Cost of Living Comparison Between Toronto and Brantford Cost of Living Comparison Between Toronto and Brantford

Monthly Cost of Living

A single person spends $2,620 per month in Toronto vs $2,113 in Brantford, rent included.

A couple spends around $3,866 per month in Toronto vs $3,017 in Brantford, rent included.

A family of three spends $5,111 per month in Toronto vs $3,921 in Brantford, rent included.

Toronto costs about 24% more than Brantford, driven mainly by Eating Out.

Both Toronto and Brantford sit above the global median – Toronto by 90%, Brantford by 53%.

Meal at Budget Restaurant

$17.85 CA$24.75

$13.56 CA$18.80

31.64%

Three-Course Dinner for Two, Mid-Range

$86.8 CA$120

$56.8 CA$78.8

52.85%

Fast Food Meal (McDonalds, etc)

$10.94 CA$15.17

$10.10 CA$14.01

8.32%

Cappuccino

$4.01 CA$5.57

$3.01 CA$4.17

33.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.19 CA$3.04

$1.98 CA$2.75

10.61%

Water (0.33 liter bottle)

$1.69 CA$2.34

$1.21 CA$1.68

39.67%

Local Beer (0.5 liter draught)

$6.45 CA$8.94

$4.74 CA$6.57

36.08%

Imported Beer (0.33 liter bottle)

$7.05 CA$9.77

$5.50 CA$7.63

28.18%

Milk (1 liter)

$2.71 CA$3.77

$2.05 CA$2.84

32.20%

White Bread (500g)

$2.92 CA$4.05

$2.41 CA$3.34

21.16%

Rice (white) (1kg)

$2.48 CA$3.44

$2.51 CA$3.48

-1.20%

Eggs

$3.85 CA$5.34

$2.77 CA$3.84

38.99%

Local Cheese (1kg)

$10.10 CA$14.01

$11.48 CA$15.92

-12.02%

Chicken Fillets (1kg)

$12.02 CA$16.66

$11.82 CA$16.39

1.69%

Beef Round Steak (1kg)

$15.61 CA$21.65

$16.25 CA$22.53

-3.94%

Apples (1kg)

$3.90 CA$5.41

$3.72 CA$5.15

4.84%

Banana (1kg)

$1.24 CA$1.72

$1.05 CA$1.46

18.10%

Oranges (1kg)

$3.78 CA$5.24

$3.54 CA$4.90

6.78%

Tomato (1kg)

$4.38 CA$6.08

$3.57 CA$4.95

22.69%

Potato (1kg)

$1.93 CA$2.67

$1.34 CA$1.85

44.03%

Onion (1kg)

$1.50 CA$2.08

$1.85 CA$2.57

-18.92%

Lettuce (1 head)

$2.28 CA$3.17

$1.76 CA$2.44

29.55%

Water (1.5 liter bottle)

$1.46 CA$2.02

$1.21 CA$1.67

20.66%

Cigarettes 20 Pack (Marlboro, Camel)

$14.52 CA$20.14

$12.92 CA$17.92

12.38%

Wine (Bottle)

$14.42 CA$20.00

$10.03 CA$13.91

43.77%

Local Beer (0.5 liter bottle)

$2.26 CA$3.14

$1.98 CA$2.74

14.14%

Imported Beer (0.33 liter bottle)

$2.59 CA$3.60

$2.76 CA$3.83

-6.16%

One-way Ticket (Public Transport)

$2.36 CA$3.28

$2.11 CA$2.92

11.85%

Public Transport Monthly Pass (Regular Price)

$114 CA$159

$53.3 CA$73.9

114.67%

Taxi Start (Normal Tariff)

$3.16 CA$4.38

$2.46 CA$3.41

28.46%

Taxi (Normal Tariff) (1km)

$1.26 CA$1.74

$1.82 CA$2.53

-30.77%

Taxi 1hour Waiting (Normal Tariff)

$22.57 CA$31.30

$28.75 CA$39.88

-21.50%

Gasoline (1 liter)

$1.24 CA$1.72

$1.03 CA$1.43

20.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.3K CA$37.9K

$26.2K CA$36.3K

4.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.7K CA$28.8K

$19.4K CA$27.0K

6.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$124 CA$172

$131 CA$181

-5.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.72 CA$45.38

$30.41 CA$42.18

7.60%

Internet (50+ Mbps, Unlimited Data)

$48.79 CA$67.7

$46.28 CA$64.2

5.42%

Gym Membership (Monthly)

$40.27 CA$55.9

$28.10 CA$38.97

43.31%

Tennis Court (1 Hour on Weekend)

$23.84 CA$33.06

$28.38 CA$39.37

-16.00%

Cinema Ticket

$12.82 CA$17.77

$9.48 CA$13.15

35.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$787 CA$1,092

$891 CA$1,236

-11.66%

International Primary School, 1 Child (Yearly)

$24.5K CA$34.0K

$7,403 CA$10.3K

231.50%

Jeans (Levis 501 Or Similar)

$54.2 CA$75.2

$56.8 CA$78.7

-4.42%

Summer Dress (H&M, Zara, etc)

$43.10 CA$59.8

$28.52 CA$39.55

51.12%

Sport Shoes (Adidas, Nike)

$97.9 CA$136

$80.7 CA$112

21.34%

Men's Leather Business Shoes

$126 CA$175

$76.1 CA$106

65.61%

1-bedroom Apartment, City Center (Monthly)

$1,660 CA$2,303

$1,318 CA$1,828

25.94%

1-bedroom Apartment, Outside City Center (Monthly)

$1,483 CA$2,057

$1,169 CA$1,621

26.92%

3-bedroom Apartment, City Center (Monthly)

$2,800 CA$3,883

$1,642 CA$2,277

70.52%

3-bedroom Apartment, Outside City Center (Monthly)

$2,157 CA$2,991

$1,595 CA$2,211

35.25%

Buy Apartment in City Center (m2)

$8,381 CA$11.6K

$5,055 CA$7,011

65.79%

Buy Apartment Outside City Center (m2)

$6,842 CA$9,489

$3,930 CA$5,451

74.08%

Average Monthly Net Salary (After Tax)

$3,799 CA$5,269

$3,042 CA$4,218

24.91%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

5.09

-12.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: September 6, 2026

Last update for Brantford: September 7, 2026

Cost Breakdown

A central one-bedroom costs $1,660 in Toronto versus $1,318 in Brantford. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 25% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $87.0 in Toronto versus $57.0 in Brantford. Monthly groceries follow the same trend: $364 vs $330 – making Brantford the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Brantford: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,620 in Toronto, $2,113 in Brantford – roughly 24% apart. Toronto costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $3,930 per month in Toronto and $3,170 in Brantford. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Brantford, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,620 in Toronto and $2,113 in Brantford. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 115% less in Brantford. For daily commuters, that gap adds up to noticeable savings over a year.

A $3,000 monthly budget goes further in Brantford, where all-in costs run around $2,113, than in Toronto at $2,620. In Brantford it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Brantford – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Brantford. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.