Last update: Oct 2026

Cost of Living Comparison Between Bull Bay and Ubud, Bali

For one person, living is cheaper in Bull Bay: $901 a month against $1,349 in Ubud, Bali, rent and utilities included – about $5,400 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

44

Cost of Living Index in Bull Bay
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Bull Bay Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Bull Bay

🇯🇲 Jamaica

$901

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Bull Bay and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bull Bay and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $901 per month in Bull Bay vs $1,349 in Ubud, Bali, rent included.

Bull Bay $901
Ubud, Bali $1,349

A couple spends around $1,373 per month in Bull Bay vs $2,305 in Ubud, Bali, rent included.

Bull Bay $1,373
Ubud, Bali $2,305

A family of three spends $1,845 per month in Bull Bay vs $3,261 in Ubud, Bali, rent included.

Bull Bay $1,845
Ubud, Bali $3,261

Bull Bay is about 33% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$13.28 JMD 2,098

$3.32 Rp 60.3K

300.00%

Three-Course Dinner for Two, Mid-Range

$75.8 JMD 12.0K

$35.64 Rp 646.7K

112.63%

Fast Food Meal (McDonalds, etc)

$6.13 JMD 968

$5.53 Rp 100.4K

10.85%

Cappuccino

$1.55 JMD 245

$2.72 Rp 49.3K

-43.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.99 JMD 156

$1.70 Rp 30.9K

-41.76%

Water (0.33 liter bottle)

$0.74 JMD 117

$0.76 Rp 13.8K

-2.63%

Local Beer (0.5 liter draught)

$2.24 JMD 354

$2.65 Rp 48.2K

-15.47%

Imported Beer (0.33 liter bottle)

$2.48 JMD 391

$4.38 Rp 79.5K

-43.38%

Milk (1 liter)

$4.02 JMD 635

$1.49 Rp 27.1K

169.80%

White Bread (500g)

$3.31 JMD 523

$2.28 Rp 41.3K

45.18%

Rice (white) (1kg)

$1.25 JMD 197

$1.19 Rp 21.6K

5.04%

Eggs

$3.47 JMD 548

$2.04 Rp 36.9K

70.10%

Local Cheese (1kg)

$5.12 JMD 809

$17.70 Rp 321.2K

-71.07%

Chicken Fillets (1kg)

$6.39 JMD 1,010

$3.96 Rp 71.9K

61.36%

Beef Round Steak (1kg)

$3.73 JMD 590

$12.19 Rp 221.2K

-69.40%

Apples (1kg)

$1.90 JMD 300

$3.66 Rp 66.3K

-48.09%

Banana (1kg)

$1.87 JMD 295

$1.52 Rp 27.5K

23.03%

Oranges (1kg)

$2.25 JMD 356

$2.23 Rp 40.4K

0.90%

Tomato (1kg)

$0.92 JMD 146

$1.97 Rp 35.8K

-53.30%

Potato (1kg)

$0.91 JMD 144

$1.85 Rp 33.5K

-50.81%

Onion (1kg)

$1.53 JMD 242

$2.42 Rp 44.0K

-36.78%

Lettuce (1 head)

$1.11 JMD 176

$0.99 Rp 18.0K

12.12%

Water (1.5 liter bottle)

$1.02 JMD 162

$0.51 Rp 9,316

100.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.72 JMD 587

$2.22 Rp 40.3K

67.57%

Wine (Bottle)

$3.73 JMD 589

$22.24 Rp 403.6K

-83.23%

Local Beer (0.5 liter bottle)

$2.46 JMD 388

$2.26 Rp 41.0K

8.85%

Imported Beer (0.33 liter bottle)

$2.46 JMD 388

$2.97 Rp 53.9K

-17.17%

One-way Ticket (Public Transport)

$0.98 JMD 154

$0.25 Rp 4,555

292.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.0K

Taxi Start (Normal Tariff)

$0.97 JMD 154

$0.44 Rp 7,975

120.45%

Taxi (Normal Tariff) (1km)

$3.17 JMD 500

$0.43 Rp 7,804

637.21%

Taxi 1hour Waiting (Normal Tariff)

$6.15 JMD 971

$5.41 Rp 98.2K

13.68%

Gasoline (1 liter)

$1.45 JMD 229

$0.82 Rp 15.0K

76.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.1K JMD 7.0M

$23.8K Rp 432.6M

84.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.3K JMD 5.1M

$31.7K Rp 576.1M

1.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$112 JMD 17.7K

$79.1 Rp 1.4M

42.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.01 JMD 4,583

$6.45 Rp 117.0K

349.77%

Internet (50+ Mbps, Unlimited Data)

$18.76 JMD 2,963

$18.58 Rp 337.1K

0.97%

Gym Membership (Monthly)

$31.67 JMD 5,003

$49.48 Rp 897.9K

-35.99%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.2K

Cinema Ticket

$13.42 JMD 2,121

$4.27 Rp 77.6K

214.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$358 JMD 56.6K

$491 Rp 8.9M

-27.00%

International Primary School, 1 Child (Yearly)

$8,309 JMD 1.3M

$5,674 Rp 103.0M

46.44%

Jeans (Levis 501 Or Similar)

$23.28 JMD 3,678

$44.64 Rp 810.0K

-47.85%

Summer Dress (H&M, Zara, etc)

$31.55 JMD 4,985

$34.95 Rp 634.2K

-9.73%

Sport Shoes (Adidas, Nike)

$76.2 JMD 12.0K

$79.9 Rp 1.4M

-4.62%

Men's Leather Business Shoes

$103 JMD 16.2K

$79.4 Rp 1.4M

29.22%

1-bedroom Apartment, City Center (Monthly)

$217 JMD 34.2K

$1,125 Rp 20.4M

-80.74%

1-bedroom Apartment, Outside City Center (Monthly)

$158 JMD 25.0K

$671 Rp 12.2M

-76.41%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

9.45

13.78

-31.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bull Bay: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Bull Bay

$232 25.8%

Ubud, Bali

$288 21.4% 24.2% $56

Eating Out

Bull Bay

$166 18.4%

Ubud, Bali

$108 8% 35.2% $59

Monthly Utilities & Internet

Bull Bay

$160 17.8%

Ubud, Bali

$104 7.7% 35% $56

Accommodation & Living

Bull Bay

$158 17.6%

Ubud, Bali

$672 49.8% 324% $513

Clothing & Footwear

Bull Bay

$105 11.7%

Ubud, Bali

$108 8% 2.2% $2.4

Sport & Entertainment

Bull Bay

$59 6.5%

Ubud, Bali

$58 4.3% 0.8% $0.5

Getting Around

Bull Bay

$21 * 2.3%

Ubud, Bali

$11 0.9% 44.9% $9.3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $217 in Bull Bay versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $76 in Bull Bay versus $36 in Ubud, Bali. Groceries tell a different story – $232 in Bull Bay vs $288 in Ubud, Bali – so Bull Bay wins on supermarket bills even if dining out costs more.

Good to know

🇯🇲 Bull Bay

🇮🇩 Ubud, Bali

🕒 Local time

13:19 1:19 PM

02:19 2:19 AM

13 h ahead of Bull Bay

🌤 Weather

👥 Population

74,800

💱 Currency

Jamaican Dollar JMD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 JMD = 6.33 USD

1,000 JMD = 5.67 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to JMD – Jamaican Dollar Converter

🇺🇸 United States Dollar ($)

🇯🇲 Jamaican Dollar ($)

Jamaican Dollar exchange rates as of November 2, 2026: 1 USD = 158 JMD (1,000 JMD = 6.33 USD). 1 EUR = 176 JMD (1,000 JMD = 5.67 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,249 IDR (100,000 IDR = 4.94 EUR).

USD to JMD in detail →

On the map

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Highest

Between locations

Bull Bay Ubud, Bali 18,350 km ≈ 23 h nonstop flight

From you

Bull Bay
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bull Bay vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $901 in Bull Bay, $1,349 in Ubud, Bali – Bull Bay comes out roughly 33% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,352 per month in Bull Bay and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bull Bay, especially for central apartments: a one-bedroom in the center costs $217 there versus $1,125 in Ubud, Bali.

Monthly expenses with rent come to $901 in Bull Bay and $1,349 in Ubud, Bali. That makes Bull Bay about 33% cheaper.

Kindergarten costs $358 per month in Bull Bay and $491 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,200 monthly budget goes further in Bull Bay, where all-in costs run around $901, than in Ubud, Bali at $1,349. In Bull Bay it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Bull Bay – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.