Last update: Oct 2026

Cost of Living Comparison Between Brcko and Banja Luka

For one person, living is cheaper in Brcko: $963 a month against $1,200 in Banja Luka, rent and utilities included – about $2,800 less a year. Other living expenses account for most of the difference.

47

Cost of Living Index in Brcko
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Brcko Living Index
58

Cost of Living Index in Banja Luka
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Banja Luka Living Index

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Brcko

🇧🇦 Bosnia and Herzegovina

$963

/mo nomad

Banja Luka

🇧🇦 Bosnia and Herzegovina

$1,200

/mo nomad

Monthly Cost of Living

How much you'll spend in Brcko and in Banja Luka

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Brcko and in Banja Luka actually costs, broken down by who's living it.

A single person spends $963 per month in Brcko vs $1,200 in Banja Luka, rent included.

Brcko $963
Banja Luka $1,200

A couple spends around $1,389 per month in Brcko vs $1,829 in Banja Luka, rent included.

Brcko $1,389
Banja Luka $1,829

A family of three spends $1,814 per month in Brcko vs $2,458 in Banja Luka, rent included.

Brcko $1,814
Banja Luka $2,458

Brcko is about 20% cheaper than Banja Luka, and outside of rent the biggest gap is in clothing.

Both Brcko and Banja Luka are more affordable than the global median – Brcko 29% lower, Banja Luka 11% lower.

Meal at Budget Restaurant

$6.94 BAM 12.09

$9.52 BAM 16.59

-27.10%

Three-Course Dinner for Two, Mid-Range

$37.79 BAM 65.9

$50.0 BAM 87.2

-24.48%

Fast Food Meal (McDonalds, etc)

$6.82 BAM 11.89

$10.96 BAM 19.10

-37.77%

Cappuccino

$1.70 BAM 2.96

$1.80 BAM 3.14

-5.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 BAM 2.91

$2.60 BAM 4.52

-35.77%

Water (0.33 liter bottle)

$1.24 BAM 2.17

$1.62 BAM 2.82

-23.46%

Local Beer (0.5 liter draught)

$0.88 BAM 1.54

$2.45 BAM 4.27

-64.08%

Imported Beer (0.33 liter bottle)

$2.32 BAM 4.04

$3.42 BAM 5.96

-32.16%

Milk (1 liter)

$1.45 BAM 2.53

$1.39 BAM 2.43

4.32%

White Bread (500g)

$1.18 BAM 2.05

$1.18 BAM 2.06

Rice (white) (1kg)

$2.47 BAM 4.30

$1.60 BAM 2.79

54.38%

Eggs

$3.12 BAM 5.44

$2.80 BAM 4.88

11.43%

Local Cheese (1kg)

$10.02 BAM 17.46

$9.46 BAM 16.48

5.92%

Chicken Fillets (1kg)

$7.19 BAM 12.53

$8.83 BAM 15.39

-18.57%

Beef Round Steak (1kg)

$14.48 BAM 25.22

$14.02 BAM 24.43

3.28%

Apples (1kg)

$1.18 BAM 2.05

$1.84 BAM 3.20

-35.87%

Banana (1kg)

$1.60 BAM 2.79

$1.97 BAM 3.43

-18.78%

Oranges (1kg)

$2.22 BAM 3.88

Tomato (1kg)

$2.25 BAM 3.92

Potato (1kg)

$1.03 BAM 1.80

Onion (1kg)

$1.37 BAM 2.38

Lettuce (1 head)

$1.18 BAM 2.05

$1.19 BAM 2.07

-0.84%

Water (1.5 liter bottle)

$0.99 BAM 1.72

$0.91 BAM 1.58

8.79%

Cigarettes 20 Pack (Marlboro, Camel)

$3.10 BAM 5.41

$3.98 BAM 6.93

-22.11%

Wine (Bottle)

$8.68 BAM 15.13

$8.31 BAM 14.47

4.45%

Local Beer (0.5 liter bottle)

$1.12 BAM 1.95

$0.97 BAM 1.68

15.46%

Imported Beer (0.33 liter bottle)

$2.31 BAM 4.03

$1.35 BAM 2.36

71.11%

One-way Ticket (Public Transport)

$1.12 BAM 1.95

$1.29 BAM 2.25

-13.18%

Public Transport Monthly Pass (Regular Price)

$44.41 BAM 77.4

Taxi Start (Normal Tariff)

$1.13 BAM 1.97

$1.75 BAM 3.05

-35.43%

Taxi (Normal Tariff) (1km)

$0.59 BAM 1.04

$1.17 BAM 2.04

-49.57%

Taxi 1hour Waiting (Normal Tariff)

$10.37 BAM 18.07

$17.47 BAM 30.44

-40.64%

Gasoline (1 liter)

$1.43 BAM 2.49

$1.77 BAM 3.08

-19.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.6K BAM 51.7K

$30.4K BAM 52.9K

-2.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.0K BAM 36.6K

$21.4K BAM 37.4K

-2.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$181 BAM 315

$157 BAM 274

15.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.55 BAM 20.12

$16.19 BAM 28.21

-28.66%

Internet (50+ Mbps, Unlimited Data)

$40.62 BAM 70.8

$37.07 BAM 64.6

9.58%

Gym Membership (Monthly)

$25.65 BAM 44.70

$38.44 BAM 67.0

-33.27%

Tennis Court (1 Hour on Weekend)

$14.70 BAM 25.62

Cinema Ticket

$5.86 BAM 10.22

$5.77 BAM 10.06

1.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$135 BAM 235

$294 BAM 512

-54.18%

International Primary School, 1 Child (Yearly)

$18.3K BAM 31.8K

$3,564 BAM 6,210

412.43%

Jeans (Levis 501 Or Similar)

$22.61 BAM 39.39

$82.3 BAM 143

-72.51%

Summer Dress (H&M, Zara, etc)

$17.24 BAM 30.04

$35.34 BAM 61.6

-51.22%

Sport Shoes (Adidas, Nike)

$87.5 BAM 153

$104 BAM 181

-15.91%

Men's Leather Business Shoes

$84.8 BAM 148

$144 BAM 252

-41.23%

1-bedroom Apartment, City Center (Monthly)

$343 BAM 598

$468 BAM 815

-26.63%

1-bedroom Apartment, Outside City Center (Monthly)

$254 BAM 443

$306 BAM 534

-17.10%

3-bedroom Apartment, City Center (Monthly)

$522 BAM 910

$684 BAM 1,191

-23.61%

3-bedroom Apartment, Outside City Center (Monthly)

$339 BAM 590

$480 BAM 836

-29.37%

Buy Apartment in City Center (m2)

$1,491 BAM 2,598

$2,865 BAM 4,992

-47.96%

Buy Apartment Outside City Center (m2)

$1,173 BAM 2,044

$1,870 BAM 3,259

-37.29%

Average Monthly Net Salary (After Tax)

$483 BAM 842

$872 BAM 1,519

-44.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.3

4.44

-3.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Brcko: October 19, 2026

Last update for Banja Luka: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Brcko

$254 26.4%

Banja Luka

$306 25.5% 20.6% $52

Monthly Utilities & Internet

Brcko

$233 24.2%

Banja Luka

$210 17.5% 9.7% $22

Groceries & Markets

Brcko

$218 * 22.6%

Banja Luka

$245 20.4% 12.4% $27

Eating Out

Brcko

$117 12.2%

Banja Luka

$167 13.9% 42.3% $50

Clothing & Footwear

Brcko

$95 9.9%

Banja Luka

$165 13.7% 72.5% $69

Sport & Entertainment

Brcko

$37 3.9%

Banja Luka

$50 4.2% 33.7% $13

Getting Around

Brcko

$8.6 * 0.9%

Banja Luka

$57 4.8% 567% $49

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $343 in Brcko versus $468 in Banja Luka. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 80% higher in Banja Luka. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $38 in Brcko versus $50 in Banja Luka. Monthly groceries follow the same trend: $218 vs $245 – making Brcko the more affordable choice for daily food spending.

Good to know

🇧🇦 Brcko

🇧🇦 Banja Luka

🕒 Local time

14:34 2:34 PM

Same time as Brcko

🌤 Weather

👥 Population

39,893

138,963

💱 Currency

Bosnia and Herzegovina Convertible Mark BAM KM

📈 Exchange rate

1 BAM = 0.574 USD

1 BAM = 0.512 EUR

1 BAM = 0.574 USD

1 BAM = 0.512 EUR

Exchange rates and currency converter

USD, EUR to BAM – Bosnia and Herzegovina Convertible Mark Converter

🇺🇸 United States Dollar ($)

🇧🇦 Bosnia and Herzegovina Convertible Mark (KM)

Bosnia and Herzegovina Convertible Mark exchange rates as of October 26, 2026: 1 USD = 1.74 BAM (1 BAM = 0.574 USD). 1 EUR = 1.96 BAM (1 BAM = 0.512 EUR).

USD to BAM in detail →

On the map

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Brcko Banja Luka 130 km

From you

Brcko
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Brcko vs Banja Luka: Cost of Living - Frequently Asked Questions

Yes – Banja Luka is pricier by about 25%, and outside of rent the gap shows up most in clothing.

For a comfortable life, plan on about $1,445 per month in Brcko and $1,800 in Banja Luka. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Brcko, especially for central apartments: a one-bedroom in the center costs $343 there versus $468 in Banja Luka.

A mid-range dinner for two costs $38 in Brcko and $50 in Banja Luka. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 12% more in Banja Luka, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

Families tend to lean toward Brcko – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Brcko. If higher salaries, better infrastructure, or specific career opportunities are the priority, Banja Luka makes more sense. Both are solid long-term options with distinct trade-offs.