Last update: Oct 2026

Cost of Living Comparison Between Bogota and Masaya

For one person, living is cheaper in Masaya: $824 a month against $1,323 in Bogota, rent and utilities included – about $6,000 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Bogota
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Bogota Living Index
40

Cost of Living Index in Masaya
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Masaya Living Index

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Bogota

🇨🇴 Colombia

$1,323

/mo nomad

Masaya

🇳🇮 Nicaragua

$824

/mo nomad

Monthly Cost of Living

How much you'll spend in Bogota and in Masaya

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bogota and in Masaya actually costs, broken down by who's living it.

A single person spends $1,323 per month in Bogota vs $824 in Masaya, rent included.

Bogota $1,323
Masaya $824

A couple spends around $2,110 per month in Bogota vs $1,287 in Masaya, rent included.

Bogota $2,110
Masaya $1,287

A family of three spends $2,897 per month in Bogota vs $1,749 in Masaya, rent included.

Bogota $2,897
Masaya $1,749

Bogota costs about 61% more than Masaya, and outside of rent the biggest gap is in transport.

Both Bogota and Masaya are more affordable than the global median – Bogota 2% lower, Masaya 39% lower.

Meal at Budget Restaurant

$7.65 COP 24.3K

$10.03 NIO 367

-23.73%

Three-Course Dinner for Two, Mid-Range

$41.44 COP 131.4K

$34.86 NIO 1,277

18.88%

Fast Food Meal (McDonalds, etc)

$10.38 COP 32.9K

$7.83 NIO 287

32.57%

Cappuccino

$2.53 COP 8,011

$2.55 NIO 93.6

-0.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 COP 4,277

$0.91 NIO 33.39

48.35%

Water (0.33 liter bottle)

$0.87 COP 2,752

$0.70 NIO 25.47

24.29%

Local Beer (0.5 liter draught)

$2.06 COP 6,542

$1.46 NIO 53.5

41.10%

Imported Beer (0.33 liter bottle)

$3.98 COP 12.6K

$2.24 NIO 81.9

77.68%

Milk (1 liter)

$1.65 COP 5,240

$1.27 NIO 46.37

29.92%

White Bread (500g)

$2.40 COP 7,618

$2.33 NIO 85.4

3.00%

Rice (white) (1kg)

$1.69 COP 5,345

$1.86 NIO 68.2

-9.14%

Eggs

$3.54 COP 11.2K

$2.38 NIO 87.2

48.74%

Local Cheese (1kg)

$7.89 COP 25.0K

$11.41 NIO 418

-30.85%

Chicken Fillets (1kg)

$7.30 COP 23.1K

$6.49 NIO 238

12.48%

Beef Round Steak (1kg)

$9.87 COP 31.3K

$7.57 NIO 277

30.38%

Apples (1kg)

$3.58 COP 11.4K

$3.93 NIO 144

-8.91%

Banana (1kg)

$1.84 COP 5,822

$0.61 NIO 22.40

201.64%

Oranges (1kg)

$1.90 COP 6,012

$1.84 NIO 67.3

3.26%

Tomato (1kg)

$1.74 COP 5,517

$2.53 NIO 92.6

-31.23%

Potato (1kg)

$1.41 COP 4,484

$4.04 NIO 148

-65.10%

Onion (1kg)

$1.37 COP 4,332

$2.27 NIO 83.3

-39.65%

Lettuce (1 head)

$1.30 COP 4,131

$1.06 NIO 38.71

22.64%

Water (1.5 liter bottle)

$1.15 COP 3,643

$1.01 NIO 37.06

13.86%

Cigarettes 20 Pack (Marlboro, Camel)

$4.32 COP 13.7K

$2.80 NIO 103

54.29%

Wine (Bottle)

$12.76 COP 40.5K

$14.46 NIO 530

-11.76%

Local Beer (0.5 liter bottle)

$1.43 COP 4,542

$1.47 NIO 53.9

-2.72%

Imported Beer (0.33 liter bottle)

$2.83 COP 8,986

$2.23 NIO 81.8

26.91%

One-way Ticket (Public Transport)

$1.08 COP 3,434

Public Transport Monthly Pass (Regular Price)

$50.8 COP 161.1K

Taxi Start (Normal Tariff)

$2.38 COP 7,550

$1.67 NIO 61.2

42.51%

Taxi (Normal Tariff) (1km)

$2.34 COP 7,411

$1.62 NIO 59.2

44.44%

Taxi 1hour Waiting (Normal Tariff)

$9.20 COP 29.2K

$6.92 NIO 254

32.95%

Gasoline (1 liter)

$1.33 COP 4,213

$1.31 NIO 47.98

1.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.5K COP 74.4M

$23.3K NIO 855.0K

0.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.6K COP 113.0M

$26.8K NIO 980.3K

33.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$125 COP 397.8K

$154 NIO 5,651

-18.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.29 COP 51.6K

$19.49 NIO 714

-16.42%

Internet (50+ Mbps, Unlimited Data)

$30.21 COP 95.8K

$32.65 NIO 1,196

-7.47%

Gym Membership (Monthly)

$34.11 COP 108.2K

Tennis Court (1 Hour on Weekend)

$15.37 COP 48.7K

Cinema Ticket

$7.84 COP 24.8K

$8.99 NIO 329

-12.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$501 COP 1.6M

$232 NIO 8,481

116.51%

International Primary School, 1 Child (Yearly)

$7,450 COP 23.6M

$5,944 NIO 217.7K

25.34%

Jeans (Levis 501 Or Similar)

$82.8 COP 262.6K

$59.8 NIO 2,189

38.59%

Summer Dress (H&M, Zara, etc)

$47.40 COP 150.3K

$64.6 NIO 2,364

-26.58%

Sport Shoes (Adidas, Nike)

$142 COP 449.4K

$124 NIO 4,553

14.00%

Men's Leather Business Shoes

$106 COP 337.4K

$147 NIO 5,367

-27.38%

1-bedroom Apartment, City Center (Monthly)

$803 COP 2.5M

1-bedroom Apartment, Outside City Center (Monthly)

$452 COP 1.4M

3-bedroom Apartment, City Center (Monthly)

$1,244 COP 3.9M

3-bedroom Apartment, Outside City Center (Monthly)

$974 COP 3.1M

Buy Apartment in City Center (m2)

$2,816 COP 8.9M

Buy Apartment Outside City Center (m2)

$2,354 COP 7.5M

Average Monthly Net Salary (After Tax)

$813 COP 2.6M

20-Year Fixed Mortgage Interest Rate (Annual %)

12.81

11.92

7.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bogota: October 11, 2026

Last update for Masaya: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bogota

$452 34.1%

Masaya

- * 0% 100%

Groceries & Markets

Bogota

$261 19.7%

Masaya

$259 31.5% 0.5% $1.3

Monthly Utilities & Internet

Bogota

$172 13%

Masaya

$206 25.1% 20.1% $34

Clothing & Footwear

Bogota

$170 12.9%

Masaya

$178 21.6% 4.4% $7.6

Eating Out

Bogota

$150 11.3%

Masaya

$153 18.5% 1.9% $2.8

Getting Around

Bogota

$69 5.2%

Masaya

$9.8 * 1.2% 85.9% $59

Sport & Entertainment

Bogota

$50 3.8%

Masaya

$18 * 2.2% 63.9% $32

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $41.00 in Bogota versus $35.00 in Masaya. Monthly groceries follow the same trend: $261 vs $259 – making Masaya the more affordable choice for daily food spending.

Good to know

🇨🇴 Bogota

🇳🇮 Masaya

🕒 Local time

19:03 7:03 PM

18:03 6:03 PM

1 h behind Bogota

🌤 Weather

👥 Population

8,181,047 Capital

178,835

💱 Currency

Colombian Peso COP $

Nicaraguan Córdoba NIO C$

📈 Exchange rate

10,000 COP = 3.15 USD

10,000 COP = 2.81 EUR

100 NIO = 2.73 USD

100 NIO = 2.43 EUR

Exchange rates and currency converter

NIO, USD, EUR to COP – Colombian Peso Converter

🇺🇸 United States Dollar ($)

🇨🇴 Colombian Peso ($)

Colombian Peso exchange rates as of October 18, 2026: 1 USD = 3,171 COP (10,000 COP = 3.15 USD). 1 EUR = 3,565 COP (10,000 COP = 2.81 EUR).

Nicaraguan Córdoba exchange rates as of October 18, 2026: 1 USD = 36.62 NIO (100 NIO = 2.73 USD). 1 EUR = 41.17 NIO (100 NIO = 2.43 EUR).

USD to COP in detail →

On the map

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Highest

Between locations

Bogota Masaya 1,550 km ≈ 2 h 30 min nonstop flight

From you

Bogota
Masaya

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bogota vs Masaya: Cost of Living - Frequently Asked Questions

Yes – Bogota is pricier by about 61%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $1,985 per month in Bogota and $1,236 in Masaya. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $41.00 in Bogota and $35.00 in Masaya. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 1% more in Bogota, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Masaya, where all-in costs run around $824, than in Bogota at $1,323. In Masaya it covers expenses comfortably, while in Bogota it requires careful planning or may not stretch far enough.

Families tend to lean toward Masaya – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Masaya. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bogota makes more sense. Both are solid long-term options with distinct trade-offs.