Last update: Oct 2026

Cost of Living Comparison Between Cape Town and Stephenville

For one person, living is cheaper in Cape Town: $1,568 a month against $2,261 in Stephenville, rent and utilities included – about $8,300 less a year. Rent and utilities account for most of the difference.

76

Cost of Living Index in Cape Town
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Cape Town Living Index
109

Cost of Living Index in Stephenville
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Stephenville Living Index

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Cape Town

🇿🇦 South Africa

$1,568

/mo nomad

Stephenville

🇨🇦 Canada

$2,261

/mo nomad

Monthly Cost of Living

How much you'll spend in Cape Town and in Stephenville

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cape Town and in Stephenville actually costs, broken down by who's living it.

A single person spends $1,568 per month in Cape Town vs $2,261 in Stephenville, rent included.

Cape Town $1,568
Stephenville $2,261

A couple spends around $2,438 per month in Cape Town vs $3,221 in Stephenville, rent included.

Cape Town $2,438
Stephenville $3,221

A family of three spends $3,307 per month in Cape Town vs $4,181 in Stephenville, rent included.

Cape Town $3,307
Stephenville $4,181

Cape Town is about 31% cheaper than Stephenville, and outside of rent the biggest gap is in groceries.

Both Cape Town and Stephenville sit above the global median – Cape Town by 17%, Stephenville by 69%.

Meal at Budget Restaurant

$11.78 R 195

$17.69 CA$25.17

-33.41%

Three-Course Dinner for Two, Mid-Range

$46.55 R 772

$62.6 CA$89.0

-25.59%

Fast Food Meal (McDonalds, etc)

$5.96 R 98.9

$10.70 CA$15.22

-44.30%

Cappuccino

$2.47 R 41.01

$3.58 CA$5.09

-31.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.33 R 22.03

$1.96 CA$2.79

-32.14%

Water (0.33 liter bottle)

$1.03 R 17.08

$1.62 CA$2.31

-36.42%

Local Beer (0.5 liter draught)

$3.01 R 49.98

$5.31 CA$7.55

-43.31%

Imported Beer (0.33 liter bottle)

$3.66 R 60.8

$5.49 CA$7.81

-33.33%

Milk (1 liter)

$1.39 R 23.08

$2.47 CA$3.52

-43.72%

White Bread (500g)

$1.19 R 19.70

$2.52 CA$3.59

-52.78%

Rice (white) (1kg)

$2.11 R 35.02

$3.34 CA$4.75

-36.83%

Eggs

$3.01 R 49.84

$3.45 CA$4.91

-12.75%

Local Cheese (1kg)

$8.96 R 149

$9.77 CA$13.90

-8.29%

Chicken Fillets (1kg)

$6.65 R 110

$11.42 CA$16.24

-41.77%

Beef Round Steak (1kg)

$9.29 R 154

$14.30 CA$20.34

-35.03%

Apples (1kg)

$1.83 R 30.28

$3.80 CA$5.40

-51.84%

Banana (1kg)

$1.90 R 31.47

$1.30 CA$1.85

46.15%

Oranges (1kg)

$1.75 R 28.98

$3.70 CA$5.27

-52.70%

Tomato (1kg)

$2.09 R 34.59

$3.68 CA$5.23

-43.21%

Potato (1kg)

$1.55 R 25.78

$2.50 CA$3.56

-38.00%

Onion (1kg)

$1.49 R 24.65

$2.25 CA$3.20

-33.78%

Lettuce (1 head)

$1.30 R 21.53

$2.34 CA$3.33

-44.44%

Water (1.5 liter bottle)

$1.16 R 19.29

$1.61 CA$2.28

-27.95%

Cigarettes 20 Pack (Marlboro, Camel)

$3.71 R 61.5

$13.88 CA$19.74

-73.27%

Wine (Bottle)

$6.06 R 101

$10.76 CA$15.31

-43.68%

Local Beer (0.5 liter bottle)

$1.39 R 22.97

$2.57 CA$3.66

-45.91%

Imported Beer (0.33 liter bottle)

$2.20 R 36.51

$3.09 CA$4.40

-28.80%

One-way Ticket (Public Transport)

$1.51 R 25.11

$2.30 CA$3.27

-34.35%

Public Transport Monthly Pass (Regular Price)

$61.0 R 1,011

$61.0 CA$86.8

-0.08%

Taxi Start (Normal Tariff)

$0.63 R 10.38

$2.82 CA$4.01

-77.66%

Taxi (Normal Tariff) (1km)

$1.53 R 25.42

$1.42 CA$2.02

7.75%

Taxi 1hour Waiting (Normal Tariff)

$4.81 R 79.8

$22.82 CA$32.45

-78.92%

Gasoline (1 liter)

$1.58 R 26.22

$1.11 CA$1.58

42.34%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.5K R 588.7K

$27.8K CA$39.5K

27.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K R 526.6K

$18.8K CA$26.7K

69.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$116 R 1,930

$139 CA$197

-15.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.37 R 471

$38.22 CA$54.4

-25.77%

Internet (50+ Mbps, Unlimited Data)

$40.69 R 675

$54.8 CA$77.9

-25.73%

Gym Membership (Monthly)

$48.85 R 810

$40.70 CA$57.9

20.02%

Tennis Court (1 Hour on Weekend)

$11.13 R 185

$18.03 CA$25.64

-38.27%

Cinema Ticket

$8.83 R 146

$11.22 CA$15.95

-21.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$261 R 4,336

$736 CA$1,046

-64.46%

International Primary School, 1 Child (Yearly)

$6,702 R 111.2K

$13.2K CA$18.7K

-49.07%

Jeans (Levis 501 Or Similar)

$55.4 R 919

$54.0 CA$76.9

2.52%

Summer Dress (H&M, Zara, etc)

$32.27 R 535

$38.23 CA$54.4

-15.59%

Sport Shoes (Adidas, Nike)

$118 R 1,949

$83.5 CA$119

40.80%

Men's Leather Business Shoes

$107 R 1,775

$99.0 CA$141

8.12%

1-bedroom Apartment, City Center (Monthly)

$1,015 R 16.8K

$1,232 CA$1,753

-17.64%

1-bedroom Apartment, Outside City Center (Monthly)

$715 R 11.9K

$1,132 CA$1,610

-36.78%

3-bedroom Apartment, City Center (Monthly)

$1,801 R 29.9K

$1,911 CA$2,718

-5.73%

3-bedroom Apartment, Outside City Center (Monthly)

$1,330 R 22.1K

$1,711 CA$2,434

-22.26%

Buy Apartment in City Center (m2)

$2,331 R 38.7K

$4,270 CA$6,073

-45.41%

Buy Apartment Outside City Center (m2)

$1,513 R 25.1K

$3,568 CA$5,075

-57.60%

Average Monthly Net Salary (After Tax)

$1,636 R 27.1K

20-Year Fixed Mortgage Interest Rate (Annual %)

10.97

4.64

136.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cape Town: October 4, 2026

Last update for Stephenville: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cape Town

$715 45.3%

Stephenville

$1.1K 50.4% 58.2% $416

Groceries & Markets

Cape Town

$222 14.1%

Stephenville

$348 15.5% 56.3% $125

Monthly Utilities & Internet

Cape Town

$185 11.7%

Stephenville

$232 10.3% 24.8% $46

Eating Out

Cape Town

$174 11%

Stephenville

$268 12% 54.6% $95

Clothing & Footwear

Cape Town

$141 8.9%

Stephenville

$124 5.5% 12% $17

Getting Around

Cape Town

$75 4.8%

Stephenville

$80 3.6% 6.4% $4.9

Sport & Entertainment

Cape Town

$67 4.2%

Stephenville

$63 2.8% 5.1% $3.4

Cost Breakdown

A central one-bedroom costs $1,015 in Cape Town versus $1,232 in Stephenville. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $47.00 in Cape Town versus $63.0 in Stephenville. Monthly groceries follow the same trend: $222 vs $348 – making Cape Town the more affordable choice for daily food spending.

Good to know

🇿🇦 Cape Town

🇨🇦 Stephenville

🕒 Local time

12:19 12:19 PM

07:49 7:49 AM

4 h 30 min behind Cape Town

🌤 Weather

👥 Population

3,740,026 Capital

6,600

💱 Currency

South African Rand ZAR R

Canadian Dollar CAD $

📈 Exchange rate

100 ZAR = 6.03 USD

100 ZAR = 5.38 EUR

1 CAD = 0.703 USD

1 CAD = 0.627 EUR

Exchange rates and currency converter

CAD, USD, EUR to ZAR – South African Rand Converter

🇺🇸 United States Dollar ($)

🇿🇦 South African Rand (R)

South African Rand exchange rates as of October 10, 2026: 1 USD = 16.59 ZAR (100 ZAR = 6.03 USD). 1 EUR = 18.58 ZAR (100 ZAR = 5.38 EUR).

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.42 CAD (1 CAD = 0.703 USD). 1 EUR = 1.59 CAD (1 CAD = 0.627 EUR).

USD to ZAR in detail →

On the map

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Between locations

Cape Town Stephenville 11,910 km ≈ 15 h nonstop flight

From you

Cape Town
Stephenville

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cape Town vs Stephenville: Cost of Living - Frequently Asked Questions

Stephenville costs about 44% more than Cape Town, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,352 per month in Cape Town and $3,392 in Stephenville. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cape Town, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,568 in Cape Town and $2,261 in Stephenville. That's a gap of about 44%.

Public transport costs about 0% less in Cape Town. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Cape Town, where all-in costs run around $1,568, than in Stephenville at $2,261. In Cape Town it covers expenses comfortably, while in Stephenville it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Cape Town costs $1,568 versus $2,261 in Stephenville. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Cape Town. If higher salaries, better infrastructure, or specific career opportunities are the priority, Stephenville makes more sense. Both are solid long-term options with distinct trade-offs.