Cost of Living Comparison Between Bytom and Banja Luka Cost of Living Comparison Between Bytom and Banja Luka

Monthly Cost of Living

A single person spends $1,327 per month in Bytom vs $1,157 in Banja Luka, rent included.

A couple spends around $1,846 per month in Bytom vs $1,687 in Banja Luka, rent included.

A family of three spends $2,366 per month in Bytom vs $2,218 in Banja Luka, rent included.

Bytom costs about 15% more than Banja Luka, driven mainly by Eating Out.

Both Bytom and Banja Luka are more affordable than the global median – Bytom 1% lower, Banja Luka 13% lower.

Meal at Budget Restaurant

$10.76 zł 40.79

$8.76 BAM 14.97

22.83%

Three-Course Dinner for Two, Mid-Range

$41.77 zł 158

$42.44 BAM 72.5

-1.58%

Fast Food Meal (McDonalds, etc)

$8.03 zł 30.44

$8.89 BAM 15.18

-9.67%

Cappuccino

$3.49 zł 13.22

$1.64 BAM 2.79

112.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.00 zł 7.57

$2.02 BAM 3.44

-0.99%

Water (0.33 liter bottle)

$1.69 zł 6.41

$1.21 BAM 2.07

39.67%

Local Beer (0.5 liter draught)

$3.31 zł 12.53

$2.03 BAM 3.47

63.05%

Imported Beer (0.33 liter bottle)

$4.00 zł 15.15

$2.83 BAM 4.83

41.34%

Milk (1 liter)

$1.08 zł 4.09

$1.37 BAM 2.34

-21.17%

White Bread (500g)

$1.18 zł 4.46

$1.29 BAM 2.20

-8.53%

Rice (white) (1kg)

$1.22 zł 4.61

$1.59 BAM 2.71

-23.27%

Eggs

$2.99 zł 11.33

$2.99 BAM 5.11

Local Cheese (1kg)

$10.66 zł 40.39

$9.32 BAM 15.93

14.38%

Chicken Fillets (1kg)

$6.16 zł 23.35

$8.83 BAM 15.09

-30.24%

Beef Round Steak (1kg)

$10.87 zł 41.20

$12.25 BAM 20.93

-11.27%

Apples (1kg)

$1.05 zł 3.99

$1.46 BAM 2.50

-28.08%

Banana (1kg)

$1.81 zł 6.87

$1.64 BAM 2.81

10.37%

Oranges (1kg)

$1.73 zł 6.54

$1.92 BAM 3.28

-9.90%

Tomato (1kg)

$2.80 zł 10.60

$2.01 BAM 3.43

39.30%

Potato (1kg)

$0.88 zł 3.35

$1.20 BAM 2.06

-26.67%

Onion (1kg)

$0.94 zł 3.58

$1.24 BAM 2.12

-24.19%

Lettuce (1 head)

$1.15 zł 4.35

$1.27 BAM 2.17

-9.45%

Water (1.5 liter bottle)

$0.62 zł 2.35

$0.73 BAM 1.25

-15.07%

Cigarettes 20 Pack (Marlboro, Camel)

$5.16 zł 19.56

$3.85 BAM 6.58

34.03%

Wine (Bottle)

$6.44 zł 24.39

$8.37 BAM 14.30

-23.06%

Local Beer (0.5 liter bottle)

$1.07 zł 4.07

$0.75 BAM 1.28

42.67%

Imported Beer (0.33 liter bottle)

$1.89 zł 7.16

$1.14 BAM 1.95

65.79%

One-way Ticket (Public Transport)

$1.32 zł 5.01

$1.43 BAM 2.44

-7.69%

Public Transport Monthly Pass (Regular Price)

$37.18 zł 141

$37.54 BAM 64.2

-0.96%

Taxi Start (Normal Tariff)

$2.14 zł 8.13

$1.43 BAM 2.44

49.65%

Taxi (Normal Tariff) (1km)

$0.52 zł 1.98

$1.15 BAM 1.97

-54.78%

Taxi 1hour Waiting (Normal Tariff)

$9.35 zł 35.44

$8.77 BAM 14.99

6.61%

Gasoline (1 liter)

$1.74 zł 6.61

$1.48 BAM 2.54

17.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.9K zł 128.6K

$29.1K BAM 49.6K

16.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.0K zł 113.8K

$26.6K BAM 45.4K

13.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$342 zł 1,297

$172 BAM 293

99.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.20 zł 31.09

$18.77 BAM 32.07

-56.31%

Internet (50+ Mbps, Unlimited Data)

$16.12 zł 61.1

$23.79 BAM 40.64

-32.24%

Gym Membership (Monthly)

$32.81 zł 124

$28.49 BAM 48.68

15.16%

Tennis Court (1 Hour on Weekend)

$19.66 zł 74.5

$9.94 BAM 16.98

97.79%

Cinema Ticket

$6.87 zł 26.02

$4.82 BAM 8.24

42.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$309 zł 1,172

$239 BAM 409

29.31%

International Primary School, 1 Child (Yearly)

$9,345 zł 35.4K

$3,672 BAM 6,273

154.51%

Jeans (Levis 501 Or Similar)

$88.6 zł 336

$73.7 BAM 126

20.20%

Summer Dress (H&M, Zara, etc)

$30.38 zł 115

$37.10 BAM 63.4

-18.11%

Sport Shoes (Adidas, Nike)

$77.2 zł 293

$88.1 BAM 150

-12.31%

Men's Leather Business Shoes

$96.6 zł 366

$123 BAM 211

-21.62%

1-bedroom Apartment, City Center (Monthly)

$563 zł 2,134

$459 BAM 784

22.66%

1-bedroom Apartment, Outside City Center (Monthly)

$322 zł 1,222

$325 BAM 556

-0.97%

3-bedroom Apartment, City Center (Monthly)

$497 zł 1,883

$639 BAM 1,093

-22.33%

3-bedroom Apartment, Outside City Center (Monthly)

$411 zł 1,558

$467 BAM 798

-12.02%

Buy Apartment in City Center (m2)

$2,936 zł 11.1K

$2,982 BAM 5,094

-1.53%

Buy Apartment Outside City Center (m2)

$2,276 zł 8,627

$1,925 BAM 3,289

18.23%

Average Monthly Net Salary (After Tax)

$893 BAM 1,525

20-Year Fixed Mortgage Interest Rate (Annual %)

6.78

5.02

35.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bytom: July 12, 2026

Last update for Banja Luka: July 12, 2026

Cost Breakdown

A central one-bedroom costs $563 in Bytom versus $459 in Banja Luka. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $42.00 in Bytom versus $42.00 in Banja Luka. Monthly groceries follow the same trend: $210 vs $231 – making Bytom the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bytom vs Banja Luka: Cost of Living - Frequently Asked Questions

Yes – Bytom is pricier by about 15%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,990 per month in Bytom and $1,735 in Banja Luka. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Banja Luka, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 10% cheaper in Bytom – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $42.00 in Bytom and $42.00 in Banja Luka. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Banja Luka, where all-in costs run around $1,157, than in Bytom at $1,327. In Banja Luka it covers expenses comfortably, while in Bytom it requires careful planning or may not stretch far enough.

Families tend to lean toward Banja Luka – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Banja Luka. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bytom makes more sense. Both are solid long-term options with distinct trade-offs.