Cost of Living Comparison Between Toronto and Brantford Cost of Living Comparison Between Toronto and Brantford

Monthly Cost of Living

A single person spends $2,811 per month in Toronto vs $2,099 in Brantford, rent included.

A couple spends around $4,130 per month in Toronto vs $3,194 in Brantford, rent included.

A family of three spends $5,449 per month in Toronto vs $4,289 in Brantford, rent included.

Toronto costs about 34% more than Brantford, driven mainly by Groceries & Markets.

Both Toronto and Brantford sit above the global median – Toronto by 110%, Brantford by 57%.

Meal at Budget Restaurant

$18.71 CA$25.90

$13.14 CA$18.20

42.39%

Three-Course Dinner for Two, Mid-Range

$81.9 CA$113

$65.3 CA$90.5

25.30%

Fast Food Meal (McDonalds, etc)

$10.83 CA$14.99

$9.32 CA$12.91

16.20%

Cappuccino

$3.89 CA$5.38

$3.06 CA$4.24

27.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.22 CA$3.07

$1.52 CA$2.10

46.05%

Water (0.33 liter bottle)

$1.65 CA$2.28

$1.08 CA$1.50

52.78%

Local Beer (0.5 liter draught)

$6.05 CA$8.38

$4.82 CA$6.67

25.52%

Imported Beer (0.33 liter bottle)

$6.58 CA$9.11

$6.01 CA$8.33

9.48%

Milk (1 liter)

$2.73 CA$3.77

$2.20 CA$3.05

24.09%

White Bread (500g)

$2.72 CA$3.76

$2.23 CA$3.08

21.97%

Rice (white) (1kg)

$3.54 CA$4.90

$2.17 CA$3.00

63.13%

Eggs

$3.50 CA$4.84

$3.02 CA$4.17

15.89%

Local Cheese (1kg)

$13.53 CA$18.73

$4.30 CA$5.96

214.65%

Chicken Fillets (1kg)

$13.09 CA$18.12

$8.78 CA$12.15

49.09%

Beef Round Steak (1kg)

$16.96 CA$23.49

$10.12 CA$14.01

67.59%

Apples (1kg)

$4.16 CA$5.76

$1.81 CA$2.51

129.83%

Banana (1kg)

$1.18 CA$1.63

$0.97 CA$1.34

21.65%

Oranges (1kg)

$3.25 CA$4.50

$2.24 CA$3.10

45.09%

Tomato (1kg)

$4.12 CA$5.70

$3.72 CA$5.15

10.75%

Potato (1kg)

$2.50 CA$3.47

$2.29 CA$3.18

9.17%

Onion (1kg)

$2.88 CA$3.98

$1.43 CA$1.98

101.40%

Lettuce (1 head)

$2.35 CA$3.25

$2.03 CA$2.81

15.76%

Water (1.5 liter bottle)

$2.00 CA$2.77

$1.64 CA$2.28

21.95%

Cigarettes 20 Pack (Marlboro, Camel)

$14.58 CA$20.19

$13.64 CA$18.89

6.89%

Wine (Bottle)

$14.18 CA$19.63

$10.03 CA$13.89

41.38%

Local Beer (0.5 liter bottle)

$2.80 CA$3.88

$2.51 CA$3.48

11.55%

Imported Beer (0.33 liter bottle)

$3.25 CA$4.51

$3.31 CA$4.59

-1.81%

One-way Ticket (Public Transport)

$2.40 CA$3.32

$2.15 CA$2.98

11.63%

Public Transport Monthly Pass (Regular Price)

$114 CA$158

$53.7 CA$74.3

112.46%

Taxi Start (Normal Tariff)

$3.76 CA$5.20

$2.53 CA$3.50

48.62%

Taxi (Normal Tariff) (1km)

$1.41 CA$1.95

$1.70 CA$2.35

-17.06%

Taxi 1hour Waiting (Normal Tariff)

$25.53 CA$35.34

$29.72 CA$41.15

-14.10%

Gasoline (1 liter)

$1.10 CA$1.52

$1.11 CA$1.53

-0.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.2K CA$34.9K

$24.6K CA$34.1K

2.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.2K

$20.2K CA$28.0K

4.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$166

$134 CA$186

-10.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.54 CA$52.0

$26.04 CA$36.06

44.16%

Internet (50+ Mbps, Unlimited Data)

$54.5 CA$75.5

$54.6 CA$75.6

-0.11%

Gym Membership (Monthly)

$55.5 CA$76.9

$36.60 CA$50.7

51.67%

Tennis Court (1 Hour on Weekend)

$21.15 CA$29.28

$29.98 CA$41.51

-29.45%

Cinema Ticket

$11.56 CA$16.00

$9.36 CA$12.95

23.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,129 CA$1,564

$561 CA$776

101.47%

International Primary School, 1 Child (Yearly)

$18.0K CA$24.9K

$11.8K CA$16.3K

52.86%

Jeans (Levis 501 Or Similar)

$56.9 CA$78.8

$50.3 CA$69.7

13.16%

Summer Dress (H&M, Zara, etc)

$39.96 CA$55.3

$25.82 CA$35.75

54.76%

Sport Shoes (Adidas, Nike)

$89.7 CA$124

$63.4 CA$87.8

41.43%

Men's Leather Business Shoes

$114 CA$158

$70.2 CA$97.1

62.81%

1-bedroom Apartment, City Center (Monthly)

$1,849 CA$2,561

$1,391 CA$1,926

32.92%

1-bedroom Apartment, Outside City Center (Monthly)

$1,560 CA$2,159

$1,180 CA$1,633

32.20%

3-bedroom Apartment, City Center (Monthly)

$2,925 CA$4,051

$2,052 CA$2,841

42.56%

3-bedroom Apartment, Outside City Center (Monthly)

$2,470 CA$3,420

$2,071 CA$2,867

19.28%

Buy Apartment in City Center (m2)

$9,085 CA$12.6K

$5,057 CA$7,002

79.64%

Buy Apartment Outside City Center (m2)

$7,036 CA$9,742

$3,973 CA$5,501

77.09%

Average Monthly Net Salary (After Tax)

$3,572 CA$4,946

$3,072 CA$4,253

16.28%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.16

6.31

-18.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: May 31, 2026

Last update for Brantford: June 2, 2026

Cost Breakdown

A central one-bedroom costs $1,849 in Toronto versus $1,391 in Brantford. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 16% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $82.0 in Toronto versus $65.0 in Brantford. Monthly groceries follow the same trend: $396 vs $271 – making Brantford the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Brantford: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,811 in Toronto, $2,099 in Brantford – roughly 34% apart. Toronto costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $4,216 per month in Toronto and $3,148 in Brantford. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Brantford, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,811 in Toronto and $2,099 in Brantford. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 112% less in Brantford. For daily commuters, that gap adds up to noticeable savings over a year.

A $3,000 monthly budget goes further in Brantford, where all-in costs run around $2,099, than in Toronto at $2,811. In Brantford it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Brantford – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Brantford. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.