Last update: Oct 2026

Cost of Living Comparison Between Cairo and Umag

For one person, living is cheaper in Cairo: $647 a month against $1,532 in Umag, rent and utilities included – about $10,600 less a year. Rent and utilities account for about half of the difference.

Cairo
🇪🇬 Egypt
$647
/mo nomad
Umag
🇭🇷 Croatia
$1,532
/mo nomad
Monthly Cost of Living

How much you'll spend in Cairo and in Umag

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cairo and in Umag actually costs, broken down by who's living it.

A single person spends $647 per month in Cairo vs $1,532 in Umag, rent included.

  • Cairo $647
  • Umag $1,532

A couple spends around $1,035 per month in Cairo vs $2,439 in Umag, rent included.

  • Cairo $1,035
  • Umag $2,439

A family of three spends $1,423 per month in Cairo vs $3,345 in Umag, rent included.

  • Cairo $1,423
  • Umag $3,345

Cairo is about 58% cheaper than Umag, and outside of rent the biggest gap is in groceries.

Cairo sits 52% below the global median, while Umag is 13% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Cairo
Umag
Difference
Meal at Budget Restaurant
$4.64 E£246
$12.31 €10.99
-62.31%
Three-Course Dinner for Two, Mid-Range
$28.12 E£1,491
$63.5 €56.7
-55.74%
Fast Food Meal (McDonalds, etc)
$6.03 E£320
$7.93 €7.08
-23.96%
Cappuccino
$1.72 E£91.5
$2.18 €1.95
-21.10%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.36 E£19.25
$2.98 €2.66
-87.92%
Water (0.33 liter bottle)
$0.12 E£6.36
$2.25 €2.01
-94.67%
Local Beer (0.5 liter draught)
$1.51 E£79.9
$3.33 €2.97
-54.65%
Imported Beer (0.33 liter bottle)
$2.32 E£123
$4.48 €4.00
-48.21%
🛒 Groceries & Markets
Cairo
Umag
Difference
Milk (1 liter)
$0.92 E£48.57
$1.24 €1.11
-25.81%
White Bread (500g)
$0.73 E£38.65
$1.60 €1.43
-54.38%
Rice (white) (1kg)
$0.74 E£39.36
$2.72 €2.43
-72.79%
Eggs
$1.19 E£63.3
$3.89 €3.47
-69.41%
Local Cheese (1kg)
$4.33 E£230
$14.81 €13.23
-70.76%
Chicken Fillets (1kg)
$5.03 E£267
$11.80 €10.53
-57.37%
Beef Round Steak (1kg)
$9.28 E£492
$17.92 €16.00
-48.21%
Apples (1kg)
$1.77 E£93.7
$2.29 €2.05
-22.71%
Banana (1kg)
$0.73 E£38.75
$1.79 €1.60
-59.22%
Oranges (1kg)
$0.55 E£29.30
$2.05 €1.83
-73.17%
Tomato (1kg)
$0.50 E£26.72
$2.51 €2.24
-80.08%
Potato (1kg)
$0.42 E£22.26
$1.30 €1.16
-67.69%
Onion (1kg)
$0.41 E£21.66
$1.13 €1.01
-63.72%
Lettuce (1 head)
$0.33 E£17.39
$1.18 €1.05
-72.03%
Water (1.5 liter bottle)
$0.21 E£11.12
$1.39 €1.25
-84.89%
Cigarettes 20 Pack (Marlboro, Camel)
$1.98 E£105
$5.90 €5.27
-66.44%
Wine (Bottle)
$7.81 E£414
$10.09 €9.01
-22.60%
Local Beer (0.5 liter bottle)
$1.59 E£84.1
$1.68 €1.50
-5.36%
Imported Beer (0.33 liter bottle)
$2.09 E£111
$2.56 €2.28
-18.36%
🚌 Getting Around
Cairo
Umag
Difference
One-way Ticket (Public Transport)
$0.35 E£18.70
$1.81 €1.62
-80.66%
Public Transport Monthly Pass (Regular Price)
$8.69 E£461
$39.73 €35.48
-78.13%
Taxi Start (Normal Tariff)
$0.39 E£20.87
$2.22 €1.98
-82.43%
Taxi (Normal Tariff) (1km)
$0.22 E£11.49
$1.36 €1.21
-83.82%
Taxi 1hour Waiting (Normal Tariff)
$1.51 E£79.9
$11.94 €10.66
-87.35%
Gasoline (1 liter)
$0.43 E£22.71
$1.92 €1.71
-77.60%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.7K E£1.7M
$27.7K €24.7K
18.09%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.2K E£1.4M
$26.9K €24.0K
1.33%
🧾 Monthly Utilities & Internet
Cairo
Umag
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$27.27 E£1,446
$215 €192
-87.29%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$8.58 E£455
$22.92 €20.47
-62.57%
Internet (50+ Mbps, Unlimited Data)
$13.99 E£742
$40.61 €36.27
-65.55%
🎉 Sport & Entertainment
Cairo
Umag
Difference
Gym Membership (Monthly)
$29.69 E£1,574
$52.1 €46.54
-43.02%
Tennis Court (1 Hour on Weekend)
$7.25 E£385
$15.38 €13.74
-52.86%
Cinema Ticket
$4.86 E£258
$8.39 €7.49
-42.07%
🧸 Childcare & Education
Cairo
Umag
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$121 E£6,392
$495 €442
-75.62%
International Primary School, 1 Child (Yearly)
$3,560 E£188.7K
$9,808 €8,758
-63.70%
👕👟 Clothing & Footwear
Cairo
Umag
Difference
Jeans (Levis 501 Or Similar)
$40.28 E£2,136
$107 €95.4
-62.30%
Summer Dress (H&M, Zara, etc)
$49.53 E£2,626
$43.30 €38.67
14.39%
Sport Shoes (Adidas, Nike)
$115 E£6,093
$94.7 €84.6
21.36%
Men's Leather Business Shoes
$60.0 E£3,183
$110 €98.3
-45.43%
🏠 Accommodation & Living
Cairo
Umag
Difference
1-bedroom Apartment, City Center (Monthly)
$222 E£11.8K
$673 €601
-67.02%
1-bedroom Apartment, Outside City Center (Monthly)
$195 E£10.3K
$458 €409
-57.43%
3-bedroom Apartment, City Center (Monthly)
$550 E£29.1K
$1,148 €1,025
-52.12%
3-bedroom Apartment, Outside City Center (Monthly)
$346 E£18.4K
$977 €873
-64.59%
Buy Apartment in City Center (m2)
$800 E£42.4K
$4,640 €4,143
-82.76%
Buy Apartment Outside City Center (m2)
$525 E£27.8K
$2,948 €2,632
-82.19%
💵 Salaries & Financials
Cairo
Umag
Difference
Average Monthly Net Salary (After Tax)
$200 E£10.6K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
16.21
3.3
391.21%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cairo: October 11, 2026

Last update for Umag: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Cairo
$195
Umag
$458 135% $263
Groceries & Markets
Cairo
$142
Umag
$316 123% $174
Clothing & Footwear
Cairo
$119
Umag
$160 34% $41
Eating Out
Cairo
$90
Umag
$195 117% $105
Monthly Utilities & Internet
Cairo
$50
Umag
$278 458% $228
Sport & Entertainment
Cairo
$39
Umag
$69 74.8% $29
Getting Around
Cairo
$12
Umag
$56 384% $44

Cost Breakdown

A central one-bedroom costs $222 in Cairo versus $673 in Umag. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $28.00 in Cairo versus $64.0 in Umag. Monthly groceries follow the same trend: $142 vs $316 – making Cairo the more affordable choice for daily food spending.

Good to know
🇪🇬 Cairo
🇭🇷 Umag
🕒 Local time
14:06 2:06 PM
13:06 1:06 PM
1 h behind Cairo
🌤 Weather
👥 Population
9,120,350 Capital
13,000
💱 Currency
Euro EUR €
Exchange rates and currency converter

EUR, USD to EGP – Egyptian Pound Converter

Egyptian Pound exchange rates as of October 15, 2026: 1 USD = 53.02 EGP (100 EGP = 1.89 USD). 1 EUR = 59.37 EGP (100 EGP = 1.68 EUR).

Euro exchange rates as of October 15, 2026: 1 USD = 0.893 EUR (1 EUR = 1.12 USD).

On the map
Between locations
  • Cairo Umag 2,300 km ≈ 3 h 30 min nonstop flight
From you
  • Cairo
  • Umag

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cairo vs Umag: Cost of Living - Frequently Asked Questions
Is Umag cheaper than Cairo?
Yes – Umag is pricier by about 137%, and outside of rent the gap shows up most in groceries.
What income do you need for each city?
For a comfortable life, plan on about $970 per month in Cairo and $2,298 in Umag. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Cairo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do food prices compare in Cairo and in Umag?
Groceries cost about 123% more in Umag, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is eating out cheaper in Cairo or in Umag?
A mid-range dinner for two costs $28.00 in Cairo and $64.0 in Umag. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Is $1,500 a realistic budget for living in Cairo or in Umag?
A $1,500 monthly budget goes further in Cairo, where all-in costs run around $647, than in Umag at $1,532. In Cairo it covers expenses comfortably, while in Umag it requires careful planning or may not stretch far enough.
Is Cairo or Umag more family-friendly?
Families tend to lean toward Cairo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Cairo or Umag?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Cairo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Umag makes more sense. Both are solid long-term options with distinct trade-offs.

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