Last update: Oct 2026

Cost of Living Comparison Between Middletown, NJ and Calgary

For one person, living is cheaper in Calgary: $2,255 a month against $2,640 in Middletown, NJ, rent and utilities included – about $4,600 less a year. Rent and utilities account for most of the difference.

128

Cost of Living Index in Middletown, NJ
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Middletown, NJ Living Index
109

Cost of Living Index in Calgary
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Calgary Living Index

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Middletown, NJ

🇺🇸 United States

$2,640

/mo nomad

Calgary

🇨🇦 Canada

$2,255

/mo nomad

Monthly Cost of Living

How much you'll spend in Middletown, NJ and in Calgary

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Middletown, NJ and in Calgary actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,640 in Middletown, NJ versus $2,255 in Calgary.

Middletown, NJ $2,640
Calgary $2,255

Estimated couple costs with rent: $3,931 in Middletown, NJ versus $3,361 in Calgary.

Middletown, NJ $3,931
Calgary $3,361

Monthly costs for a family of three with rent: $5,222 in Middletown, NJ versus $4,468 in Calgary.

Middletown, NJ $5,222
Calgary $4,468

Living in Middletown, NJ is roughly 17% more expensive than in Calgary, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Middletown, NJ 95% above, Calgary 66% above.

Meal at Budget Restaurant

$19.87 $19.87

$17.58 CA$24.85

13.03%

Three-Course Dinner for Two, Mid-Range

$103 $103

$69.1 CA$97.6

49.53%

Fast Food Meal (McDonalds, etc)

$11.88 $11.88

$10.59 CA$14.97

12.18%

Cappuccino

$5.53 $5.53

$3.84 CA$5.42

44.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.65 $2.65

$1.93 CA$2.72

37.31%

Water (0.33 liter bottle)

$2.19 $2.19

$1.88 CA$2.66

16.49%

Local Beer (0.5 liter draught)

$6.43 $6.43

$5.09 CA$7.20

26.33%

Imported Beer (0.33 liter bottle)

$8.77 $8.77

$5.64 CA$7.97

55.50%

Milk (1 liter)

$1.26 $1.26

$2.00 CA$2.82

-37.00%

White Bread (500g)

$3.45 $3.45

$2.78 CA$3.93

24.10%

Rice (white) (1kg)

$5.58 $5.58

$5.59 CA$7.90

-0.18%

Eggs

$3.98 $3.98

$3.70 CA$5.23

7.57%

Local Cheese (1kg)

$13.25 $13.25

$11.48 CA$16.23

15.42%

Chicken Fillets (1kg)

$6.68 $6.68

$11.20 CA$15.84

-40.36%

Beef Round Steak (1kg)

$13.33 $13.33

$18.59 CA$26.28

-28.29%

Apples (1kg)

$3.26 $3.26

$4.70 CA$6.64

-30.64%

Banana (1kg)

$1.58 $1.58

$1.45 CA$2.05

8.97%

Oranges (1kg)

$2.80 $2.80

$4.34 CA$6.13

-35.48%

Tomato (1kg)

$4.32 $4.32

$3.79 CA$5.36

13.98%

Potato (1kg)

$1.62 $1.62

$2.69 CA$3.81

-39.78%

Onion (1kg)

$4.38 $4.38

$2.75 CA$3.88

59.27%

Lettuce (1 head)

$2.56 $2.56

$2.56 CA$3.62

Water (1.5 liter bottle)

$2.52 $2.52

$1.50 CA$2.12

68.00%

Cigarettes 20 Pack (Marlboro, Camel)

$9.44 $9.44

$14.39 CA$20.34

-34.40%

Wine (Bottle)

$19.67 $19.67

$15.81 CA$22.35

24.41%

Local Beer (0.5 liter bottle)

$2.69 $2.69

$2.47 CA$3.49

8.91%

Imported Beer (0.33 liter bottle)

$3.42 $3.42

$3.10 CA$4.39

10.32%

One-way Ticket (Public Transport)

$2.26 $2.26

$2.81 CA$3.97

-19.57%

Public Transport Monthly Pass (Regular Price)

$90.6 CA$128

Taxi Start (Normal Tariff)

$2.94 $2.94

$3.28 CA$4.64

-10.37%

Taxi (Normal Tariff) (1km)

$2.20 $2.20

$1.40 CA$1.97

57.14%

Taxi 1hour Waiting (Normal Tariff)

$41.17 $41.17

$26.49 CA$37.45

55.42%

Gasoline (1 liter)

$1.11 $1.11

$1.22 CA$1.72

-9.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.3K $30.3K

$28.4K CA$40.1K

6.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.6K $25.6K

$20.8K CA$29.5K

22.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$248 $248

$165 CA$233

50.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$62.2 $62.2

$38.24 CA$54.1

62.66%

Internet (50+ Mbps, Unlimited Data)

$62.8 $62.8

$50.1 CA$70.9

25.27%

Gym Membership (Monthly)

$40.13 $40.13

$53.8 CA$76.1

-25.41%

Tennis Court (1 Hour on Weekend)

$18.04 CA$25.51

Cinema Ticket

$19.87 $19.87

$14.04 CA$19.84

41.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,574 $2,574

$797 CA$1,126

223.10%

International Primary School, 1 Child (Yearly)

$34.8K $34.8K

$15.8K CA$22.3K

120.29%

Jeans (Levis 501 Or Similar)

$69.4 $69.4

$59.1 CA$83.5

17.47%

Summer Dress (H&M, Zara, etc)

$75.2 $75.2

$40.20 CA$56.8

87.06%

Sport Shoes (Adidas, Nike)

$118 $118

$90.8 CA$128

29.87%

Men's Leather Business Shoes

$121 $121

$109 CA$155

10.49%

1-bedroom Apartment, City Center (Monthly)

$1,602 $1,602

$1,207 CA$1,707

32.73%

1-bedroom Apartment, Outside City Center (Monthly)

$1,291 $1,291

$1,011 CA$1,429

27.64%

3-bedroom Apartment, City Center (Monthly)

$2,549 $2,549

$1,949 CA$2,756

30.75%

3-bedroom Apartment, Outside City Center (Monthly)

$2,187 $2,187

$1,677 CA$2,371

30.35%

Buy Apartment in City Center (m2)

$2,630 $2,630

$3,532 CA$4,993

-25.53%

Buy Apartment Outside City Center (m2)

$2,610 $2,610

$3,392 CA$4,795

-23.05%

Average Monthly Net Salary (After Tax)

$3,048 $3,048

$3,152 CA$4,456

-3.29%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

4.51

47.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Middletown, NJ: October 17, 2026

Last update for Calgary: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Middletown, NJ

$1.3K 48.9%

Calgary

$1K 44.8% 21.7% $279

Monthly Utilities & Internet

Middletown, NJ

$373 14.1%

Calgary

$253 11.2% 32.2% $120

Groceries & Markets

Middletown, NJ

$371 14.1%

Calgary

$392 17.4% 5.6% $21

Eating Out

Middletown, NJ

$330 12.5%

Calgary

$270 12% 18.1% $60

Clothing & Footwear

Middletown, NJ

$173 6.5%

Calgary

$135 6% 21.9% $38

Sport & Entertainment

Middletown, NJ

$80 3%

Calgary

$82 3.6% 2.5% $2

Getting Around

Middletown, NJ

$23 * 0.9%

Calgary

$112 5% 387% $89

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,602 in Middletown, NJ and $1,207 in Calgary. Housing cost is often the main lever when comparing two cities.

Calgary pays 3% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $103 in Middletown, NJ vs $69.0 in Calgary. Groceries flip the comparison at $371 vs $392, with Middletown, NJ cheaper for home cooking.

Good to know

🇺🇸 Middletown, NJ

🇨🇦 Calgary

🕒 Local time

00:45 12:45 AM

22:45 10:45 PM

2 h behind Middletown, NJ

🌤 Weather

👥 Population

27,812

1,267,344

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 21, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 21, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

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Middletown, NJ Calgary 3,270 km ≈ 4 h 30 min nonstop flight

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Middletown, NJ
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Middletown, NJ vs Calgary: Cost of Living - Frequently Asked Questions

Calgary is cheaper overall, especially in eating out, clothing, and utilities. The 17% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 3% lower in Calgary. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,602 in Middletown, NJ versus $1,207 in Calgary. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $2,574 in Middletown, NJ versus $797 in Calgary. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Calgary – a meal for two runs $69.0 versus $103 in Middletown, NJ. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,255 in Calgary versus $2,640 in Middletown, NJ, a $2,500 budget is realistic in Calgary but tight or insufficient in Middletown, NJ. The gap between the two cities makes Calgary the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Middletown, NJ and Calgary are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Calgary gentler on the wallet – expenses run 17% less than in Middletown, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.