Cost of Living Comparison Between Calgary and Oshawa Cost of Living Comparison Between Calgary and Oshawa

Monthly Cost of Living

Monthly costs for one person with rent: $2,485 in Calgary versus $2,571 in Oshawa.

Estimated couple costs with rent: $3,590 in Calgary versus $3,753 in Oshawa.

Monthly costs for a family of three with rent: $4,694 in Calgary versus $4,936 in Oshawa.

Living in Calgary costs roughly 3% less than in Oshawa, driven mainly by Clothing & Footwear.

Both cities are pricier than the global median: Calgary 86% above, Oshawa 93% above.

Meal at Budget Restaurant

$18.34 CA$25.67

$18.54 CA$25.95

-1.08%

Three-Course Dinner for Two, Mid-Range

$71.0 CA$99.4

$74.7 CA$105

-4.95%

Fast Food Meal (McDonalds, etc)

$11.25 CA$15.75

$10.51 CA$14.71

7.04%

Cappuccino

$3.83 CA$5.35

$3.70 CA$5.18

3.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.96 CA$2.74

$1.91 CA$2.67

2.62%

Water (0.33 liter bottle)

$1.65 CA$2.31

$1.58 CA$2.21

4.43%

Local Beer (0.5 liter draught)

$5.29 CA$7.40

$5.25 CA$7.35

0.76%

Imported Beer (0.33 liter bottle)

$6.79 CA$9.50

$6.19 CA$8.67

9.69%

Milk (1 liter)

$2.24 CA$3.14

$2.64 CA$3.69

-15.15%

White Bread (500g)

$2.73 CA$3.83

$2.72 CA$3.80

0.37%

Rice (white) (1kg)

$3.38 CA$4.73

$3.68 CA$5.16

-8.15%

Eggs

$3.29 CA$4.61

$3.52 CA$4.93

-6.53%

Local Cheese (1kg)

$14.76 CA$20.66

$12.20 CA$17.08

20.98%

Chicken Fillets (1kg)

$12.70 CA$17.77

$11.16 CA$15.62

13.80%

Beef Round Steak (1kg)

$15.95 CA$22.32

$16.19 CA$22.66

-1.48%

Apples (1kg)

$4.31 CA$6.03

$3.57 CA$5.00

20.73%

Banana (1kg)

$1.35 CA$1.89

$1.22 CA$1.71

10.66%

Oranges (1kg)

$3.78 CA$5.29

$3.84 CA$5.38

-1.56%

Tomato (1kg)

$4.22 CA$5.90

$4.80 CA$6.72

-12.08%

Potato (1kg)

$2.58 CA$3.61

$4.56 CA$6.38

-43.42%

Onion (1kg)

$2.69 CA$3.77

$3.35 CA$4.69

-19.70%

Lettuce (1 head)

$2.74 CA$3.83

$2.96 CA$4.14

-7.43%

Water (1.5 liter bottle)

$1.94 CA$2.71

$1.33 CA$1.86

45.86%

Cigarettes 20 Pack (Marlboro, Camel)

$14.75 CA$20.64

$14.68 CA$20.54

0.48%

Wine (Bottle)

$14.09 CA$19.71

$12.61 CA$17.65

11.74%

Local Beer (0.5 liter bottle)

$2.81 CA$3.93

$3.10 CA$4.33

-9.35%

Imported Beer (0.33 liter bottle)

$3.96 CA$5.54

$2.99 CA$4.18

32.44%

One-way Ticket (Public Transport)

$2.81 CA$3.94

$2.69 CA$3.77

4.46%

Public Transport Monthly Pass (Regular Price)

$86.6 CA$121

$87.5 CA$122

-1.06%

Taxi Start (Normal Tariff)

$3.41 CA$4.78

$3.77 CA$5.28

-9.55%

Taxi (Normal Tariff) (1km)

$1.36 CA$1.90

$2.14 CA$2.99

-36.45%

Taxi 1hour Waiting (Normal Tariff)

$29.03 CA$40.64

$22.39 CA$31.34

29.66%

Gasoline (1 liter)

$1.07 CA$1.50

$1.13 CA$1.59

-5.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K CA$35.0K

$24.8K CA$34.7K

0.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.1K CA$30.9K

$20.4K CA$28.5K

8.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$215 CA$300

$232 CA$324

-7.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$40.33 CA$56.5

$58.9 CA$82.4

-31.47%

Internet (50+ Mbps, Unlimited Data)

$57.9 CA$81.1

$75.3 CA$105

-23.11%

Gym Membership (Monthly)

$54.8 CA$76.7

$40.57 CA$56.8

35.10%

Tennis Court (1 Hour on Weekend)

$53.6 CA$75.0

$37.27 CA$52.2

43.73%

Cinema Ticket

$12.66 CA$17.71

$12.03 CA$16.84

5.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$872 CA$1,221

$1,347 CA$1,885

-35.22%

International Primary School, 1 Child (Yearly)

$16.1K CA$22.6K

$11.6K CA$16.2K

39.64%

Jeans (Levis 501 Or Similar)

$57.8 CA$80.9

$58.7 CA$82.2

-1.62%

Summer Dress (H&M, Zara, etc)

$47.36 CA$66.3

$58.7 CA$82.2

-19.32%

Sport Shoes (Adidas, Nike)

$86.9 CA$122

$116 CA$162

-24.86%

Men's Leather Business Shoes

$109 CA$152

$159 CA$222

-31.34%

1-bedroom Apartment, City Center (Monthly)

$1,414 CA$1,979

$1,299 CA$1,818

8.82%

1-bedroom Apartment, Outside City Center (Monthly)

$1,153 CA$1,614

$1,161 CA$1,625

-0.73%

3-bedroom Apartment, City Center (Monthly)

$2,311 CA$3,234

$1,996 CA$2,794

15.75%

3-bedroom Apartment, Outside City Center (Monthly)

$1,876 CA$2,626

$1,906 CA$2,668

-1.58%

Buy Apartment in City Center (m2)

$3,833 CA$5,365

$5,232 CA$7,323

-26.74%

Buy Apartment Outside City Center (m2)

$3,392 CA$4,747

$10.4K CA$14.5K

-67.37%

Average Monthly Net Salary (After Tax)

$3,127 CA$4,377

$2,894 CA$4,050

8.08%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.71

6.21

-8.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Calgary: June 13, 2026

Last update for Oshawa: June 16, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,414 in Calgary and $1,299 in Oshawa. Housing cost is often the main lever when comparing two cities.

Calgary pays 8% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $71.0 in Calgary vs $75.0 in Oshawa. Groceries flip the comparison at $395 vs $383, with Oshawa cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Calgary vs Oshawa: Cost of Living - Frequently Asked Questions

Calgary is cheaper overall, especially in Clothing & Footwear, Getting Around, Monthly Utilities & Internet. The 3% gap adds up to real monthly savings that compound significantly over time.

Calgary pays 8% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,414 in Calgary versus $1,299 in Oshawa. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Calgary – a meal for two runs $71.0 versus $75.0 in Oshawa. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,485 per month in Calgary versus $2,571 in Oshawa – a 3% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,485 in Calgary versus $2,571 in Oshawa, a $2,500 budget is realistic in Calgary but tight or insufficient in Oshawa. The gap between the two cities makes Calgary the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Calgary gentler on the wallet – expenses run 3% less than in Oshawa. Beyond cost, consider language, visa policies, and how big the international community is in each city.