Cost of Living Comparison Between Cambridge and Ubud Cost of Living Comparison Between Cambridge and Ubud

😐 Solo nomad: Cambridge is 48.1% more expensive than Ubud without rent, and 197.4% more expensive with rent.
😐 Family of 3: Cambridge is 58.3% more expensive than Ubud without rent, and 150.1% more expensive with rent.
Currency
🍽 Eating Out
Cambridge
Ubud
Difference
Meal at Budget Restaurant
$13.41 NZ$22.11
$3 Rp 48.8K
347.00%
Three-Course Dinner for Two, Mid-Range
$35.86 NZ$59.1
$12.52 Rp 203.2K
186.42%
Fast Food Meal (McDonalds, etc)
$9 NZ$14.84
$3.18 Rp 51.6K
183.02%
Cappuccino
$2.98 NZ$4.91
$2.21 Rp 35.9K
34.84%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.37 NZ$3.9
$1.1 Rp 17.9K
115.45%
Water (0.33 liter bottle)
$2.16 NZ$3.57
$0.26 Rp 4,217
730.77%
Local Beer (0.5 liter draught)
$4.68 NZ$7.72
$2.5 Rp 40.5K
87.20%
Imported Beer (0.33 liter bottle)
$6.29 NZ$10.37
$3.2 Rp 51.9K
96.56%
🛒 Groceries & Markets
Cambridge
Ubud
Difference
Milk (1 liter)
$1.62 NZ$2.67
$1.49 Rp 24.2K
8.72%
White Bread (500g)
$1.63 NZ$2.69
$1.67 Rp 27K
-2.40%
Rice (white) (1kg)
$1.9 NZ$3.14
$1.14 Rp 18.5K
66.67%
Eggs
$6.03 NZ$9.95
$2.27 Rp 36.9K
165.64%
Local Cheese (1kg)
$7.97 NZ$13.15
$13.94 Rp 226.3K
-42.83%
Chicken Fillets (1kg)
$9.27 NZ$15.29
$4 Rp 64.8K
131.75%
Beef Round Steak (1kg)
$12.34 NZ$20.36
$11.3 Rp 183.4K
9.20%
Apples (1kg)
$2.49 NZ$4.1
$3.6 Rp 58.4K
-30.83%
Banana (1kg)
$1.81 NZ$2.99
$1.53 Rp 24.8K
18.30%
Oranges (1kg)
$2.43 NZ$4.01
$2.65 Rp 43K
-8.30%
Tomato (1kg)
$2.95 NZ$4.86
$1.38 Rp 22.4K
113.77%
Potato (1kg)
$2.09 NZ$3.44
$1.58 Rp 25.6K
32.28%
Onion (1kg)
$1.78 NZ$2.94
$2.16 Rp 35.1K
-17.59%
Lettuce (1 head)
$2.06 NZ$3.39
$1.04 Rp 16.9K
98.08%
Water (1.5 liter bottle)
$1.26 NZ$2.07
$0.56 Rp 9,114
125.00%
Cigarettes 20 Pack (Marlboro, Camel)
$19.99 NZ$32.98
$2.23 Rp 36.3K
796.41%
Wine (Bottle)
$10.51 NZ$17.34
$14.98 Rp 243.2K
-29.84%
Local Beer (0.5 liter bottle)
$2.51 NZ$4.15
$2.43 Rp 39.5K
3.29%
Imported Beer (0.33 liter bottle)
$2.73 NZ$4.5
$2.64 Rp 42.8K
3.41%
🚌 Getting Around
Cambridge
Ubud
Difference
One-way Ticket (Public Transport)
$3.03 NZ$5
$0.32 Rp 5,203
846.88%
Public Transport Monthly Pass (Regular Price)
$64.3 NZ$106
$10.12 Rp 164.3K
535.28%
Taxi Start (Normal Tariff)
$2.65 NZ$4.38
$0.49 Rp 7,888
440.82%
Taxi (Normal Tariff) (1km)
$1.93 NZ$3.19
$0.34 Rp 5,573
467.65%
Taxi 1hour Waiting (Normal Tariff)
$35.58 NZ$58.7
$6.04 Rp 98K
489.07%
Gasoline (1 liter)
$1.73 NZ$2.85
$0.73 Rp 11.9K
136.99%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.1K NZ$44.7K
$26.2K Rp 425.6M
3.34%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.6K NZ$38.8K
$31.9K Rp 518.5M
-26.26%
🧾 Monthly Utilities & Internet
Cambridge
Ubud
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$110 NZ$182
$62.6 Rp 1M
76.25%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$36.87 NZ$60.8
$4.1 Rp 66.6K
799.27%
Internet (50+ Mbps, Unlimited Data)
$39.14 NZ$64.6
$24.32 Rp 394.7K
60.94%
🎉 Sport & Entertainment
Cambridge
Ubud
Difference
Gym Membership (Monthly)
$36.49 NZ$60.2
$22.6 Rp 366.9K
61.46%
Tennis Court (1 Hour on Weekend)
$12.09 NZ$19.94
$6.26 Rp 101.5K
93.13%
Cinema Ticket
$8.93 NZ$14.73
$3.29 Rp 53.4K
171.43%
🧸 Childcare & Education
Cambridge
Ubud
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$744 NZ$1,228
$93.2 Rp 1.5M
698.57%
International Primary School, 1 Child (Yearly)
$12.2K NZ$20.2K
$6,098 Rp 99M
100.77%
👕👟 Clothing & Footwear
Cambridge
Ubud
Difference
Jeans (Levis 501 Or Similar)
$101 NZ$167
$52.8 Rp 857.4K
92.07%
Summer Dress (H&M, Zara, etc)
$56.2 NZ$92.7
$24.84 Rp 403.3K
126.17%
Sport Shoes (Adidas, Nike)
$105 NZ$173
$85.2 Rp 1.4M
22.88%
Men's Leather Business Shoes
$130 NZ$215
$72.5 Rp 1.2M
79.51%
🏠 Accommodation & Living
Cambridge
Ubud
Difference
1-bedroom Apartment, City Center (Monthly)
$967 NZ$1,595
$259 Rp 4.2M
273.73%
1-bedroom Apartment, Outside City Center (Monthly)
$1,198 NZ$1,976
$159 Rp 2.6M
654.01%
3-bedroom Apartment, City Center (Monthly)
$2,143 NZ$3,534
$578 Rp 9.4M
271.06%
3-bedroom Apartment, Outside City Center (Monthly)
$1,544 NZ$2,547
$336 Rp 5.5M
359.46%
Buy Apartment in City Center (m2)
$4,717 NZ$7,780
$1,000 Rp 16.2M
371.48%
Buy Apartment Outside City Center (m2)
$3,977 NZ$6,559
$860 Rp 14M
362.19%
💵 Salaries & Financials
Cambridge
Ubud
Difference
Average Monthly Net Salary (After Tax)
$2,574 NZ$4,245
$182 Rp 3M
1310.91%
20-Year Fixed Mortgage Interest Rate (Annual %)
6
13.28
-54.82%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cambridge: October 26, 2025

Last update for Ubud: October 29, 2025

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