Cost of Living Comparison Between Calgary and Hammond, Ontario Cost of Living Comparison Between Calgary and Hammond, Ontario

Monthly Cost of Living

Monthly costs for one person with rent: $2,517 in Calgary versus $2,382 in Hammond, Ontario.

Estimated couple costs with rent: $3,646 in Calgary versus $3,361 in Hammond, Ontario.

Monthly costs for a family of three with rent: $4,776 in Calgary versus $4,339 in Hammond, Ontario.

Living in Calgary is roughly 6% more expensive than Hammond, Ontario, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Calgary 87% above, Hammond, Ontario 77% above.

Meal at Budget Restaurant

$18.37 CA$25.65

$16.77 CA$23.42

9.54%

Three-Course Dinner for Two, Mid-Range

$69.7 CA$97.4

$70.7 CA$98.7

-1.32%

Fast Food Meal (McDonalds, etc)

$10.88 CA$15.19

$11.06 CA$15.44

-1.63%

Cappuccino

$3.69 CA$5.16

$3.84 CA$5.36

-3.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.03 CA$2.84

$1.99 CA$2.78

2.01%

Water (0.33 liter bottle)

$1.74 CA$2.43

$1.64 CA$2.30

6.10%

Local Beer (0.5 liter draught)

$5.30 CA$7.40

$5.62 CA$7.85

-5.69%

Imported Beer (0.33 liter bottle)

$6.74 CA$9.42

$5.79 CA$8.08

16.41%

Milk (1 liter)

$2.23 CA$3.12

$2.14 CA$2.98

4.21%

White Bread (500g)

$2.68 CA$3.75

$2.58 CA$3.60

3.88%

Rice (white) (1kg)

$3.35 CA$4.68

$3.66 CA$5.11

-8.47%

Eggs

$3.33 CA$4.65

$3.42 CA$4.77

-2.63%

Local Cheese (1kg)

$14.41 CA$20.12

$11.04 CA$15.42

30.53%

Chicken Fillets (1kg)

$12.50 CA$17.46

$11.52 CA$16.09

8.51%

Beef Round Steak (1kg)

$16.33 CA$22.81

$14.79 CA$20.66

10.41%

Apples (1kg)

$4.28 CA$5.98

$3.94 CA$5.50

8.63%

Banana (1kg)

$1.35 CA$1.89

$1.41 CA$1.96

-4.26%

Oranges (1kg)

$3.74 CA$5.22

$3.73 CA$5.21

0.27%

Tomato (1kg)

$4.17 CA$5.83

$3.71 CA$5.18

12.40%

Potato (1kg)

$2.56 CA$3.58

$2.39 CA$3.34

7.11%

Onion (1kg)

$2.68 CA$3.74

$2.57 CA$3.59

4.28%

Lettuce (1 head)

$2.66 CA$3.71

$2.51 CA$3.50

5.98%

Water (1.5 liter bottle)

$1.88 CA$2.62

$1.77 CA$2.48

6.21%

Cigarettes 20 Pack (Marlboro, Camel)

$14.66 CA$20.47

$13.92 CA$19.43

5.32%

Wine (Bottle)

$14.23 CA$19.87

$12.30 CA$17.18

15.69%

Local Beer (0.5 liter bottle)

$2.95 CA$4.12

$2.85 CA$3.99

3.51%

Imported Beer (0.33 liter bottle)

$3.89 CA$5.44

$3.17 CA$4.43

22.71%

One-way Ticket (Public Transport)

$2.71 CA$3.79

$2.32 CA$3.25

16.81%

Public Transport Monthly Pass (Regular Price)

$87.7 CA$122

$63.6 CA$88.8

37.90%

Taxi Start (Normal Tariff)

$3.46 CA$4.83

$3.24 CA$4.53

6.79%

Taxi (Normal Tariff) (1km)

$1.30 CA$1.81

$1.42 CA$1.99

-8.45%

Taxi 1hour Waiting (Normal Tariff)

$28.30 CA$39.52

$25.39 CA$35.46

11.46%

Gasoline (1 liter)

$1.09 CA$1.52

$1.16 CA$1.62

-6.03%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K CA$34.9K

$25.2K CA$35.2K

-0.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.2K CA$31.0K

$20.4K CA$28.4K

9.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$211 CA$295

$140 CA$196

50.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$40.40 CA$56.4

$43.87 CA$61.3

-7.91%

Internet (50+ Mbps, Unlimited Data)

$58.5 CA$81.7

$63.1 CA$88.2

-7.33%

Gym Membership (Monthly)

$53.8 CA$75.1

$41.39 CA$57.8

29.93%

Tennis Court (1 Hour on Weekend)

$53.8 CA$75.2

Cinema Ticket

$12.64 CA$17.66

$11.22 CA$15.67

12.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$865 CA$1,208

$723 CA$1,010

19.63%

International Primary School, 1 Child (Yearly)

$16.1K CA$22.4K

$11.9K CA$16.6K

35.56%

Jeans (Levis 501 Or Similar)

$58.1 CA$81.1

$54.0 CA$75.5

7.48%

Summer Dress (H&M, Zara, etc)

$47.18 CA$65.9

$39.37 CA$55.0

19.84%

Sport Shoes (Adidas, Nike)

$85.4 CA$119

$86.0 CA$120

-0.67%

Men's Leather Business Shoes

$106 CA$148

$105 CA$147

0.68%

1-bedroom Apartment, City Center (Monthly)

$1,416 CA$1,977

$1,302 CA$1,819

8.70%

1-bedroom Apartment, Outside City Center (Monthly)

$1,153 CA$1,611

$1,158 CA$1,617

-0.37%

3-bedroom Apartment, City Center (Monthly)

$2,370 CA$3,309

$2,029 CA$2,833

16.80%

3-bedroom Apartment, Outside City Center (Monthly)

$1,864 CA$2,603

$1,799 CA$2,512

3.62%

Buy Apartment in City Center (m2)

$3,834 CA$5,354

$4,467 CA$6,238

-14.18%

Buy Apartment Outside City Center (m2)

$3,443 CA$4,808

$3,622 CA$5,058

-4.94%

Average Monthly Net Salary (After Tax)

$3,105 CA$4,337

$2,566 CA$3,583

21.03%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.71

6.46

-11.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Calgary: June 7, 2026

Last update for Hammond, Ontario: June 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,416 in Calgary and $1,302 in Hammond, Ontario. Housing cost is often the main lever when comparing two cities.

Calgary pays 21% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $70.0 in Calgary vs $71.0 in Hammond, Ontario. Groceries flip the comparison at $393 vs $361, with Hammond, Ontario cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Calgary vs Hammond, Ontario: Cost of Living - Frequently Asked Questions

Hammond, Ontario is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Getting Around, Sport & Entertainment. The 6% gap adds up to real monthly savings that compound significantly over time.

Calgary pays 21% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,416 in Calgary versus $1,302 in Hammond, Ontario. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Hammond, Ontario – a meal for two runs $71.0 versus $70.0 in Calgary. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,517 per month in Calgary versus $2,382 in Hammond, Ontario – a 6% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,382 in Hammond, Ontario versus $2,517 in Calgary, a $2,000 budget is realistic in Hammond, Ontario but tight or insufficient in Calgary. The gap between the two cities makes Hammond, Ontario the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Calgary and Hammond, Ontario are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Hammond, Ontario gentler on the wallet – expenses run 6% less than in Calgary. Beyond cost, consider language, visa policies, and how big the international community is in each city.