Last update: Oct 2026

Cost of Living Comparison Between Brantford and Toronto

For one person, living is cheaper in Brantford: $2,071 a month against $2,561 in Toronto, rent and utilities included – about $5,900 less a year. Rent and utilities account for most of the difference.

101

Cost of Living Index in Brantford
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Brantford Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Brantford

🇨🇦 Canada

$2,071

/mo nomad

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Monthly Cost of Living

How much you'll spend in Brantford and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Brantford and in Toronto actually costs, broken down by who's living it.

A single person spends $2,071 per month in Brantford vs $2,561 in Toronto, rent included.

Brantford $2,071
Toronto $2,561

A couple spends around $2,913 per month in Brantford vs $3,694 in Toronto, rent included.

Brantford $2,913
Toronto $3,694

A family of three spends $3,755 per month in Brantford vs $4,826 in Toronto, rent included.

Brantford $3,755
Toronto $4,826

Brantford is about 19% cheaper than Toronto, and outside of rent the biggest gap is in eating out.

Both Brantford and Toronto sit above the global median – Brantford by 53%, Toronto by 90%.

Meal at Budget Restaurant

$13.12 CA$18.55

$17.18 CA$24.29

-23.63%

Three-Course Dinner for Two, Mid-Range

$55.5 CA$78.4

$76.0 CA$107

-27.00%

Fast Food Meal (McDonalds, etc)

$10.09 CA$14.26

$10.54 CA$14.89

-4.27%

Cappuccino

$2.86 CA$4.04

$4.02 CA$5.68

-28.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.99 CA$2.82

$2.12 CA$3.00

-6.13%

Water (0.33 liter bottle)

$1.21 CA$1.71

$1.75 CA$2.48

-30.86%

Local Beer (0.5 liter draught)

$4.61 CA$6.52

$6.24 CA$8.83

-26.12%

Imported Beer (0.33 liter bottle)

$5.50 CA$7.78

$7.09 CA$10.02

-22.43%

Milk (1 liter)

$1.96 CA$2.77

$2.44 CA$3.45

-19.67%

White Bread (500g)

$2.34 CA$3.30

$2.68 CA$3.78

-12.69%

Rice (white) (1kg)

$2.40 CA$3.40

$2.24 CA$3.17

7.14%

Eggs

$2.71 CA$3.82

$3.56 CA$5.03

-23.88%

Local Cheese (1kg)

$11.10 CA$15.69

$9.09 CA$12.85

22.11%

Chicken Fillets (1kg)

$11.35 CA$16.05

$11.33 CA$16.01

0.18%

Beef Round Steak (1kg)

$16.00 CA$22.61

$14.53 CA$20.55

10.12%

Apples (1kg)

$3.47 CA$4.90

$3.62 CA$5.12

-4.14%

Banana (1kg)

$1.06 CA$1.50

$1.21 CA$1.72

-12.40%

Oranges (1kg)

$3.38 CA$4.77

$3.60 CA$5.09

-6.11%

Tomato (1kg)

$3.57 CA$5.04

$4.21 CA$5.96

-15.20%

Potato (1kg)

$1.35 CA$1.91

$1.79 CA$2.53

-24.58%

Onion (1kg)

$1.81 CA$2.56

$1.59 CA$2.25

13.84%

Lettuce (1 head)

$1.62 CA$2.30

$2.27 CA$3.21

-28.63%

Water (1.5 liter bottle)

$1.18 CA$1.67

$1.25 CA$1.77

-5.60%

Cigarettes 20 Pack (Marlboro, Camel)

$12.72 CA$17.98

$13.82 CA$19.53

-7.96%

Wine (Bottle)

$10.01 CA$14.15

$14.27 CA$20.18

-29.85%

Local Beer (0.5 liter bottle)

$1.91 CA$2.70

$2.20 CA$3.10

-13.18%

Imported Beer (0.33 liter bottle)

$2.73 CA$3.86

$2.43 CA$3.44

12.35%

One-way Ticket (Public Transport)

$2.09 CA$2.95

$2.39 CA$3.38

-12.55%

Public Transport Monthly Pass (Regular Price)

$51.2 CA$72.4

$111 CA$157

-53.84%

Taxi Start (Normal Tariff)

$2.52 CA$3.56

$2.91 CA$4.12

-13.40%

Taxi (Normal Tariff) (1km)

$1.80 CA$2.54

$1.20 CA$1.69

50.00%

Taxi 1hour Waiting (Normal Tariff)

$28.08 CA$39.69

$21.38 CA$30.23

31.34%

Gasoline (1 liter)

$1.07 CA$1.52

$1.21 CA$1.71

-11.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K CA$37.0K

$28.2K CA$39.8K

-7.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.7K CA$26.4K

$20.3K CA$28.6K

-7.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$126 CA$178

$120 CA$170

4.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.60 CA$40.44

$32.26 CA$45.60

-11.35%

Internet (50+ Mbps, Unlimited Data)

$46.27 CA$65.4

$47.93 CA$67.8

-3.46%

Gym Membership (Monthly)

$26.34 CA$37.24

$38.48 CA$54.4

-31.55%

Tennis Court (1 Hour on Weekend)

$27.99 CA$39.57

$22.96 CA$32.46

21.91%

Cinema Ticket

$9.33 CA$13.20

$12.38 CA$17.50

-24.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$845 CA$1,194

$830 CA$1,173

1.76%

International Primary School, 1 Child (Yearly)

$7,147 CA$10.1K

$23.1K CA$32.6K

-69.05%

Jeans (Levis 501 Or Similar)

$53.6 CA$75.8

$50.7 CA$71.7

5.72%

Summer Dress (H&M, Zara, etc)

$28.09 CA$39.71

$40.02 CA$56.6

-29.81%

Sport Shoes (Adidas, Nike)

$73.1 CA$103

$98.0 CA$139

-25.42%

Men's Leather Business Shoes

$72.7 CA$103

$121 CA$171

-39.78%

1-bedroom Apartment, City Center (Monthly)

$1,269 CA$1,794

$1,592 CA$2,251

-20.32%

1-bedroom Apartment, Outside City Center (Monthly)

$1,116 CA$1,577

$1,410 CA$1,994

-20.89%

3-bedroom Apartment, City Center (Monthly)

$1,563 CA$2,210

$2,670 CA$3,775

-41.45%

3-bedroom Apartment, Outside City Center (Monthly)

$1,581 CA$2,235

$2,152 CA$3,042

-26.52%

Buy Apartment in City Center (m2)

$4,977 CA$7,036

$7,945 CA$11.2K

-37.35%

Buy Apartment Outside City Center (m2)

$3,843 CA$5,433

$6,542 CA$9,249

-41.26%

Average Monthly Net Salary (After Tax)

$2,927 CA$4,137

$3,727 CA$5,269

-21.47%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.09

4.47

13.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Brantford: October 12, 2026

Last update for Toronto: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Brantford

$1.1K 53.9%

Toronto

$1.4K 55.1% 26.4% $295

Groceries & Markets

Brantford

$320 15.5%

Toronto

$340 13.3% 6.2% $20

Eating Out

Brantford

$216 10.5%

Toronto

$278 10.9% 28.5% $62

Monthly Utilities & Internet

Brantford

$200 9.7%

Toronto

$201 7.8% 0.1% $0.1

Clothing & Footwear

Brantford

$102 4.9%

Toronto

$139 5.4% 36% $37

Getting Around

Brantford

$71 3.4%

Toronto

$129 5.1% 82.1% $58

Sport & Entertainment

Brantford

$45 2.2%

Toronto

$63 2.5% 40.5% $18

Cost Breakdown

A central one-bedroom costs $1,269 in Brantford versus $1,592 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 27% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $55.0 in Brantford versus $76.0 in Toronto. Monthly groceries follow the same trend: $320 vs $340 – making Brantford the more affordable choice for daily food spending.

Good to know

🇨🇦 Brantford

🇨🇦 Toronto

🕒 Local time

18:56 6:56 PM

Same time as Brantford

🌤 Weather

👥 Population

97,496

2,731,571

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Brantford vs Toronto: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,071 in Brantford, $2,561 in Toronto – roughly 24% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $3,106 per month in Brantford and $3,841 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Brantford, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,071 in Brantford and $2,561 in Toronto. That's a gap of about 24%.

Public transport costs about 117% less in Brantford. For daily commuters, that gap adds up to noticeable savings over a year.

A $3,000 monthly budget goes further in Brantford, where all-in costs run around $2,071, than in Toronto at $2,561. In Brantford it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Brantford – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Brantford. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.