🙂Monthly costs for one person with rent: $765 in Boracay versus $1,396 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,164 in Boracay versus $2,334 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $1,562 in Boracay versus $3,273 in Ubud, Bali.
🌍Living in Boracay costs roughly 45% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Boracay is 44% below, Ubud, Bali is 2% above.
Currency
🍽 Eating Out
Boracay
Ubud, Bali
Difference
Meal at Budget Restaurant
$5.47₱342
$3.37Rp 59.5K
62.31%
Three-Course Dinner for Two, Mid-Range
$19.41₱1,215
$38.59Rp 680.3K
-49.70%
Fast Food Meal(McDonalds, etc)
$5.85₱366
$5.52Rp 97.3K
5.98%
Cappuccino
$2.25₱141
$2.64Rp 46.6K
-14.77%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.67₱41.81
$1.67Rp 29.5K
-59.88%
Water(0.33 liter bottle)
$0.23₱14.28
$0.77Rp 13.6K
-70.13%
Local Beer(0.5 liter draught)
$1.08₱67.6
$2.63Rp 46.4K
-58.94%
Imported Beer(0.33 liter bottle)
$1.93₱121
$4.28Rp 75.5K
-54.91%
🛒 Groceries & Markets
Boracay
Ubud, Bali
Difference
Milk(1 liter)
$1.63₱102
$1.55Rp 27.3K
5.16%
White Bread(500g)
$1.08₱67.3
$2.22Rp 39.2K
-51.35%
Rice(white)(1kg)
$0.97₱60.6
$1.13Rp 19.8K
-14.16%
Eggs
$1.88₱117
$2.09Rp 36.8K
-10.05%
Local Cheese(1kg)
$5.24₱328
$17.39Rp 306.6K
-69.87%
Chicken Fillets(1kg)
$4.01₱251
$3.87Rp 68.2K
3.62%
Beef Round Steak(1kg)
$7.61₱476
$12.55Rp 221.2K
-39.36%
Apples(1kg)
$2.55₱159
$3.62Rp 63.8K
-29.56%
Banana(1kg)
$1.55₱96.9
$1.56Rp 27.5K
-0.64%
Oranges(1kg)
$2.04₱128
$2.35Rp 41.5K
-13.19%
Tomato(1kg)
$0.99₱62.2
$2.06Rp 36.2K
-51.94%
Potato(1kg)
$2.00₱125
$1.90Rp 33.5K
5.26%
Onion(1kg)
$1.81₱113
$2.34Rp 41.2K
-22.65%
Lettuce(1 head)
$0.91₱56.8
$1.03Rp 18.2K
-11.65%
Water(1.5 liter bottle)
$0.61₱38.39
$0.55Rp 9,779
10.91%
Cigarettes 20 Pack(Marlboro, Camel)
$2.37₱148
$2.25Rp 39.7K
5.33%
Wine(Bottle)
$8.11₱508
$23.81Rp 419.7K
-65.94%
Local Beer(0.5 liter bottle)
$1.00₱62.5
$2.31Rp 40.8K
-56.71%
Imported Beer(0.33 liter bottle)
$1.96₱122
$2.80Rp 49.4K
-30.00%
🚌 Getting Around
Boracay
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.25₱15.52
$0.27Rp 4,802
-7.41%
Public Transport Monthly Pass(Regular Price)
$10.29₱644
$8.66Rp 152.7K
18.82%
Taxi Start(Normal Tariff)
$0.76₱47.54
$0.48Rp 8,489
58.33%
Taxi(Normal Tariff)(1km)
$0.23₱14.22
$0.45Rp 7,863
-48.89%
Taxi 1hour Waiting(Normal Tariff)
$1.70₱106
$5.72Rp 100.8K
-70.28%
Gasoline(1 liter)
$1.16₱72.5
$0.76Rp 13.4K
52.63%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.4K₱1.3M
$24.5KRp 431.6M
-16.68%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.9K₱1.2M
$32.1KRp 566.3M
-38.09%
🧾 Monthly Utilities & Internet
Boracay
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$111₱6,942
$83.6Rp 1.5M
32.73%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$15.94₱998
$6.46Rp 113.8K
146.75%
Internet(50+ Mbps, Unlimited Data)
$34.58₱2,165
$18.99Rp 334.8K
82.10%
🎉 Sport & Entertainment
Boracay
Ubud, Bali
Difference
Gym Membership(Monthly)
$34.63₱2,168
$56.0Rp 986.8K
-38.13%
Tennis Court(1 Hour on Weekend)
$4.53₱284
$18.62Rp 328.2K
-75.67%
Cinema Ticket
$5.23₱328
$4.28Rp 75.5K
22.20%
🧸 Childcare & Education
Boracay
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$153₱9,560
$487Rp 8.6M
-68.61%
International Primary School, 1 Child(Yearly)
$8,190₱512.7K
$5,856Rp 103.2M
39.87%
👕👟 Clothing & Footwear
Boracay
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$29.35₱1,838
$45.56Rp 803.2K
-35.58%
Summer Dress(H&M, Zara, etc)
$18.32₱1,147
$36.38Rp 641.4K
-49.64%
Sport Shoes(Adidas, Nike)
$61.6₱3,854
$82.0Rp 1.4M
-24.88%
Men's Leather Business Shoes
$63.1₱3,948
$80.4Rp 1.4M
-21.54%
🏠 Accommodation & Living
Boracay
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$270₱16.9K
$1,117Rp 19.7M
-75.79%
1-bedroom Apartment, Outside City Center(Monthly)
$175₱11.0K
$701Rp 12.4M
-75.04%
3-bedroom Apartment, City Center(Monthly)
$504₱31.6K
$3,537Rp 62.4M
-85.74%
3-bedroom Apartment, Outside City Center(Monthly)
$358₱22.4K
$1,762Rp 31.1M
-79.70%
Buy Apartment in City Center(m2)
$2,625₱164.3K
$2,826Rp 49.8M
-7.10%
Buy Apartment Outside City Center(m2)
$1,058₱66.2K
$2,292Rp 40.4M
-53.84%
💵 Salaries & Financials
Boracay
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$235₱14.7K
$170Rp 3.0M
38.53%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.75
13.78
-51.02%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Boracay: August 31, 2026
Last update for Ubud, Bali: August 31, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $270 in Boracay and $1,117 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Boracay pays 39% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $19.00 in Boracay vs $39.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $178 vs $293 per month, with Boracay cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Boracay vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Boracay and in Ubud, Bali?
Boracay and Ubud, Bali differ by about 83% in total monthly costs ($765 vs $1,396 including rent). Boracay is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Boracay or Ubud, Bali?
Average pay runs 39% higher in Boracay, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Boracay and in Ubud, Bali?
Rent for a central apartment: $270 in Boracay versus $1,117 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 65% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Which city has cheaper restaurants?
Dining out is cheaper in Boracay – a meal for two runs $19.00 versus $39.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $2,000 per month?
At $765 in Boracay versus $1,396 in Ubud, Bali, a $2,000 budget is realistic in Boracay but tight or insufficient in Ubud, Bali. The gap between the two cities makes Boracay the clear choice for anyone on this budget.
How does quality of life compare between Boracay and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Boracay or Ubud, Bali safer for residents?
Safety-wise, Boracay and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Boracay or Ubud, Bali?
Expats usually find Boracay gentler on the wallet – expenses run 83% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.