Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Bull Bay

For one person, living is cheaper in Bull Bay: $901 a month against $1,349 in Ubud, Bali, rent and utilities included – about $5,400 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
44

Cost of Living Index in Bull Bay
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Bull Bay Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Bull Bay

🇯🇲 Jamaica

$901

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Bull Bay

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Bull Bay actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $901 in Bull Bay, rent included.

Ubud, Bali $1,349
Bull Bay $901

A couple spends around $2,305 per month in Ubud, Bali vs $1,373 in Bull Bay, rent included.

Ubud, Bali $2,305
Bull Bay $1,373

A family of three spends $3,261 per month in Ubud, Bali vs $1,845 in Bull Bay, rent included.

Ubud, Bali $3,261
Bull Bay $1,845

Ubud, Bali costs about 50% more than Bull Bay, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$13.28 JMD 2,098

-75.00%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.7K

$75.8 JMD 12.0K

-52.97%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$6.13 JMD 968

-9.79%

Cappuccino

$2.72 Rp 49.3K

$1.55 JMD 245

75.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.99 JMD 156

71.72%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.74 JMD 117

2.70%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$2.24 JMD 354

18.30%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$2.48 JMD 391

76.61%

Milk (1 liter)

$1.49 Rp 27.1K

$4.02 JMD 635

-62.94%

White Bread (500g)

$2.28 Rp 41.3K

$3.31 JMD 523

-31.12%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.25 JMD 197

-4.80%

Eggs

$2.04 Rp 36.9K

$3.47 JMD 548

-41.21%

Local Cheese (1kg)

$17.70 Rp 321.2K

$5.12 JMD 809

245.70%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$6.39 JMD 1,010

-38.03%

Beef Round Steak (1kg)

$12.19 Rp 221.2K

$3.73 JMD 590

226.81%

Apples (1kg)

$3.66 Rp 66.3K

$1.90 JMD 300

92.63%

Banana (1kg)

$1.52 Rp 27.5K

$1.87 JMD 295

-18.72%

Oranges (1kg)

$2.23 Rp 40.4K

$2.25 JMD 356

-0.89%

Tomato (1kg)

$1.97 Rp 35.8K

$0.92 JMD 146

114.13%

Potato (1kg)

$1.85 Rp 33.5K

$0.91 JMD 144

103.30%

Onion (1kg)

$2.42 Rp 44.0K

$1.53 JMD 242

58.17%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.11 JMD 176

-10.81%

Water (1.5 liter bottle)

$0.51 Rp 9,316

$1.02 JMD 162

-50.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$3.72 JMD 587

-40.32%

Wine (Bottle)

$22.24 Rp 403.6K

$3.73 JMD 589

496.25%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$2.46 JMD 388

-8.13%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.46 JMD 388

20.73%

One-way Ticket (Public Transport)

$0.25 Rp 4,555

$0.98 JMD 154

-74.49%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.0K

Taxi Start (Normal Tariff)

$0.44 Rp 7,975

$0.97 JMD 154

-54.64%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,804

$3.17 JMD 500

-86.44%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

$6.15 JMD 971

-12.03%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.45 JMD 229

-43.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.6M

$44.1K JMD 7.0M

-45.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 576.1M

$32.3K JMD 5.1M

-1.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$112 JMD 17.7K

-29.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.0K

$29.01 JMD 4,583

-77.77%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.1K

$18.76 JMD 2,963

-0.96%

Gym Membership (Monthly)

$49.48 Rp 897.9K

$31.67 JMD 5,003

56.24%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.2K

Cinema Ticket

$4.27 Rp 77.6K

$13.42 JMD 2,121

-68.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$358 JMD 56.6K

36.98%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

$8,309 JMD 1.3M

-31.71%

Jeans (Levis 501 Or Similar)

$44.64 Rp 810.0K

$23.28 JMD 3,678

91.75%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.2K

$31.55 JMD 4,985

10.78%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$76.2 JMD 12.0K

4.84%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$103 JMD 16.2K

-22.62%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$217 JMD 34.2K

419.13%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$158 JMD 25.0K

323.95%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

9.45

45.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Bull Bay: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Bull Bay

$158 17.6% 76.4% $513

Groceries & Markets

Ubud, Bali

$288 21.4%

Bull Bay

$232 25.8% 19.5% $56

Eating Out

Ubud, Bali

$108 8%

Bull Bay

$166 18.4% 54.4% $59

Clothing & Footwear

Ubud, Bali

$108 8%

Bull Bay

$105 11.7% 2.2% $2.4

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Bull Bay

$160 17.8% 53.8% $56

Sport & Entertainment

Ubud, Bali

$58 4.3%

Bull Bay

$59 6.5% 0.8% $0.5

Getting Around

Ubud, Bali

$11 0.9%

Bull Bay

$21 * 2.3% 81.3% $9.3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $217 in Bull Bay. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36 in Ubud, Bali versus $76 in Bull Bay. Groceries tell a different story – $288 in Ubud, Bali vs $232 in Bull Bay – so Bull Bay wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇯🇲 Bull Bay

🕒 Local time

03:07 3:07 AM

14:07 2:07 PM

13 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

💱 Currency

Indonesian Rupiah IDR Rp

Jamaican Dollar JMD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1,000 JMD = 6.33 USD

1,000 JMD = 5.67 EUR

Exchange rates and currency converter

JMD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,249 IDR (100,000 IDR = 4.94 EUR).

Jamaican Dollar exchange rates as of November 2, 2026: 1 USD = 158 JMD (1,000 JMD = 6.33 USD). 1 EUR = 176 JMD (1,000 JMD = 5.67 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Bull Bay 18,350 km ≈ 23 h nonstop flight

From you

Ubud, Bali
Bull Bay

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bull Bay: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,349 in Ubud, Bali, $901 in Bull Bay – Bull Bay comes out roughly 33% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,352 in Bull Bay. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bull Bay, especially for central apartments: a one-bedroom in the center costs $217 there versus $1,125 in Ubud, Bali.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $901 in Bull Bay. That makes Bull Bay about 33% cheaper.

Kindergarten costs $491 per month in Ubud, Bali and $358 in Bull Bay. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,200 monthly budget goes further in Bull Bay, where all-in costs run around $901, than in Ubud, Bali at $1,349. In Bull Bay it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Bull Bay – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.