Last update: Oct 2026

Cost of Living Comparison Between Cape Town and Elgin

For one person, living is cheaper in Cape Town: $1,586 a month against $1,785 in Elgin, rent and utilities included – about $2,400 less a year. The total is higher in Elgin despite lower rent and utilities.

77

Cost of Living Index in Cape Town
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Cape Town Living Index
87

Cost of Living Index in Elgin
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Elgin Living Index

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Cape Town

🇿🇦 South Africa

$1,586

/mo nomad

Elgin

🇬🇧 United Kingdom

$1,785

/mo nomad

Monthly Cost of Living

How much you'll spend in Cape Town and in Elgin

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cape Town and in Elgin actually costs, broken down by who's living it.

A single person spends $1,586 per month in Cape Town vs $1,785 in Elgin, rent included.

Cape Town $1,586
Elgin $1,785

A couple spends around $2,425 per month in Cape Town vs $2,823 in Elgin, rent included.

Cape Town $2,425
Elgin $2,823

A family of three spends $3,263 per month in Cape Town vs $3,860 in Elgin, rent included.

Cape Town $3,263
Elgin $3,860

Cape Town is about 11% cheaper than Elgin, and outside of rent the biggest gap is in eating out.

Both Cape Town and Elgin sit above the global median – Cape Town by 17%, Elgin by 32%.

Meal at Budget Restaurant

$12.14 R 200

$20.92 £15.70

-41.97%

Three-Course Dinner for Two, Mid-Range

$45.34 R 747

$71.6 £53.7

-36.63%

Fast Food Meal (McDonalds, etc)

$5.88 R 96.9

$9.63 £7.23

-38.94%

Cappuccino

$2.50 R 41.18

$4.30 £3.22

-41.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.27 R 20.94

$1.93 £1.45

-34.20%

Water (0.33 liter bottle)

$0.98 R 16.14

$1.34 £1.00

-26.87%

Local Beer (0.5 liter draught)

$2.99 R 49.33

$4.25 £3.19

-29.65%

Imported Beer (0.33 liter bottle)

$3.72 R 61.4

$5.83 £4.37

-36.19%

Milk (1 liter)

$1.30 R 21.40

$1.65 £1.24

-21.21%

White Bread (500g)

$1.25 R 20.68

$1.58 £1.19

-20.89%

Rice (white) (1kg)

$2.23 R 36.76

$2.02 £1.51

10.40%

Eggs

$3.11 R 51.2

$3.87 £2.90

-19.64%

Local Cheese (1kg)

$9.06 R 149

$9.21 £6.91

-1.63%

Chicken Fillets (1kg)

$6.92 R 114

$8.77 £6.58

-21.09%

Beef Round Steak (1kg)

$9.30 R 153

$17.05 £12.79

-45.45%

Apples (1kg)

$1.84 R 30.25

$2.90 £2.18

-36.55%

Banana (1kg)

$1.96 R 32.29

$1.47 £1.10

33.33%

Oranges (1kg)

$1.67 R 27.45

$2.88 £2.16

-42.01%

Tomato (1kg)

$2.17 R 35.70

$3.14 £2.35

-30.89%

Potato (1kg)

$1.57 R 25.81

$1.94 £1.46

-19.07%

Onion (1kg)

$1.48 R 24.45

$1.53 £1.15

-3.27%

Lettuce (1 head)

$1.30 R 21.41

$1.19 £0.89

9.24%

Water (1.5 liter bottle)

$1.13 R 18.60

$1.61 £1.20

-29.81%

Cigarettes 20 Pack (Marlboro, Camel)

$3.60 R 59.3

$23.59 £17.70

-84.74%

Wine (Bottle)

$6.15 R 101

$11.11 £8.33

-44.64%

Local Beer (0.5 liter bottle)

$1.38 R 22.66

$3.27 £2.45

-57.80%

Imported Beer (0.33 liter bottle)

$2.14 R 35.20

$3.25 £2.44

-34.15%

One-way Ticket (Public Transport)

$1.50 R 24.65

$3.35 £2.52

-55.22%

Public Transport Monthly Pass (Regular Price)

$60.8 R 1,001

$123 £92.5

-50.73%

Taxi Start (Normal Tariff)

$0.59 R 9.71

$5.65 £4.24

-89.56%

Taxi (Normal Tariff) (1km)

$1.50 R 24.65

$1.19 £0.89

26.05%

Taxi 1hour Waiting (Normal Tariff)

$5.11 R 84.2

$25.49 £19.12

-79.95%

Gasoline (1 liter)

$1.55 R 25.50

$2.07 £1.55

-25.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.2K R 596.5K

$37.6K £28.2K

-3.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K R 514.8K

$40.3K £30.2K

-22.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$114 R 1,883

$199 £150

-42.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.91 R 476

$19.77 £14.83

46.23%

Internet (50+ Mbps, Unlimited Data)

$39.73 R 654

$39.93 £29.96

-0.50%

Gym Membership (Monthly)

$49.01 R 808

$36.76 £27.58

33.32%

Tennis Court (1 Hour on Weekend)

$10.99 R 181

$5.30 £3.98

107.36%

Cinema Ticket

$9.15 R 151

$11.14 £8.36

-17.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$259 R 4,264

$907 £681

-71.47%

International Primary School, 1 Child (Yearly)

$6,794 R 111.9K

$21.3K £16.0K

-68.12%

Jeans (Levis 501 Or Similar)

$56.2 R 926

$35.56 £26.68

57.99%

Summer Dress (H&M, Zara, etc)

$32.41 R 534

$45.57 £34.19

-28.88%

Sport Shoes (Adidas, Nike)

$121 R 1,987

$107 £80.3

12.68%

Men's Leather Business Shoes

$108 R 1,781

$89.6 £67.2

20.63%

1-bedroom Apartment, City Center (Monthly)

$1,021 R 16.8K

$910 £683

12.20%

1-bedroom Apartment, Outside City Center (Monthly)

$717 R 11.8K

$593 £445

20.91%

3-bedroom Apartment, City Center (Monthly)

$1,824 R 30.1K

$1,794 £1,346

1.67%

3-bedroom Apartment, Outside City Center (Monthly)

$1,327 R 21.9K

$1,210 £908

9.68%

Buy Apartment in City Center (m2)

$2,391 R 39.4K

$4,984 £3,739

-52.03%

Buy Apartment Outside City Center (m2)

$1,542 R 25.4K

$3,804 £2,854

-59.47%

Average Monthly Net Salary (After Tax)

$1,639 R 27.0K

$1,985 £1,489

-17.43%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.97

4.76

130.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cape Town: October 10, 2026

Last update for Elgin: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cape Town

$717 45.2%

Elgin

$593 33.2% 17.3% $124

Groceries & Markets

Cape Town

$225 14.2%

Elgin

$307 17.2% 36.5% $82

Monthly Utilities & Internet

Cape Town

$183 11.5%

Elgin

$259 14.5% 41.6% $76

Eating Out

Cape Town

$176 11.1%

Elgin

$294 16.5% 66.8% $118

Clothing & Footwear

Cape Town

$143 9%

Elgin

$125 7% 12.5% $18

Getting Around

Cape Town

$75 4.7%

Elgin

$148 8.3% 98.3% $74

Sport & Entertainment

Cape Town

$67 4.2%

Elgin

$59 3.3% 12.3% $8.3

Cost Breakdown

A central one-bedroom costs $1,021 in Cape Town versus $910 in Elgin. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 21% higher in Elgin, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $45.00 in Cape Town versus $72.0 in Elgin. Monthly groceries follow the same trend: $225 vs $307 – making Cape Town the more affordable choice for daily food spending.

Good to know

🇿🇦 Cape Town

🇬🇧 Elgin

🕒 Local time

15:58 3:58 PM

14:58 2:58 PM

1 h behind Cape Town

🌤 Weather

👥 Population

3,740,026 Capital

25,040

💱 Currency

South African Rand ZAR R

British Pound GBP £

📈 Exchange rate

100 ZAR = 6.07 USD

100 ZAR = 5.4 EUR

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

GBP, USD, EUR to ZAR – South African Rand Converter

🇺🇸 United States Dollar ($)

🇿🇦 South African Rand (R)

South African Rand exchange rates as of October 18, 2026: 1 USD = 16.48 ZAR (100 ZAR = 6.07 USD). 1 EUR = 18.52 ZAR (100 ZAR = 5.4 EUR).

British Pound exchange rates as of October 18, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

USD to ZAR in detail →

On the map

Lowest

Highest

Between locations

Cape Town Elgin 10,380 km ≈ 13 h nonstop flight

From you

Cape Town
Elgin

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cape Town vs Elgin: Cost of Living - Frequently Asked Questions

Elgin costs about 13% more than Cape Town, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,379 per month in Cape Town and $2,678 in Elgin. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cape Town, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,586 in Cape Town and $1,785 in Elgin. That's a gap of about 13%.

Public transport costs about 103% less in Cape Town. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Cape Town, where all-in costs run around $1,586, than in Elgin at $1,785. In Cape Town it covers expenses comfortably, while in Elgin it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Cape Town costs $1,586 versus $1,785 in Elgin. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cape Town. If higher salaries, better infrastructure, or specific career opportunities are the priority, Elgin makes more sense. Both are solid long-term options with distinct trade-offs.