Cost of Living Comparison Between Bydgoszcz and Ubud, Bali Cost of Living Comparison Between Bydgoszcz and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,489 in Bydgoszcz versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $2,280 in Bydgoszcz versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $3,071 in Bydgoszcz versus $3,763 in Ubud, Bali.

Living in Bydgoszcz is roughly 6% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Bydgoszcz 11% above, Ubud, Bali 5% above.

Meal at Budget Restaurant

$11.35 zł 43.11

$3.45 Rp 62.0K

228.99%

Three-Course Dinner for Two, Mid-Range

$67.5 zł 256

$32.34 Rp 580.1K

108.57%

Fast Food Meal (McDonalds, etc)

$7.94 zł 30.14

$4.84 Rp 86.9K

64.05%

Cappuccino

$3.97 zł 15.10

$2.75 Rp 49.3K

44.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.30 zł 8.75

$1.38 Rp 24.8K

66.67%

Water (0.33 liter bottle)

$1.82 zł 6.93

$0.75 Rp 13.5K

142.67%

Local Beer (0.5 liter draught)

$3.97 zł 15.07

$2.99 Rp 53.7K

32.78%

Imported Beer (0.33 liter bottle)

$3.72 zł 14.11

$3.85 Rp 69.1K

-3.38%

Milk (1 liter)

$1.02 zł 3.89

$1.74 Rp 31.1K

-41.38%

White Bread (500g)

$1.56 zł 5.94

$2.46 Rp 44.1K

-36.59%

Rice (white) (1kg)

$1.69 zł 6.43

$1.17 Rp 21.0K

44.44%

Eggs

$3.49 zł 13.26

$2.43 Rp 43.6K

43.62%

Local Cheese (1kg)

$10.19 zł 38.69

$14.50 Rp 260.2K

-29.72%

Chicken Fillets (1kg)

$7.12 zł 27.06

$4.35 Rp 78.0K

63.68%

Beef Round Steak (1kg)

$14.49 zł 55.0

$11.98 Rp 214.9K

20.95%

Apples (1kg)

$1.30 zł 4.95

$3.72 Rp 66.7K

-65.05%

Banana (1kg)

$1.67 zł 6.33

$1.63 Rp 29.2K

2.45%

Oranges (1kg)

$1.65 zł 6.27

$2.74 Rp 49.2K

-39.78%

Tomato (1kg)

$4.25 zł 16.14

$2.24 Rp 40.2K

89.73%

Potato (1kg)

$0.91 zł 3.47

$1.92 Rp 34.4K

-52.60%

Onion (1kg)

$1.20 zł 4.56

$2.28 Rp 40.8K

-47.37%

Lettuce (1 head)

$1.24 zł 4.69

$1.06 Rp 19.1K

16.98%

Water (1.5 liter bottle)

$0.66 zł 2.50

$0.72 Rp 12.9K

-8.33%

Cigarettes 20 Pack (Marlboro, Camel)

$5.08 zł 19.28

$3.29 Rp 58.9K

54.41%

Wine (Bottle)

$8.59 zł 32.61

$23.19 Rp 416.1K

-62.96%

Local Beer (0.5 liter bottle)

$1.13 zł 4.31

$2.78 Rp 49.8K

-59.35%

Imported Beer (0.33 liter bottle)

$1.63 zł 6.20

$2.73 Rp 49.0K

-40.29%

One-way Ticket (Public Transport)

$1.05 zł 4.00

$0.27 Rp 4,778

288.89%

Public Transport Monthly Pass (Regular Price)

$28.83 zł 110

$8.11 Rp 145.4K

255.49%

Taxi Start (Normal Tariff)

$2.20 zł 8.37

$0.48 Rp 8,659

358.33%

Taxi (Normal Tariff) (1km)

$0.73 zł 2.75

$0.42 Rp 7,532

73.81%

Taxi 1hour Waiting (Normal Tariff)

$10.65 zł 40.44

$6.22 Rp 111.6K

71.22%

Gasoline (1 liter)

$1.70 zł 6.44

$0.81 Rp 14.6K

109.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.8K zł 128.5K

$26.6K Rp 477.4M

27.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.3K zł 118.7K

$32.2K Rp 577.4M

-2.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$234 zł 890

$78.4 Rp 1.4M

198.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.89 zł 33.77

$4.07 Rp 73.0K

118.43%

Internet (50+ Mbps, Unlimited Data)

$17.05 zł 64.8

$24.33 Rp 436.4K

-29.92%

Gym Membership (Monthly)

$37.23 zł 141

$98.6 Rp 1.8M

-62.25%

Tennis Court (1 Hour on Weekend)

$20.42 zł 77.6

$6.34 Rp 113.7K

222.08%

Cinema Ticket

$7.57 zł 28.75

$3.99 Rp 71.5K

89.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$451 zł 1,712

$305 Rp 5.5M

47.81%

International Primary School, 1 Child (Yearly)

$5,478 zł 20.8K

$6,642 Rp 119.2M

-17.53%

Jeans (Levis 501 Or Similar)

$99.1 zł 376

$54.1 Rp 971.2K

82.97%

Summer Dress (H&M, Zara, etc)

$36.94 zł 140

$37.81 Rp 678.2K

-2.30%

Sport Shoes (Adidas, Nike)

$111 zł 422

$86.8 Rp 1.6M

27.90%

Men's Leather Business Shoes

$129 zł 489

$76.4 Rp 1.4M

68.59%

1-bedroom Apartment, City Center (Monthly)

$722 zł 2,743

$992 Rp 17.8M

-27.20%

1-bedroom Apartment, Outside City Center (Monthly)

$506 zł 1,923

$673 Rp 12.1M

-24.74%

3-bedroom Apartment, City Center (Monthly)

$1,217 zł 4,624

$3,375 Rp 60.5M

-63.93%

3-bedroom Apartment, Outside City Center (Monthly)

$905 zł 3,437

$2,050 Rp 36.8M

-55.85%

Buy Apartment in City Center (m2)

$2,936 zł 11.2K

$2,805 Rp 50.3M

4.69%

Buy Apartment Outside City Center (m2)

$2,189 zł 8,312

$2,227 Rp 39.9M

-1.72%

Average Monthly Net Salary (After Tax)

$1,519 zł 5,770

$167 Rp 3.0M

809.89%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.4

13.28

-51.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bydgoszcz: July 11, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $722 in Bydgoszcz and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Bydgoszcz pays 810% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $67.0 in Bydgoszcz vs $32.00 in Ubud, Bali. Groceries flip the comparison at $245 vs $297, with Bydgoszcz cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bydgoszcz vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 6% lower than in Bydgoszcz. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay runs 810% higher in Bydgoszcz, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $722 in Bydgoszcz versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $451 in Bydgoszcz versus $305 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Bydgoszcz pay roughly 21% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,408 in Ubud, Bali versus $1,489 in Bydgoszcz, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Bydgoszcz. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,408 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Bydgoszcz and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 6% less than in Bydgoszcz. Beyond cost, consider language, visa policies, and how big the international community is in each city.