Last update: Nov 2026

Cost of Living Comparison Between Calgary and Hammond, Ontario

For one person, living costs are similar in Calgary and in Hammond, Ontario: $2,297 and $2,275 a month, rent and utilities included.

110

Cost of Living Index in Calgary
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Calgary Living Index
108

Cost of Living Index in Hammond, Ontario
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Hammond, Ontario Living Index

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Calgary

🇨🇦 Canada

$2,297

/mo nomad

Hammond, Ontario

🇨🇦 Canada

$2,275

/mo nomad

Monthly Cost of Living

How much you'll spend in Calgary and in Hammond, Ontario

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Calgary and in Hammond, Ontario actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,297 in Calgary versus $2,275 in Hammond, Ontario.

Calgary $2,297
Hammond, Ontario $2,275

Estimated couple costs with rent: $3,378 in Calgary versus $3,240 in Hammond, Ontario.

Calgary $3,378
Hammond, Ontario $3,240

Monthly costs for a family of three with rent: $4,459 in Calgary versus $4,205 in Hammond, Ontario.

Calgary $4,459
Hammond, Ontario $4,205

Monthly costs are close between Calgary and Hammond, Ontario; which city is cheaper depends on the spending category.

Both cities are pricier than the global median: Calgary 70% above, Hammond, Ontario 68% above.

Meal at Budget Restaurant

$17.94 CA$25.15

$17.77 CA$24.90

0.96%

Three-Course Dinner for Two, Mid-Range

$68.9 CA$96.5

$63.8 CA$89.4

7.96%

Fast Food Meal (McDonalds, etc)

$10.94 CA$15.33

$10.56 CA$14.80

3.60%

Cappuccino

$3.70 CA$5.19

$3.67 CA$5.15

0.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.07 CA$2.90

$2.00 CA$2.80

3.50%

Water (0.33 liter bottle)

$2.04 CA$2.86

$1.63 CA$2.29

25.15%

Local Beer (0.5 liter draught)

$5.74 CA$8.05

$5.06 CA$7.09

13.44%

Imported Beer (0.33 liter bottle)

$5.70 CA$7.99

$5.75 CA$8.06

-0.87%

Milk (1 liter)

$1.98 CA$2.77

$2.13 CA$2.99

-7.04%

White Bread (500g)

$2.65 CA$3.71

$2.51 CA$3.52

5.58%

Rice (white) (1kg)

$5.84 CA$8.18

$3.51 CA$4.91

66.38%

Eggs

$3.81 CA$5.35

$3.39 CA$4.75

12.39%

Local Cheese (1kg)

$10.81 CA$15.15

$10.19 CA$14.28

6.08%

Chicken Fillets (1kg)

$11.02 CA$15.45

$11.35 CA$15.91

-2.91%

Beef Round Steak (1kg)

$17.87 CA$25.06

$14.83 CA$20.79

20.50%

Apples (1kg)

$4.88 CA$6.84

$3.78 CA$5.30

29.10%

Banana (1kg)

$1.45 CA$2.03

$1.30 CA$1.82

11.54%

Oranges (1kg)

$4.15 CA$5.82

$3.57 CA$5.00

16.25%

Tomato (1kg)

$3.99 CA$5.59

$3.93 CA$5.51

1.53%

Potato (1kg)

$2.93 CA$4.10

$2.42 CA$3.39

21.07%

Onion (1kg)

$3.02 CA$4.24

$2.20 CA$3.09

37.27%

Lettuce (1 head)

$2.67 CA$3.74

$2.36 CA$3.31

13.14%

Water (1.5 liter bottle)

$1.57 CA$2.20

$1.65 CA$2.32

-4.85%

Cigarettes 20 Pack (Marlboro, Camel)

$14.11 CA$19.77

$14.51 CA$20.35

-2.76%

Wine (Bottle)

$15.45 CA$21.66

$12.65 CA$17.73

22.13%

Local Beer (0.5 liter bottle)

$2.50 CA$3.51

$2.77 CA$3.89

-9.75%

Imported Beer (0.33 liter bottle)

$3.18 CA$4.45

$3.03 CA$4.24

4.95%

One-way Ticket (Public Transport)

$2.85 CA$3.99

$2.30 CA$3.23

23.91%

Public Transport Monthly Pass (Regular Price)

$90.2 CA$126

$63.2 CA$88.6

42.72%

Taxi Start (Normal Tariff)

$3.16 CA$4.43

$2.89 CA$4.05

9.34%

Taxi (Normal Tariff) (1km)

$1.41 CA$1.97

$1.45 CA$2.03

-2.76%

Taxi 1hour Waiting (Normal Tariff)

$27.46 CA$38.49

$23.49 CA$32.92

16.90%

Gasoline (1 liter)

$1.18 CA$1.66

$1.23 CA$1.72

-4.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.9K CA$39.1K

$27.5K CA$38.5K

1.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.5K

$21.7K CA$30.4K

-2.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$182 CA$255

$135 CA$189

35.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.01 CA$50.5

$39.18 CA$54.9

-8.09%

Internet (50+ Mbps, Unlimited Data)

$48.80 CA$68.4

$54.8 CA$76.8

-10.92%

Gym Membership (Monthly)

$48.78 CA$68.4

$37.30 CA$52.3

30.78%

Tennis Court (1 Hour on Weekend)

$18.15 CA$25.45

$18.04 CA$25.29

0.61%

Cinema Ticket

$14.52 CA$20.35

$10.62 CA$14.89

36.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$542 CA$760

$638 CA$895

-15.12%

International Primary School, 1 Child (Yearly)

$21.2K CA$29.7K

$13.3K CA$18.7K

59.01%

Jeans (Levis 501 Or Similar)

$59.1 CA$82.8

$55.4 CA$77.7

6.57%

Summer Dress (H&M, Zara, etc)

$42.34 CA$59.4

$38.30 CA$53.7

10.55%

Sport Shoes (Adidas, Nike)

$94.2 CA$132

$84.6 CA$119

11.25%

Men's Leather Business Shoes

$109 CA$152

$102 CA$144

6.10%

1-bedroom Apartment, City Center (Monthly)

$1,214 CA$1,702

$1,299 CA$1,821

-6.54%

1-bedroom Apartment, Outside City Center (Monthly)

$1,036 CA$1,453

$1,158 CA$1,623

-10.47%

3-bedroom Apartment, City Center (Monthly)

$2,045 CA$2,867

$2,018 CA$2,829

1.34%

3-bedroom Apartment, Outside City Center (Monthly)

$1,655 CA$2,319

$1,683 CA$2,359

-1.67%

Buy Apartment in City Center (m2)

$3,653 CA$5,121

$4,333 CA$6,073

-15.69%

Buy Apartment Outside City Center (m2)

$3,183 CA$4,462

$3,635 CA$5,096

-12.44%

Average Monthly Net Salary (After Tax)

$3,219 CA$4,512

$2,585 CA$3,623

24.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.43

4.68

-5.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Calgary: November 2, 2026

Last update for Hammond, Ontario: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Calgary

$1K 45.1%

Hammond, Ontario

$1.2K 50.9% 11.7% $121

Groceries & Markets

Calgary

$390 17%

Hammond, Ontario

$353 15.5% 9.5% $37

Eating Out

Calgary

$277 12.1%

Hammond, Ontario

$269 11.8% 3% $8.2

Monthly Utilities & Internet

Calgary

$267 11.6%

Hammond, Ontario

$229 10% 14.3% $38

Clothing & Footwear

Calgary

$137 6%

Hammond, Ontario

$126 5.6% 7.7% $11

Getting Around

Calgary

$112 4.9%

Hammond, Ontario

$83 3.6% 26.2% $29

Sport & Entertainment

Calgary

$78 3.4%

Hammond, Ontario

$59 2.6% 24.8% $19

Cost Breakdown

A one-bedroom apartment in the center runs $1,214 in Calgary and $1,299 in Hammond, Ontario. Housing cost is often the main lever when comparing two cities.

Calgary pays 25% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $69 in Calgary vs $64 in Hammond, Ontario for a mid-range dinner for two. Groceries echo the gap at $390 vs $353 per month, with Hammond, Ontario cheaper across the board.

Good to know

🇨🇦 Calgary

🇨🇦 Hammond, Ontario

🕒 Local time

23:46 11:46 PM

00:46 12:46 AM

1 h ahead of Calgary

🌤 Weather

👥 Population

1,267,344

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.713 USD

1 CAD = 0.635 EUR

1 CAD = 0.713 USD

1 CAD = 0.635 EUR

Exchange rates and currency converter

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Between locations

Calgary Hammond, Ontario 2,910 km ≈ 4 h 15 min nonstop flight

From you

Calgary
Hammond, Ontario

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Calgary vs Hammond, Ontario: Cost of Living - Frequently Asked Questions

Average pay runs 25% higher in Calgary, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,214 in Calgary versus $1,299 in Hammond, Ontario. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $542 in Calgary versus $638 in Hammond, Ontario. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Hammond, Ontario – a meal for two runs $64 versus $69 in Calgary. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,000. Hammond, Ontario is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Hammond, Ontario wins on affordability, Calgary on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.