Cost of Living Comparison Between Ubud, Bali and Bydgoszcz Cost of Living Comparison Between Ubud, Bali and Bydgoszcz

Monthly Cost of Living

Monthly costs for one person with rent: $1,396 in Ubud, Bali versus $1,516 in Bydgoszcz.

Estimated couple costs with rent: $2,334 in Ubud, Bali versus $2,288 in Bydgoszcz.

Monthly costs for a family of three with rent: $3,273 in Ubud, Bali versus $3,060 in Bydgoszcz.

Living in Ubud, Bali costs roughly 8% less than in Bydgoszcz, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 2% above, Bydgoszcz 10% above.

Meal at Budget Restaurant

$3.37 Rp 59.7K

$12.81 zł 47.59

-73.69%

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 682.4K

$67.5 zł 251

-42.81%

Fast Food Meal (McDonalds, etc)

$5.52 Rp 97.6K

$7.91 zł 29.38

-30.21%

Cappuccino

$2.64 Rp 46.8K

$3.83 zł 14.21

-31.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 Rp 29.6K

$2.29 zł 8.50

-27.07%

Water (0.33 liter bottle)

$0.77 Rp 13.6K

$1.79 zł 6.64

-56.98%

Local Beer (0.5 liter draught)

$2.63 Rp 46.6K

$4.15 zł 15.40

-36.63%

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.7K

$3.79 zł 14.07

12.93%

Milk (1 liter)

$1.55 Rp 27.3K

$1.05 zł 3.90

47.62%

White Bread (500g)

$2.22 Rp 39.3K

$1.75 zł 6.52

26.86%

Rice (white) (1kg)

$1.13 Rp 19.9K

$0.98 zł 3.65

15.31%

Eggs

$2.09 Rp 36.9K

$4.02 zł 14.94

-48.01%

Local Cheese (1kg)

$17.39 Rp 307.6K

$9.13 zł 33.94

90.47%

Chicken Fillets (1kg)

$3.87 Rp 68.4K

$7.47 zł 27.75

-48.19%

Beef Round Steak (1kg)

$12.55 Rp 221.9K

$12.19 zł 45.29

2.95%

Apples (1kg)

$3.62 Rp 63.9K

$1.39 zł 5.16

160.43%

Banana (1kg)

$1.56 Rp 27.6K

$1.76 zł 6.54

-11.36%

Oranges (1kg)

$2.35 Rp 41.6K

$1.64 zł 6.08

43.29%

Tomato (1kg)

$2.06 Rp 36.4K

$3.34 zł 12.41

-38.32%

Potato (1kg)

$1.90 Rp 33.6K

$1.04 zł 3.85

82.69%

Onion (1kg)

$2.34 Rp 41.3K

$1.37 zł 5.10

70.80%

Lettuce (1 head)

$1.03 Rp 18.2K

$1.20 zł 4.46

-14.17%

Water (1.5 liter bottle)

$0.55 Rp 9,809

$0.70 zł 2.59

-21.43%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 39.8K

$6.09 zł 22.61

-63.05%

Wine (Bottle)

$23.81 Rp 421.0K

$8.81 zł 32.73

170.26%

Local Beer (0.5 liter bottle)

$2.31 Rp 40.9K

$1.06 zł 3.95

117.92%

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.5K

$1.42 zł 5.28

97.18%

One-way Ticket (Public Transport)

$0.27 Rp 4,816

$1.01 zł 3.75

-73.27%

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 153.2K

$29.39 zł 109

-70.53%

Taxi Start (Normal Tariff)

$0.48 Rp 8,515

$2.35 zł 8.72

-79.57%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,887

$0.87 zł 3.24

-48.28%

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 101.1K

$10.45 zł 38.81

-45.26%

Gasoline (1 liter)

$0.76 Rp 13.4K

$1.60 zł 5.93

-52.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 433.0M

$32.5K zł 120.7K

-24.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 568.0M

$28.9K zł 107.4K

11.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 Rp 1.5M

$271 zł 1,008

-69.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.46 Rp 114.2K

$8.22 zł 30.55

-21.41%

Internet (50+ Mbps, Unlimited Data)

$18.99 Rp 335.9K

$18.64 zł 69.3

1.88%

Gym Membership (Monthly)

$56.0 Rp 989.8K

$40.51 zł 150

38.16%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 329.2K

$17.47 zł 64.9

6.58%

Cinema Ticket

$4.28 Rp 75.7K

$8.00 zł 29.73

-46.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 Rp 8.6M

$347 zł 1,289

40.16%

International Primary School, 1 Child (Yearly)

$5,856 Rp 103.6M

$5,429 zł 20.2K

7.86%

Jeans (Levis 501 Or Similar)

$45.56 Rp 805.6K

$84.7 zł 315

-46.22%

Summer Dress (H&M, Zara, etc)

$36.38 Rp 643.3K

$38.80 zł 144

-6.24%

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.4M

$93.0 zł 346

-11.89%

Men's Leather Business Shoes

$80.4 Rp 1.4M

$107 zł 399

-25.12%

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.7M

$720 zł 2,675

55.06%

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.4M

$526 zł 1,956

33.17%

3-bedroom Apartment, City Center (Monthly)

$3,537 Rp 62.5M

$1,134 zł 4,213

211.89%

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 Rp 31.2M

$924 zł 3,432

90.74%

Buy Apartment in City Center (m2)

$2,826 Rp 50.0M

$2,953 zł 11.0K

-4.29%

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.5M

$2,241 zł 8,326

2.26%

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

$1,585 zł 5,887

-89.29%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.89

100.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Bydgoszcz: August 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,117 in Ubud, Bali and $720 in Bydgoszcz. Housing cost is often the main lever when comparing two cities.

Bydgoszcz pays 833% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $39.00 in Ubud, Bali vs $67.0 in Bydgoszcz. Groceries flip the comparison at $293 vs $235, with Bydgoszcz cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bydgoszcz: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 9% lower than in Bydgoszcz. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 833% lower in Bydgoszcz. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,117 in Ubud, Bali versus $720 in Bydgoszcz. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $487 in Ubud, Bali versus $347 in Bydgoszcz. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Bydgoszcz pay roughly 25% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,396 in Ubud, Bali versus $1,516 in Bydgoszcz, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Bydgoszcz. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,396 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Bydgoszcz are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 9% less than in Bydgoszcz. Beyond cost, consider language, visa policies, and how big the international community is in each city.