Last update: Oct 2026

Cost of Living Comparison Between Calgary and Stephenville

For one person, living costs are similar in Calgary and in Stephenville: $2,255 and $2,251 a month, rent and utilities included.

Calgary
🇨🇦 Canada
$2,255
/mo nomad
Stephenville
🇨🇦 Canada
$2,251
/mo nomad
Monthly Cost of Living

How much you'll spend in Calgary and in Stephenville

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Calgary and in Stephenville actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,255 in Calgary versus $2,251 in Stephenville.

  • Calgary $2,255
  • Stephenville $2,251

Estimated couple costs with rent: $3,361 in Calgary versus $3,245 in Stephenville.

  • Calgary $3,361
  • Stephenville $3,245

Monthly costs for a family of three with rent: $4,468 in Calgary versus $4,239 in Stephenville.

  • Calgary $4,468
  • Stephenville $4,239

Monthly costs are close between Calgary and Stephenville; which city is cheaper depends on the spending category.

Both cities are pricier than the global median: Calgary 66% above, Stephenville 66% above.

Currency
🍽 Eating Out
Calgary
Stephenville
Difference
Meal at Budget Restaurant
$17.58 CA$24.85
$17.56 CA$24.82
0.11%
Three-Course Dinner for Two, Mid-Range
$69.1 CA$97.6
$65.2 CA$92.2
5.89%
Fast Food Meal (McDonalds, etc)
$10.59 CA$14.97
$10.41 CA$14.72
1.73%
Cappuccino
$3.84 CA$5.42
$3.61 CA$5.10
6.37%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.93 CA$2.72
$1.94 CA$2.74
-0.52%
Water (0.33 liter bottle)
$1.88 CA$2.66
$1.54 CA$2.18
22.08%
Local Beer (0.5 liter draught)
$5.09 CA$7.20
$5.38 CA$7.61
-5.39%
Imported Beer (0.33 liter bottle)
$5.64 CA$7.97
$5.55 CA$7.84
1.62%
🛒 Groceries & Markets
Calgary
Stephenville
Difference
Milk (1 liter)
$2.00 CA$2.82
$2.38 CA$3.36
-15.97%
White Bread (500g)
$2.78 CA$3.93
$2.53 CA$3.58
9.88%
Rice (white) (1kg)
$5.59 CA$7.90
$3.17 CA$4.49
76.34%
Eggs
$3.70 CA$5.23
$3.46 CA$4.90
6.94%
Local Cheese (1kg)
$11.48 CA$16.23
$10.07 CA$14.24
14.00%
Chicken Fillets (1kg)
$11.20 CA$15.84
$11.33 CA$16.02
-1.15%
Beef Round Steak (1kg)
$18.59 CA$26.28
$14.47 CA$20.46
28.47%
Apples (1kg)
$4.70 CA$6.64
$3.72 CA$5.26
26.34%
Banana (1kg)
$1.45 CA$2.05
$1.27 CA$1.79
14.17%
Oranges (1kg)
$4.34 CA$6.13
$3.57 CA$5.05
21.57%
Tomato (1kg)
$3.79 CA$5.36
$3.66 CA$5.17
3.55%
Potato (1kg)
$2.69 CA$3.81
$2.53 CA$3.57
6.32%
Onion (1kg)
$2.75 CA$3.88
$2.17 CA$3.06
26.73%
Lettuce (1 head)
$2.56 CA$3.62
$4.13 CA$5.84
-38.01%
Water (1.5 liter bottle)
$1.50 CA$2.12
$1.62 CA$2.29
-7.41%
Cigarettes 20 Pack (Marlboro, Camel)
$14.39 CA$20.34
$14.10 CA$19.93
2.06%
Wine (Bottle)
$15.81 CA$22.35
$10.70 CA$15.13
47.76%
Local Beer (0.5 liter bottle)
$2.47 CA$3.49
$2.60 CA$3.68
-5.00%
Imported Beer (0.33 liter bottle)
$3.10 CA$4.39
$2.95 CA$4.16
5.08%
🚌 Getting Around
Calgary
Stephenville
Difference
One-way Ticket (Public Transport)
$2.81 CA$3.97
$2.23 CA$3.15
26.01%
Public Transport Monthly Pass (Regular Price)
$90.6 CA$128
$61.5 CA$87.0
47.26%
Taxi Start (Normal Tariff)
$3.28 CA$4.64
$2.78 CA$3.94
17.99%
Taxi (Normal Tariff) (1km)
$1.40 CA$1.97
$1.47 CA$2.08
-4.76%
Taxi 1hour Waiting (Normal Tariff)
$26.49 CA$37.45
$23.36 CA$33.02
13.40%
Gasoline (1 liter)
$1.22 CA$1.72
$1.15 CA$1.62
6.09%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.4K CA$40.1K
$27.8K CA$39.3K
2.04%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.8K CA$29.5K
$19.1K CA$26.9K
9.31%
🧾 Monthly Utilities & Internet
Calgary
Stephenville
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$165 CA$233
$136 CA$193
20.66%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$38.24 CA$54.1
$37.91 CA$53.6
0.87%
Internet (50+ Mbps, Unlimited Data)
$50.1 CA$70.9
$53.1 CA$75.1
-5.66%
🎉 Sport & Entertainment
Calgary
Stephenville
Difference
Gym Membership (Monthly)
$53.8 CA$76.1
$40.46 CA$57.2
32.97%
Tennis Court (1 Hour on Weekend)
$18.04 CA$25.51
$17.91 CA$25.32
0.73%
Cinema Ticket
$14.04 CA$19.84
$10.90 CA$15.41
28.81%
🧸 Childcare & Education
Calgary
Stephenville
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$797 CA$1,126
$754 CA$1,065
5.70%
International Primary School, 1 Child (Yearly)
$15.8K CA$22.3K
$13.1K CA$18.6K
20.23%
👕👟 Clothing & Footwear
Calgary
Stephenville
Difference
Jeans (Levis 501 Or Similar)
$59.1 CA$83.5
$52.1 CA$73.6
13.47%
Summer Dress (H&M, Zara, etc)
$40.20 CA$56.8
$37.28 CA$52.7
7.83%
Sport Shoes (Adidas, Nike)
$90.8 CA$128
$85.2 CA$120
6.51%
Men's Leather Business Shoes
$109 CA$155
$102 CA$145
6.90%
🏠 Accommodation & Living
Calgary
Stephenville
Difference
1-bedroom Apartment, City Center (Monthly)
$1,207 CA$1,707
$1,221 CA$1,725
-1.10%
1-bedroom Apartment, Outside City Center (Monthly)
$1,011 CA$1,429
$1,137 CA$1,607
-11.05%
3-bedroom Apartment, City Center (Monthly)
$1,949 CA$2,756
$1,971 CA$2,787
-1.12%
3-bedroom Apartment, Outside City Center (Monthly)
$1,677 CA$2,371
$1,716 CA$2,426
-2.23%
Buy Apartment in City Center (m2)
$3,532 CA$4,993
$4,180 CA$5,910
-15.51%
Buy Apartment Outside City Center (m2)
$3,392 CA$4,795
$3,511 CA$4,964
-3.39%
💵 Salaries & Financials
Calgary
Stephenville
Difference
Average Monthly Net Salary (After Tax)
$3,152 CA$4,456
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
4.51
4.66
-3.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Calgary: October 18, 2026

Last update for Stephenville: October 18, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Calgary
$1K
Stephenville
$1.1K 12.4% $126
Groceries & Markets
Calgary
$392
Stephenville
$353 9.9% $39
Eating Out
Calgary
$270
Stephenville
$267 1.3% $3.5
Monthly Utilities & Internet
Calgary
$253
Stephenville
$227 10.1% $26
Clothing & Footwear
Calgary
$135
Stephenville
$125 7.5% $10
Getting Around
Calgary
$112
Stephenville
$81 28.1% $32
Sport & Entertainment
Calgary
$82
Stephenville
$62 24% $20

Cost Breakdown

A one-bedroom apartment in the center runs $1,207 in Calgary and $1,221 in Stephenville. Housing cost is often the main lever when comparing two cities.

Dining out: $69.0 in Calgary vs $65.0 in Stephenville for a mid-range dinner for two. Groceries echo the gap at $392 vs $353 per month, with Stephenville cheaper across the board.

Good to know
🇨🇦 Calgary
🇨🇦 Stephenville
🕒 Local time
23:41 11:41 PM
03:11 3:11 AM
3 h 30 min ahead of Calgary
🌤 Weather
👥 Population
1,267,344
6,600
💱 Currency
Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

Canadian Dollar exchange rates as of October 21, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

On the map
Between locations
  • Calgary Stephenville 3,900 km ≈ 5 h nonstop flight
From you
  • Calgary
  • Stephenville

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Calgary vs Stephenville: Cost of Living - Frequently Asked Questions
What income do you need for each city?
You'd need roughly $3,382 in Calgary and $3,377 in Stephenville to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Calgary and Stephenville?
Rent for a central apartment: $1,207 in Calgary versus $1,221 in Stephenville. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $797 in Calgary versus $754 in Stephenville. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is eating out cheaper in Calgary or in Stephenville?
Dining out is cheaper in Stephenville – a meal for two runs $65.0 versus $69.0 in Calgary. If you eat out regularly, this makes a real dent in your monthly spending.
Is $2,000 a realistic budget for living in Calgary or in Stephenville?
At $2,251 in Stephenville versus $2,255 in Calgary, a $2,000 budget is realistic in Stephenville but tight or insufficient in Calgary. The gap between the two cities makes Stephenville the clear choice for anyone on this budget.
Is it better to live in Calgary or in Stephenville?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is the better choice to relocate to?
It comes down to priorities – Stephenville wins on affordability, Calgary on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.

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