🙂Monthly costs for one person with rent: $1,255 in Plovdiv versus $1,474 in Cartagena.
🙂Estimated couple costs with rent: $1,928 in Plovdiv versus $2,175 in Cartagena.
🙂Monthly costs for a family of three with rent: $2,601 in Plovdiv versus $2,877 in Cartagena.
🌍Living in Plovdiv costs roughly 15% less than in Cartagena, driven mainly by Eating Out.
📊The two cities straddle the global median: Plovdiv is 9% below, Cartagena is 7% above.
Currency
🍽 Eating Out
Plovdiv
Cartagena
Difference
Meal at Budget Restaurant
$9.43BGN 15.69
$15.27€13.17
-38.24%
Three-Course Dinner for Two, Mid-Range
$46.81BGN 77.9
$58.7€50.6
-20.20%
Fast Food Meal(McDonalds, etc)
$9.74BGN 16.21
$8.33€7.18
16.93%
Cappuccino
$2.97BGN 4.95
$2.55€2.20
16.47%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.76BGN 2.93
$2.56€2.21
-31.25%
Water(0.33 liter bottle)
$1.64BGN 2.73
$1.91€1.65
-14.14%
Local Beer(0.5 liter draught)
$2.72BGN 4.52
$3.51€3.03
-22.51%
Imported Beer(0.33 liter bottle)
$4.09BGN 6.80
$4.10€3.54
-0.24%
🛒 Groceries & Markets
Plovdiv
Cartagena
Difference
Milk(1 liter)
$1.87BGN 3.10
$1.20€1.04
55.83%
White Bread(500g)
$1.22BGN 2.02
$1.23€1.06
-0.81%
Rice(white)(1kg)
$2.24BGN 3.72
$2.66€2.30
-15.79%
Eggs
$3.78BGN 6.28
$3.96€3.42
-4.55%
Local Cheese(1kg)
$12.10BGN 20.13
$13.47€11.62
-10.17%
Chicken Fillets(1kg)
$8.95BGN 14.90
$7.17€6.18
24.83%
Beef Round Steak(1kg)
$14.73BGN 24.51
$19.79€17.07
-25.57%
Apples(1kg)
$1.78BGN 2.97
$2.40€2.07
-25.83%
Banana(1kg)
$1.93BGN 3.21
$2.05€1.77
-5.85%
Oranges(1kg)
$2.02BGN 3.35
$1.67€1.44
20.96%
Tomato(1kg)
$2.63BGN 4.38
$3.28€2.83
-19.82%
Potato(1kg)
$1.11BGN 1.85
$1.30€1.12
-14.62%
Onion(1kg)
$1.14BGN 1.90
$1.31€1.13
-12.98%
Lettuce(1 head)
$1.22BGN 2.03
$1.61€1.39
-24.22%
Water(1.5 liter bottle)
$0.75BGN 1.25
$0.69€0.60
8.70%
Cigarettes 20 Pack(Marlboro, Camel)
$4.20BGN 6.99
$5.71€4.93
-26.44%
Wine(Bottle)
$6.36BGN 10.57
$6.25€5.39
1.76%
Local Beer(0.5 liter bottle)
$1.23BGN 2.04
$1.31€1.13
-6.11%
Imported Beer(0.33 liter bottle)
$2.04BGN 3.40
$1.18€1.02
72.88%
🚌 Getting Around
Plovdiv
Cartagena
Difference
One-way Ticket(Public Transport)
$0.62BGN 1.03
$1.53€1.32
-59.48%
Public Transport Monthly Pass(Regular Price)
$30.02BGN 49.94
$11.76€10.14
155.27%
Taxi Start(Normal Tariff)
$1.34BGN 2.23
$5.65€4.87
-76.28%
Taxi(Normal Tariff)(1km)
$0.67BGN 1.12
$2.28€1.97
-70.61%
Taxi 1hour Waiting(Normal Tariff)
$10.90BGN 18.13
$29.01€25.02
-62.43%
Gasoline(1 liter)
$1.68BGN 2.79
$1.70€1.46
-1.18%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.0KBGN 51.5K
$37.3K€32.2K
-16.93%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.4KBGN 42.3K
$31.5K€27.2K
-19.33%
🧾 Monthly Utilities & Internet
Plovdiv
Cartagena
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$119BGN 197
$222€191
-46.44%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$19.32BGN 32.14
$20.40€17.59
-5.29%
Internet(50+ Mbps, Unlimited Data)
$16.32BGN 27.15
$29.60€25.53
-44.86%
🎉 Sport & Entertainment
Plovdiv
Cartagena
Difference
Gym Membership(Monthly)
$42.57BGN 70.8
$42.94€37.03
-0.86%
Tennis Court(1 Hour on Weekend)
$21.66BGN 36.04
$13.29€11.46
62.98%
Cinema Ticket
$9.35BGN 15.56
$8.15€7.03
14.72%
🧸 Childcare & Education
Plovdiv
Cartagena
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$536BGN 891
$432€373
23.91%
International Primary School, 1 Child(Yearly)
$5,743BGN 9,554
$2,742€2,365
109.43%
👕👟 Clothing & Footwear
Plovdiv
Cartagena
Difference
Jeans(Levis 501 Or Similar)
$70.5BGN 117
$47.78€41.21
47.45%
Summer Dress(H&M, Zara, etc)
$43.64BGN 72.6
$35.89€30.96
21.59%
Sport Shoes(Adidas, Nike)
$102BGN 170
$62.5€53.9
62.94%
Men's Leather Business Shoes
$109BGN 182
$108€93.0
1.30%
🏠 Accommodation & Living
Plovdiv
Cartagena
Difference
1-bedroom Apartment, City Center(Monthly)
$546BGN 908
$628€541
-13.06%
1-bedroom Apartment, Outside City Center(Monthly)
$398BGN 662
$510€440
-21.97%
3-bedroom Apartment, City Center(Monthly)
$917BGN 1,525
$882€760
3.97%
3-bedroom Apartment, Outside City Center(Monthly)
$677BGN 1,126
$751€647
-9.81%
Buy Apartment in City Center(m2)
$2,365BGN 3,935
$1,836€1,583
28.84%
Buy Apartment Outside City Center(m2)
$1,619BGN 2,693
$1,462€1,261
10.75%
💵 Salaries & Financials
Plovdiv
Cartagena
Difference
Average Monthly Net Salary(After Tax)
$1,174BGN 1,954
$1,796€1,549
-34.61%
20-Year Fixed Mortgage Interest Rate(Annual %)
3.1
4.06
-23.65%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Plovdiv: August 29, 2026
Last update for Cartagena: August 30, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $546 in Plovdiv and $628 in Cartagena. Housing cost is often the main lever when comparing two cities.
💰Cartagena pays 53% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $47.00 in Plovdiv vs $59.0 in Cartagena for a mid-range dinner for two. Groceries echo the gap at $264 vs $277 per month, with Plovdiv cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Plovdiv vs Cartagena: Cost of Living - Frequently Asked Questions
Which city is more expensive, Plovdiv or Cartagena?
Plovdiv wins on cost – living expenses run 18% lower than in Cartagena. Housing and daily spending are where you'll feel the difference most, making Plovdiv the obvious pick if budget is a priority.
Are salaries higher in Plovdiv or in Cartagena?
On paper, salaries run 53% lower in Cartagena. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Plovdiv compared to Cartagena?
Rent for a central apartment: $546 in Plovdiv versus $628 in Cartagena. Housing is usually the single largest factor when comparing overall living costs between the two.
How do dining costs compare in Plovdiv and in Cartagena?
Dining out is cheaper in Plovdiv – a meal for two runs $47.00 versus $59.0 in Cartagena. If you eat out regularly, this makes a real dent in your monthly spending.
How much does it cost to live in Plovdiv compared to Cartagena?
All in, you'll spend $1,255 per month in Plovdiv versus $1,474 in Cartagena – a 18% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $2,000/month in Plovdiv or in Cartagena?
At $1,255 in Plovdiv versus $1,474 in Cartagena, a $2,000 budget is realistic in Plovdiv but tight or insufficient in Cartagena. The gap between the two cities makes Plovdiv the clear choice for anyone on this budget.
Which city is better for digital nomads, Plovdiv or Cartagena?
Both work as nomad bases, but Plovdiv delivers better value – similar infrastructure at $1,255 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Plovdiv hard to pass up.
How safe is Plovdiv compared to Cartagena?
Safety-wise, Plovdiv and Cartagena are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Plovdiv gentler on the wallet – expenses run 18% less than in Cartagena. Beyond cost, consider language, visa policies, and how big the international community is in each city.