Last update: Oct 2026

Cost of Living Comparison Between Brcko and Ubud, Bali

For one person, living is cheaper in Brcko: $963 a month against $1,353 in Ubud, Bali, rent and utilities included – about $4,700 less a year. Rent and utilities account for most of the difference.

47

Cost of Living Index in Brcko
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Brcko Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Brcko

🇧🇦 Bosnia and Herzegovina

$963

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Brcko and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Brcko and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $963 in Brcko versus $1,353 in Ubud, Bali.

Brcko $963
Ubud, Bali $1,353

Estimated couple costs with rent: $1,389 in Brcko versus $2,297 in Ubud, Bali.

Brcko $1,389
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $1,814 in Brcko versus $3,241 in Ubud, Bali.

Brcko $1,814
Ubud, Bali $3,241

Living in Brcko costs roughly 29% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$6.94 BAM 12.11

$3.23 Rp 58.5K

114.86%

Three-Course Dinner for Two, Mid-Range

$37.79 BAM 66.0

$34.88 Rp 631.8K

8.34%

Fast Food Meal (McDonalds, etc)

$6.82 BAM 11.91

$5.70 Rp 103.2K

19.65%

Cappuccino

$1.70 BAM 2.96

$2.62 Rp 47.4K

-35.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 BAM 2.92

$1.72 Rp 31.2K

-2.91%

Water (0.33 liter bottle)

$1.24 BAM 2.17

$0.81 Rp 14.7K

53.09%

Local Beer (0.5 liter draught)

$0.88 BAM 1.54

$2.65 Rp 48.0K

-66.79%

Imported Beer (0.33 liter bottle)

$2.32 BAM 4.05

$4.37 Rp 79.1K

-46.91%

Milk (1 liter)

$1.45 BAM 2.54

$1.57 Rp 28.5K

-7.64%

White Bread (500g)

$1.18 BAM 2.06

$2.19 Rp 39.7K

-46.12%

Rice (white) (1kg)

$2.47 BAM 4.31

$1.18 Rp 21.3K

109.32%

Eggs

$3.12 BAM 5.45

$2.16 Rp 39.0K

44.44%

Local Cheese (1kg)

$10.02 BAM 17.50

$17.65 Rp 319.7K

-43.23%

Chicken Fillets (1kg)

$7.19 BAM 12.56

$3.78 Rp 68.5K

90.21%

Beef Round Steak (1kg)

$14.48 BAM 25.27

$11.95 Rp 216.5K

21.17%

Apples (1kg)

$1.18 BAM 2.05

$3.60 Rp 65.3K

-67.22%

Banana (1kg)

$1.60 BAM 2.80

$1.59 Rp 28.8K

0.63%

Oranges (1kg)

$2.31 Rp 41.9K

Tomato (1kg)

$1.91 Rp 34.5K

Potato (1kg)

$1.78 Rp 32.3K

Onion (1kg)

$2.33 Rp 42.2K

Lettuce (1 head)

$1.18 BAM 2.06

$1.00 Rp 18.1K

18.00%

Water (1.5 liter bottle)

$0.99 BAM 1.72

$0.53 Rp 9,570

86.79%

Cigarettes 20 Pack (Marlboro, Camel)

$3.10 BAM 5.42

$2.29 Rp 41.4K

35.37%

Wine (Bottle)

$8.68 BAM 15.16

$22.07 Rp 399.9K

-60.67%

Local Beer (0.5 liter bottle)

$1.12 BAM 1.96

$2.35 Rp 42.5K

-52.34%

Imported Beer (0.33 liter bottle)

$2.31 BAM 4.04

$2.98 Rp 53.9K

-22.48%

One-way Ticket (Public Transport)

$1.12 BAM 1.95

$0.23 Rp 4,138

386.96%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 161.2K

Taxi Start (Normal Tariff)

$1.13 BAM 1.98

$0.47 Rp 8,520

140.43%

Taxi (Normal Tariff) (1km)

$0.59 BAM 1.04

$0.43 Rp 7,787

37.21%

Taxi 1hour Waiting (Normal Tariff)

$10.37 BAM 18.11

$5.47 Rp 99.1K

89.58%

Gasoline (1 liter)

$1.43 BAM 2.50

$0.83 Rp 15.0K

72.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.6K BAM 51.8K

$23.9K Rp 432.5M

24.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.0K BAM 36.7K

$32.8K Rp 593.9M

-35.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$181 BAM 315

$80.0 Rp 1.4M

125.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.55 BAM 20.16

$6.56 Rp 118.8K

76.07%

Internet (50+ Mbps, Unlimited Data)

$40.62 BAM 70.9

$18.60 Rp 337.0K

118.39%

Gym Membership (Monthly)

$25.65 BAM 44.78

$54.1 Rp 980.3K

-52.61%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 331.1K

Cinema Ticket

$5.86 BAM 10.24

$4.25 Rp 77.0K

37.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$135 BAM 235

$493 Rp 8.9M

-72.66%

International Primary School, 1 Child (Yearly)

$18.3K BAM 31.9K

$5,597 Rp 101.4M

226.30%

Jeans (Levis 501 Or Similar)

$22.61 BAM 39.47

$45.58 Rp 825.6K

-50.39%

Summer Dress (H&M, Zara, etc)

$17.24 BAM 30.10

$34.96 Rp 633.4K

-50.69%

Sport Shoes (Adidas, Nike)

$87.5 BAM 153

$77.7 Rp 1.4M

12.61%

Men's Leather Business Shoes

$84.8 BAM 148

$78.5 Rp 1.4M

8.05%

1-bedroom Apartment, City Center (Monthly)

$343 BAM 599

$1,131 Rp 20.5M

-69.67%

1-bedroom Apartment, Outside City Center (Monthly)

$254 BAM 443

$673 Rp 12.2M

-62.25%

3-bedroom Apartment, City Center (Monthly)

$522 BAM 912

$3,613 Rp 65.4M

-85.54%

3-bedroom Apartment, Outside City Center (Monthly)

$339 BAM 592

$1,702 Rp 30.8M

-80.09%

Buy Apartment in City Center (m2)

$1,491 BAM 2,603

$2,717 Rp 49.2M

-45.13%

Buy Apartment Outside City Center (m2)

$1,173 BAM 2,048

$2,241 Rp 40.6M

-47.66%

Average Monthly Net Salary (After Tax)

$483 BAM 844

$166 Rp 3.0M

190.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.3

13.78

-68.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Brcko: October 19, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Brcko

$254 26.4%

Ubud, Bali

$673 49.7% 165% $419

Monthly Utilities & Internet

Brcko

$233 24.2%

Ubud, Bali

$105 7.8% 54.8% $128

Groceries & Markets

Brcko

$218 * 22.6%

Ubud, Bali

$287 21.2% 31.9% $69

Eating Out

Brcko

$117 12.2%

Ubud, Bali

$106 7.9% 9.1% $11

Clothing & Footwear

Brcko

$95 9.9%

Ubud, Bali

$107 7.9% 11.6% $11

Sport & Entertainment

Brcko

$37 3.9%

Ubud, Bali

$63 4.6% 67.5% $25

Getting Around

Brcko

$8.6 * 0.9%

Ubud, Bali

$12 0.9% 45% $3.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $343 in Brcko and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Brcko pays about 2.9 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $38 in Brcko vs $35 in Ubud, Bali. Groceries flip the comparison at $218 vs $287, with Brcko cheaper for home cooking.

Good to know

🇧🇦 Brcko

🇮🇩 Ubud, Bali

🕒 Local time

15:30 3:30 PM

22:30 10:30 PM

7 h ahead of Brcko

🌤 Weather

👥 Population

39,893

74,800

💱 Currency

Bosnia and Herzegovina Convertible Mark BAM KM

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 BAM = 0.573 USD

1 BAM = 0.511 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.92 EUR

Exchange rates and currency converter

IDR, USD, EUR to BAM – Bosnia and Herzegovina Convertible Mark Converter

🇺🇸 United States Dollar ($)

🇧🇦 Bosnia and Herzegovina Convertible Mark (KM)

Bosnia and Herzegovina Convertible Mark exchange rates as of October 26, 2026: 1 USD = 1.75 BAM (1 BAM = 0.573 USD). 1 EUR = 1.96 BAM (1 BAM = 0.511 EUR).

Indonesian Rupiah exchange rates as of October 26, 2026: 1 USD = 18,115 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,324 IDR (100,000 IDR = 4.92 EUR).

USD to BAM in detail →

On the map

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Highest

Between locations

Brcko Ubud, Bali 11,180 km ≈ 14 h nonstop flight

From you

Brcko
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Brcko vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Brcko is cheaper overall, especially in groceries, leisure, and clothing. The 41% gap adds up to real monthly savings that compound significantly over time.

Average pay in Brcko is about 2.9 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $343 in Brcko versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $135 in Brcko versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35 versus $38 in Brcko. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.