Last update: Oct 2026

Cost of Living Comparison Between Calgary and Troy, MI

For one person, living costs are similar in Calgary and in Troy, MI: $2,232 and $2,296 a month, rent and utilities included.

Calgary
🇨🇦 Canada
$2,232
/mo nomad
Troy, MI
🇺🇸 United States
$2,296
/mo nomad
Monthly Cost of Living

How much you'll spend in Calgary and in Troy, MI

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Calgary and in Troy, MI actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,232 in Calgary versus $2,296 in Troy, MI.

  • Calgary $2,232
  • Troy, MI $2,296

Estimated couple costs with rent: $3,363 in Calgary versus $3,526 in Troy, MI.

  • Calgary $3,363
  • Troy, MI $3,526

Monthly costs for a family of three with rent: $4,493 in Calgary versus $4,756 in Troy, MI.

  • Calgary $4,493
  • Troy, MI $4,756

Living in Calgary costs roughly 3% less than in Troy, MI, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Calgary 67% above, Troy, MI 71% above.

Currency
🍽 Eating Out
Calgary
Troy, MI
Difference
Meal at Budget Restaurant
$17.22 CA$24.55
$16.61 $16.61
3.67%
Three-Course Dinner for Two, Mid-Range
$71.2 CA$102
$74.3 $74.3
-4.22%
Fast Food Meal (McDonalds, etc)
$10.56 CA$15.06
$10.33 $10.33
2.23%
Cappuccino
$3.77 CA$5.38
$4.38 $4.38
-13.93%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.91 CA$2.73
$2.54 $2.54
-24.80%
Water (0.33 liter bottle)
$1.84 CA$2.63
$1.88 $1.88
-2.13%
Local Beer (0.5 liter draught)
$4.86 CA$6.94
$5.06 $5.06
-3.95%
Imported Beer (0.33 liter bottle)
$5.55 CA$7.91
$5.99 $5.99
-7.35%
🛒 Groceries & Markets
Calgary
Troy, MI
Difference
Milk (1 liter)
$1.88 CA$2.68
$0.80 $0.80
135.00%
White Bread (500g)
$2.73 CA$3.89
$3.00 $3.00
-9.00%
Rice (white) (1kg)
$5.34 CA$7.62
$4.62 $4.62
15.58%
Eggs
$3.77 CA$5.37
$2.85 $2.85
32.28%
Local Cheese (1kg)
$11.29 CA$16.10
$10.87 $10.87
3.86%
Chicken Fillets (1kg)
$11.46 CA$16.34
$8.86 $8.86
29.35%
Beef Round Steak (1kg)
$18.26 CA$26.04
$14.84 $14.84
23.05%
Apples (1kg)
$4.64 CA$6.62
$3.41 $3.41
36.07%
Banana (1kg)
$1.44 CA$2.05
$1.12 $1.12
28.57%
Oranges (1kg)
$4.22 CA$6.02
$3.47 $3.47
21.61%
Tomato (1kg)
$3.86 CA$5.50
$4.15 $4.15
-6.99%
Potato (1kg)
$2.62 CA$3.74
$2.58 $2.58
1.55%
Onion (1kg)
$2.66 CA$3.79
$3.15 $3.15
-15.56%
Lettuce (1 head)
$2.59 CA$3.69
$2.21 $2.21
17.19%
Water (1.5 liter bottle)
$1.53 CA$2.19
$2.48 $2.48
-38.31%
Cigarettes 20 Pack (Marlboro, Camel)
$14.26 CA$20.33
$9.22 $9.22
54.66%
Wine (Bottle)
$15.27 CA$21.77
$13.72 $13.72
11.30%
Local Beer (0.5 liter bottle)
$2.41 CA$3.44
$1.61 $1.61
49.69%
Imported Beer (0.33 liter bottle)
$3.09 CA$4.41
$2.47 $2.47
25.10%
🚌 Getting Around
Calgary
Troy, MI
Difference
One-way Ticket (Public Transport)
$2.88 CA$4.11
$3.03 $3.03
-4.95%
Public Transport Monthly Pass (Regular Price)
$88.7 CA$126
-
-
Taxi Start (Normal Tariff)
$3.23 CA$4.61
$9.99 $9.99
-67.67%
Taxi (Normal Tariff) (1km)
$1.38 CA$1.97
$3.02 $3.02
-54.30%
Taxi 1hour Waiting (Normal Tariff)
$26.49 CA$37.77
$9.91 $9.91
167.31%
Gasoline (1 liter)
$1.18 CA$1.68
$1.02 $1.02
15.69%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.3K CA$40.3K
$34.7K $34.7K
-18.45%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.7K CA$29.6K
$24.5K $24.5K
-15.42%
🧾 Monthly Utilities & Internet
Calgary
Troy, MI
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$159 CA$227
$170 $170
-6.48%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$37.61 CA$53.6
$42.35 $42.35
-11.19%
Internet (50+ Mbps, Unlimited Data)
$49.68 CA$70.8
$44.59 $44.59
11.42%
🎉 Sport & Entertainment
Calgary
Troy, MI
Difference
Gym Membership (Monthly)
$53.3 CA$75.9
$34.30 $34.30
55.25%
Tennis Court (1 Hour on Weekend)
$18.31 CA$26.11
$35.93 $35.93
-49.04%
Cinema Ticket
$14.08 CA$20.07
$9.94 $9.94
41.65%
🧸 Childcare & Education
Calgary
Troy, MI
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$809 CA$1,154
$1,783 $1,783
-54.62%
International Primary School, 1 Child (Yearly)
$15.9K CA$22.6K
$14.9K $14.9K
6.26%
👕👟 Clothing & Footwear
Calgary
Troy, MI
Difference
Jeans (Levis 501 Or Similar)
$58.8 CA$83.8
$52.0 $52.0
12.93%
Summer Dress (H&M, Zara, etc)
$38.84 CA$55.4
$21.75 $21.75
78.57%
Sport Shoes (Adidas, Nike)
$91.4 CA$130
$82.4 $82.4
10.92%
Men's Leather Business Shoes
$109 CA$155
$91.1 $91.1
19.61%
🏠 Accommodation & Living
Calgary
Troy, MI
Difference
1-bedroom Apartment, City Center (Monthly)
$1,237 CA$1,764
$1,356 $1,356
-8.77%
1-bedroom Apartment, Outside City Center (Monthly)
$996 CA$1,420
$1,203 $1,203
-17.20%
3-bedroom Apartment, City Center (Monthly)
$1,908 CA$2,721
$2,362 $2,362
-19.20%
3-bedroom Apartment, Outside City Center (Monthly)
$1,671 CA$2,383
$2,231 $2,231
-25.09%
Buy Apartment in City Center (m2)
$3,530 CA$5,034
$2,645 $2,645
33.47%
Buy Apartment Outside City Center (m2)
$3,336 CA$4,757
$2,260 $2,260
47.61%
💵 Salaries & Financials
Calgary
Troy, MI
Difference
Average Monthly Net Salary (After Tax)
$3,130 CA$4,463
$5,560 $5,560
-43.71%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.51
6.67
-32.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Calgary: October 3, 2026

Last update for Troy, MI: October 4, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Calgary
$996
Troy, MI
$1.2K 20.8% $207
Groceries & Markets
Calgary
$387
Troy, MI
$341 12% $46
Eating Out
Calgary
$265
Troy, MI
$271 2.3% $6.2
Monthly Utilities & Internet
Calgary
$247
Troy, MI
$257 4.3% $11
Clothing & Footwear
Calgary
$134
Troy, MI
$111 17% $23
Getting Around
Calgary
$110
Troy, MI
$37 * 66.3% $73
Sport & Entertainment
Calgary
$81
Troy, MI
$54 33.4% $27

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,237 in Calgary and $1,356 in Troy, MI. Housing cost is often the main lever when comparing two cities.

Troy, MI pays 78% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $71.0 in Calgary vs $74.0 in Troy, MI. Groceries flip the comparison at $387 vs $341, with Troy, MI cheaper for home cooking.

Good to know
🇨🇦 Calgary
🇺🇸 Troy, MI
🕒 Local time
09:29 9:29 AM
11:29 11:29 AM
2 h ahead of Calgary
🌤 Weather
👥 Population
1,267,344
51,401
Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

Canadian Dollar exchange rates as of October 12, 2026: 1 USD = 1.43 CAD (1 CAD = 0.701 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

United States Dollar exchange rates as of October 12, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

On the map
Between locations
  • Calgary Troy, MI 2,510 km ≈ 3 h 45 min nonstop flight
From you
  • Calgary
  • Troy, MI

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Calgary vs Troy, MI: Cost of Living - Frequently Asked Questions
Is Troy, MI cheaper than Calgary?
Calgary is cheaper overall, especially in eating out. The 3% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Calgary or Troy, MI?
On paper, salaries run 78% lower in Troy, MI. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Calgary and Troy, MI?
Rent for a central apartment: $1,237 in Calgary versus $1,356 in Troy, MI. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $809 in Calgary versus $1,783 in Troy, MI. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is eating out cheaper in Calgary or in Troy, MI?
Dining out is cheaper in Calgary – a meal for two runs $71.0 versus $74.0 in Troy, MI. If you eat out regularly, this makes a real dent in your monthly spending.
Is $2,500 a realistic budget for living in Calgary or in Troy, MI?
At $2,232 in Calgary versus $2,296 in Troy, MI, a $2,500 budget is realistic in Calgary but tight or insufficient in Troy, MI. The gap between the two cities makes Calgary the clear choice for anyone on this budget.
Is it better to live in Calgary or in Troy, MI?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is safer, Calgary or Troy, MI?
Safety-wise, Calgary and Troy, MI are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Calgary gentler on the wallet – expenses run 3% less than in Troy, MI. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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