Last update: Oct 2026

Cost of Living Comparison Between Bydgoszcz and Belgrade

For one person, living is cheaper in Bydgoszcz: $1,461 a month against $1,574 in Belgrade, rent and utilities included – about $1,400 less a year. Other living expenses account for most of the difference.

71

Cost of Living Index in Bydgoszcz
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Bydgoszcz Living Index
76

Cost of Living Index in Belgrade
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Belgrade Living Index

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Bydgoszcz

🇵🇱 Poland

$1,461

/mo nomad

Belgrade

🇷🇸 Serbia

$1,574

/mo nomad

Monthly Cost of Living

How much you'll spend in Bydgoszcz and in Belgrade

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bydgoszcz and in Belgrade actually costs, broken down by who's living it.

A single person spends $1,461 per month in Bydgoszcz vs $1,574 in Belgrade, rent included.

Bydgoszcz $1,461
Belgrade $1,574

A couple spends around $2,221 per month in Bydgoszcz vs $2,376 in Belgrade, rent included.

Bydgoszcz $2,221
Belgrade $2,376

A family of three spends $2,981 per month in Bydgoszcz vs $3,178 in Belgrade, rent included.

Bydgoszcz $2,981
Belgrade $3,178

Bydgoszcz is about 7% cheaper than Belgrade, and outside of rent the biggest gap is in clothing.

Both Bydgoszcz and Belgrade sit above the global median – Bydgoszcz by 8%, Belgrade by 16%.

Meal at Budget Restaurant

$12.16 zł 47.25

$13.44 RSD 1,401

-9.52%

Three-Course Dinner for Two, Mid-Range

$63.0 zł 245

$57.8 RSD 6,029

8.87%

Fast Food Meal (McDonalds, etc)

$7.78 zł 30.21

$13.23 RSD 1,380

-41.19%

Cappuccino

$3.42 zł 13.29

$3.10 RSD 323

10.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 zł 8.17

$2.73 RSD 285

-23.08%

Water (0.33 liter bottle)

$1.70 zł 6.61

$2.31 RSD 241

-26.41%

Local Beer (0.5 liter draught)

$3.87 zł 15.02

$3.54 RSD 369

9.32%

Imported Beer (0.33 liter bottle)

$3.67 zł 14.25

$4.13 RSD 430

-11.14%

Milk (1 liter)

$1.04 zł 4.06

$1.45 RSD 151

-28.28%

White Bread (500g)

$1.68 zł 6.54

$1.18 RSD 123

42.37%

Rice (white) (1kg)

$0.97 zł 3.77

$2.61 RSD 272

-62.84%

Eggs

$3.86 zł 14.98

$2.78 RSD 289

38.85%

Local Cheese (1kg)

$9.19 zł 35.72

$11.23 RSD 1,171

-18.17%

Chicken Fillets (1kg)

$6.94 zł 26.95

$6.72 RSD 701

3.27%

Beef Round Steak (1kg)

$11.97 zł 46.52

$15.22 RSD 1,586

-21.35%

Apples (1kg)

$1.36 zł 5.30

$1.59 RSD 166

-14.47%

Banana (1kg)

$1.69 zł 6.56

$1.84 RSD 191

-8.15%

Oranges (1kg)

$1.54 zł 6.00

$1.83 RSD 191

-15.85%

Tomato (1kg)

$3.17 zł 12.30

$3.10 RSD 324

2.26%

Potato (1kg)

$0.93 zł 3.62

$0.95 RSD 98.8

-2.11%

Onion (1kg)

$1.32 zł 5.12

$0.72 RSD 75.1

83.33%

Lettuce (1 head)

$1.13 zł 4.38

$0.75 RSD 77.8

50.67%

Water (1.5 liter bottle)

$0.66 zł 2.57

$0.69 RSD 72.4

-4.35%

Cigarettes 20 Pack (Marlboro, Camel)

$5.67 zł 22.02

$4.76 RSD 496

19.12%

Wine (Bottle)

$8.13 zł 31.59

$8.43 RSD 878

-3.56%

Local Beer (0.5 liter bottle)

$1.07 zł 4.16

$0.94 RSD 97.8

13.83%

Imported Beer (0.33 liter bottle)

$1.43 zł 5.55

$1.53 RSD 159

-6.54%

One-way Ticket (Public Transport)

$0.95 zł 3.71

Public Transport Monthly Pass (Regular Price)

$27.75 zł 108

Taxi Start (Normal Tariff)

$2.14 zł 8.30

$2.99 RSD 312

-28.43%

Taxi (Normal Tariff) (1km)

$0.78 zł 3.04

$1.02 RSD 106

-23.53%

Taxi 1hour Waiting (Normal Tariff)

$10.08 zł 39.18

$17.54 RSD 1,828

-42.53%

Gasoline (1 liter)

$1.55 zł 6.03

$1.85 RSD 193

-16.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.7K zł 119.2K

$30.5K RSD 3.2M

0.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.7K zł 115.2K

$23.7K RSD 2.5M

25.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$282 zł 1,095

$219 RSD 22.9K

28.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.93 zł 30.83

$24.82 RSD 2,588

-68.05%

Internet (50+ Mbps, Unlimited Data)

$18.87 zł 73.3

$35.79 RSD 3,731

-47.28%

Gym Membership (Monthly)

$39.69 zł 154

$41.37 RSD 4,313

-4.06%

Tennis Court (1 Hour on Weekend)

$16.79 zł 65.2

$22.96 RSD 2,394

-26.87%

Cinema Ticket

$7.71 zł 29.97

$8.32 RSD 867

-7.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$329 zł 1,278

$423 RSD 44.1K

-22.22%

International Primary School, 1 Child (Yearly)

$5,120 zł 19.9K

$11.4K RSD 1.2M

-55.16%

Jeans (Levis 501 Or Similar)

$82.1 zł 319

$111 RSD 11.6K

-26.21%

Summer Dress (H&M, Zara, etc)

$36.18 zł 141

$47.48 RSD 4,950

-23.80%

Sport Shoes (Adidas, Nike)

$89.4 zł 347

$116 RSD 12.1K

-22.87%

Men's Leather Business Shoes

$101 zł 392

$158 RSD 16.4K

-36.02%

1-bedroom Apartment, City Center (Monthly)

$678 zł 2,633

$823 RSD 85.8K

-17.64%

1-bedroom Apartment, Outside City Center (Monthly)

$491 zł 1,907

$560 RSD 58.3K

-12.28%

3-bedroom Apartment, City Center (Monthly)

$1,116 zł 4,336

$1,485 RSD 154.8K

-24.83%

3-bedroom Apartment, Outside City Center (Monthly)

$896 zł 3,481

$969 RSD 101.1K

-7.57%

Buy Apartment in City Center (m2)

$2,864 zł 11.1K

$5,489 RSD 572.2K

-47.82%

Buy Apartment Outside City Center (m2)

$2,164 zł 8,409

$3,193 RSD 332.8K

-32.20%

Average Monthly Net Salary (After Tax)

$1,497 zł 5,817

$1,214 RSD 126.5K

23.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.89

4.61

49.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bydgoszcz: October 19, 2026

Last update for Belgrade: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bydgoszcz

$491 33.6%

Belgrade

$560 35.6% 14% $69

Monthly Utilities & Internet

Bydgoszcz

$309 21.1%

Belgrade

$280 17.8% 9.3% $29

Groceries & Markets

Bydgoszcz

$226 15.5%

Belgrade

$243 15.4% 7.4% $17

Eating Out

Bydgoszcz

$204 13.9%

Belgrade

$231 14.7% 13.3% $27

Clothing & Footwear

Bydgoszcz

$139 9.5%

Belgrade

$195 12.4% 40.1% $56

Sport & Entertainment

Bydgoszcz

$55 3.8%

Belgrade

$58 3.7% 5.2% $2.9

Getting Around

Bydgoszcz

$38 2.6%

Belgrade

$8.1 * 0.5% 78.5% $30

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $678 in Bydgoszcz versus $823 in Belgrade. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 23% higher in Bydgoszcz, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $63.0 in Bydgoszcz versus $58.0 in Belgrade. Groceries tell a different story – $226 in Bydgoszcz vs $243 in Belgrade – so Bydgoszcz wins on supermarket bills even if dining out costs more.

Good to know

🇵🇱 Bydgoszcz

🇷🇸 Belgrade

🕒 Local time

13:39 1:39 PM

Same time as Bydgoszcz

🌤 Weather

👥 Population

359,428

1,197,714 Capital

💱 Currency

Polish Złoty PLN zł

Serbian Dinar RSD din

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

1,000 RSD = 9.59 USD

1,000 RSD = 8.53 EUR

Exchange rates and currency converter

RSD, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 20, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

Serbian Dinar exchange rates as of October 20, 2026: 1 USD = 104 RSD (1,000 RSD = 9.59 USD). 1 EUR = 117 RSD (1,000 RSD = 8.53 EUR).

USD to PLN in detail →

On the map

Lowest

Highest

Between locations

Bydgoszcz Belgrade 940 km ≈ 1 h 45 min nonstop flight

From you

Bydgoszcz
Belgrade

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bydgoszcz vs Belgrade: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,461 in Bydgoszcz, $1,574 in Belgrade – roughly 8% apart. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $2,191 per month in Bydgoszcz and $2,360 in Belgrade. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bydgoszcz, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $63.0 in Bydgoszcz and $58.0 in Belgrade. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 7% more in Belgrade, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Bydgoszcz, where all-in costs run around $1,461, than in Belgrade at $1,574. In Bydgoszcz it covers expenses comfortably, while in Belgrade it requires careful planning or may not stretch far enough.

Families tend to lean toward Bydgoszcz – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bydgoszcz. If higher salaries, better infrastructure, or specific career opportunities are the priority, Belgrade makes more sense. Both are solid long-term options with distinct trade-offs.