Last update: Oct 2026

Cost of Living Comparison Between Troy, MI and Calgary

For one person, living costs are similar in Troy, MI and in Calgary: $2,296 and $2,232 a month, rent and utilities included.

111

Cost of Living Index in Troy, MI
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Troy, MI Living Index
109

Cost of Living Index in Calgary
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Calgary Living Index

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Troy, MI

🇺🇸 United States

$2,296

/mo nomad

Calgary

🇨🇦 Canada

$2,232

/mo nomad

Monthly Cost of Living

How much you'll spend in Troy, MI and in Calgary

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Troy, MI and in Calgary actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,296 in Troy, MI versus $2,232 in Calgary.

Troy, MI $2,296
Calgary $2,232

Estimated couple costs with rent: $3,526 in Troy, MI versus $3,363 in Calgary.

Troy, MI $3,526
Calgary $3,363

Monthly costs for a family of three with rent: $4,756 in Troy, MI versus $4,493 in Calgary.

Troy, MI $4,756
Calgary $4,493

Living in Troy, MI is roughly 3% more expensive than in Calgary, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Troy, MI 71% above, Calgary 67% above.

Meal at Budget Restaurant

$16.61 $16.61

$17.22 CA$24.55

-3.54%

Three-Course Dinner for Two, Mid-Range

$74.3 $74.3

$71.2 CA$102

4.41%

Fast Food Meal (McDonalds, etc)

$10.33 $10.33

$10.56 CA$15.06

-2.18%

Cappuccino

$4.38 $4.38

$3.77 CA$5.38

16.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.54 $2.54

$1.91 CA$2.73

32.98%

Water (0.33 liter bottle)

$1.88 $1.88

$1.84 CA$2.63

2.17%

Local Beer (0.5 liter draught)

$5.06 $5.06

$4.86 CA$6.94

4.12%

Imported Beer (0.33 liter bottle)

$5.99 $5.99

$5.55 CA$7.91

7.93%

Milk (1 liter)

$0.80 $0.80

$1.88 CA$2.68

-57.45%

White Bread (500g)

$3.00 $3.00

$2.73 CA$3.89

9.89%

Rice (white) (1kg)

$4.62 $4.62

$5.34 CA$7.62

-13.48%

Eggs

$2.85 $2.85

$3.77 CA$5.37

-24.40%

Local Cheese (1kg)

$10.87 $10.87

$11.29 CA$16.10

-3.72%

Chicken Fillets (1kg)

$8.86 $8.86

$11.46 CA$16.34

-22.69%

Beef Round Steak (1kg)

$14.84 $14.84

$18.26 CA$26.04

-18.73%

Apples (1kg)

$3.41 $3.41

$4.64 CA$6.62

-26.51%

Banana (1kg)

$1.12 $1.12

$1.44 CA$2.05

-22.22%

Oranges (1kg)

$3.47 $3.47

$4.22 CA$6.02

-17.77%

Tomato (1kg)

$4.15 $4.15

$3.86 CA$5.50

7.51%

Potato (1kg)

$2.58 $2.58

$2.62 CA$3.74

-1.53%

Onion (1kg)

$3.15 $3.15

$2.66 CA$3.79

18.42%

Lettuce (1 head)

$2.21 $2.21

$2.59 CA$3.69

-14.67%

Water (1.5 liter bottle)

$2.48 $2.48

$1.53 CA$2.19

62.09%

Cigarettes 20 Pack (Marlboro, Camel)

$9.22 $9.22

$14.26 CA$20.33

-35.34%

Wine (Bottle)

$13.72 $13.72

$15.27 CA$21.77

-10.15%

Local Beer (0.5 liter bottle)

$1.61 $1.61

$2.41 CA$3.44

-33.20%

Imported Beer (0.33 liter bottle)

$2.47 $2.47

$3.09 CA$4.41

-20.06%

One-way Ticket (Public Transport)

$3.03 $3.03

$2.88 CA$4.11

5.21%

Public Transport Monthly Pass (Regular Price)

$88.7 CA$126

Taxi Start (Normal Tariff)

$9.99 $9.99

$3.23 CA$4.61

209.29%

Taxi (Normal Tariff) (1km)

$3.02 $3.02

$1.38 CA$1.97

118.84%

Taxi 1hour Waiting (Normal Tariff)

$9.91 $9.91

$26.49 CA$37.77

-62.59%

Gasoline (1 liter)

$1.02 $1.02

$1.18 CA$1.68

-13.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.7K $34.7K

$28.3K CA$40.3K

22.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.5K $24.5K

$20.7K CA$29.6K

18.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$170 $170

$159 CA$227

6.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$42.35 $42.35

$37.61 CA$53.6

12.60%

Internet (50+ Mbps, Unlimited Data)

$44.59 $44.59

$49.68 CA$70.8

-10.25%

Gym Membership (Monthly)

$34.30 $34.30

$53.3 CA$75.9

-35.59%

Tennis Court (1 Hour on Weekend)

$35.93 $35.93

$18.31 CA$26.11

96.23%

Cinema Ticket

$9.94 $9.94

$14.08 CA$20.07

-29.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,783 $1,783

$809 CA$1,154

120.36%

International Primary School, 1 Child (Yearly)

$14.9K $14.9K

$15.9K CA$22.6K

-5.89%

Jeans (Levis 501 Or Similar)

$52.0 $52.0

$58.8 CA$83.8

-11.45%

Summer Dress (H&M, Zara, etc)

$21.75 $21.75

$38.84 CA$55.4

-44.00%

Sport Shoes (Adidas, Nike)

$82.4 $82.4

$91.4 CA$130

-9.84%

Men's Leather Business Shoes

$91.1 $91.1

$109 CA$155

-16.39%

1-bedroom Apartment, City Center (Monthly)

$1,356 $1,356

$1,237 CA$1,764

9.62%

1-bedroom Apartment, Outside City Center (Monthly)

$1,203 $1,203

$996 CA$1,420

20.78%

3-bedroom Apartment, City Center (Monthly)

$2,362 $2,362

$1,908 CA$2,721

23.77%

3-bedroom Apartment, Outside City Center (Monthly)

$2,231 $2,231

$1,671 CA$2,383

33.49%

Buy Apartment in City Center (m2)

$2,645 $2,645

$3,530 CA$5,034

-25.07%

Buy Apartment Outside City Center (m2)

$2,260 $2,260

$3,336 CA$4,757

-32.25%

Average Monthly Net Salary (After Tax)

$5,560 $5,560

$3,130 CA$4,463

77.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

4.51

47.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Troy, MI: October 4, 2026

Last update for Calgary: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Troy, MI

$1.2K 52.9%

Calgary

$996 44.8% 17.2% $207

Groceries & Markets

Troy, MI

$341 15%

Calgary

$387 17.4% 13.6% $46

Eating Out

Troy, MI

$271 11.9%

Calgary

$265 11.9% 2.3% $6.2

Monthly Utilities & Internet

Troy, MI

$257 11.3%

Calgary

$247 11.1% 4.2% $11

Clothing & Footwear

Troy, MI

$111 4.9%

Calgary

$134 6% 20.5% $23

Sport & Entertainment

Troy, MI

$54 2.4%

Calgary

$81 3.7% 50.2% $27

Getting Around

Troy, MI

$37 * 1.6%

Calgary

$110 5% 197% $73

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,356 in Troy, MI and $1,237 in Calgary. Housing cost is often the main lever when comparing two cities.

Troy, MI pays 78% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $74.0 in Troy, MI vs $71.0 in Calgary. Groceries flip the comparison at $341 vs $387, with Troy, MI cheaper for home cooking.

Good to know

🇺🇸 Troy, MI

🇨🇦 Calgary

🕒 Local time

10:33 10:33 AM

08:33 8:33 AM

2 h behind Troy, MI

🌤 Weather

👥 Population

51,401

1,267,344

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.892 EUR

1 CAD = 0.701 USD

1 CAD = 0.626 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 12, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Canadian Dollar exchange rates as of October 12, 2026: 1 USD = 1.43 CAD (1 CAD = 0.701 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

CAD to USD in detail →

On the map

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Between locations

Troy, MI Calgary 2,510 km ≈ 3 h 45 min nonstop flight

From you

Troy, MI
Calgary

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Troy, MI vs Calgary: Cost of Living - Frequently Asked Questions

Calgary is cheaper overall, especially in eating out. The 3% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 78% higher in Troy, MI, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,356 in Troy, MI versus $1,237 in Calgary. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,783 in Troy, MI versus $809 in Calgary. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Calgary – a meal for two runs $71.0 versus $74.0 in Troy, MI. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,232 in Calgary versus $2,296 in Troy, MI, a $2,500 budget is realistic in Calgary but tight or insufficient in Troy, MI. The gap between the two cities makes Calgary the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Troy, MI and Calgary are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Calgary gentler on the wallet – expenses run 3% less than in Troy, MI. Beyond cost, consider language, visa policies, and how big the international community is in each city.