Last update: Nov 2026

Cost of Living Comparison Between Cape Town and Cergy

For one person, living is cheaper in Cape Town: $1,527 a month against $1,695 in Cergy, rent and utilities included – about $2,000 less a year. Other living expenses account for most of the difference.

74

Cost of Living Index in Cape Town
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Cape Town Living Index
81

Cost of Living Index in Cergy
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Cergy Living Index

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Cape Town

🇿🇦 South Africa

$1,527

/mo nomad

Cergy

🇫🇷 France

$1,695

/mo nomad

Monthly Cost of Living

How much you'll spend in Cape Town and in Cergy

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cape Town and in Cergy actually costs, broken down by who's living it.

A single person spends $1,527 per month in Cape Town vs $1,695 in Cergy, rent included.

Cape Town $1,527
Cergy $1,695

A couple spends around $2,417 per month in Cape Town vs $2,575 in Cergy, rent included.

Cape Town $2,417
Cergy $2,575

A family of three spends $3,306 per month in Cape Town vs $3,454 in Cergy, rent included.

Cape Town $3,306
Cergy $3,454

Cape Town is about 10% cheaper than Cergy, and outside of rent the biggest gap is in groceries.

Both Cape Town and Cergy sit above the global median – Cape Town by 13%, Cergy by 25%.

Meal at Budget Restaurant

$12.01 R 198

$8.86 €7.88

35.55%

Three-Course Dinner for Two, Mid-Range

$42.92 R 707

$49.66 €44.22

-13.57%

Fast Food Meal (McDonalds, etc)

$6.15 R 101

$8.80 €7.83

-30.11%

Cappuccino

$2.37 R 39.04

$2.71 €2.41

-12.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.27 R 20.96

$1.35 €1.20

-5.93%

Water (0.33 liter bottle)

$0.94 R 15.46

$1.71 €1.52

-45.03%

Local Beer (0.5 liter draught)

$2.96 R 48.77

$5.12 €4.56

-42.19%

Imported Beer (0.33 liter bottle)

$3.69 R 60.8

$5.48 €4.88

-32.66%

Milk (1 liter)

$1.32 R 21.73

$1.20 €1.07

10.00%

White Bread (500g)

$1.21 R 19.87

$1.90 €1.69

-36.32%

Rice (white) (1kg)

$2.20 R 36.26

$2.86 €2.54

-23.08%

Eggs

$3.10 R 51.1

$4.15 €3.70

-25.30%

Local Cheese (1kg)

$8.73 R 144

$21.62 €19.25

-59.62%

Chicken Fillets (1kg)

$6.89 R 114

$10.78 €9.59

-36.09%

Beef Round Steak (1kg)

$9.26 R 153

$23.36 €20.80

-60.36%

Apples (1kg)

$1.83 R 30.08

$3.43 €3.05

-46.65%

Banana (1kg)

$1.95 R 32.12

$2.13 €1.90

-8.45%

Oranges (1kg)

$1.66 R 27.32

$2.20 €1.96

-24.55%

Tomato (1kg)

$2.14 R 35.19

$2.16 €1.92

-0.93%

Potato (1kg)

$1.58 R 26.01

$1.86 €1.66

-15.05%

Onion (1kg)

$1.47 R 24.29

$2.07 €1.84

-28.99%

Lettuce (1 head)

$1.35 R 22.18

$1.71 €1.52

-21.05%

Water (1.5 liter bottle)

$1.14 R 18.85

$0.63 €0.56

80.95%

Cigarettes 20 Pack (Marlboro, Camel)

$3.58 R 59.0

$12.86 €11.45

-72.16%

Wine (Bottle)

$6.05 R 99.7

$8.29 €7.38

-27.02%

Local Beer (0.5 liter bottle)

$1.39 R 22.95

$2.36 €2.10

-41.10%

Imported Beer (0.33 liter bottle)

$2.18 R 35.90

$4.19 €3.73

-47.97%

One-way Ticket (Public Transport)

$1.40 R 23.02

$1.99 €1.77

-29.65%

Public Transport Monthly Pass (Regular Price)

$60.8 R 1,001

$49.36 €43.95

23.08%

Taxi Start (Normal Tariff)

$0.93 R 15.26

$2.21 €1.97

-57.92%

Taxi (Normal Tariff) (1km)

$0.90 R 14.83

$2.13 €1.90

-57.75%

Taxi 1hour Waiting (Normal Tariff)

$4.96 R 81.7

$24.31 €21.65

-79.60%

Gasoline (1 liter)

$1.54 R 25.37

$1.90 €1.69

-18.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.4K R 582.8K

$34.0K €30.3K

4.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.4K R 549.9K

$37.6K €33.4K

-11.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$117 R 1,929

$210 €187

-44.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.71 R 424

$15.25 €13.58

68.59%

Internet (50+ Mbps, Unlimited Data)

$39.41 R 649

$22.61 €20.13

74.30%

Gym Membership (Monthly)

$51.6 R 850

$34.79 €30.98

48.35%

Tennis Court (1 Hour on Weekend)

$11.35 R 187

Cinema Ticket

$8.89 R 146

$14.75 €13.13

-39.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$308 R 5,069

$627 €559

-50.97%

International Primary School, 1 Child (Yearly)

$8,141 R 134.2K

$8,061 €7,177

1.00%

Jeans (Levis 501 Or Similar)

$57.4 R 946

$88.7 €79.0

-35.31%

Summer Dress (H&M, Zara, etc)

$31.75 R 523

$40.07 €35.68

-20.76%

Sport Shoes (Adidas, Nike)

$116 R 1,911

$101 €89.8

14.98%

Men's Leather Business Shoes

$101 R 1,660

$104 €92.2

-2.73%

1-bedroom Apartment, City Center (Monthly)

$1,047 R 17.2K

$762 €678

37.36%

1-bedroom Apartment, Outside City Center (Monthly)

$669 R 11.0K

$626 €557

6.90%

3-bedroom Apartment, City Center (Monthly)

$1,861 R 30.7K

$1,420 €1,264

31.02%

3-bedroom Apartment, Outside City Center (Monthly)

$1,407 R 23.2K

$1,142 €1,017

23.17%

Buy Apartment in City Center (m2)

$2,410 R 39.7K

$4,130 €3,677

-41.64%

Buy Apartment Outside City Center (m2)

$1,570 R 25.9K

$3,077 €2,740

-49.00%

Average Monthly Net Salary (After Tax)

$1,630 R 26.9K

$2,623 €2,335

-37.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.89

3.5

211.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cape Town: November 2, 2026

Last update for Cergy: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cape Town

$669 43.8%

Cergy

$626 36.9% 6.5% $43

Groceries & Markets

Cape Town

$223 14.6%

Cergy

$358 21.1% 60.5% $135

Monthly Utilities & Internet

Cape Town

$182 11.9%

Cergy

$248 14.6% 36% $66

Eating Out

Cape Town

$174 11.4%

Cergy

$179 10.5% 2.6% $4.5

Clothing & Footwear

Cape Town

$138 9%

Cergy

$150 8.9% 9% $12

Getting Around

Cape Town

$72 4.7%

Cergy

$70 4.1% 2.2% $1.6

Sport & Entertainment

Cape Town

$69 4.5%

Cergy

$64 3.8% 7.3% $5.1

Cost Breakdown

A central one-bedroom costs $1,047 in Cape Town versus $762 in Cergy. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 61% higher in Cergy. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $43 in Cape Town versus $50 in Cergy. Monthly groceries follow the same trend: $223 vs $358 – making Cape Town the more affordable choice for daily food spending.

Good to know

🇿🇦 Cape Town

🇫🇷 Cergy

🕒 Local time

06:31 6:31 AM

05:31 5:31 AM

1 h behind Cape Town

🌤 Weather

👥 Population

3,740,026 Capital

68,348

💱 Currency

South African Rand ZAR R

Euro EUR €

📈 Exchange rate

100 ZAR = 6.07 USD

100 ZAR = 5.41 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to ZAR – South African Rand Converter

🇺🇸 United States Dollar ($)

🇿🇦 South African Rand (R)

South African Rand exchange rates as of November 6, 2026: 1 USD = 16.48 ZAR (100 ZAR = 6.07 USD). 1 EUR = 18.5 ZAR (100 ZAR = 5.41 EUR).

Euro exchange rates as of November 6, 2026: 1 USD = 0.89 EUR (1 EUR = 1.12 USD).

USD to ZAR in detail →

On the map

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Between locations

Cape Town Cergy 9,370 km ≈ 12 h nonstop flight

From you

Cape Town
Cergy

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cape Town vs Cergy: Cost of Living - Frequently Asked Questions

Cergy costs about 11% more than Cape Town, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,291 per month in Cape Town and $2,542 in Cergy. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cergy, especially for central apartments: a one-bedroom in the center costs $762 there versus $1,047 in Cape Town.

Monthly expenses with rent come to $1,527 in Cape Town and $1,695 in Cergy. That makes Cape Town about 10% cheaper.

Public transport costs about 19% less in Cergy. For daily commuters, that gap adds up to noticeable savings over a year.

$1,000 is a stretch for both – monthly costs hit $1,527 in Cape Town and $1,695 in Cergy. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Cape Town has an edge in some lifestyle areas, with costs from $1,527 in Cape Town to $1,695 in Cergy. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Cape Town. If higher salaries or specific career opportunities are the priority, Cergy makes more sense. Both are solid long-term options with distinct trade-offs.