Cost of Living Comparison Between Ubud, Bali and Bydgoszcz Cost of Living Comparison Between Ubud, Bali and Bydgoszcz

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $1,489 in Bydgoszcz.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $2,280 in Bydgoszcz.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $3,071 in Bydgoszcz.

Living in Ubud, Bali costs roughly 5% less than in Bydgoszcz, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 5% above, Bydgoszcz 11% above.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$11.35 zł 43.06

-69.60%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$67.5 zł 256

-52.05%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$7.94 zł 30.11

-39.04%

Cappuccino

$2.75 Rp 49.4K

$3.97 zł 15.08

-30.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$2.30 zł 8.74

-40.00%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$1.82 zł 6.92

-58.79%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$3.97 zł 15.05

-24.69%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$3.72 zł 14.10

3.49%

Milk (1 liter)

$1.74 Rp 31.2K

$1.02 zł 3.88

70.59%

White Bread (500g)

$2.46 Rp 44.2K

$1.56 zł 5.93

57.69%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.69 zł 6.42

-30.77%

Eggs

$2.43 Rp 43.7K

$3.49 zł 13.24

-30.37%

Local Cheese (1kg)

$14.50 Rp 260.6K

$10.19 zł 38.65

42.30%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$7.12 zł 27.03

-38.90%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$14.49 zł 55.0

-17.32%

Apples (1kg)

$3.72 Rp 66.8K

$1.30 zł 4.95

186.15%

Banana (1kg)

$1.63 Rp 29.2K

$1.67 zł 6.33

-2.40%

Oranges (1kg)

$2.74 Rp 49.3K

$1.65 zł 6.27

66.06%

Tomato (1kg)

$2.24 Rp 40.3K

$4.25 zł 16.12

-47.29%

Potato (1kg)

$1.92 Rp 34.5K

$0.91 zł 3.47

110.99%

Onion (1kg)

$2.28 Rp 40.9K

$1.20 zł 4.56

90.00%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.24 zł 4.69

-14.52%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.66 zł 2.50

9.09%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$5.08 zł 19.26

-35.24%

Wine (Bottle)

$23.19 Rp 416.8K

$8.59 zł 32.58

169.97%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$1.13 zł 4.31

146.02%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$1.63 zł 6.20

67.48%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$1.05 zł 4.00

-74.29%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$28.83 zł 109

-71.87%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$2.20 zł 8.36

-78.18%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.73 zł 2.75

-42.47%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$10.65 zł 40.39

-41.60%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.70 zł 6.44

-52.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$33.8K zł 128.4K

-21.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$31.3K zł 118.6K

2.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$234 zł 889

-66.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$8.89 zł 33.74

-54.22%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$17.05 zł 64.7

42.70%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$37.23 zł 141

164.87%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$20.42 zł 77.5

-68.95%

Cinema Ticket

$3.99 Rp 71.6K

$7.57 zł 28.72

-47.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$451 zł 1,711

-32.35%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$5,478 zł 20.8K

21.26%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$99.1 zł 376

-45.35%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$36.94 zł 140

2.36%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$111 zł 421

-21.82%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$129 zł 488

-40.69%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$722 zł 2,740

37.36%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$506 zł 1,921

32.87%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$1,217 zł 4,619

177.21%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$905 zł 3,434

126.53%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$2,936 zł 11.1K

-4.48%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$2,189 zł 8,304

1.75%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$1,519 zł 5,764

-89.01%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.4

107.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Bydgoszcz: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $722 in Bydgoszcz. Housing cost is often the main lever when comparing two cities.

Bydgoszcz pays 810% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Ubud, Bali vs $67.0 in Bydgoszcz. Groceries flip the comparison at $297 vs $245, with Bydgoszcz cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bydgoszcz: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 6% lower than in Bydgoszcz. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 810% lower in Bydgoszcz. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $722 in Bydgoszcz. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $305 in Ubud, Bali versus $451 in Bydgoszcz. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Bydgoszcz pay roughly 21% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,408 in Ubud, Bali versus $1,489 in Bydgoszcz, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Bydgoszcz. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,408 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Bydgoszcz are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 6% less than in Bydgoszcz. Beyond cost, consider language, visa policies, and how big the international community is in each city.