Cost of Living Comparison Between Calgary and Stephenville Cost of Living Comparison Between Calgary and Stephenville

Monthly Cost of Living

Monthly costs for one person with rent: $2,433 in Calgary versus $2,387 in Stephenville.

Estimated couple costs with rent: $3,642 in Calgary versus $3,456 in Stephenville.

Monthly costs for a family of three with rent: $4,850 in Calgary versus $4,525 in Stephenville.

Living in Calgary is roughly 2% more expensive than Stephenville, driven mainly by Getting Around.

Both cities are pricier than the global median: Calgary 81% above, Stephenville 77% above.

Meal at Budget Restaurant

$18.20 CA$24.93

$16.60 CA$22.75

9.64%

Three-Course Dinner for Two, Mid-Range

$70.0 CA$95.9

$70.6 CA$96.7

-0.75%

Fast Food Meal (McDonalds, etc)

$11.01 CA$15.09

$10.97 CA$15.03

0.36%

Cappuccino

$3.73 CA$5.11

$3.74 CA$5.13

-0.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.98 CA$2.71

$1.99 CA$2.73

-0.50%

Water (0.33 liter bottle)

$1.65 CA$2.26

$1.64 CA$2.24

0.61%

Local Beer (0.5 liter draught)

$5.27 CA$7.22

$5.40 CA$7.39

-2.41%

Imported Beer (0.33 liter bottle)

$6.65 CA$9.11

$5.72 CA$7.84

16.26%

Milk (1 liter)

$2.15 CA$2.94

$2.63 CA$3.60

-18.25%

White Bread (500g)

$2.68 CA$3.67

$2.69 CA$3.68

-0.37%

Rice (white) (1kg)

$3.40 CA$4.66

$3.53 CA$4.84

-3.68%

Eggs

$3.28 CA$4.49

$3.45 CA$4.72

-4.93%

Local Cheese (1kg)

$14.65 CA$20.07

$11.34 CA$15.54

29.19%

Chicken Fillets (1kg)

$12.61 CA$17.28

$11.56 CA$15.83

9.08%

Beef Round Steak (1kg)

$16.13 CA$22.10

$14.61 CA$20.02

10.40%

Apples (1kg)

$4.46 CA$6.11

$4.04 CA$5.53

10.40%

Banana (1kg)

$1.34 CA$1.84

$1.43 CA$1.96

-6.29%

Oranges (1kg)

$3.73 CA$5.11

$3.77 CA$5.17

-1.06%

Tomato (1kg)

$4.29 CA$5.88

$3.68 CA$5.04

16.58%

Potato (1kg)

$2.67 CA$3.65

$2.51 CA$3.43

6.37%

Onion (1kg)

$2.61 CA$3.57

$2.58 CA$3.53

1.16%

Lettuce (1 head)

$2.74 CA$3.76

$4.36 CA$5.97

-37.16%

Water (1.5 liter bottle)

$1.90 CA$2.60

$1.77 CA$2.43

7.34%

Cigarettes 20 Pack (Marlboro, Camel)

$14.98 CA$20.52

$13.84 CA$18.96

8.24%

Wine (Bottle)

$14.30 CA$19.59

$11.09 CA$15.19

28.94%

Local Beer (0.5 liter bottle)

$2.90 CA$3.97

$2.83 CA$3.87

2.47%

Imported Beer (0.33 liter bottle)

$3.97 CA$5.44

$3.08 CA$4.21

28.90%

One-way Ticket (Public Transport)

$2.68 CA$3.67

$2.41 CA$3.31

11.20%

Public Transport Monthly Pass (Regular Price)

$87.9 CA$120

$62.5 CA$85.6

40.82%

Taxi Start (Normal Tariff)

$3.57 CA$4.88

$3.19 CA$4.37

11.91%

Taxi (Normal Tariff) (1km)

$1.34 CA$1.84

$1.45 CA$1.98

-7.59%

Taxi 1hour Waiting (Normal Tariff)

$29.30 CA$40.15

$25.49 CA$34.92

14.95%

Gasoline (1 liter)

$1.13 CA$1.55

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.1K CA$34.4K

$24.7K CA$33.9K

1.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.2K CA$30.4K

$20.5K CA$28.0K

8.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$218 CA$299

$141 CA$193

54.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$41.44 CA$56.8

$42.98 CA$58.9

-3.58%

Internet (50+ Mbps, Unlimited Data)

$58.2 CA$79.7

$63.4 CA$86.8

-8.23%

Gym Membership (Monthly)

$53.7 CA$73.6

$41.24 CA$56.5

30.31%

Tennis Court (1 Hour on Weekend)

$52.4 CA$71.8

$36.38 CA$49.84

43.98%

Cinema Ticket

$12.66 CA$17.34

$11.47 CA$15.71

10.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$885 CA$1,212

$735 CA$1,008

20.31%

International Primary School, 1 Child (Yearly)

$16.1K CA$22.0K

$12.0K CA$16.4K

34.31%

Jeans (Levis 501 Or Similar)

$58.1 CA$79.6

$54.9 CA$75.2

5.94%

Summer Dress (H&M, Zara, etc)

$48.22 CA$66.1

$39.40 CA$54.0

22.39%

Sport Shoes (Adidas, Nike)

$88.4 CA$121

$85.6 CA$117

3.30%

Men's Leather Business Shoes

$106 CA$146

$108 CA$148

-1.66%

1-bedroom Apartment, City Center (Monthly)

$1,396 CA$1,913

$1,323 CA$1,813

5.53%

1-bedroom Apartment, Outside City Center (Monthly)

$1,186 CA$1,625

$1,156 CA$1,583

2.65%

3-bedroom Apartment, City Center (Monthly)

$2,293 CA$3,142

$2,055 CA$2,815

11.59%

3-bedroom Apartment, Outside City Center (Monthly)

$1,859 CA$2,547

$1,795 CA$2,459

3.58%

Buy Apartment in City Center (m2)

$3,779 CA$5,178

$3,891 CA$5,331

-2.87%

Buy Apartment Outside City Center (m2)

$3,509 CA$4,808

$3,530 CA$4,836

-0.59%

Average Monthly Net Salary (After Tax)

$3,117 CA$4,271

20-Year Fixed Mortgage Interest Rate (Annual %)

5.71

6.46

-11.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Calgary: April 14, 2026

Last update for Stephenville: April 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,396 in Calgary and $1,323 in Stephenville. Housing cost is often the main lever when comparing two cities.

Dining out: $70 in Calgary vs $71 in Stephenville. Groceries flip the comparison at $395 vs $373, with Stephenville cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Calgary vs Stephenville: Cost of Living - Frequently Asked Questions

Stephenville is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Getting Around, Sport & Entertainment. The 2% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $3,650 in Calgary and $3,581 in Stephenville to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,396 in Calgary versus $1,323 in Stephenville. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Stephenville – a meal for two runs $71.0 versus $70.0 in Calgary. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,433 per month in Calgary versus $2,387 in Stephenville – a 2% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,387 in Stephenville versus $2,433 in Calgary, a $2,000 budget is realistic in Stephenville but tight or insufficient in Calgary. The gap between the two cities makes Stephenville the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Stephenville gentler on the wallet – expenses run 2% less than in Calgary. Beyond cost, consider language, visa policies, and how big the international community is in each city.