Last update: Oct 2026

Cost of Living Comparison Between Boracay and Ubud, Bali

For one person, living is cheaper in Boracay: $767 a month against $1,353 in Ubud, Bali, rent and utilities included – about $7,000 less a year. Rent and utilities account for most of the difference.

37

Cost of Living Index in Boracay
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Boracay Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Boracay

🇵🇭 Philippines

$767

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Boracay and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Boracay and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $767 in Boracay versus $1,353 in Ubud, Bali.

Boracay $767
Ubud, Bali $1,353

Estimated couple costs with rent: $1,309 in Boracay versus $2,297 in Ubud, Bali.

Boracay $1,309
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $1,852 in Boracay versus $3,241 in Ubud, Bali.

Boracay $1,852
Ubud, Bali $3,241

Living in Boracay costs roughly 43% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Boracay is 43% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$5.41 ₱341

$3.23 Rp 58.1K

67.49%

Three-Course Dinner for Two, Mid-Range

$19.31 ₱1,216

$34.88 Rp 627.8K

-44.64%

Fast Food Meal (McDonalds, etc)

$5.92 ₱373

$5.70 Rp 102.5K

3.86%

Cappuccino

$2.34 ₱147

$2.62 Rp 47.1K

-10.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.65 ₱41.15

$1.72 Rp 31.0K

-62.21%

Water (0.33 liter bottle)

$0.23 ₱14.45

$0.81 Rp 14.6K

-71.60%

Local Beer (0.5 liter draught)

$1.16 ₱73.1

$2.65 Rp 47.7K

-56.23%

Imported Beer (0.33 liter bottle)

$1.88 ₱118

$4.37 Rp 78.6K

-56.98%

Milk (1 liter)

$2.84 ₱179

$1.57 Rp 28.3K

80.89%

White Bread (500g)

$1.21 ₱76.3

$2.19 Rp 39.5K

-44.75%

Rice (white) (1kg)

$0.91 ₱57.4

$1.18 Rp 21.2K

-22.88%

Eggs

$1.89 ₱119

$2.16 Rp 38.8K

-12.50%

Local Cheese (1kg)

$5.35 ₱337

$17.65 Rp 317.7K

-69.69%

Chicken Fillets (1kg)

$4.69 ₱295

$3.78 Rp 68.0K

24.07%

Beef Round Steak (1kg)

$7.68 ₱484

$11.95 Rp 215.1K

-35.73%

Apples (1kg)

$2.64 ₱166

$3.60 Rp 64.8K

-26.67%

Banana (1kg)

$1.56 ₱98.0

$1.59 Rp 28.6K

-1.89%

Oranges (1kg)

$2.62 ₱165

$2.31 Rp 41.6K

13.42%

Tomato (1kg)

$1.27 ₱79.7

$1.91 Rp 34.3K

-33.51%

Potato (1kg)

$1.83 ₱115

$1.78 Rp 32.1K

2.81%

Onion (1kg)

$1.72 ₱108

$2.33 Rp 41.9K

-26.18%

Lettuce (1 head)

$0.89 ₱56.3

$1.00 Rp 18.0K

-11.00%

Water (1.5 liter bottle)

$0.51 ₱31.88

$0.53 Rp 9,509

-3.77%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 ₱144

$2.29 Rp 41.1K

-0.44%

Wine (Bottle)

$7.74 ₱487

$22.07 Rp 397.3K

-64.93%

Local Beer (0.5 liter bottle)

$1.05 ₱66.0

$2.35 Rp 42.2K

-55.32%

Imported Beer (0.33 liter bottle)

$2.05 ₱129

$2.98 Rp 53.6K

-31.21%

One-way Ticket (Public Transport)

$0.26 ₱16.36

$0.23 Rp 4,112

13.04%

Public Transport Monthly Pass (Regular Price)

$11.28 ₱710

$8.90 Rp 160.2K

26.74%

Taxi Start (Normal Tariff)

$0.77 ₱48.21

$0.47 Rp 8,466

63.83%

Taxi (Normal Tariff) (1km)

$0.19 ₱11.90

$0.43 Rp 7,737

-55.81%

Taxi 1hour Waiting (Normal Tariff)

$1.82 ₱114

$5.47 Rp 98.4K

-66.73%

Gasoline (1 liter)

$1.12 ₱70.5

$0.83 Rp 14.9K

34.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.5K ₱1.3M

$23.9K Rp 429.8M

-14.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$17.4K ₱1.1M

$32.8K Rp 590.1M

-46.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$109 ₱6,893

$80.0 Rp 1.4M

36.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.77 ₱930

$6.56 Rp 118.1K

125.15%

Internet (50+ Mbps, Unlimited Data)

$34.01 ₱2,141

$18.60 Rp 334.8K

82.85%

Gym Membership (Monthly)

$35.58 ₱2,240

$54.1 Rp 974.1K

-34.26%

Tennis Court (1 Hour on Weekend)

$5.31 ₱334

$18.28 Rp 329.0K

-70.95%

Cinema Ticket

$5.03 ₱317

$4.25 Rp 76.5K

18.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$113 ₱7,126

$493 Rp 8.9M

-77.03%

International Primary School, 1 Child (Yearly)

$7,986 ₱502.8K

$5,597 Rp 100.7M

42.68%

Jeans (Levis 501 Or Similar)

$32.97 ₱2,076

$45.58 Rp 820.4K

-27.67%

Summer Dress (H&M, Zara, etc)

$20.20 ₱1,272

$34.96 Rp 629.4K

-42.22%

Sport Shoes (Adidas, Nike)

$64.0 ₱4,031

$77.7 Rp 1.4M

-17.61%

Men's Leather Business Shoes

$53.1 ₱3,345

$78.5 Rp 1.4M

-32.34%

1-bedroom Apartment, City Center (Monthly)

$263 ₱16.6K

$1,131 Rp 20.4M

-76.72%

1-bedroom Apartment, Outside City Center (Monthly)

$173 ₱10.9K

$673 Rp 12.1M

-74.32%

3-bedroom Apartment, City Center (Monthly)

$520 ₱32.7K

$3,613 Rp 65.0M

-85.60%

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱39.0K

$1,702 Rp 30.6M

-63.60%

Buy Apartment in City Center (m2)

$2,427 ₱152.8K

$2,717 Rp 48.9M

-10.70%

Buy Apartment Outside City Center (m2)

$996 ₱62.7K

$2,241 Rp 40.3M

-55.54%

Average Monthly Net Salary (After Tax)

$226 ₱14.2K

$166 Rp 3.0M

35.69%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

13.78

-50.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Boracay: October 18, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Boracay

$197 25.7%

Ubud, Bali

$287 21.2% 45.8% $90

Accommodation & Living

Boracay

$173 22.5%

Ubud, Bali

$673 49.7% 289% $500

Monthly Utilities & Internet

Boracay

$158 20.6%

Ubud, Bali

$105 7.8% 33.5% $53

Eating Out

Boracay

$102 13.3%

Ubud, Bali

$106 7.9% 4.1% $4.2

Clothing & Footwear

Boracay

$77 10%

Ubud, Bali

$107 7.9% 39% $30

Sport & Entertainment

Boracay

$46 6%

Ubud, Bali

$63 4.6% 37.2% $17

Getting Around

Boracay

$14 1.8%

Ubud, Bali

$12 0.9% 11.4% $1.6

Cost Breakdown

A one-bedroom apartment in the center runs $263 in Boracay and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Boracay pays 36% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $19.00 in Boracay vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $197 vs $287 per month, with Boracay cheaper across the board.

Good to know

🇵🇭 Boracay

🇮🇩 Ubud, Bali

🕒 Local time

20:31 8:31 PM

Same time as Boracay

🌤 Weather

👥 Population

12,296

74,800

💱 Currency

Philippine Peso PHP ₱

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Boracay Ubud, Bali 2,390 km ≈ 3 h 30 min nonstop flight

From you

Boracay
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Boracay vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Boracay and Ubud, Bali differ by about 77% in total monthly costs ($767 vs $1,353 including rent). Boracay is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 36% higher in Boracay, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $263 in Boracay versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 46% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Boracay – a meal for two runs $19.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $767 in Boracay versus $1,353 in Ubud, Bali, a $2,000 budget is realistic in Boracay but tight or insufficient in Ubud, Bali. The gap between the two cities makes Boracay the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Boracay and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Boracay gentler on the wallet – expenses run 77% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.