Last update: Oct 2026

Cost of Living Comparison Between Calgary and Middletown, NJ

For one person, living is cheaper in Calgary: $2,255 a month against $2,640 in Middletown, NJ, rent and utilities included – about $4,600 less a year. Rent and utilities account for most of the difference.

109

Cost of Living Index in Calgary
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Calgary Living Index
128

Cost of Living Index in Middletown, NJ
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Middletown, NJ Living Index

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Calgary

🇨🇦 Canada

$2,255

/mo nomad

Middletown, NJ

🇺🇸 United States

$2,640

/mo nomad

Monthly Cost of Living

How much you'll spend in Calgary and in Middletown, NJ

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Calgary and in Middletown, NJ actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,255 in Calgary versus $2,640 in Middletown, NJ.

Calgary $2,255
Middletown, NJ $2,640

Estimated couple costs with rent: $3,361 in Calgary versus $3,931 in Middletown, NJ.

Calgary $3,361
Middletown, NJ $3,931

Monthly costs for a family of three with rent: $4,468 in Calgary versus $5,222 in Middletown, NJ.

Calgary $4,468
Middletown, NJ $5,222

Living in Calgary costs roughly 15% less than in Middletown, NJ, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Calgary 66% above, Middletown, NJ 95% above.

Meal at Budget Restaurant

$17.58 CA$24.85

$19.87 $19.87

-11.52%

Three-Course Dinner for Two, Mid-Range

$69.1 CA$97.6

$103 $103

-33.12%

Fast Food Meal (McDonalds, etc)

$10.59 CA$14.97

$11.88 $11.88

-10.86%

Cappuccino

$3.84 CA$5.42

$5.53 $5.53

-30.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.93 CA$2.72

$2.65 $2.65

-27.17%

Water (0.33 liter bottle)

$1.88 CA$2.66

$2.19 $2.19

-14.16%

Local Beer (0.5 liter draught)

$5.09 CA$7.20

$6.43 $6.43

-20.84%

Imported Beer (0.33 liter bottle)

$5.64 CA$7.97

$8.77 $8.77

-35.69%

Milk (1 liter)

$2.00 CA$2.82

$1.26 $1.26

58.73%

White Bread (500g)

$2.78 CA$3.93

$3.45 $3.45

-19.42%

Rice (white) (1kg)

$5.59 CA$7.90

$5.58 $5.58

0.18%

Eggs

$3.70 CA$5.23

$3.98 $3.98

-7.04%

Local Cheese (1kg)

$11.48 CA$16.23

$13.25 $13.25

-13.36%

Chicken Fillets (1kg)

$11.20 CA$15.84

$6.68 $6.68

67.66%

Beef Round Steak (1kg)

$18.59 CA$26.28

$13.33 $13.33

39.46%

Apples (1kg)

$4.70 CA$6.64

$3.26 $3.26

44.17%

Banana (1kg)

$1.45 CA$2.05

$1.58 $1.58

-8.23%

Oranges (1kg)

$4.34 CA$6.13

$2.80 $2.80

55.00%

Tomato (1kg)

$3.79 CA$5.36

$4.32 $4.32

-12.27%

Potato (1kg)

$2.69 CA$3.81

$1.62 $1.62

66.05%

Onion (1kg)

$2.75 CA$3.88

$4.38 $4.38

-37.21%

Lettuce (1 head)

$2.56 CA$3.62

$2.56 $2.56

Water (1.5 liter bottle)

$1.50 CA$2.12

$2.52 $2.52

-40.48%

Cigarettes 20 Pack (Marlboro, Camel)

$14.39 CA$20.34

$9.44 $9.44

52.44%

Wine (Bottle)

$15.81 CA$22.35

$19.67 $19.67

-19.62%

Local Beer (0.5 liter bottle)

$2.47 CA$3.49

$2.69 $2.69

-8.18%

Imported Beer (0.33 liter bottle)

$3.10 CA$4.39

$3.42 $3.42

-9.36%

One-way Ticket (Public Transport)

$2.81 CA$3.97

$2.26 $2.26

24.34%

Public Transport Monthly Pass (Regular Price)

$90.6 CA$128

Taxi Start (Normal Tariff)

$3.28 CA$4.64

$2.94 $2.94

11.56%

Taxi (Normal Tariff) (1km)

$1.40 CA$1.97

$2.20 $2.20

-36.36%

Taxi 1hour Waiting (Normal Tariff)

$26.49 CA$37.45

$41.17 $41.17

-35.66%

Gasoline (1 liter)

$1.22 CA$1.72

$1.11 $1.11

9.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.4K CA$40.1K

$30.3K $30.3K

-6.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.8K CA$29.5K

$25.6K $25.6K

-18.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$165 CA$233

$248 $248

-33.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$38.24 CA$54.1

$62.2 $62.2

-38.52%

Internet (50+ Mbps, Unlimited Data)

$50.1 CA$70.9

$62.8 $62.8

-20.18%

Gym Membership (Monthly)

$53.8 CA$76.1

$40.13 $40.13

34.06%

Tennis Court (1 Hour on Weekend)

$18.04 CA$25.51

Cinema Ticket

$14.04 CA$19.84

$19.87 $19.87

-29.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$797 CA$1,126

$2,574 $2,574

-69.05%

International Primary School, 1 Child (Yearly)

$15.8K CA$22.3K

$34.8K $34.8K

-54.61%

Jeans (Levis 501 Or Similar)

$59.1 CA$83.5

$69.4 $69.4

-14.87%

Summer Dress (H&M, Zara, etc)

$40.20 CA$56.8

$75.2 $75.2

-46.54%

Sport Shoes (Adidas, Nike)

$90.8 CA$128

$118 $118

-23.00%

Men's Leather Business Shoes

$109 CA$155

$121 $121

-9.49%

1-bedroom Apartment, City Center (Monthly)

$1,207 CA$1,707

$1,602 $1,602

-24.66%

1-bedroom Apartment, Outside City Center (Monthly)

$1,011 CA$1,429

$1,291 $1,291

-21.65%

3-bedroom Apartment, City Center (Monthly)

$1,949 CA$2,756

$2,549 $2,549

-23.52%

3-bedroom Apartment, Outside City Center (Monthly)

$1,677 CA$2,371

$2,187 $2,187

-23.28%

Buy Apartment in City Center (m2)

$3,532 CA$4,993

$2,630 $2,630

34.28%

Buy Apartment Outside City Center (m2)

$3,392 CA$4,795

$2,610 $2,610

29.96%

Average Monthly Net Salary (After Tax)

$3,152 CA$4,456

$3,048 $3,048

3.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.51

6.67

-32.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Calgary: October 18, 2026

Last update for Middletown, NJ: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Calgary

$1K 44.8%

Middletown, NJ

$1.3K 48.9% 27.6% $279

Groceries & Markets

Calgary

$392 17.4%

Middletown, NJ

$371 14.1% 5.3% $21

Eating Out

Calgary

$270 12%

Middletown, NJ

$330 12.5% 22% $60

Monthly Utilities & Internet

Calgary

$253 11.2%

Middletown, NJ

$373 14.1% 47.4% $120

Clothing & Footwear

Calgary

$135 6%

Middletown, NJ

$173 6.5% 28% $38

Getting Around

Calgary

$112 5%

Middletown, NJ

$23 * 0.9% 79.5% $89

Sport & Entertainment

Calgary

$82 3.6%

Middletown, NJ

$80 3% 2.5% $2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,207 in Calgary and $1,602 in Middletown, NJ. Housing cost is often the main lever when comparing two cities.

Calgary pays 3% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $69.0 in Calgary vs $103 in Middletown, NJ. Groceries flip the comparison at $392 vs $371, with Middletown, NJ cheaper for home cooking.

Good to know

🇨🇦 Calgary

🇺🇸 Middletown, NJ

🕒 Local time

23:19 11:19 PM

01:19 1:19 AM

2 h ahead of Calgary

🌤 Weather

👥 Population

1,267,344

27,812

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 21, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 21, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

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Between locations

Calgary Middletown, NJ 3,270 km ≈ 4 h 30 min nonstop flight

From you

Calgary
Middletown, NJ

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Calgary vs Middletown, NJ: Cost of Living - Frequently Asked Questions

Calgary is cheaper overall, especially in eating out, clothing, and utilities. The 17% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 3% higher in Calgary, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,207 in Calgary versus $1,602 in Middletown, NJ. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $797 in Calgary versus $2,574 in Middletown, NJ. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Calgary – a meal for two runs $69.0 versus $103 in Middletown, NJ. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,255 in Calgary versus $2,640 in Middletown, NJ, a $2,500 budget is realistic in Calgary but tight or insufficient in Middletown, NJ. The gap between the two cities makes Calgary the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Calgary and Middletown, NJ are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Calgary gentler on the wallet – expenses run 17% less than in Middletown, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.