Cost of Living Comparison Between Bydgoszcz and Ubud, Bali Cost of Living Comparison Between Bydgoszcz and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,516 in Bydgoszcz versus $1,396 in Ubud, Bali.

Estimated couple costs with rent: $2,288 in Bydgoszcz versus $2,334 in Ubud, Bali.

Monthly costs for a family of three with rent: $3,060 in Bydgoszcz versus $3,273 in Ubud, Bali.

Living in Bydgoszcz is roughly 9% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Bydgoszcz 10% above, Ubud, Bali 2% above.

Meal at Budget Restaurant

$12.81 zł 47.59

$3.37 Rp 59.7K

280.12%

Three-Course Dinner for Two, Mid-Range

$67.5 zł 251

$38.59 Rp 682.4K

74.86%

Fast Food Meal (McDonalds, etc)

$7.91 zł 29.38

$5.52 Rp 97.6K

43.30%

Cappuccino

$3.83 zł 14.21

$2.64 Rp 46.8K

45.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.29 zł 8.50

$1.67 Rp 29.6K

37.13%

Water (0.33 liter bottle)

$1.79 zł 6.64

$0.77 Rp 13.6K

132.47%

Local Beer (0.5 liter draught)

$4.15 zł 15.40

$2.63 Rp 46.6K

57.79%

Imported Beer (0.33 liter bottle)

$3.79 zł 14.07

$4.28 Rp 75.7K

-11.45%

Milk (1 liter)

$1.05 zł 3.90

$1.55 Rp 27.3K

-32.26%

White Bread (500g)

$1.75 zł 6.52

$2.22 Rp 39.3K

-21.17%

Rice (white) (1kg)

$0.98 zł 3.65

$1.13 Rp 19.9K

-13.27%

Eggs

$4.02 zł 14.94

$2.09 Rp 36.9K

92.34%

Local Cheese (1kg)

$9.13 zł 33.94

$17.39 Rp 307.6K

-47.50%

Chicken Fillets (1kg)

$7.47 zł 27.75

$3.87 Rp 68.4K

93.02%

Beef Round Steak (1kg)

$12.19 zł 45.29

$12.55 Rp 221.9K

-2.87%

Apples (1kg)

$1.39 zł 5.16

$3.62 Rp 63.9K

-61.60%

Banana (1kg)

$1.76 zł 6.54

$1.56 Rp 27.6K

12.82%

Oranges (1kg)

$1.64 zł 6.08

$2.35 Rp 41.6K

-30.21%

Tomato (1kg)

$3.34 zł 12.41

$2.06 Rp 36.4K

62.14%

Potato (1kg)

$1.04 zł 3.85

$1.90 Rp 33.6K

-45.26%

Onion (1kg)

$1.37 zł 5.10

$2.34 Rp 41.3K

-41.45%

Lettuce (1 head)

$1.20 zł 4.46

$1.03 Rp 18.2K

16.50%

Water (1.5 liter bottle)

$0.70 zł 2.59

$0.55 Rp 9,809

27.27%

Cigarettes 20 Pack (Marlboro, Camel)

$6.09 zł 22.61

$2.25 Rp 39.8K

170.67%

Wine (Bottle)

$8.81 zł 32.73

$23.81 Rp 421.0K

-63.00%

Local Beer (0.5 liter bottle)

$1.06 zł 3.95

$2.31 Rp 40.9K

-54.11%

Imported Beer (0.33 liter bottle)

$1.42 zł 5.28

$2.80 Rp 49.5K

-49.29%

One-way Ticket (Public Transport)

$1.01 zł 3.75

$0.27 Rp 4,816

274.07%

Public Transport Monthly Pass (Regular Price)

$29.39 zł 109

$8.66 Rp 153.2K

239.38%

Taxi Start (Normal Tariff)

$2.35 zł 8.72

$0.48 Rp 8,515

389.58%

Taxi (Normal Tariff) (1km)

$0.87 zł 3.24

$0.45 Rp 7,887

93.33%

Taxi 1hour Waiting (Normal Tariff)

$10.45 zł 38.81

$5.72 Rp 101.1K

82.69%

Gasoline (1 liter)

$1.60 zł 5.93

$0.76 Rp 13.4K

110.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.5K zł 120.7K

$24.5K Rp 433.0M

32.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.9K zł 107.4K

$32.1K Rp 568.0M

-10.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$271 zł 1,008

$83.6 Rp 1.5M

224.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.22 zł 30.55

$6.46 Rp 114.2K

27.24%

Internet (50+ Mbps, Unlimited Data)

$18.64 zł 69.3

$18.99 Rp 335.9K

-1.84%

Gym Membership (Monthly)

$40.51 zł 150

$56.0 Rp 989.8K

-27.62%

Tennis Court (1 Hour on Weekend)

$17.47 zł 64.9

$18.62 Rp 329.2K

-6.18%

Cinema Ticket

$8.00 zł 29.73

$4.28 Rp 75.7K

86.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$347 zł 1,289

$487 Rp 8.6M

-28.65%

International Primary School, 1 Child (Yearly)

$5,429 zł 20.2K

$5,856 Rp 103.6M

-7.29%

Jeans (Levis 501 Or Similar)

$84.7 zł 315

$45.56 Rp 805.6K

85.93%

Summer Dress (H&M, Zara, etc)

$38.80 zł 144

$36.38 Rp 643.3K

6.65%

Sport Shoes (Adidas, Nike)

$93.0 zł 346

$82.0 Rp 1.4M

13.49%

Men's Leather Business Shoes

$107 zł 399

$80.4 Rp 1.4M

33.54%

1-bedroom Apartment, City Center (Monthly)

$720 zł 2,675

$1,117 Rp 19.7M

-35.51%

1-bedroom Apartment, Outside City Center (Monthly)

$526 zł 1,956

$701 Rp 12.4M

-24.91%

3-bedroom Apartment, City Center (Monthly)

$1,134 zł 4,213

$3,537 Rp 62.5M

-67.94%

3-bedroom Apartment, Outside City Center (Monthly)

$924 zł 3,432

$1,762 Rp 31.2M

-47.57%

Buy Apartment in City Center (m2)

$2,953 zł 11.0K

$2,826 Rp 50.0M

4.48%

Buy Apartment Outside City Center (m2)

$2,241 zł 8,326

$2,292 Rp 40.5M

-2.21%

Average Monthly Net Salary (After Tax)

$1,585 zł 5,887

$170 Rp 3.0M

833.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.89

13.78

-50.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bydgoszcz: August 30, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $720 in Bydgoszcz and $1,117 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Bydgoszcz pays 833% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $67.0 in Bydgoszcz vs $39.00 in Ubud, Bali. Groceries flip the comparison at $235 vs $293, with Bydgoszcz cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bydgoszcz vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 9% lower than in Bydgoszcz. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay runs 833% higher in Bydgoszcz, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $720 in Bydgoszcz versus $1,117 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $347 in Bydgoszcz versus $487 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Bydgoszcz pay roughly 25% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,396 in Ubud, Bali versus $1,516 in Bydgoszcz, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Bydgoszcz. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,396 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Bydgoszcz and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 9% less than in Bydgoszcz. Beyond cost, consider language, visa policies, and how big the international community is in each city.