Cost of Living Comparison Between Ubud, Bali and Brcko Cost of Living Comparison Between Ubud, Bali and Brcko

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $937 in Brcko.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,381 in Brcko.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $1,825 in Brcko.

Living in Ubud, Bali is roughly 50% more expensive than in Brcko, driven mainly by Sport & Entertainment.

The two cities straddle the global median: Ubud, Bali is 5% above, Brcko is 30% below.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$7.14 BAM 12.23

-51.68%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$35.59 BAM 61.0

-9.13%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$5.48 BAM 9.38

-11.68%

Cappuccino

$2.75 Rp 49.4K

$1.75 BAM 3.00

57.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$1.01 BAM 1.73

36.63%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.73 BAM 1.25

2.74%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$0.92 BAM 1.58

225.00%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$2.11 BAM 3.62

82.46%

Milk (1 liter)

$1.74 Rp 31.2K

$1.42 BAM 2.43

22.54%

White Bread (500g)

$2.46 Rp 44.2K

$1.15 BAM 1.96

113.91%

Rice (white) (1kg)

$1.17 Rp 21.0K

$2.39 BAM 4.10

-51.05%

Eggs

$2.43 Rp 43.7K

$2.89 BAM 4.95

-15.92%

Local Cheese (1kg)

$14.50 Rp 260.6K

$10.12 BAM 17.34

43.28%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$7.52 BAM 12.87

-42.15%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$13.19 BAM 22.59

-9.17%

Apples (1kg)

$3.72 Rp 66.8K

$1.20 BAM 2.06

210.00%

Banana (1kg)

$1.63 Rp 29.2K

$1.62 BAM 2.78

0.62%

Oranges (1kg)

$2.74 Rp 49.3K

$1.84 BAM 3.16

48.91%

Tomato (1kg)

$2.24 Rp 40.3K

$1.73 BAM 2.96

29.48%

Potato (1kg)

$1.92 Rp 34.5K

$0.84 BAM 1.44

128.57%

Onion (1kg)

$2.28 Rp 40.9K

$0.71 BAM 1.21

221.13%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.96 BAM 1.65

10.42%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$1.02 BAM 1.75

-29.41%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$3.16 BAM 5.41

4.11%

Wine (Bottle)

$23.19 Rp 416.8K

$8.47 BAM 14.50

173.79%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$1.25 BAM 2.14

122.40%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$2.00 BAM 3.43

36.50%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$1.15 BAM 1.98

-76.52%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$34.77 BAM 59.6

-76.68%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$1.21 BAM 2.07

-60.33%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.52 BAM 0.90

-19.23%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$10.59 BAM 18.14

-41.27%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.50 BAM 2.57

-46.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$23.9K BAM 40.9K

11.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$26.6K BAM 45.5K

21.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$120 BAM 206

-34.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$11.78 BAM 20.18

-65.45%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$28.90 BAM 49.50

-15.81%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$26.04 BAM 44.60

278.69%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$10.97 BAM 18.79

-42.21%

Cinema Ticket

$3.99 Rp 71.6K

$5.68 BAM 9.72

-29.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$153 BAM 262

99.31%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$3,271 BAM 5,602

103.08%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$23.87 BAM 40.89

126.81%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$17.78 BAM 30.46

112.65%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$88.3 BAM 151

-1.63%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$87.8 BAM 150

-13.00%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$359 BAM 615

176.32%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$267 BAM 457

152.13%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$529 BAM 906

538.23%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$355 BAM 607

478.19%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$1,533 BAM 2,625

83.00%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$1,195 BAM 2,047

86.35%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$503 BAM 861

-66.79%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.14

220.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Brcko: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $359 in Brcko. Housing cost is often the main lever when comparing two cities.

Brcko pays 201% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $36.00 in Brcko. Groceries flip the comparison at $297 vs $233, with Brcko cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Brcko: Cost of Living - Frequently Asked Questions

Brcko is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment. The 50% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 201% lower in Brcko. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $359 in Brcko. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $305 in Ubud, Bali versus $153 in Brcko. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 27% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $937 in Brcko versus $1,408 in Ubud, Bali, a $1,500 budget is realistic in Brcko but tight or insufficient in Ubud, Bali. The gap between the two cities makes Brcko the clear choice for anyone on this budget.

For families, Brcko is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Brcko are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Brcko gentler on the wallet – expenses run 50% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.