Last update: Oct 2026

Cost of Living Comparison Between Toronto and Brantford

For one person, living is cheaper in Brantford: $2,146 a month against $2,589 in Toronto, rent and utilities included – about $5,300 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
Learn more

Toronto Living Index
102

Cost of Living Index in Brantford
Learn more

Brantford Living Index

Jump to prices

Toronto

🇨🇦 Canada

$2,589

/mo nomad

Brantford

🇨🇦 Canada

$2,146

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Brantford

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Brantford actually costs, broken down by who's living it.

A single person spends $2,589 per month in Toronto vs $2,146 in Brantford, rent included.

Toronto $2,589
Brantford $2,146

A couple spends around $3,710 per month in Toronto vs $2,890 in Brantford, rent included.

Toronto $3,710
Brantford $2,890

A family of three spends $4,831 per month in Toronto vs $3,635 in Brantford, rent included.

Toronto $4,831
Brantford $3,635

Toronto costs about 21% more than Brantford, and outside of rent the biggest gap is in eating out.

Both Toronto and Brantford sit above the global median – Toronto by 90%, Brantford by 58%.

Meal at Budget Restaurant

$17.60 CA$24.70

$13.76 CA$19.31

27.91%

Three-Course Dinner for Two, Mid-Range

$77.8 CA$109

$56.9 CA$79.8

36.87%

Fast Food Meal (McDonalds, etc)

$10.59 CA$14.86

$10.11 CA$14.19

4.75%

Cappuccino

$4.16 CA$5.83

$3.26 CA$4.57

27.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.04 CA$2.87

$1.89 CA$2.65

7.94%

Water (0.33 liter bottle)

$1.75 CA$2.46

$1.19 CA$1.67

47.06%

Local Beer (0.5 liter draught)

$6.58 CA$9.23

$4.50 CA$6.32

46.22%

Imported Beer (0.33 liter bottle)

$7.11 CA$9.98

$5.40 CA$7.58

31.67%

Milk (1 liter)

$2.53 CA$3.56

$2.00 CA$2.81

26.50%

White Bread (500g)

$2.70 CA$3.79

$2.52 CA$3.54

7.14%

Rice (white) (1kg)

$2.24 CA$3.14

$2.35 CA$3.30

-4.68%

Eggs

$3.48 CA$4.89

$2.94 CA$4.13

18.37%

Local Cheese (1kg)

$9.38 CA$13.16

$11.51 CA$16.15

-18.51%

Chicken Fillets (1kg)

$11.60 CA$16.28

$11.81 CA$16.58

-1.78%

Beef Round Steak (1kg)

$14.68 CA$20.61

$16.34 CA$22.93

-10.16%

Apples (1kg)

$3.74 CA$5.26

$3.41 CA$4.78

9.68%

Banana (1kg)

$1.22 CA$1.72

$1.04 CA$1.46

17.31%

Oranges (1kg)

$3.48 CA$4.88

$3.32 CA$4.66

4.82%

Tomato (1kg)

$4.32 CA$6.07

$3.53 CA$4.95

22.38%

Potato (1kg)

$1.85 CA$2.60

$1.37 CA$1.93

35.04%

Onion (1kg)

$1.69 CA$2.37

$1.83 CA$2.57

-7.65%

Lettuce (1 head)

$2.23 CA$3.13

$1.72 CA$2.42

29.65%

Water (1.5 liter bottle)

$1.28 CA$1.79

$1.20 CA$1.69

6.67%

Cigarettes 20 Pack (Marlboro, Camel)

$14.04 CA$19.71

$12.86 CA$18.05

9.18%

Wine (Bottle)

$14.43 CA$20.25

$9.82 CA$13.79

46.95%

Local Beer (0.5 liter bottle)

$2.16 CA$3.03

$1.93 CA$2.71

11.92%

Imported Beer (0.33 liter bottle)

$2.52 CA$3.54

$2.80 CA$3.93

-10.00%

One-way Ticket (Public Transport)

$2.37 CA$3.32

$2.26 CA$3.17

4.87%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

$54.1 CA$75.9

107.91%

Taxi Start (Normal Tariff)

$3.04 CA$4.27

$2.46 CA$3.46

23.58%

Taxi (Normal Tariff) (1km)

$1.24 CA$1.74

$1.75 CA$2.45

-29.14%

Taxi 1hour Waiting (Normal Tariff)

$22.55 CA$31.65

$28.16 CA$39.51

-19.92%

Gasoline (1 liter)

$1.24 CA$1.75

$1.10 CA$1.54

12.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.9K CA$37.8K

$26.0K CA$36.4K

3.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.4K CA$30.0K

$20.2K CA$28.4K

5.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$125 CA$175

$131 CA$184

-4.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.05 CA$46.39

$27.42 CA$38.48

20.53%

Internet (50+ Mbps, Unlimited Data)

$47.96 CA$67.3

$43.83 CA$61.5

9.42%

Gym Membership (Monthly)

$36.69 CA$51.5

$27.47 CA$38.55

33.56%

Tennis Court (1 Hour on Weekend)

$23.67 CA$33.22

$28.72 CA$40.30

-17.58%

Cinema Ticket

$13.08 CA$18.35

$9.88 CA$13.87

32.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$759 CA$1,065

$438 CA$615

73.15%

International Primary School, 1 Child (Yearly)

$23.8K CA$33.4K

$7,409 CA$10.4K

221.01%

Jeans (Levis 501 Or Similar)

$53.5 CA$75.1

$56.3 CA$79.0

-4.87%

Summer Dress (H&M, Zara, etc)

$40.44 CA$56.8

$28.98 CA$40.67

39.54%

Sport Shoes (Adidas, Nike)

$100 CA$141

$78.3 CA$110

28.29%

Men's Leather Business Shoes

$125 CA$176

$76.1 CA$107

64.65%

1-bedroom Apartment, City Center (Monthly)

$1,630 CA$2,287

$1,183 CA$1,659

37.83%

1-bedroom Apartment, Outside City Center (Monthly)

$1,416 CA$1,987

$1,162 CA$1,630

21.88%

3-bedroom Apartment, City Center (Monthly)

$2,694 CA$3,781

$1,600 CA$2,245

68.40%

3-bedroom Apartment, Outside City Center (Monthly)

$2,101 CA$2,949

$1,393 CA$1,954

50.88%

Buy Apartment in City Center (m2)

$7,551 CA$10.6K

$4,987 CA$6,998

51.42%

Buy Apartment Outside City Center (m2)

$6,674 CA$9,366

$3,914 CA$5,493

70.50%

Average Monthly Net Salary (After Tax)

$3,543 CA$4,973

$3,062 CA$4,297

15.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.45

5.22

-14.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 26, 2026

Last update for Brantford: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 54.7%

Brantford

$1.2K 54.2% 18% $254

Groceries & Markets

Toronto

$345 13.3%

Brantford

$327 15.3% 5.1% $18

Eating Out

Toronto

$285 11%

Brantford

$225 10.5% 20.9% $60

Monthly Utilities & Internet

Toronto

$206 7.9%

Brantford

$202 9.4% 1.7% $3.5

Clothing & Footwear

Toronto

$144 5.6%

Brantford

$108 5% 25% $36

Getting Around

Toronto

$131 5.1%

Brantford

$74 3.5% 43.3% $57

Sport & Entertainment

Toronto

$63 2.4%

Brantford

$47 2.2% 24.9% $16

Cost Breakdown

A central one-bedroom costs $1,630 in Toronto versus $1,183 in Brantford. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 16% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $78 in Toronto versus $57 in Brantford. Monthly groceries follow the same trend: $345 vs $327 – making Brantford the more affordable choice for daily food spending.

Good to know

🇨🇦 Toronto

🇨🇦 Brantford

🕒 Local time

18:54 6:54 PM

Same time as Toronto

🌤 Weather

👥 Population

2,731,571

97,496

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.713 USD

1 CAD = 0.64 EUR

1 CAD = 0.713 USD

1 CAD = 0.64 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Toronto Brantford 91 km

From you

Toronto
Brantford

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Brantford: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,589 in Toronto, $2,146 in Brantford – Brantford comes out roughly 17% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $3,883 per month in Toronto and $3,218 in Brantford. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Brantford, especially for central apartments: a one-bedroom in the center costs $1,183 there versus $1,630 in Toronto.

Monthly expenses with rent come to $2,589 in Toronto and $2,146 in Brantford. That makes Brantford about 17% cheaper.

Public transport costs about 52% less in Brantford. For daily commuters, that gap adds up to noticeable savings over a year.

$3,000 covers both cities comfortably – all-in costs are $2,589 in Toronto and $2,146 in Brantford, leaving budget for savings and extras in both cases.

Families tend to lean toward Brantford – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Brantford. If higher salaries or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.