Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Brcko

For one person, living is cheaper in Brcko: $963 a month against $1,353 in Ubud, Bali, rent and utilities included – about $4,700 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
47

Cost of Living Index in Brcko
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Brcko Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Brcko

🇧🇦 Bosnia and Herzegovina

$963

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Brcko

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Brcko actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $963 in Brcko.

Ubud, Bali $1,353
Brcko $963

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $1,389 in Brcko.

Ubud, Bali $2,297
Brcko $1,389

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $1,814 in Brcko.

Ubud, Bali $3,241
Brcko $1,814

Living in Ubud, Bali is roughly 41% more expensive than in Brcko, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.23 Rp 58.5K

$6.94 BAM 12.11

-53.46%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 631.8K

$37.79 BAM 66.0

-7.70%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 103.2K

$6.82 BAM 11.91

-16.42%

Cappuccino

$2.62 Rp 47.4K

$1.70 BAM 2.96

54.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.2K

$1.67 BAM 2.92

2.99%

Water (0.33 liter bottle)

$0.81 Rp 14.7K

$1.24 BAM 2.17

-34.68%

Local Beer (0.5 liter draught)

$2.65 Rp 48.0K

$0.88 BAM 1.54

201.14%

Imported Beer (0.33 liter bottle)

$4.37 Rp 79.1K

$2.32 BAM 4.05

88.36%

Milk (1 liter)

$1.57 Rp 28.5K

$1.45 BAM 2.54

8.28%

White Bread (500g)

$2.19 Rp 39.7K

$1.18 BAM 2.06

85.59%

Rice (white) (1kg)

$1.18 Rp 21.3K

$2.47 BAM 4.31

-52.23%

Eggs

$2.16 Rp 39.0K

$3.12 BAM 5.45

-30.77%

Local Cheese (1kg)

$17.65 Rp 319.7K

$10.02 BAM 17.50

76.15%

Chicken Fillets (1kg)

$3.78 Rp 68.5K

$7.19 BAM 12.56

-47.43%

Beef Round Steak (1kg)

$11.95 Rp 216.5K

$14.48 BAM 25.27

-17.47%

Apples (1kg)

$3.60 Rp 65.3K

$1.18 BAM 2.05

205.08%

Banana (1kg)

$1.59 Rp 28.8K

$1.60 BAM 2.80

-0.63%

Oranges (1kg)

$2.31 Rp 41.9K

Tomato (1kg)

$1.91 Rp 34.5K

Potato (1kg)

$1.78 Rp 32.3K

Onion (1kg)

$2.33 Rp 42.2K

Lettuce (1 head)

$1.00 Rp 18.1K

$1.18 BAM 2.06

-15.25%

Water (1.5 liter bottle)

$0.53 Rp 9,570

$0.99 BAM 1.72

-46.46%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.4K

$3.10 BAM 5.42

-26.13%

Wine (Bottle)

$22.07 Rp 399.9K

$8.68 BAM 15.16

154.26%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.5K

$1.12 BAM 1.96

109.82%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.9K

$2.31 BAM 4.04

29.00%

One-way Ticket (Public Transport)

$0.23 Rp 4,138

$1.12 BAM 1.95

-79.46%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 161.2K

Taxi Start (Normal Tariff)

$0.47 Rp 8,520

$1.13 BAM 1.98

-58.41%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,787

$0.59 BAM 1.04

-27.12%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 99.1K

$10.37 BAM 18.11

-47.25%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.43 BAM 2.50

-41.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 432.5M

$29.6K BAM 51.8K

-19.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 593.9M

$21.0K BAM 36.7K

56.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$181 BAM 315

-55.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.8K

$11.55 BAM 20.16

-43.20%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 337.0K

$40.62 BAM 70.9

-54.21%

Gym Membership (Monthly)

$54.1 Rp 980.3K

$25.65 BAM 44.78

110.99%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 331.1K

Cinema Ticket

$4.25 Rp 77.0K

$5.86 BAM 10.24

-27.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$135 BAM 235

265.74%

International Primary School, 1 Child (Yearly)

$5,597 Rp 101.4M

$18.3K BAM 31.9K

-69.35%

Jeans (Levis 501 Or Similar)

$45.58 Rp 825.6K

$22.61 BAM 39.47

101.59%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 633.4K

$17.24 BAM 30.10

102.78%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$87.5 BAM 153

-11.20%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$84.8 BAM 148

-7.45%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.5M

$343 BAM 599

229.71%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.2M

$254 BAM 443

164.90%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.4M

$522 BAM 912

591.73%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.8M

$339 BAM 592

402.25%

Buy Apartment in City Center (m2)

$2,717 Rp 49.2M

$1,491 BAM 2,603

82.24%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.6M

$1,173 BAM 2,048

91.07%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$483 BAM 844

-65.58%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.3

220.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Brcko: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Brcko

$254 26.4% 62.2% $419

Groceries & Markets

Ubud, Bali

$287 21.2%

Brcko

$218 * 22.6% 24.2% $69

Clothing & Footwear

Ubud, Bali

$107 7.9%

Brcko

$95 9.9% 10.4% $11

Eating Out

Ubud, Bali

$106 7.9%

Brcko

$117 12.2% 10% $11

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Brcko

$233 24.2% 121% $128

Sport & Entertainment

Ubud, Bali

$63 4.6%

Brcko

$37 3.9% 40.3% $25

Getting Around

Ubud, Bali

$12 0.9%

Brcko

$8.6 * 0.9% 31.1% $3.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $343 in Brcko. Housing cost is often the main lever when comparing two cities.

Brcko pays about 2.9 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35 in Ubud, Bali vs $38 in Brcko. Groceries flip the comparison at $287 vs $218, with Brcko cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇧🇦 Brcko

🕒 Local time

23:31 11:31 PM

16:31 4:31 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

39,893

💱 Currency

Indonesian Rupiah IDR Rp

Bosnia and Herzegovina Convertible Mark BAM KM

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.92 EUR

1 BAM = 0.573 USD

1 BAM = 0.511 EUR

Exchange rates and currency converter

BAM, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 26, 2026: 1 USD = 18,115 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,324 IDR (100,000 IDR = 4.92 EUR).

Bosnia and Herzegovina Convertible Mark exchange rates as of October 26, 2026: 1 USD = 1.75 BAM (1 BAM = 0.573 USD). 1 EUR = 1.96 BAM (1 BAM = 0.511 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Brcko 11,180 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Brcko

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Brcko: Cost of Living - Frequently Asked Questions

Brcko is cheaper overall, especially in groceries, leisure, and clothing. The 41% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 66% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,131 in Ubud, Bali versus $343 in Brcko. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $493 in Ubud, Bali versus $135 in Brcko. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35 versus $38 in Brcko. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.