😐Monthly costs for one person with rent: $970 in Bishkek versus $688 in Surabaya.
😐Estimated couple costs with rent: $1,500 in Bishkek versus $1,205 in Surabaya.
😐Monthly costs for a family of three with rent: $2,030 in Bishkek versus $1,722 in Surabaya.
🌍Living in Bishkek is roughly 41% more expensive than in Surabaya, driven mainly by Eating Out.
📊Both cities sit below the global median: Bishkek29% lower, Surabaya50% lower.
Currency
🍽 Eating Out
Bishkek
Surabaya
Difference
Meal at Budget Restaurant
$6.79KGS 593
$1.66Rp 29.3K
309.04%
Three-Course Dinner for Two, Mid-Range
$28.78KGS 2,516
$11.40Rp 201.0K
152.46%
Fast Food Meal(McDonalds, etc)
$5.81KGS 508
$3.24Rp 57.2K
79.32%
Cappuccino
$2.49KGS 217
$1.56Rp 27.5K
59.62%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.75KGS 65.6
$0.56Rp 9,841
33.93%
Water(0.33 liter bottle)
$0.38KGS 32.86
$0.26Rp 4,572
46.15%
Local Beer(0.5 liter draught)
$1.40KGS 123
$2.25Rp 39.6K
-37.78%
Imported Beer(0.33 liter bottle)
$1.90KGS 166
$4.37Rp 77.0K
-56.52%
🛒 Groceries & Markets
Bishkek
Surabaya
Difference
Milk(1 liter)
$1.04KGS 90.6
$1.21Rp 21.4K
-14.05%
White Bread(500g)
$0.42KGS 36.62
$1.34Rp 23.7K
-68.66%
Rice(white)(1kg)
$1.73KGS 151
$0.86Rp 15.2K
101.16%
Eggs
$1.70KGS 149
$1.21Rp 21.2K
40.50%
Local Cheese(1kg)
$7.45KGS 651
$7.80Rp 137.5K
-4.49%
Chicken Fillets(1kg)
$4.71KGS 412
$2.96Rp 52.2K
59.12%
Beef Round Steak(1kg)
$8.56KGS 748
$7.87Rp 138.8K
8.77%
Apples(1kg)
$1.41KGS 123
$2.02Rp 35.7K
-30.20%
Banana(1kg)
$1.79KGS 157
$1.33Rp 23.4K
34.59%
Oranges(1kg)
$2.02KGS 177
$1.87Rp 32.9K
8.02%
Tomato(1kg)
$1.55KGS 135
$1.52Rp 26.9K
1.97%
Potato(1kg)
$0.59KGS 51.2
$1.37Rp 24.2K
-56.93%
Onion(1kg)
$0.47KGS 41.52
$1.93Rp 34.0K
-75.65%
Lettuce(1 head)
$0.74KGS 65.1
$0.97Rp 17.2K
-23.71%
Water(1.5 liter bottle)
$0.58KGS 50.7
$0.40Rp 7,050
45.00%
Cigarettes 20 Pack(Marlboro, Camel)
$2.02KGS 176
$1.96Rp 34.5K
3.06%
Wine(Bottle)
$9.27KGS 811
$25.35Rp 447.0K
-63.43%
Local Beer(0.5 liter bottle)
$1.38KGS 121
$1.71Rp 30.1K
-19.30%
Imported Beer(0.33 liter bottle)
$2.00KGS 175
$2.89Rp 50.9K
-30.80%
🚌 Getting Around
Bishkek
Surabaya
Difference
One-way Ticket(Public Transport)
$0.24KGS 21.05
$0.36Rp 6,271
-33.33%
Public Transport Monthly Pass(Regular Price)
$11.50KGS 1,005
-
-
Taxi Start(Normal Tariff)
$0.83KGS 72.8
$0.47Rp 8,334
76.60%
Taxi(Normal Tariff)(1km)
$0.48KGS 41.87
$0.47Rp 8,293
2.13%
Taxi 1hour Waiting(Normal Tariff)
$5.62KGS 491
$2.70Rp 47.7K
108.15%
Gasoline(1 liter)
$0.96KGS 83.9
$0.80Rp 14.2K
20.00%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.1KKGS 2.6M
$24.7KRp 435.5M
21.73%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.7KKGS 2.9M
$33.1KRp 583.3M
-1.04%
🧾 Monthly Utilities & Internet
Bishkek
Surabaya
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$50.6KGS 4,425
$88.9Rp 1.6M
-43.08%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$5.81KGS 508
$4.83Rp 85.2K
20.29%
Internet(50+ Mbps, Unlimited Data)
$12.03KGS 1,052
$19.84Rp 349.7K
-39.36%
🎉 Sport & Entertainment
Bishkek
Surabaya
Difference
Gym Membership(Monthly)
$54.3KGS 4,748
$18.57Rp 327.4K
192.41%
Tennis Court(1 Hour on Weekend)
$14.55KGS 1,272
$6.54Rp 115.3K
122.48%
Cinema Ticket
$5.62KGS 492
$2.65Rp 46.7K
112.08%
🧸 Childcare & Education
Bishkek
Surabaya
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$221KGS 19.3K
$286Rp 5.0M
-22.63%
International Primary School, 1 Child(Yearly)
$7,696KGS 672.8K
$9,694Rp 170.9M
-20.62%
👕👟 Clothing & Footwear
Bishkek
Surabaya
Difference
Jeans(Levis 501 Or Similar)
$55.7KGS 4,871
$71.2Rp 1.3M
-21.78%
Summer Dress(H&M, Zara, etc)
$43.80KGS 3,830
$39.47Rp 695.8K
10.97%
Sport Shoes(Adidas, Nike)
$91.7KGS 8,018
$81.5Rp 1.4M
12.48%
Men's Leather Business Shoes
$91.5KGS 7,998
$74.9Rp 1.3M
22.12%
🏠 Accommodation & Living
Bishkek
Surabaya
Difference
1-bedroom Apartment, City Center(Monthly)
$580KGS 50.7K
$290Rp 5.1M
100.14%
1-bedroom Apartment, Outside City Center(Monthly)
$416KGS 36.3K
$150Rp 2.6M
177.89%
3-bedroom Apartment, City Center(Monthly)
$1,075KGS 94.0K
$1,276Rp 22.5M
-15.74%
3-bedroom Apartment, Outside City Center(Monthly)
$717KGS 62.7K
$618Rp 10.9M
16.03%
Buy Apartment in City Center(m2)
$1,773KGS 155.0K
$2,231Rp 39.3M
-20.54%
Buy Apartment Outside City Center(m2)
$1,195KGS 104.4K
$1,073Rp 18.9M
11.30%
💵 Salaries & Financials
Bishkek
Surabaya
Difference
Average Monthly Net Salary(After Tax)
$502KGS 43.9K
$277Rp 4.9M
80.97%
20-Year Fixed Mortgage Interest Rate(Annual %)
20.22
7.5
169.60%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Bishkek: August 29, 2026
Last update for Surabaya: September 1, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $580 in Bishkek and $290 in Surabaya. Housing cost is often the main lever when comparing two cities.
💰Bishkek pays 81% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $29.00 in Bishkek vs $11.00 in Surabaya. Groceries flip the comparison at $176 vs $211, with Bishkek cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Bishkek vs Surabaya: Cost of Living - Frequently Asked Questions
Is Surabaya cheaper than Bishkek?
Surabaya is cheaper overall, especially in Clothing & Footwear, Eating Out, Sport & Entertainment, Getting Around. The 41% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Bishkek or Surabaya?
Average pay runs 81% higher in Bishkek, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Bishkek and Surabaya?
Rent for a central apartment: $580 in Bishkek versus $290 in Surabaya. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $221 in Bishkek versus $286 in Surabaya. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is eating out cheaper in Bishkek or in Surabaya?
Dining out is cheaper in Surabaya – a meal for two runs $11.00 versus $29.00 in Bishkek. If you eat out regularly, this makes a real dent in your monthly spending.
Is $2,000 a realistic budget for living in Bishkek or in Surabaya?
At $688 in Surabaya versus $970 in Bishkek, a $2,000 budget is realistic in Surabaya but tight or insufficient in Bishkek. The gap between the two cities makes Surabaya the clear choice for anyone on this budget.
Is Bishkek or Surabaya more family-friendly?
For families, Surabaya is more practical. Housing and childcare are both notably cheaper than in Bishkek, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Bishkek or Surabaya?
Safety-wise, Bishkek and Surabaya are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Surabaya gentler on the wallet – expenses run 41% less than in Bishkek. Beyond cost, consider language, visa policies, and how big the international community is in each city.