(Monthly)
$622BGN 1,035
$765€668
-18.68%
Buy Apartment in City Center(m2)
$2,268BGN 3,774
$1,787€1,561
26.96%
Buy Apartment Outside City Center(m2)
$1,521BGN 2,530
$1,423€1,243
6.87%
💵 Salaries & Financials
Plovdiv
Cartagena
Difference
Average Monthly Net Salary(After Tax)
$1,134BGN 1,887
$1,725€1,507
-34.25%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.49
3.44
30.52%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Plovdiv: July 12, 2026
Last update for Cartagena: July 12, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $467 in Plovdiv and $777 in Cartagena. Housing cost is often the main lever when comparing two cities.
💰Cartagena pays 52% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $47.00 in Plovdiv vs $59.0 in Cartagena. Groceries flip the comparison at $237 vs $232, with Cartagena cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Plovdiv vs Cartagena: Cost of Living - Frequently Asked Questions
Which city is more expensive, Plovdiv or Cartagena?
Plovdiv wins on cost – living expenses run 35% lower than in Cartagena. Housing and daily spending are where you'll feel the difference most, making Plovdiv the obvious pick if budget is a priority.
Are salaries higher in Plovdiv or in Cartagena?
On paper, salaries run 52% lower in Cartagena. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Plovdiv compared to Cartagena?
Rent for a central apartment: $467 in Plovdiv versus $777 in Cartagena. Housing is usually the single largest factor when comparing overall living costs between the two.
How do dining costs compare in Plovdiv and in Cartagena?
Dining out is cheaper in Plovdiv – a meal for two runs $47.00 versus $59.0 in Cartagena. If you eat out regularly, this makes a real dent in your monthly spending.
How much does it cost to live in Plovdiv compared to Cartagena?
All in, you'll spend $1,068 per month in Plovdiv versus $1,444 in Cartagena – a 35% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $2,000/month in Plovdiv or in Cartagena?
At $1,068 in Plovdiv versus $1,444 in Cartagena, a $2,000 budget is realistic in Plovdiv but tight or insufficient in Cartagena. The gap between the two cities makes Plovdiv the clear choice for anyone on this budget.
Which city is better for digital nomads, Plovdiv or Cartagena?
Both work as nomad bases, but Plovdiv delivers better value – similar infrastructure at $1,068 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Plovdiv hard to pass up.
How safe is Plovdiv compared to Cartagena?
Safety-wise, Plovdiv and Cartagena are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Plovdiv gentler on the wallet – expenses run 35% less than in Cartagena. Beyond cost, consider language, visa policies, and how big the international community is in each city.