Last update: Oct 2026

Cost of Living Comparison Between Calgary and Niagara Falls, NY

For one person, living costs are similar in Calgary and in Niagara Falls, NY: $2,255 and $2,300 a month, rent and utilities included.

109

Cost of Living Index in Calgary
Learn more

Calgary Living Index
112

Cost of Living Index in Niagara Falls, NY
Learn more

Niagara Falls, NY Living Index

Jump to prices

Calgary

🇨🇦 Canada

$2,255

/mo nomad

Niagara Falls, NY

🇺🇸 United States

$2,300

/mo nomad

Monthly Cost of Living

How much you'll spend in Calgary and in Niagara Falls, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Calgary and in Niagara Falls, NY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,255 in Calgary versus $2,300 in Niagara Falls, NY.

Calgary $2,255
Niagara Falls, NY $2,300

Estimated couple costs with rent: $3,361 in Calgary versus $3,277 in Niagara Falls, NY.

Calgary $3,361
Niagara Falls, NY $3,277

Monthly costs for a family of three with rent: $4,468 in Calgary versus $4,253 in Niagara Falls, NY.

Calgary $4,468
Niagara Falls, NY $4,253

Living in Calgary costs roughly 2% less than in Niagara Falls, NY, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Calgary 66% above, Niagara Falls, NY 70% above.

Meal at Budget Restaurant

$17.58 CA$24.85

$22.45 $22.45

-21.69%

Three-Course Dinner for Two, Mid-Range

$69.1 CA$97.6

$94.7 $94.7

-27.08%

Fast Food Meal (McDonalds, etc)

$10.59 CA$14.97

$12.18 $12.18

-13.05%

Cappuccino

$3.84 CA$5.42

$5.93 $5.93

-35.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.93 CA$2.72

$2.75 $2.75

-29.82%

Water (0.33 liter bottle)

$1.88 CA$2.66

$2.03 $2.03

-7.39%

Local Beer (0.5 liter draught)

$5.09 CA$7.20

$7.00 $7.00

-27.29%

Imported Beer (0.33 liter bottle)

$5.64 CA$7.97

$7.33 $7.33

-23.06%

Milk (1 liter)

$2.00 CA$2.82

$0.95 $0.95

110.53%

White Bread (500g)

$2.78 CA$3.93

$3.39 $3.39

-17.99%

Rice (white) (1kg)

$5.59 CA$7.90

$4.37 $4.37

27.92%

Eggs

$3.70 CA$5.23

$4.04 $4.04

-8.42%

Local Cheese (1kg)

$11.48 CA$16.23

$10.97 $10.97

4.65%

Chicken Fillets (1kg)

$11.20 CA$15.84

$9.72 $9.72

15.23%

Beef Round Steak (1kg)

$18.59 CA$26.28

$16.09 $16.09

15.54%

Apples (1kg)

$4.70 CA$6.64

$6.48 $6.48

-27.47%

Banana (1kg)

$1.45 CA$2.05

$1.50 $1.50

-3.33%

Oranges (1kg)

$4.34 CA$6.13

$5.28 $5.28

-17.80%

Tomato (1kg)

$3.79 CA$5.36

$7.09 $7.09

-46.54%

Potato (1kg)

$2.69 CA$3.81

$2.99 $2.99

-10.03%

Onion (1kg)

$2.75 CA$3.88

$3.85 $3.85

-28.57%

Lettuce (1 head)

$2.56 CA$3.62

$2.61 $2.61

-1.92%

Water (1.5 liter bottle)

$1.50 CA$2.12

$2.44 $2.44

-38.52%

Cigarettes 20 Pack (Marlboro, Camel)

$14.39 CA$20.34

$15.05 $15.05

-4.39%

Wine (Bottle)

$15.81 CA$22.35

$15.19 $15.19

4.08%

Local Beer (0.5 liter bottle)

$2.47 CA$3.49

$2.04 $2.04

21.08%

Imported Beer (0.33 liter bottle)

$3.10 CA$4.39

$4.03 $4.03

-23.08%

One-way Ticket (Public Transport)

$2.81 CA$3.97

$2.48 $2.48

13.31%

Public Transport Monthly Pass (Regular Price)

$90.6 CA$128

$56.1 $56.1

61.58%

Taxi Start (Normal Tariff)

$3.28 CA$4.64

$3.84 $3.84

-14.58%

Taxi (Normal Tariff) (1km)

$1.40 CA$1.97

$2.18 $2.18

-35.78%

Taxi 1hour Waiting (Normal Tariff)

$26.49 CA$37.45

$29.66 $29.66

-10.69%

Gasoline (1 liter)

$1.22 CA$1.72

$1.10 $1.10

10.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.4K CA$40.1K

$31.0K $31.0K

-8.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.8K CA$29.5K

$26.3K $26.3K

-20.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$165 CA$233

$232 $232

-29.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$38.24 CA$54.1

$52.7 $52.7

-27.44%

Internet (50+ Mbps, Unlimited Data)

$50.1 CA$70.9

$73.2 $73.2

-31.49%

Gym Membership (Monthly)

$53.8 CA$76.1

$39.36 $39.36

36.69%

Tennis Court (1 Hour on Weekend)

$18.04 CA$25.51

Cinema Ticket

$14.04 CA$19.84

$14.89 $14.89

-5.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$797 CA$1,126

$1,514 $1,514

-47.40%

International Primary School, 1 Child (Yearly)

$15.8K CA$22.3K

$17.9K $17.9K

-11.62%

Jeans (Levis 501 Or Similar)

$59.1 CA$83.5

$53.1 $53.1

11.20%

Summer Dress (H&M, Zara, etc)

$40.20 CA$56.8

$45.10 $45.10

-10.86%

Sport Shoes (Adidas, Nike)

$90.8 CA$128

$95.1 $95.1

-4.51%

Men's Leather Business Shoes

$109 CA$155

$113 $113

-2.98%

1-bedroom Apartment, City Center (Monthly)

$1,207 CA$1,707

$1,036 $1,036

16.55%

1-bedroom Apartment, Outside City Center (Monthly)

$1,011 CA$1,429

$889 $889

13.77%

3-bedroom Apartment, City Center (Monthly)

$1,949 CA$2,756

$1,436 $1,436

35.73%

3-bedroom Apartment, Outside City Center (Monthly)

$1,677 CA$2,371

$1,097 $1,097

52.92%

Buy Apartment in City Center (m2)

$3,532 CA$4,993

$1,897 $1,897

86.15%

Buy Apartment Outside City Center (m2)

$3,392 CA$4,795

$1,895 $1,895

78.99%

Average Monthly Net Salary (After Tax)

$3,152 CA$4,456

$1,603 $1,603

96.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.51

6.52

-30.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Calgary: October 18, 2026

Last update for Niagara Falls, NY: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Calgary

$1K 44.8%

Niagara Falls, NY

$889 38.6% 12.1% $122

Groceries & Markets

Calgary

$392 17.4%

Niagara Falls, NY

$410 17.8% 4.6% $18

Eating Out

Calgary

$270 12%

Niagara Falls, NY

$356 15.5% 31.7% $86

Monthly Utilities & Internet

Calgary

$253 11.2%

Niagara Falls, NY

$358 15.6% 41.6% $105

Clothing & Footwear

Calgary

$135 6%

Niagara Falls, NY

$138 6% 2.2% $3

Getting Around

Calgary

$112 5%

Niagara Falls, NY

$81 3.5% 28% $31

Sport & Entertainment

Calgary

$82 3.6%

Niagara Falls, NY

$69 3% 15.5% $13

Cost Breakdown

A one-bedroom apartment in the center runs $1,207 in Calgary and $1,036 in Niagara Falls, NY. Housing cost is often the main lever when comparing two cities.

Calgary pays 97% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $69.0 in Calgary vs $95.0 in Niagara Falls, NY for a mid-range dinner for two. Groceries echo the gap at $392 vs $410 per month, with Calgary cheaper across the board.

Good to know

🇨🇦 Calgary

🇺🇸 Niagara Falls, NY

🕒 Local time

00:02 12:02 AM

02:02 2:02 AM

2 h ahead of Calgary

🌤 Weather

👥 Population

1,267,344

48,671

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 21, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 21, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Calgary Niagara Falls, NY 2,760 km ≈ 4 h nonstop flight

From you

Calgary
Niagara Falls, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Calgary vs Niagara Falls, NY: Cost of Living - Frequently Asked Questions

Calgary is cheaper overall, especially in groceries, eating out, and clothing. The 2% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 97% higher in Calgary, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,207 in Calgary versus $1,036 in Niagara Falls, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Calgary – a meal for two runs $69.0 versus $95.0 in Niagara Falls, NY. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,255 per month in Calgary versus $2,300 in Niagara Falls, NY – a 2% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,255 in Calgary versus $2,300 in Niagara Falls, NY, a $2,500 budget is realistic in Calgary but tight or insufficient in Niagara Falls, NY. The gap between the two cities makes Calgary the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Calgary gentler on the wallet – expenses run 2% less than in Niagara Falls, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.