Cost of Living Comparison Between Ubud, Bali and Brcko Cost of Living Comparison Between Ubud, Bali and Brcko

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $956 in Brcko.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $1,414 in Brcko.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $1,872 in Brcko.

Living in Ubud, Bali is roughly 48% more expensive than Brcko, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 6% above, Brcko is 29% below.

Meal at Budget Restaurant

$3.56 Rp 63.9K

$6.97 BAM 11.74

-48.92%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 586.8K

$35.44 BAM 59.7

-7.65%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.7K

$5.57 BAM 9.38

-11.13%

Cappuccino

$2.71 Rp 48.6K

$1.76 BAM 2.97

53.98%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.1K

$1.01 BAM 1.70

32.67%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.68 BAM 1.15

2.94%

Local Beer (0.5 liter draught)

$2.92 Rp 52.3K

$0.85 BAM 1.43

243.53%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.9K

$2.07 BAM 3.49

91.30%

Milk (1 liter)

$1.81 Rp 32.4K

$1.37 BAM 2.30

32.12%

White Bread (500g)

$2.52 Rp 45.1K

$1.17 BAM 1.97

115.38%

Rice (white) (1kg)

$1.16 Rp 20.8K

$2.33 BAM 3.93

-50.21%

Eggs

$2.46 Rp 44.1K

$2.90 BAM 4.89

-15.17%

Local Cheese (1kg)

$14.71 Rp 263.7K

$10.00 BAM 16.85

47.10%

Chicken Fillets (1kg)

$4.32 Rp 77.4K

$7.31 BAM 12.32

-40.90%

Beef Round Steak (1kg)

$12.14 Rp 217.5K

$13.36 BAM 22.51

-9.13%

Apples (1kg)

$3.84 Rp 68.8K

$1.20 BAM 2.02

220.00%

Banana (1kg)

$1.56 Rp 27.9K

$1.70 BAM 2.86

-8.24%

Oranges (1kg)

$2.83 Rp 50.8K

$1.85 BAM 3.12

52.97%

Tomato (1kg)

$2.33 Rp 41.7K

$1.67 BAM 2.81

39.52%

Potato (1kg)

$1.91 Rp 34.3K

$0.81 BAM 1.36

135.80%

Onion (1kg)

$2.20 Rp 39.5K

$0.74 BAM 1.24

197.30%

Lettuce (1 head)

$1.01 Rp 18.2K

$0.93 BAM 1.57

8.60%

Water (1.5 liter bottle)

$0.78 Rp 13.9K

$1.00 BAM 1.69

-22.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.4K

$3.21 BAM 5.40

3.43%

Wine (Bottle)

$23.74 Rp 425.5K

$8.45 BAM 14.23

180.95%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.0K

$1.27 BAM 2.13

119.69%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.3K

$2.05 BAM 3.46

39.51%

One-way Ticket (Public Transport)

$0.27 Rp 4,819

$1.16 BAM 1.95

-76.72%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.9K

$35.76 BAM 60.3

-77.54%

Taxi Start (Normal Tariff)

$0.46 Rp 8,181

$1.16 BAM 1.96

-60.34%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,068

$0.56 BAM 0.95

-19.64%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.3K

$10.65 BAM 17.94

-42.72%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.44 BAM 2.43

-45.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 468.8M

$23.2K BAM 39.1K

12.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 575.8M

$25.9K BAM 43.6K

24.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$125 BAM 210

-35.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.9K

$11.67 BAM 19.66

-65.21%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 421.6K

$28.53 BAM 48.07

-17.56%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$26.43 BAM 44.53

273.44%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.8K

$10.76 BAM 18.13

-38.38%

Cinema Ticket

$4.15 Rp 74.3K

$5.53 BAM 9.32

-24.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$154 BAM 260

97.02%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.5M

$3,285 BAM 5,535

101.30%

Jeans (Levis 501 Or Similar)

$55.5 Rp 995.6K

$23.26 BAM 39.19

138.78%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 686.7K

$17.85 BAM 30.07

114.62%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$87.9 BAM 148

0.77%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$88.6 BAM 149

-12.12%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$359 BAM 605

180.23%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$260 BAM 438

159.55%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.7M

$523 BAM 882

557.74%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.6M

$359 BAM 605

468.25%

Buy Apartment in City Center (m2)

$2,841 Rp 50.9M

$1,542 BAM 2,598

84.28%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.6M

$1,223 BAM 2,060

85.12%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$514 BAM 866

-67.84%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.14

220.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Brcko: June 2, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $359 in Brcko. Housing cost is often the main lever when comparing two cities.

Brcko pays 211% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $35.00 in Brcko. Groceries flip the comparison at $302 vs $232, with Brcko cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Brcko: Cost of Living - Frequently Asked Questions

Brcko is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment. The 48% gap adds up to real monthly savings that compound significantly over time.

On paper, Brcko earns 211% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,006 in Ubud, Bali versus $359 in Brcko. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $304 in Ubud, Bali versus $154 in Brcko. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 30% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $956 in Brcko versus $1,419 in Ubud, Bali, a $1,500 budget is realistic in Brcko but tight or insufficient in Ubud, Bali. The gap between the two cities makes Brcko the clear choice for anyone on this budget.

For families, Brcko is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Brcko are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Brcko gentler on the wallet – expenses run 48% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.