Last update: Oct 2026

Cost of Living Comparison Between Niagara Falls, NY and Calgary

For one person, living costs are similar in Niagara Falls, NY and in Calgary: $2,300 and $2,255 a month, rent and utilities included.

112

Cost of Living Index in Niagara Falls, NY
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Niagara Falls, NY Living Index
109

Cost of Living Index in Calgary
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Calgary Living Index

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Niagara Falls, NY

🇺🇸 United States

$2,300

/mo nomad

Calgary

🇨🇦 Canada

$2,255

/mo nomad

Monthly Cost of Living

How much you'll spend in Niagara Falls, NY and in Calgary

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Niagara Falls, NY and in Calgary actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,300 in Niagara Falls, NY versus $2,255 in Calgary.

Niagara Falls, NY $2,300
Calgary $2,255

Estimated couple costs with rent: $3,277 in Niagara Falls, NY versus $3,361 in Calgary.

Niagara Falls, NY $3,277
Calgary $3,361

Monthly costs for a family of three with rent: $4,253 in Niagara Falls, NY versus $4,468 in Calgary.

Niagara Falls, NY $4,253
Calgary $4,468

Living in Niagara Falls, NY is roughly 2% more expensive than in Calgary, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Niagara Falls, NY 70% above, Calgary 66% above.

Meal at Budget Restaurant

$22.45 $22.45

$17.58 CA$24.85

27.70%

Three-Course Dinner for Two, Mid-Range

$94.7 $94.7

$69.1 CA$97.6

37.13%

Fast Food Meal (McDonalds, etc)

$12.18 $12.18

$10.59 CA$14.97

15.01%

Cappuccino

$5.93 $5.93

$3.84 CA$5.42

54.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.75 $2.75

$1.93 CA$2.72

42.49%

Water (0.33 liter bottle)

$2.03 $2.03

$1.88 CA$2.66

7.98%

Local Beer (0.5 liter draught)

$7.00 $7.00

$5.09 CA$7.20

37.52%

Imported Beer (0.33 liter bottle)

$7.33 $7.33

$5.64 CA$7.97

29.96%

Milk (1 liter)

$0.95 $0.95

$2.00 CA$2.82

-52.50%

White Bread (500g)

$3.39 $3.39

$2.78 CA$3.93

21.94%

Rice (white) (1kg)

$4.37 $4.37

$5.59 CA$7.90

-21.82%

Eggs

$4.04 $4.04

$3.70 CA$5.23

9.19%

Local Cheese (1kg)

$10.97 $10.97

$11.48 CA$16.23

-4.44%

Chicken Fillets (1kg)

$9.72 $9.72

$11.20 CA$15.84

-13.21%

Beef Round Steak (1kg)

$16.09 $16.09

$18.59 CA$26.28

-13.45%

Apples (1kg)

$6.48 $6.48

$4.70 CA$6.64

37.87%

Banana (1kg)

$1.50 $1.50

$1.45 CA$2.05

3.45%

Oranges (1kg)

$5.28 $5.28

$4.34 CA$6.13

21.66%

Tomato (1kg)

$7.09 $7.09

$3.79 CA$5.36

87.07%

Potato (1kg)

$2.99 $2.99

$2.69 CA$3.81

11.15%

Onion (1kg)

$3.85 $3.85

$2.75 CA$3.88

40.00%

Lettuce (1 head)

$2.61 $2.61

$2.56 CA$3.62

1.95%

Water (1.5 liter bottle)

$2.44 $2.44

$1.50 CA$2.12

62.67%

Cigarettes 20 Pack (Marlboro, Camel)

$15.05 $15.05

$14.39 CA$20.34

4.59%

Wine (Bottle)

$15.19 $15.19

$15.81 CA$22.35

-3.92%

Local Beer (0.5 liter bottle)

$2.04 $2.04

$2.47 CA$3.49

-17.41%

Imported Beer (0.33 liter bottle)

$4.03 $4.03

$3.10 CA$4.39

30.00%

One-way Ticket (Public Transport)

$2.48 $2.48

$2.81 CA$3.97

-11.74%

Public Transport Monthly Pass (Regular Price)

$56.1 $56.1

$90.6 CA$128

-38.11%

Taxi Start (Normal Tariff)

$3.84 $3.84

$3.28 CA$4.64

17.07%

Taxi (Normal Tariff) (1km)

$2.18 $2.18

$1.40 CA$1.97

55.71%

Taxi 1hour Waiting (Normal Tariff)

$29.66 $29.66

$26.49 CA$37.45

11.97%

Gasoline (1 liter)

$1.10 $1.10

$1.22 CA$1.72

-9.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.0K $31.0K

$28.4K CA$40.1K

9.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K $26.3K

$20.8K CA$29.5K

26.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$232 $232

$165 CA$233

41.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$52.7 $52.7

$38.24 CA$54.1

37.81%

Internet (50+ Mbps, Unlimited Data)

$73.2 $73.2

$50.1 CA$70.9

45.96%

Gym Membership (Monthly)

$39.36 $39.36

$53.8 CA$76.1

-26.84%

Tennis Court (1 Hour on Weekend)

$18.04 CA$25.51

Cinema Ticket

$14.89 $14.89

$14.04 CA$19.84

6.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,514 $1,514

$797 CA$1,126

90.12%

International Primary School, 1 Child (Yearly)

$17.9K $17.9K

$15.8K CA$22.3K

13.15%

Jeans (Levis 501 Or Similar)

$53.1 $53.1

$59.1 CA$83.5

-10.07%

Summer Dress (H&M, Zara, etc)

$45.10 $45.10

$40.20 CA$56.8

12.19%

Sport Shoes (Adidas, Nike)

$95.1 $95.1

$90.8 CA$128

4.73%

Men's Leather Business Shoes

$113 $113

$109 CA$155

3.07%

1-bedroom Apartment, City Center (Monthly)

$1,036 $1,036

$1,207 CA$1,707

-14.20%

1-bedroom Apartment, Outside City Center (Monthly)

$889 $889

$1,011 CA$1,429

-12.10%

3-bedroom Apartment, City Center (Monthly)

$1,436 $1,436

$1,949 CA$2,756

-26.33%

3-bedroom Apartment, Outside City Center (Monthly)

$1,097 $1,097

$1,677 CA$2,371

-34.61%

Buy Apartment in City Center (m2)

$1,897 $1,897

$3,532 CA$4,993

-46.28%

Buy Apartment Outside City Center (m2)

$1,895 $1,895

$3,392 CA$4,795

-44.13%

Average Monthly Net Salary (After Tax)

$1,603 $1,603

$3,152 CA$4,456

-49.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.52

4.51

44.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Niagara Falls, NY: October 18, 2026

Last update for Calgary: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Niagara Falls, NY

$889 38.6%

Calgary

$1K 44.8% 13.8% $122

Groceries & Markets

Niagara Falls, NY

$410 17.8%

Calgary

$392 17.4% 4.4% $18

Monthly Utilities & Internet

Niagara Falls, NY

$358 15.6%

Calgary

$253 11.2% 29.4% $105

Eating Out

Niagara Falls, NY

$356 15.5%

Calgary

$270 12% 24.1% $86

Clothing & Footwear

Niagara Falls, NY

$138 6%

Calgary

$135 6% 2.2% $3

Getting Around

Niagara Falls, NY

$81 3.5%

Calgary

$112 5% 38.8% $31

Sport & Entertainment

Niagara Falls, NY

$69 3%

Calgary

$82 3.6% 18.4% $13

Cost Breakdown

A one-bedroom apartment in the center runs $1,036 in Niagara Falls, NY and $1,207 in Calgary. Housing cost is often the main lever when comparing two cities.

Calgary pays 97% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $95.0 in Niagara Falls, NY vs $69.0 in Calgary for a mid-range dinner for two. Groceries echo the gap at $410 vs $392 per month, with Calgary cheaper across the board.

Good to know

🇺🇸 Niagara Falls, NY

🇨🇦 Calgary

🕒 Local time

01:19 1:19 AM

23:19 11:19 PM

2 h behind Niagara Falls, NY

🌤 Weather

👥 Population

48,671

1,267,344

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 21, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 21, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

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Niagara Falls, NY Calgary 2,760 km ≈ 4 h nonstop flight

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City Median Internet Speeds Comparison (Updated April 2026)

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Digital Nomad Cost of Living Index

Niagara Falls, NY vs Calgary: Cost of Living - Frequently Asked Questions

Calgary is cheaper overall, especially in groceries, eating out, and clothing. The 2% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 97% lower in Calgary. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,036 in Niagara Falls, NY versus $1,207 in Calgary. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Calgary – a meal for two runs $69.0 versus $95.0 in Niagara Falls, NY. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,300 per month in Niagara Falls, NY versus $2,255 in Calgary – a 2% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,255 in Calgary versus $2,300 in Niagara Falls, NY, a $2,500 budget is realistic in Calgary but tight or insufficient in Niagara Falls, NY. The gap between the two cities makes Calgary the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Calgary gentler on the wallet – expenses run 2% less than in Niagara Falls, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.