😐Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $785 in Boracay.
😐Estimated couple costs with rent: $2,540 in Ubud, Bali versus $1,413 in Boracay.
😐Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $2,041 in Boracay.
😐Living in Ubud, Bali is roughly 81% more expensive than Boracay, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Ubud, Bali is 6% above, Boracay is 41% below.
Currency
🍽 Eating Out
Ubud, Bali
Boracay
Difference
Meal at Budget Restaurant
$3.56Rp 63.9K
$3.13₱193
13.74%
Three-Course Dinner for Two, Mid-Range
$32.73Rp 586.8K
$21.30₱1,314
53.66%
Fast Food Meal(McDonalds, etc)
$4.95Rp 88.7K
$4.91₱303
0.81%
Cappuccino
$2.71Rp 48.6K
$2.36₱146
14.83%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.34Rp 24.1K
$1.23₱75.8
8.94%
Water(0.33 liter bottle)
$0.70Rp 12.5K
$0.28₱17.46
150.00%
Local Beer(0.5 liter draught)
$2.92Rp 52.3K
$1.30₱80.2
124.62%
Imported Beer(0.33 liter bottle)
$3.96Rp 70.9K
$2.11₱130
87.68%
🛒 Groceries & Markets
Ubud, Bali
Boracay
Difference
Milk(1 liter)
$1.81Rp 32.4K
$1.75₱108
3.43%
White Bread(500g)
$2.52Rp 45.1K
$1.22₱75.1
106.56%
Rice(white)(1kg)
$1.16Rp 20.8K
$0.85₱52.4
36.47%
Eggs
$2.46Rp 44.1K
$2.64₱163
-6.82%
Local Cheese(1kg)
$14.71Rp 263.7K
$7.83₱483
87.87%
Chicken Fillets(1kg)
$4.32Rp 77.4K
$4.30₱266
0.47%
Beef Round Steak(1kg)
$12.14Rp 217.5K
$7.49₱462
62.08%
Apples(1kg)
$3.84Rp 68.8K
$2.98₱184
28.86%
Banana(1kg)
$1.56Rp 27.9K
$1.47₱90.6
6.12%
Oranges(1kg)
$2.83Rp 50.8K
$2.58₱159
9.69%
Tomato(1kg)
$2.33Rp 41.7K
$1.43₱88.3
62.94%
Potato(1kg)
$1.91Rp 34.3K
$1.76₱108
8.52%
Onion(1kg)
$2.20Rp 39.5K
$2.62₱162
-16.03%
Lettuce(1 head)
$1.01Rp 18.2K
$1.07₱66.1
-5.61%
Water(1.5 liter bottle)
$0.78Rp 13.9K
$0.71₱44.01
9.86%
Cigarettes 20 Pack(Marlboro, Camel)
$3.32Rp 59.4K
$3.81₱235
-12.86%
Wine(Bottle)
$23.74Rp 425.5K
$7.95₱491
198.62%
Local Beer(0.5 liter bottle)
$2.79Rp 50.0K
$1.15₱71.2
142.61%
Imported Beer(0.33 liter bottle)
$2.86Rp 51.3K
$1.96₱121
45.92%
🚌 Getting Around
Ubud, Bali
Boracay
Difference
One-way Ticket(Public Transport)
$0.27Rp 4,819
$0.36₱22.51
-25.00%
Public Transport Monthly Pass(Regular Price)
$8.03Rp 143.9K
-
-
Taxi Start(Normal Tariff)
$0.46Rp 8,181
$0.81₱49.99
-43.21%
Taxi(Normal Tariff)(1km)
$0.45Rp 8,068
$0.22₱13.57
104.55%
Taxi 1hour Waiting(Normal Tariff)
$6.10Rp 109.3K
$2.19₱135
178.54%
Gasoline(1 liter)
$0.79Rp 14.2K
$1.26₱77.9
-37.30%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1KRp 468.8M
$26.4K₱1.6M
-0.83%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.1KRp 575.8M
$20.5K₱1.3M
56.74%
🧾 Monthly Utilities & Internet
Ubud, Bali
Boracay
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$79.9Rp 1.4M
$114₱7,039
-29.93%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.06Rp 72.9K
$8.80₱543
-53.86%
Internet(50+ Mbps, Unlimited Data)
$23.52Rp 421.6K
$38.04₱2,347
-38.17%
🎉 Sport & Entertainment
Ubud, Bali
Boracay
Difference
Gym Membership(Monthly)
$98.7Rp 1.8M
$52.2₱3,218
89.26%
Tennis Court(1 Hour on Weekend)
$6.63Rp 118.8K
$4.52₱279
46.68%
Cinema Ticket
$4.15Rp 74.3K
$4.12₱254
0.73%
🧸 Childcare & Education
Ubud, Bali
Boracay
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$304Rp 5.4M
$155₱9,537
96.66%
International Primary School, 1 Child(Yearly)
$6,613Rp 118.5M
$3,962₱244.5K
66.91%
👕👟 Clothing & Footwear
Ubud, Bali
Boracay
Difference
Jeans(Levis 501 Or Similar)
$55.5Rp 995.6K
$46.06₱2,842
20.58%
Summer Dress(H&M, Zara, etc)
$38.31Rp 686.7K
$26.47₱1,633
44.73%
Sport Shoes(Adidas, Nike)
$88.6Rp 1.6M
$76.0₱4,689
16.59%
Men's Leather Business Shoes
$77.9Rp 1.4M
$53.0₱3,269
47.01%
🏠 Accommodation & Living
Ubud, Bali
Boracay
Difference
1-bedroom Apartment, City Center(Monthly)
$1,006Rp 18.0M
$269₱16.6K
274.57%
1-bedroom Apartment, Outside City Center(Monthly)
$675Rp 12.1M
$174₱10.8K
287.30%
3-bedroom Apartment, City Center(Monthly)
$3,442Rp 61.7M
$583₱35.9K
490.78%
3-bedroom Apartment, Outside City Center(Monthly)
$2,039Rp 36.6M
$758₱46.8K
169.02%
Buy Apartment in City Center(m2)
$2,841Rp 50.9M
$2,470₱152.4K
15.05%
Buy Apartment Outside City Center(m2)
$2,264Rp 40.6M
$983₱60.7K
130.21%
💵 Salaries & Financials
Ubud, Bali
Boracay
Difference
Average Monthly Net Salary(After Tax)
$165Rp 3.0M
$235₱14.5K
-29.56%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
6.67
99.10%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: June 1, 2026
Last update for Boracay: May 31, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $269 in Boracay. Housing cost is often the main lever when comparing two cities.
💰Boracay pays 42% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $33.00 in Ubud, Bali vs $21.00 in Boracay for a mid-range dinner for two. Groceries echo the gap at $302 vs $201 per month, with Boracay cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Boracay: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Ubud, Bali and Boracay?
Ubud, Bali and Boracay differ by about 81% in total monthly costs ($1,419 vs $785 including rent). Boracay is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, Boracay earns 42% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Ubud, Bali and Boracay?
Rent for a central apartment: $1,006 in Ubud, Bali versus $269 in Boracay. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Ubud, Bali and Boracay?
Childcare runs $304 in Ubud, Bali versus $155 in Boracay. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper restaurants?
Dining out is cheaper in Boracay – a meal for two runs $21.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $2,000 per month?
At $785 in Boracay versus $1,419 in Ubud, Bali, a $2,000 budget is realistic in Boracay but tight or insufficient in Ubud, Bali. The gap between the two cities makes Boracay the clear choice for anyone on this budget.
How does quality of life compare between Ubud, Bali and Boracay?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Ubud, Bali or Boracay safer for residents?
Safety-wise, Ubud, Bali and Boracay are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Ubud, Bali or Boracay?
Expats usually find Boracay gentler on the wallet – expenses run 81% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared