Last update: Oct 2026

Cost of Living Comparison Between Cape Town and St Anne

For one person, living is cheaper in St Anne: $1,145 a month against $1,568 in Cape Town, rent and utilities included – about $5,100 less a year. Higher rent and utilities in Cape Town outweigh lower spending on other living expenses.

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Cost of Living Index in Cape Town
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Cape Town Living Index

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Cape Town

🇿🇦 South Africa

$1,568

/mo nomad

St Anne

🇬🇬 Alderney

$1,145

/mo nomad

Monthly Cost of Living

How much you'll spend in Cape Town and in St Anne

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cape Town and in St Anne actually costs, broken down by who's living it.

A single person spends $1,568 per month in Cape Town vs $1,145 in St Anne, rent included.

Cape Town $1,568
St Anne $1,145

A couple spends around $2,438 per month in Cape Town vs $2,750 in St Anne, rent included.

Cape Town $2,438
St Anne $2,750

A family of three spends $3,307 per month in Cape Town vs $4,355 in St Anne, rent included.

Cape Town $3,307
St Anne $4,355

Cape Town costs about 37% more than St Anne, and outside of rent the biggest gap is in groceries.

Cape Town sits 17% above the global median, while St Anne is 15% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$11.78 R 194

$26.27 GGP 19.88

-55.16%

Three-Course Dinner for Two, Mid-Range

$46.55 R 768

$92.7 GGP 70.1

-49.76%

Fast Food Meal (McDonalds, etc)

$5.96 R 98.4

Cappuccino

$2.47 R 40.80

$2.68 GGP 2.03

-7.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.33 R 21.91

$2.61 GGP 1.98

-49.04%

Water (0.33 liter bottle)

$1.03 R 16.99

$1.29 GGP 0.98

-20.16%

Local Beer (0.5 liter draught)

$3.01 R 49.72

$6.80 GGP 5.15

-55.74%

Imported Beer (0.33 liter bottle)

$3.66 R 60.4

$6.69 GGP 5.06

-45.29%

Milk (1 liter)

$1.39 R 22.96

$1.97 GGP 1.49

-29.44%

White Bread (500g)

$1.19 R 19.60

$2.17 GGP 1.65

-45.16%

Rice (white) (1kg)

$2.11 R 34.84

$2.40 GGP 1.82

-12.08%

Eggs

$3.01 R 49.58

$4.58 GGP 3.47

-34.28%

Local Cheese (1kg)

$8.96 R 148

$10.78 GGP 8.16

-16.88%

Chicken Fillets (1kg)

$6.65 R 110

$23.72 GGP 17.96

-71.96%

Beef Round Steak (1kg)

$9.29 R 153

$33.18 GGP 25.12

-72.00%

Apples (1kg)

$1.83 R 30.13

$4.69 GGP 3.55

-60.98%

Banana (1kg)

$1.90 R 31.31

$3.40 GGP 2.57

-44.12%

Oranges (1kg)

$1.75 R 28.83

$5.25 GGP 3.97

-66.67%

Tomato (1kg)

$2.09 R 34.41

$3.20 GGP 2.42

-34.69%

Potato (1kg)

$1.55 R 25.64

$1.29 GGP 0.98

20.16%

Onion (1kg)

$1.49 R 24.53

$4.35 GGP 3.30

-65.75%

Lettuce (1 head)

$1.30 R 21.41

$2.62 GGP 1.99

-50.38%

Water (1.5 liter bottle)

$1.16 R 19.19

$1.43 GGP 1.08

-18.88%

Cigarettes 20 Pack (Marlboro, Camel)

$3.71 R 61.2

Wine (Bottle)

$6.06 R 100

$15.86 GGP 12.01

-61.79%

Local Beer (0.5 liter bottle)

$1.39 R 22.85

Imported Beer (0.33 liter bottle)

$2.20 R 36.32

One-way Ticket (Public Transport)

$1.51 R 24.98

Public Transport Monthly Pass (Regular Price)

$61.0 R 1,006

Taxi Start (Normal Tariff)

$0.63 R 10.33

Taxi (Normal Tariff) (1km)

$1.53 R 25.29

Taxi 1hour Waiting (Normal Tariff)

$4.81 R 79.4

Gasoline (1 liter)

$1.58 R 26.08

$3.32 GGP 2.51

-52.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.5K R 585.7K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K R 523.8K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$116 R 1,920

$261 GGP 198

-55.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.37 R 468

$27.03 GGP 20.46

4.96%

Internet (50+ Mbps, Unlimited Data)

$40.69 R 671

$59.3 GGP 44.91

-31.41%

Gym Membership (Monthly)

$48.85 R 806

$13.35 GGP 10.11

265.92%

Tennis Court (1 Hour on Weekend)

$11.13 R 184

$6.79 GGP 5.14

63.92%

Cinema Ticket

$8.83 R 146

$11.72 GGP 8.87

-24.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$261 R 4,314

International Primary School, 1 Child (Yearly)

$6,702 R 110.6K

Jeans (Levis 501 Or Similar)

$55.4 R 914

Summer Dress (H&M, Zara, etc)

$32.27 R 532

Sport Shoes (Adidas, Nike)

$118 R 1,939

Men's Leather Business Shoes

$107 R 1,766

1-bedroom Apartment, City Center (Monthly)

$1,015 R 16.7K

$1,072 GGP 812

-5.37%

1-bedroom Apartment, Outside City Center (Monthly)

$715 R 11.8K

3-bedroom Apartment, City Center (Monthly)

$1,801 R 29.7K

$1,616 GGP 1,223

11.46%

3-bedroom Apartment, Outside City Center (Monthly)

$1,330 R 22.0K

$1,560 GGP 1,181

-14.71%

Buy Apartment in City Center (m2)

$2,331 R 38.5K

$2,351 GGP 1,780

-0.87%

Buy Apartment Outside City Center (m2)

$1,513 R 25.0K

$2,350 GGP 1,779

-35.63%

Average Monthly Net Salary (After Tax)

$1,636 R 27.0K

$2,022 GGP 1,531

-19.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.97

5.8

89.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cape Town: October 4, 2026

Last update for St Anne: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cape Town

$715 45.3%

St Anne

–

Groceries & Markets

Cape Town

$222 14.1%

St Anne

–

Monthly Utilities & Internet

Cape Town

$185 11.7%

St Anne

–

Eating Out

Cape Town

$174 11%

St Anne

–

Clothing & Footwear

Cape Town

$141 8.9%

St Anne

–

Getting Around

Cape Town

$75 4.8%

St Anne

–

Sport & Entertainment

Cape Town

$67 4.2%

St Anne

–

Cost Breakdown

A central one-bedroom costs $1,015 in Cape Town versus $1,072 in St Anne. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 24% higher in St Anne, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $47.00 in Cape Town versus $93.0 in St Anne. Monthly groceries follow the same trend: $222 vs $473 – making Cape Town the more affordable choice for daily food spending.

Good to know

🇿🇦 Cape Town

🇬🇬 St Anne

🕒 Local time

13:31 1:31 PM

12:31 12:31 PM

1 h behind Cape Town

🌤 Weather

👥 Population

3,740,026 Capital

2,000

💱 Currency

South African Rand ZAR R

Guernsey Pound GGP £

📈 Exchange rate

100 ZAR = 6.06 USD

100 ZAR = 5.41 EUR

1 GGP = 1.32 USD

1 GGP = 1.18 EUR

Exchange rates and currency converter

GGP, USD, EUR to ZAR – South African Rand Converter

🇺🇸 United States Dollar ($)

🇿🇦 South African Rand (R)

South African Rand exchange rates as of October 10, 2026: 1 USD = 16.5 ZAR (100 ZAR = 6.06 USD). 1 EUR = 18.49 ZAR (100 ZAR = 5.41 EUR).

Guernsey Pound exchange rates as of October 10, 2026: 1 USD = 0.757 GGP (1 GGP = 1.32 USD). 1 EUR = 0.848 GGP (1 GGP = 1.18 EUR).

USD to ZAR in detail →

On the map

Lowest

Highest

Between locations

Cape Town St Anne 9,520 km ≈ 12 h nonstop flight

From you

Cape Town
St Anne

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cape Town vs St Anne: Cost of Living - Frequently Asked Questions

Cape Town costs about 37% more than St Anne, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,352 per month in Cape Town and $1,718 in St Anne. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in St Anne, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,568 in Cape Town and $1,145 in St Anne. That's a gap of about 37%.

Interestingly, groceries are about 113% cheaper in Cape Town – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in St Anne, where all-in costs run around $1,145, than in Cape Town at $1,568. In St Anne it covers expenses comfortably, while in Cape Town it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. St Anne costs $1,145 versus $1,568 in Cape Town. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with St Anne. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cape Town makes more sense. Both are solid long-term options with distinct trade-offs.