Last update: Oct 2026

Cost of Living Comparison Between Belgrade and Bydgoszcz

For one person, living is cheaper in Bydgoszcz: $1,461 a month against $1,574 in Belgrade, rent and utilities included – about $1,400 less a year. Other living expenses account for most of the difference.

76

Cost of Living Index in Belgrade
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Belgrade Living Index
71

Cost of Living Index in Bydgoszcz
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Bydgoszcz Living Index

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Belgrade

🇷🇸 Serbia

$1,574

/mo nomad

Bydgoszcz

🇵🇱 Poland

$1,461

/mo nomad

Monthly Cost of Living

How much you'll spend in Belgrade and in Bydgoszcz

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Belgrade and in Bydgoszcz actually costs, broken down by who's living it.

A single person spends $1,574 per month in Belgrade vs $1,461 in Bydgoszcz, rent included.

Belgrade $1,574
Bydgoszcz $1,461

A couple spends around $2,376 per month in Belgrade vs $2,221 in Bydgoszcz, rent included.

Belgrade $2,376
Bydgoszcz $2,221

A family of three spends $3,178 per month in Belgrade vs $2,981 in Bydgoszcz, rent included.

Belgrade $3,178
Bydgoszcz $2,981

Belgrade costs about 8% more than Bydgoszcz, and outside of rent the biggest gap is in clothing.

Both Belgrade and Bydgoszcz sit above the global median – Belgrade by 16%, Bydgoszcz by 8%.

Meal at Budget Restaurant

$13.44 RSD 1,401

$12.16 zł 47.25

10.53%

Three-Course Dinner for Two, Mid-Range

$57.8 RSD 6,029

$63.0 zł 245

-8.15%

Fast Food Meal (McDonalds, etc)

$13.23 RSD 1,380

$7.78 zł 30.21

70.05%

Cappuccino

$3.10 RSD 323

$3.42 zł 13.29

-9.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.73 RSD 285

$2.10 zł 8.17

30.00%

Water (0.33 liter bottle)

$2.31 RSD 241

$1.70 zł 6.61

35.88%

Local Beer (0.5 liter draught)

$3.54 RSD 369

$3.87 zł 15.02

-8.53%

Imported Beer (0.33 liter bottle)

$4.13 RSD 430

$3.67 zł 14.25

12.53%

Milk (1 liter)

$1.45 RSD 151

$1.04 zł 4.06

39.42%

White Bread (500g)

$1.18 RSD 123

$1.68 zł 6.54

-29.76%

Rice (white) (1kg)

$2.61 RSD 272

$0.97 zł 3.77

169.07%

Eggs

$2.78 RSD 289

$3.86 zł 14.98

-27.98%

Local Cheese (1kg)

$11.23 RSD 1,171

$9.19 zł 35.72

22.20%

Chicken Fillets (1kg)

$6.72 RSD 701

$6.94 zł 26.95

-3.17%

Beef Round Steak (1kg)

$15.22 RSD 1,586

$11.97 zł 46.52

27.15%

Apples (1kg)

$1.59 RSD 166

$1.36 zł 5.30

16.91%

Banana (1kg)

$1.84 RSD 191

$1.69 zł 6.56

8.88%

Oranges (1kg)

$1.83 RSD 191

$1.54 zł 6.00

18.83%

Tomato (1kg)

$3.10 RSD 324

$3.17 zł 12.30

-2.21%

Potato (1kg)

$0.95 RSD 98.8

$0.93 zł 3.62

2.15%

Onion (1kg)

$0.72 RSD 75.1

$1.32 zł 5.12

-45.45%

Lettuce (1 head)

$0.75 RSD 77.8

$1.13 zł 4.38

-33.63%

Water (1.5 liter bottle)

$0.69 RSD 72.4

$0.66 zł 2.57

4.55%

Cigarettes 20 Pack (Marlboro, Camel)

$4.76 RSD 496

$5.67 zł 22.02

-16.05%

Wine (Bottle)

$8.43 RSD 878

$8.13 zł 31.59

3.69%

Local Beer (0.5 liter bottle)

$0.94 RSD 97.8

$1.07 zł 4.16

-12.15%

Imported Beer (0.33 liter bottle)

$1.53 RSD 159

$1.43 zł 5.55

6.99%

One-way Ticket (Public Transport)

$0.95 zł 3.71

Public Transport Monthly Pass (Regular Price)

$27.75 zł 108

Taxi Start (Normal Tariff)

$2.99 RSD 312

$2.14 zł 8.30

39.72%

Taxi (Normal Tariff) (1km)

$1.02 RSD 106

$0.78 zł 3.04

30.77%

Taxi 1hour Waiting (Normal Tariff)

$17.54 RSD 1,828

$10.08 zł 39.18

74.01%

Gasoline (1 liter)

$1.85 RSD 193

$1.55 zł 6.03

19.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.5K RSD 3.2M

$30.7K zł 119.2K

-0.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.7K RSD 2.5M

$29.7K zł 115.2K

-20.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 RSD 22.9K

$282 zł 1,095

-22.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.82 RSD 2,588

$7.93 zł 30.83

212.99%

Internet (50+ Mbps, Unlimited Data)

$35.79 RSD 3,731

$18.87 zł 73.3

89.67%

Gym Membership (Monthly)

$41.37 RSD 4,313

$39.69 zł 154

4.23%

Tennis Court (1 Hour on Weekend)

$22.96 RSD 2,394

$16.79 zł 65.2

36.75%

Cinema Ticket

$8.32 RSD 867

$7.71 zł 29.97

7.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$423 RSD 44.1K

$329 zł 1,278

28.56%

International Primary School, 1 Child (Yearly)

$11.4K RSD 1.2M

$5,120 zł 19.9K

123.02%

Jeans (Levis 501 Or Similar)

$111 RSD 11.6K

$82.1 zł 319

35.53%

Summer Dress (H&M, Zara, etc)

$47.48 RSD 4,950

$36.18 zł 141

31.23%

Sport Shoes (Adidas, Nike)

$116 RSD 12.1K

$89.4 zł 347

29.64%

Men's Leather Business Shoes

$158 RSD 16.4K

$101 zł 392

56.31%

1-bedroom Apartment, City Center (Monthly)

$823 RSD 85.8K

$678 zł 2,633

21.42%

1-bedroom Apartment, Outside City Center (Monthly)

$560 RSD 58.3K

$491 zł 1,907

13.99%

3-bedroom Apartment, City Center (Monthly)

$1,485 RSD 154.8K

$1,116 zł 4,336

33.03%

3-bedroom Apartment, Outside City Center (Monthly)

$969 RSD 101.1K

$896 zł 3,481

8.19%

Buy Apartment in City Center (m2)

$5,489 RSD 572.2K

$2,864 zł 11.1K

91.63%

Buy Apartment Outside City Center (m2)

$3,193 RSD 332.8K

$2,164 zł 8,409

47.50%

Average Monthly Net Salary (After Tax)

$1,214 RSD 126.5K

$1,497 zł 5,817

-18.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.61

6.89

-33.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belgrade: October 19, 2026

Last update for Bydgoszcz: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Belgrade

$560 35.6%

Bydgoszcz

$491 33.6% 12.3% $69

Monthly Utilities & Internet

Belgrade

$280 17.8%

Bydgoszcz

$309 21.1% 10.2% $29

Groceries & Markets

Belgrade

$243 15.4%

Bydgoszcz

$226 15.5% 6.9% $17

Eating Out

Belgrade

$231 14.7%

Bydgoszcz

$204 13.9% 11.7% $27

Clothing & Footwear

Belgrade

$195 12.4%

Bydgoszcz

$139 9.5% 28.6% $56

Sport & Entertainment

Belgrade

$58 3.7%

Bydgoszcz

$55 3.8% 5% $2.9

Getting Around

Belgrade

$8.1 * 0.5%

Bydgoszcz

$38 2.6% 365% $30

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $823 in Belgrade versus $678 in Bydgoszcz. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 23% higher in Bydgoszcz, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $58.0 in Belgrade versus $63.0 in Bydgoszcz. Groceries tell a different story – $243 in Belgrade vs $226 in Bydgoszcz – so Bydgoszcz wins on supermarket bills even if dining out costs more.

Good to know

🇷🇸 Belgrade

🇵🇱 Bydgoszcz

🕒 Local time

16:22 4:22 PM

Same time as Belgrade

🌤 Weather

👥 Population

1,197,714 Capital

359,428

💱 Currency

Serbian Dinar RSD din

Polish Złoty PLN zł

📈 Exchange rate

1,000 RSD = 9.59 USD

1,000 RSD = 8.53 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

PLN, USD, EUR to RSD – Serbian Dinar Converter

🇺🇸 United States Dollar ($)

🇷🇸 Serbian Dinar (din)

Serbian Dinar exchange rates as of October 20, 2026: 1 USD = 104 RSD (1,000 RSD = 9.59 USD). 1 EUR = 117 RSD (1,000 RSD = 8.53 EUR).

Polish Złoty exchange rates as of October 20, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

USD to RSD in detail →

On the map

Lowest

Highest

Between locations

Belgrade Bydgoszcz 940 km ≈ 1 h 45 min nonstop flight

From you

Belgrade
Bydgoszcz

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Belgrade vs Bydgoszcz: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,574 in Belgrade, $1,461 in Bydgoszcz – roughly 8% apart. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $2,360 per month in Belgrade and $2,191 in Bydgoszcz. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bydgoszcz, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $58.0 in Belgrade and $63.0 in Bydgoszcz. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 7% more in Belgrade, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Bydgoszcz, where all-in costs run around $1,461, than in Belgrade at $1,574. In Bydgoszcz it covers expenses comfortably, while in Belgrade it requires careful planning or may not stretch far enough.

Families tend to lean toward Bydgoszcz – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bydgoszcz. If higher salaries, better infrastructure, or specific career opportunities are the priority, Belgrade makes more sense. Both are solid long-term options with distinct trade-offs.