Cost of Living Comparison Between Calgary and Hammond, Ontario Cost of Living Comparison Between Calgary and Hammond, Ontario

Monthly Cost of Living

Monthly costs for one person with rent: $2,481 in Calgary versus $2,378 in Hammond, Ontario.

Estimated couple costs with rent: $3,599 in Calgary versus $3,422 in Hammond, Ontario.

Monthly costs for a family of three with rent: $4,716 in Calgary versus $4,467 in Hammond, Ontario.

Living in Calgary is roughly 4% more expensive than in Hammond, Ontario, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Calgary 86% above, Hammond, Ontario 79% above.

Meal at Budget Restaurant

$18.64 CA$26.16

$16.83 CA$23.62

10.75%

Three-Course Dinner for Two, Mid-Range

$70.3 CA$98.7

$70.6 CA$99.0

-0.37%

Fast Food Meal (McDonalds, etc)

$11.26 CA$15.80

$11.01 CA$15.46

2.27%

Cappuccino

$3.70 CA$5.19

$3.82 CA$5.36

-3.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.05 CA$2.88

$2.02 CA$2.84

1.49%

Water (0.33 liter bottle)

$1.67 CA$2.34

$1.64 CA$2.30

1.83%

Local Beer (0.5 liter draught)

$5.26 CA$7.38

$5.41 CA$7.60

-2.77%

Imported Beer (0.33 liter bottle)

$6.74 CA$9.45

$5.72 CA$8.03

17.83%

Milk (1 liter)

$2.23 CA$3.13

$2.13 CA$2.99

4.69%

White Bread (500g)

$2.75 CA$3.86

$2.69 CA$3.78

2.23%

Rice (white) (1kg)

$3.28 CA$4.60

$3.50 CA$4.91

-6.29%

Eggs

$3.40 CA$4.78

$3.37 CA$4.73

0.89%

Local Cheese (1kg)

$14.45 CA$20.28

$11.21 CA$15.73

28.90%

Chicken Fillets (1kg)

$12.58 CA$17.66

$11.85 CA$16.63

6.16%

Beef Round Steak (1kg)

$15.85 CA$22.24

$14.83 CA$20.81

6.88%

Apples (1kg)

$4.42 CA$6.20

$3.95 CA$5.54

11.90%

Banana (1kg)

$1.34 CA$1.88

$1.37 CA$1.93

-2.19%

Oranges (1kg)

$3.84 CA$5.39

$3.68 CA$5.17

4.35%

Tomato (1kg)

$4.33 CA$6.08

$3.66 CA$5.14

18.31%

Potato (1kg)

$2.54 CA$3.57

$2.41 CA$3.39

5.39%

Onion (1kg)

$2.73 CA$3.84

$2.50 CA$3.51

9.20%

Lettuce (1 head)

$2.69 CA$3.78

$2.63 CA$3.70

2.28%

Water (1.5 liter bottle)

$1.90 CA$2.67

$1.77 CA$2.49

7.34%

Cigarettes 20 Pack (Marlboro, Camel)

$14.81 CA$20.79

$14.03 CA$19.69

5.56%

Wine (Bottle)

$14.43 CA$20.25

$12.58 CA$17.66

14.71%

Local Beer (0.5 liter bottle)

$2.94 CA$4.12

$2.93 CA$4.11

0.34%

Imported Beer (0.33 liter bottle)

$3.98 CA$5.59

$3.10 CA$4.35

28.39%

One-way Ticket (Public Transport)

$2.70 CA$3.79

$2.35 CA$3.30

14.89%

Public Transport Monthly Pass (Regular Price)

$88.3 CA$124

$62.4 CA$87.5

41.63%

Taxi Start (Normal Tariff)

$3.42 CA$4.81

$3.24 CA$4.55

5.56%

Taxi (Normal Tariff) (1km)

$1.31 CA$1.84

$1.50 CA$2.10

-12.67%

Taxi 1hour Waiting (Normal Tariff)

$28.41 CA$39.88

$25.46 CA$35.74

11.59%

Gasoline (1 liter)

$1.12 CA$1.58

$1.17 CA$1.64

-4.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K CA$35.0K

$25.5K CA$35.7K

-2.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.7K CA$30.5K

$20.2K CA$28.4K

7.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$210 CA$295

$140 CA$197

49.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$41.33 CA$58.0

$43.71 CA$61.4

-5.44%

Internet (50+ Mbps, Unlimited Data)

$57.8 CA$81.2

$63.1 CA$88.6

-8.32%

Gym Membership (Monthly)

$55.3 CA$77.7

$41.42 CA$58.1

33.56%

Tennis Court (1 Hour on Weekend)

$52.2 CA$73.3

Cinema Ticket

$12.47 CA$17.50

$11.26 CA$15.81

10.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$886 CA$1,244

$740 CA$1,039

19.79%

International Primary School, 1 Child (Yearly)

$15.9K CA$22.4K

$11.6K CA$16.3K

37.22%

Jeans (Levis 501 Or Similar)

$59.1 CA$82.9

$55.2 CA$77.5

7.03%

Summer Dress (H&M, Zara, etc)

$47.08 CA$66.1

$40.01 CA$56.2

17.67%

Sport Shoes (Adidas, Nike)

$87.1 CA$122

$87.2 CA$122

-0.17%

Men's Leather Business Shoes

$110 CA$154

$107 CA$150

2.26%

1-bedroom Apartment, City Center (Monthly)

$1,415 CA$1,986

$1,336 CA$1,875

5.88%

1-bedroom Apartment, Outside City Center (Monthly)

$1,180 CA$1,657

$1,165 CA$1,635

1.30%

3-bedroom Apartment, City Center (Monthly)

$2,374 CA$3,332

$2,039 CA$2,862

16.45%

3-bedroom Apartment, Outside City Center (Monthly)

$1,855 CA$2,603

$1,845 CA$2,590

0.50%

Buy Apartment in City Center (m2)

$3,755 CA$5,271

$3,651 CA$5,124

2.86%

Buy Apartment Outside City Center (m2)

$3,479 CA$4,883

$3,243 CA$4,552

7.26%

Average Monthly Net Salary (After Tax)

$3,035 CA$4,260

$2,545 CA$3,572

19.26%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.71

6.46

-11.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Calgary: July 27, 2026

Last update for Hammond, Ontario: July 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,415 in Calgary and $1,336 in Hammond, Ontario. Housing cost is often the main lever when comparing two cities.

Calgary pays 19% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $70.0 in Calgary vs $71.0 in Hammond, Ontario. Groceries flip the comparison at $396 vs $364, with Hammond, Ontario cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Calgary vs Hammond, Ontario: Cost of Living - Frequently Asked Questions

Hammond, Ontario is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Getting Around, Sport & Entertainment. The 4% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 19% higher in Calgary, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,415 in Calgary versus $1,336 in Hammond, Ontario. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Hammond, Ontario – a meal for two runs $71.0 versus $70.0 in Calgary. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,481 per month in Calgary versus $2,378 in Hammond, Ontario – a 4% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,378 in Hammond, Ontario versus $2,481 in Calgary, a $2,000 budget is realistic in Hammond, Ontario but tight or insufficient in Calgary. The gap between the two cities makes Hammond, Ontario the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Calgary and Hammond, Ontario are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Hammond, Ontario gentler on the wallet – expenses run 4% less than in Calgary. Beyond cost, consider language, visa policies, and how big the international community is in each city.