😐Monthly costs for one person with rent: $649 in Cajamarca versus $528 in Pisco.
😐Estimated couple costs with rent: $1,101 in Cajamarca versus $830 in Pisco.
😐Monthly costs for a family of three with rent: $1,552 in Cajamarca versus $1,132 in Pisco.
🌍Living in Cajamarca is roughly 23% more expensive than in Pisco, driven mainly by Eating Out.
📊Both cities sit below the global median: Cajamarca51% lower, Pisco60% lower.
Currency
🍽 Eating Out
Cajamarca
Pisco
Difference
Meal at Budget Restaurant
$3.13PEN 10.62
$2.20PEN 7.46
42.27%
Three-Course Dinner for Two, Mid-Range
$27.42PEN 93.0
$11.05PEN 37.47
148.14%
Fast Food Meal(McDonalds, etc)
$5.71PEN 19.36
$3.38PEN 11.47
68.93%
Cappuccino
$2.82PEN 9.56
$1.43PEN 4.83
97.20%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.81PEN 2.74
$0.68PEN 2.30
19.12%
Water(0.33 liter bottle)
$0.59PEN 1.99
$0.29PEN 0.98
103.45%
Local Beer(0.5 liter draught)
$2.16PEN 7.34
$1.91PEN 6.47
13.09%
Imported Beer(0.33 liter bottle)
$3.30PEN 11.21
$3.83PEN 13.00
-13.84%
🛒 Groceries & Markets
Cajamarca
Pisco
Difference
Milk(1 liter)
$1.25PEN 4.22
$1.47PEN 4.98
-14.97%
White Bread(500g)
$3.01PEN 10.20
$2.69PEN 9.14
11.90%
Rice(white)(1kg)
$1.09PEN 3.70
$1.30PEN 4.43
-16.15%
Eggs
$2.17PEN 7.36
$2.83PEN 9.61
-23.32%
Local Cheese(1kg)
$6.16PEN 20.89
$8.08PEN 27.41
-23.76%
Chicken Fillets(1kg)
$5.96PEN 20.22
$5.53PEN 18.75
7.78%
Beef Round Steak(1kg)
$12.10PEN 41.05
$10.64PEN 36.11
13.72%
Apples(1kg)
$1.00PEN 3.38
$2.03PEN 6.88
-50.74%
Banana(1kg)
$0.69PEN 2.35
$1.08PEN 3.66
-36.11%
Oranges(1kg)
$0.90PEN 3.05
$1.15PEN 3.90
-21.74%
Tomato(1kg)
$1.05PEN 3.56
$1.26PEN 4.26
-16.67%
Potato(1kg)
$0.69PEN 2.34
$1.00PEN 3.38
-31.00%
Onion(1kg)
$0.95PEN 3.22
$1.00PEN 3.39
-5.00%
Lettuce(1 head)
$0.62PEN 2.10
$0.88PEN 2.98
-29.55%
Water(1.5 liter bottle)
$0.71PEN 2.39
$0.92PEN 3.12
-22.83%
Cigarettes 20 Pack(Marlboro, Camel)
$8.10PEN 27.48
$5.53PEN 18.76
46.47%
Wine(Bottle)
$10.31PEN 34.97
$8.87PEN 30.10
16.23%
Local Beer(0.5 liter bottle)
$2.42PEN 8.22
$1.77PEN 6.02
36.72%
Imported Beer(0.33 liter bottle)
$2.39PEN 8.12
$2.99PEN 10.14
-20.07%
🚌 Getting Around
Cajamarca
Pisco
Difference
One-way Ticket(Public Transport)
$0.55PEN 1.86
-
-
Public Transport Monthly Pass(Regular Price)
$8.17PEN 27.71
-
-
Taxi Start(Normal Tariff)
$1.71PEN 5.80
$3.41PEN 11.56
-49.85%
Taxi(Normal Tariff)(1km)
$1.21PEN 4.09
$2.13PEN 7.23
-43.19%
Taxi 1hour Waiting(Normal Tariff)
$4.99PEN 16.92
$8.17PEN 27.70
-38.92%
Gasoline(1 liter)
$1.51PEN 5.11
$1.30PEN 4.39
16.15%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$22.5KPEN 76.4K
$19.6KPEN 66.6K
14.79%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.8KPEN 84.1K
$24.9KPEN 84.4K
-0.42%
🧾 Monthly Utilities & Internet
Cajamarca
Pisco
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$46.02PEN 156
$55.9PEN 190
-17.67%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$9.05PEN 30.71
$12.50PEN 42.42
-27.60%
Internet(50+ Mbps, Unlimited Data)
$26.71PEN 90.6
$23.30PEN 79.0
14.64%
🎉 Sport & Entertainment
Cajamarca
Pisco
Difference
Gym Membership(Monthly)
$28.68PEN 97.3
-
-
Tennis Court(1 Hour on Weekend)
$19.78PEN 67.1
-
-
Cinema Ticket
$4.48PEN 15.20
$7.03PEN 23.86
-36.27%
🧸 Childcare & Education
Cajamarca
Pisco
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$131PEN 444
$220PEN 748
-40.64%
International Primary School, 1 Child(Yearly)
$4,137PEN 14.0K
$7,928PEN 26.9K
-47.82%
👕👟 Clothing & Footwear
Cajamarca
Pisco
Difference
Jeans(Levis 501 Or Similar)
$48.83PEN 166
$49.98PEN 170
-2.30%
Summer Dress(H&M, Zara, etc)
$27.49PEN 93.3
$36.79PEN 125
-25.28%
Sport Shoes(Adidas, Nike)
$74.9PEN 254
$89.8PEN 305
-16.61%
Men's Leather Business Shoes
$77.7PEN 264
$88.4PEN 300
-12.12%
🏠 Accommodation & Living
Cajamarca
Pisco
Difference
1-bedroom Apartment, City Center(Monthly)
$203PEN 689
-
-
1-bedroom Apartment, Outside City Center(Monthly)
$97.1PEN 329
-
-
3-bedroom Apartment, City Center(Monthly)
$497PEN 1,685
-
-
3-bedroom Apartment, Outside City Center(Monthly)
$294PEN 999
-
-
Buy Apartment in City Center(m2)
$2,358PEN 8,000
$1,787PEN 6,061
31.99%
Buy Apartment Outside City Center(m2)
-
$1,327PEN 4,502
-
💵 Salaries & Financials
Cajamarca
Pisco
Difference
Average Monthly Net Salary(After Tax)
$704PEN 2,390
$577PEN 1,957
22.11%
20-Year Fixed Mortgage Interest Rate(Annual %)
10.5
10.11
3.86%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Cajamarca: July 11, 2026
Last update for Pisco: July 13, 2026
Cost Breakdown
💰Cajamarca pays 22% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $27.00 in Cajamarca vs $11.00 in Pisco. Groceries flip the comparison at $211 vs $222, with Cajamarca cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cajamarca vs Pisco: Cost of Living - Frequently Asked Questions
Is Pisco cheaper than Cajamarca?
Pisco is cheaper overall, especially in Eating Out, Sport & Entertainment, Getting Around. The 23% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Cajamarca or Pisco?
Average pay runs 22% higher in Cajamarca, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
Which city has cheaper kindergarten?
Childcare runs $131 in Cajamarca versus $220 in Pisco. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is eating out cheaper in Cajamarca or in Pisco?
Dining out is cheaper in Pisco – a meal for two runs $11.00 versus $27.00 in Cajamarca. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,200 enough for either Cajamarca or Pisco?
Either city works on $1,200 a month, though Pisco gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Is it better to live in Cajamarca or in Pisco?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is safer, Cajamarca or Pisco?
Safety-wise, Cajamarca and Pisco are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Pisco gentler on the wallet – expenses run 23% less than in Cajamarca. Beyond cost, consider language, visa policies, and how big the international community is in each city.