Last update: Oct 2026

Cost of Living Comparison Between Binghamton, NY and Chicago, IL

For one person, living is cheaper in Binghamton, NY: $2,256 a month against $3,185 in Chicago, IL, rent and utilities included – about $11,100 less a year. Rent and utilities account for most of the difference.

110

Cost of Living Index in Binghamton, NY
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Binghamton, NY Living Index
153

Cost of Living Index in Chicago, IL
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Chicago, IL Living Index

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Binghamton, NY

🇺🇸 United States

$2,256

/mo nomad

Chicago, IL

🇺🇸 United States

$3,185

/mo nomad

Monthly Cost of Living

How much you'll spend in Binghamton, NY and in Chicago, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Binghamton, NY and in Chicago, IL actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,256 in Binghamton, NY versus $3,185 in Chicago, IL.

Binghamton, NY $2,256
Chicago, IL $3,185

Estimated couple costs with rent: $3,410 in Binghamton, NY versus $4,631 in Chicago, IL.

Binghamton, NY $3,410
Chicago, IL $4,631

Monthly costs for a family of three with rent: $4,565 in Binghamton, NY versus $6,077 in Chicago, IL.

Binghamton, NY $4,565
Chicago, IL $6,077

Living in Binghamton, NY costs roughly 29% less than in Chicago, IL, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Binghamton, NY 67% above, Chicago, IL 136% above.

Meal at Budget Restaurant

$18.32 $18.32

$21.58 $21.58

-15.11%

Three-Course Dinner for Two, Mid-Range

$49.62 $49.62

$88.7 $88.7

-44.03%

Fast Food Meal (McDonalds, etc)

$11.07 $11.07

$13.20 $13.20

-16.14%

Cappuccino

$4.82 $4.82

$5.59 $5.59

-13.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.14 $2.14

$2.63 $2.63

-18.63%

Water (0.33 liter bottle)

$1.57 $1.57

$2.26 $2.26

-30.53%

Local Beer (0.5 liter draught)

$5.08 $5.08

$7.11 $7.11

-28.55%

Imported Beer (0.33 liter bottle)

$6.14 $6.14

$9.23 $9.23

-33.48%

Milk (1 liter)

$0.83 $0.83

$1.28 $1.28

-35.16%

White Bread (500g)

$3.52 $3.52

$3.84 $3.84

-8.33%

Rice (white) (1kg)

$4.17 $4.17

$5.07 $5.07

-17.75%

Eggs

$3.79 $3.79

$4.84 $4.84

-21.69%

Local Cheese (1kg)

$12.36 $12.36

$14.17 $14.17

-12.77%

Chicken Fillets (1kg)

$12.00 $12.00

$14.61 $14.61

-17.86%

Beef Round Steak (1kg)

$14.54 $14.54

$18.76 $18.76

-22.49%

Apples (1kg)

$5.37 $5.37

$5.19 $5.19

3.47%

Banana (1kg)

$1.78 $1.78

$2.00 $2.00

-11.00%

Oranges (1kg)

$5.11 $5.11

$4.00 $4.00

27.75%

Tomato (1kg)

$6.29 $6.29

$4.98 $4.98

26.31%

Potato (1kg)

$3.87 $3.87

$2.79 $2.79

38.71%

Onion (1kg)

$3.58 $3.58

$2.65 $2.65

35.09%

Lettuce (1 head)

$2.36 $2.36

$2.13 $2.13

10.80%

Water (1.5 liter bottle)

$2.96 $2.96

$3.09 $3.09

-4.21%

Cigarettes 20 Pack (Marlboro, Camel)

$14.66 $14.66

$16.05 $16.05

-8.66%

Wine (Bottle)

$14.95 $14.95

$15.20 $15.20

-1.64%

Local Beer (0.5 liter bottle)

$1.69 $1.69

$2.62 $2.62

-35.50%

Imported Beer (0.33 liter bottle)

$5.02 $5.02

$3.46 $3.46

45.09%

One-way Ticket (Public Transport)

$1.95 $1.95

$2.47 $2.47

-21.05%

Public Transport Monthly Pass (Regular Price)

$70.3 $70.3

$75.1 $75.1

-6.34%

Taxi Start (Normal Tariff)

$2.97 $2.97

$3.21 $3.21

-7.48%

Taxi (Normal Tariff) (1km)

$1.78 $1.78

$1.39 $1.39

28.06%

Taxi 1hour Waiting (Normal Tariff)

$24.16 $24.16

$25.02 $25.02

-3.44%

Gasoline (1 liter)

$1.02 $1.02

$1.24 $1.24

-17.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.3K $28.3K

$37.2K $37.2K

-23.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.8K $27.8K

$25.8K $25.8K

7.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$213 $213

$192 $192

10.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$65.3 $65.3

$67.8 $67.8

-3.75%

Internet (50+ Mbps, Unlimited Data)

$64.3 $64.3

$60.9 $60.9

5.60%

Gym Membership (Monthly)

$51.6 $51.6

$53.6 $53.6

-3.77%

Tennis Court (1 Hour on Weekend)

$40.33 $40.33

$27.90 $27.90

44.55%

Cinema Ticket

$12.81 $12.81

$17.80 $17.80

-28.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,302 $1,302

$1,554 $1,554

-16.24%

International Primary School, 1 Child (Yearly)

$7,031 $7,031

$31.4K $31.4K

-77.58%

Jeans (Levis 501 Or Similar)

$41.32 $41.32

$67.9 $67.9

-39.13%

Summer Dress (H&M, Zara, etc)

$57.9 $57.9

$50.8 $50.8

14.11%

Sport Shoes (Adidas, Nike)

$75.2 $75.2

$101 $101

-25.92%

Men's Leather Business Shoes

$148 $148

$143 $143

3.24%

1-bedroom Apartment, City Center (Monthly)

$1,323 $1,323

$2,383 $2,383

-44.49%

1-bedroom Apartment, Outside City Center (Monthly)

$893 $893

$1,712 $1,712

-47.85%

3-bedroom Apartment, City Center (Monthly)

$1,946 $1,946

$4,674 $4,674

-58.37%

3-bedroom Apartment, Outside City Center (Monthly)

$1,666 $1,666

$2,738 $2,738

-39.15%

Buy Apartment in City Center (m2)

$1,419 $1,419

$4,158 $4,158

-65.86%

Buy Apartment Outside City Center (m2)

$1,267 $1,267

$2,691 $2,691

-52.90%

Average Monthly Net Salary (After Tax)

$3,684 $3,684

$4,894 $4,894

-24.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.65

6.77

-1.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Binghamton, NY: October 12, 2026

Last update for Chicago, IL: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Binghamton, NY

$893 39.6%

Chicago, IL

$1.7K 53.8% 91.8% $819

Groceries & Markets

Binghamton, NY

$418 18.5%

Chicago, IL

$451 14.2% 8.1% $34

Monthly Utilities & Internet

Binghamton, NY

$343 15.2%

Chicago, IL

$321 10.1% 6.4% $22

Eating Out

Binghamton, NY

$290 12.9%

Chicago, IL

$353 11.1% 21.6% $63

Clothing & Footwear

Binghamton, NY

$145 6.4%

Chicago, IL

$164 5.1% 12.7% $18

Getting Around

Binghamton, NY

$90 4%

Chicago, IL

$95 3% 5.7% $5.1

Sport & Entertainment

Binghamton, NY

$77 3.4%

Chicago, IL

$89 2.8% 15.6% $12

Cost Breakdown

A one-bedroom apartment in the center runs $1,323 in Binghamton, NY and $2,383 in Chicago, IL. Housing cost is often the main lever when comparing two cities.

Chicago, IL pays 33% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $50.0 in Binghamton, NY vs $89.0 in Chicago, IL for a mid-range dinner for two. Groceries echo the gap at $418 vs $451 per month, with Binghamton, NY cheaper across the board.

Good to know

🇺🇸 Binghamton, NY

🇺🇸 Chicago, IL

🕒 Local time

02:09 2:09 AM

01:09 1:09 AM

1 h behind Binghamton, NY

🌤 Weather

👥 Population

47,969

2,746,388

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Binghamton, NY Chicago, IL 970 km ≈ 1 h 45 min nonstop flight

From you

Binghamton, NY
Chicago, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Binghamton, NY vs Chicago, IL: Cost of Living - Frequently Asked Questions

Binghamton, NY is cheaper overall, especially in groceries, eating out, and clothing. The 41% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 33% lower in Chicago, IL. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,323 in Binghamton, NY versus $2,383 in Chicago, IL. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 8% higher in Chicago, IL. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Binghamton, NY – a meal for two runs $50.0 versus $89.0 in Chicago, IL. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,256 in Binghamton, NY versus $3,185 in Chicago, IL, a $2,500 budget is realistic in Binghamton, NY but tight or insufficient in Chicago, IL. The gap between the two cities makes Binghamton, NY the clear choice for anyone on this budget.

For families, Binghamton, NY is more practical. Housing and childcare are both notably cheaper than in Chicago, IL, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Binghamton, NY gentler on the wallet – expenses run 41% less than in Chicago, IL. Beyond cost, consider language, visa policies, and how big the international community is in each city.