Last update: Oct 2026

Cost of Living Comparison Between Kelowna and Calgary

For one person, living costs are similar in Kelowna and in Calgary: $2,385 and $2,303 a month, rent and utilities included.

114

Cost of Living Index in Kelowna
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Kelowna Living Index
110

Cost of Living Index in Calgary
Learn more

Calgary Living Index

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Kelowna

🇨🇦 Canada

$2,385

/mo nomad

Calgary

🇨🇦 Canada

$2,303

/mo nomad

Monthly Cost of Living

How much you'll spend in Kelowna and in Calgary

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kelowna and in Calgary actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,385 in Kelowna versus $2,303 in Calgary.

Kelowna $2,385
Calgary $2,303

Estimated couple costs with rent: $3,545 in Kelowna versus $3,366 in Calgary.

Kelowna $3,545
Calgary $3,366

Monthly costs for a family of three with rent: $4,706 in Kelowna versus $4,428 in Calgary.

Kelowna $4,706
Calgary $4,428

Living in Kelowna is roughly 4% more expensive than in Calgary, and outside of rent the biggest gap is in utilities.

Both cities are pricier than the global median: Kelowna 75% above, Calgary 69% above.

Meal at Budget Restaurant

$16.69 CA$23.42

$17.55 CA$24.63

-4.90%

Three-Course Dinner for Two, Mid-Range

$58.4 CA$82.0

$70.4 CA$98.8

-17.01%

Fast Food Meal (McDonalds, etc)

$11.50 CA$16.14

$10.69 CA$15.00

7.58%

Cappuccino

$4.01 CA$5.62

$3.89 CA$5.46

3.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.00 CA$2.80

$2.04 CA$2.86

-1.96%

Water (0.33 liter bottle)

$1.72 CA$2.41

$1.88 CA$2.64

-8.51%

Local Beer (0.5 liter draught)

$4.70 CA$6.60

$4.90 CA$6.87

-4.08%

Imported Beer (0.33 liter bottle)

$5.59 CA$7.84

$5.78 CA$8.11

-3.29%

Milk (1 liter)

$2.04 CA$2.87

$1.96 CA$2.75

4.08%

White Bread (500g)

$2.82 CA$3.95

$2.74 CA$3.84

2.92%

Rice (white) (1kg)

$3.59 CA$5.04

$5.46 CA$7.67

-34.25%

Eggs

$3.18 CA$4.46

$3.69 CA$5.17

-13.82%

Local Cheese (1kg)

$9.66 CA$13.56

$11.24 CA$15.78

-14.06%

Chicken Fillets (1kg)

$13.28 CA$18.64

$11.54 CA$16.19

15.08%

Beef Round Steak (1kg)

$21.55 CA$30.24

$18.38 CA$25.79

17.25%

Apples (1kg)

$3.57 CA$5.01

$4.90 CA$6.88

-27.14%

Banana (1kg)

$1.49 CA$2.09

$1.42 CA$2.00

4.93%

Oranges (1kg)

$3.51 CA$4.93

$4.21 CA$5.91

-16.63%

Tomato (1kg)

$4.76 CA$6.68

$4.02 CA$5.65

18.41%

Potato (1kg)

$3.16 CA$4.43

$2.69 CA$3.78

17.47%

Onion (1kg)

$3.13 CA$4.39

$2.66 CA$3.74

17.67%

Lettuce (1 head)

$2.57 CA$3.60

$2.61 CA$3.67

-1.53%

Water (1.5 liter bottle)

$1.98 CA$2.78

$1.60 CA$2.24

23.75%

Cigarettes 20 Pack (Marlboro, Camel)

$14.37 CA$20.17

$14.00 CA$19.65

2.64%

Wine (Bottle)

$13.81 CA$19.39

$15.40 CA$21.61

-10.32%

Local Beer (0.5 liter bottle)

$2.54 CA$3.56

$2.50 CA$3.50

1.60%

Imported Beer (0.33 liter bottle)

$3.13 CA$4.39

$3.09 CA$4.34

1.29%

One-way Ticket (Public Transport)

$2.18 CA$3.06

$2.93 CA$4.11

-25.60%

Public Transport Monthly Pass (Regular Price)

$49.68 CA$69.7

$89.3 CA$125

-44.35%

Taxi Start (Normal Tariff)

$2.77 CA$3.89

$3.27 CA$4.59

-15.29%

Taxi (Normal Tariff) (1km)

$1.81 CA$2.54

$1.35 CA$1.89

34.07%

Taxi 1hour Waiting (Normal Tariff)

$34.45 CA$48.35

$27.39 CA$38.43

25.78%

Gasoline (1 liter)

$1.24 CA$1.74

$1.17 CA$1.65

5.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.4K CA$39.9K

$27.9K CA$39.2K

1.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.6K

$21.0K CA$29.5K

0.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$128 CA$180

$167 CA$234

-23.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$44.58 CA$62.6

$38.27 CA$53.7

16.49%

Internet (50+ Mbps, Unlimited Data)

$58.4 CA$82.0

$50.9 CA$71.5

14.73%

Gym Membership (Monthly)

$56.3 CA$78.9

$51.0 CA$71.5

10.40%

Tennis Court (1 Hour on Weekend)

$30.66 CA$43.03

$18.17 CA$25.50

68.74%

Cinema Ticket

$11.59 CA$16.27

$14.44 CA$20.27

-19.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,054 CA$1,479

$545 CA$766

93.24%

International Primary School, 1 Child (Yearly)

$16.6K CA$23.3K

$16.2K CA$22.7K

2.57%

Jeans (Levis 501 Or Similar)

$48.90 CA$68.6

$58.9 CA$82.6

-16.95%

Summer Dress (H&M, Zara, etc)

$41.53 CA$58.3

$39.75 CA$55.8

4.48%

Sport Shoes (Adidas, Nike)

$84.9 CA$119

$93.4 CA$131

-9.10%

Men's Leather Business Shoes

$98.1 CA$138

$110 CA$154

-10.83%

1-bedroom Apartment, City Center (Monthly)

$1,395 CA$1,958

$1,254 CA$1,760

11.23%

1-bedroom Apartment, Outside City Center (Monthly)

$1,218 CA$1,710

$1,056 CA$1,483

15.32%

3-bedroom Apartment, City Center (Monthly)

$2,455 CA$3,446

$2,022 CA$2,838

21.42%

3-bedroom Apartment, Outside City Center (Monthly)

$2,082 CA$2,921

$1,629 CA$2,286

27.81%

Buy Apartment in City Center (m2)

$4,160 CA$5,838

$3,600 CA$5,053

15.54%

Buy Apartment Outside City Center (m2)

$3,129 CA$4,391

$3,243 CA$4,551

-3.50%

Average Monthly Net Salary (After Tax)

$3,093 CA$4,341

$3,115 CA$4,372

-0.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.69

4.51

3.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kelowna: October 25, 2026

Last update for Calgary: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kelowna

$1.2K 51.1%

Calgary

$1.1K 45.9% 13.3% $162

Groceries & Markets

Kelowna

$397 16.6%

Calgary

$393 17.1% 1% $4

Eating Out

Kelowna

$266 11.1%

Calgary

$271 11.8% 2% $5.2

Monthly Utilities & Internet

Kelowna

$231 9.7%

Calgary

$256 11.1% 10.7% $25

Clothing & Footwear

Kelowna

$123 5.2%

Calgary

$136 5.9% 10.5% $13

Sport & Entertainment

Kelowna

$79 3.3%

Calgary

$80 3.5% 0.5% $0.4

Getting Around

Kelowna

$70 2.9%

Calgary

$111 4.8% 58.1% $41

Cost Breakdown

A one-bedroom apartment in the center runs $1,395 in Kelowna and $1,254 in Calgary. Housing cost is often the main lever when comparing two cities.

Dining out: $58 in Kelowna vs $70 in Calgary. Groceries flip the comparison at $397 vs $393, with Calgary cheaper for home cooking.

Good to know

🇨🇦 Kelowna

🇨🇦 Calgary

🕒 Local time

06:52 6:52 AM

07:52 7:52 AM

1 h ahead of Kelowna

🌤 Weather

👥 Population

144,576

1,267,344

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.713 USD

1 CAD = 0.64 EUR

1 CAD = 0.713 USD

1 CAD = 0.64 EUR

Exchange rates and currency converter

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Kelowna Calgary 410 km

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Kelowna
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kelowna vs Calgary: Cost of Living - Frequently Asked Questions

Calgary is cheaper overall, especially in utilities. The 4% gap adds up to real monthly savings that compound significantly over time.

You’d need roughly $3,577 in Kelowna and $3,454 in Calgary to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,395 in Kelowna versus $1,254 in Calgary. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,054 in Kelowna versus $545 in Calgary. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Kelowna – a meal for two runs $58 versus $70 in Calgary. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.