Cost of Living Comparison Between Calgary and Kelowna Cost of Living Comparison Between Calgary and Kelowna

Monthly Cost of Living

Monthly costs for one person with rent: $2,462 in Calgary versus $2,446 in Kelowna.

Estimated couple costs with rent: $3,628 in Calgary versus $3,583 in Kelowna.

Monthly costs for a family of three with rent: $4,795 in Calgary versus $4,720 in Kelowna.

Living in Calgary is roughly 1% more expensive than in Kelowna, driven mainly by Getting Around.

Both cities are pricier than the global median: Calgary 84% above, Kelowna 83% above.

Meal at Budget Restaurant

$18.33 CA$25.79

$18.60 CA$26.17

-1.45%

Three-Course Dinner for Two, Mid-Range

$69.9 CA$98.3

$66.1 CA$93.0

5.72%

Fast Food Meal (McDonalds, etc)

$10.95 CA$15.41

$10.98 CA$15.45

-0.27%

Cappuccino

$3.74 CA$5.26

$4.23 CA$5.96

-11.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.04 CA$2.87

$2.13 CA$2.99

-4.23%

Water (0.33 liter bottle)

$1.67 CA$2.35

$1.71 CA$2.40

-2.34%

Local Beer (0.5 liter draught)

$5.20 CA$7.32

$5.91 CA$8.31

-12.01%

Imported Beer (0.33 liter bottle)

$6.71 CA$9.45

$6.43 CA$9.04

4.35%

Milk (1 liter)

$2.25 CA$3.16

$1.99 CA$2.79

13.07%

White Bread (500g)

$2.75 CA$3.87

$3.11 CA$4.38

-11.58%

Rice (white) (1kg)

$3.23 CA$4.54

$3.15 CA$4.43

2.54%

Eggs

$3.45 CA$4.85

$3.75 CA$5.28

-8.00%

Local Cheese (1kg)

$14.40 CA$20.26

$11.07 CA$15.58

30.08%

Chicken Fillets (1kg)

$12.89 CA$18.13

$15.22 CA$21.41

-15.31%

Beef Round Steak (1kg)

$15.86 CA$22.32

$20.18 CA$28.39

-21.41%

Apples (1kg)

$4.30 CA$6.05

$3.73 CA$5.25

15.28%

Banana (1kg)

$1.34 CA$1.89

$1.41 CA$1.99

-4.96%

Oranges (1kg)

$3.85 CA$5.42

$3.79 CA$5.33

1.58%

Tomato (1kg)

$4.25 CA$5.99

$3.97 CA$5.58

7.05%

Potato (1kg)

$2.55 CA$3.58

$2.51 CA$3.54

1.59%

Onion (1kg)

$2.62 CA$3.69

$2.87 CA$4.04

-8.71%

Lettuce (1 head)

$2.80 CA$3.94

$2.71 CA$3.81

3.32%

Water (1.5 liter bottle)

$1.95 CA$2.74

$1.84 CA$2.60

5.98%

Cigarettes 20 Pack (Marlboro, Camel)

$14.97 CA$21.06

$14.51 CA$20.41

3.17%

Wine (Bottle)

$13.90 CA$19.57

$13.54 CA$19.06

2.66%

Local Beer (0.5 liter bottle)

$2.92 CA$4.11

$2.36 CA$3.32

23.73%

Imported Beer (0.33 liter bottle)

$3.91 CA$5.50

$3.06 CA$4.30

27.78%

One-way Ticket (Public Transport)

$2.74 CA$3.85

$1.80 CA$2.53

52.22%

Public Transport Monthly Pass (Regular Price)

$87.8 CA$124

$52.4 CA$73.7

67.72%

Taxi Start (Normal Tariff)

$3.60 CA$5.06

$2.90 CA$4.09

24.14%

Taxi (Normal Tariff) (1km)

$1.30 CA$1.83

$1.71 CA$2.40

-23.98%

Taxi 1hour Waiting (Normal Tariff)

$28.70 CA$40.39

$35.79 CA$50.4

-19.81%

Gasoline (1 liter)

$1.12 CA$1.57

$1.25 CA$1.76

-10.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.5K CA$35.8K

$25.3K CA$35.7K

0.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.7K CA$30.6K

$20.2K CA$28.4K

7.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$213 CA$300

$141 CA$199

50.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$40.96 CA$57.6

$51.9 CA$73.1

-21.14%

Internet (50+ Mbps, Unlimited Data)

$57.9 CA$81.5

$66.1 CA$93.0

-12.35%

Gym Membership (Monthly)

$54.2 CA$76.2

$44.44 CA$62.5

21.92%

Tennis Court (1 Hour on Weekend)

$53.8 CA$75.6

$31.58 CA$44.44

70.20%

Cinema Ticket

$12.63 CA$17.77

$11.58 CA$16.30

9.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$874 CA$1,230

$1,086 CA$1,529

-19.52%

International Primary School, 1 Child (Yearly)

$15.9K CA$22.3K

$16.6K CA$23.4K

-4.43%

Jeans (Levis 501 Or Similar)

$58.6 CA$82.5

$51.5 CA$72.5

13.85%

Summer Dress (H&M, Zara, etc)

$47.01 CA$66.2

$39.83 CA$56.0

18.03%

Sport Shoes (Adidas, Nike)

$85.1 CA$120

$85.6 CA$120

-0.58%

Men's Leather Business Shoes

$108 CA$151

$129 CA$182

-16.65%

1-bedroom Apartment, City Center (Monthly)

$1,380 CA$1,942

$1,389 CA$1,954

-0.63%

1-bedroom Apartment, Outside City Center (Monthly)

$1,159 CA$1,631

$1,201 CA$1,690

-3.50%

3-bedroom Apartment, City Center (Monthly)

$2,324 CA$3,270

$2,229 CA$3,136

4.29%

3-bedroom Apartment, Outside City Center (Monthly)

$1,905 CA$2,680

$1,979 CA$2,784

-3.74%

Buy Apartment in City Center (m2)

$3,786 CA$5,327

$3,942 CA$5,547

-3.96%

Buy Apartment Outside City Center (m2)

$3,511 CA$4,940

$3,230 CA$4,545

8.67%

Average Monthly Net Salary (After Tax)

$2,940 CA$4,136

$2,953 CA$4,156

-0.46%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.71

6.53

-12.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Calgary: July 13, 2026

Last update for Kelowna: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,380 in Calgary and $1,389 in Kelowna. Housing cost is often the main lever when comparing two cities.

Kelowna pays 0% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $70.0 in Calgary vs $66.0 in Kelowna. Groceries flip the comparison at $396 vs $402, with Calgary cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Calgary vs Kelowna: Cost of Living - Frequently Asked Questions

Kelowna is cheaper overall, especially in Getting Around, Sport & Entertainment. The 1% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 0% lower in Kelowna. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,380 in Calgary versus $1,389 in Kelowna. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Kelowna – a meal for two runs $66.0 versus $70.0 in Calgary. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,462 per month in Calgary versus $2,446 in Kelowna – a 1% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,446 in Kelowna versus $2,462 in Calgary, a $3,000 budget is realistic in Kelowna but tight or insufficient in Calgary. The gap between the two cities makes Kelowna the clear choice for anyone on this budget.

For families, Kelowna is more practical. Housing and childcare are both notably cheaper than in Calgary, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Calgary and Kelowna are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kelowna gentler on the wallet – expenses run 1% less than in Calgary. Beyond cost, consider language, visa policies, and how big the international community is in each city.