😐Monthly costs for one person with rent: $2,098 in Bilbao versus $1,706 in Urbana, IL.
😐Estimated couple costs with rent: $3,199 in Bilbao versus $2,745 in Urbana, IL.
😐Monthly costs for a family of three with rent: $4,300 in Bilbao versus $3,784 in Urbana, IL.
🌍Living in Bilbao is roughly 23% more expensive than in Urbana, IL, driven mainly by Monthly Utilities & Internet.
📊Both cities are pricier than the global median: Bilbao53% above, Urbana, IL25% above.
Currency
🍽 Eating Out
Bilbao
Urbana, IL
Difference
Meal at Budget Restaurant
$21.11€18.39
$18.96$18.96
11.34%
Three-Course Dinner for Two, Mid-Range
$72.4€63.1
$65.4$65.4
10.69%
Fast Food Meal(McDonalds, etc)
$12.87€11.21
$10.14$10.14
26.92%
Cappuccino
$2.51€2.19
$5.57$5.57
-54.94%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.98€2.60
$2.15$2.15
38.60%
Water(0.33 liter bottle)
$1.78€1.55
$1.51$1.51
17.88%
Local Beer(0.5 liter draught)
$3.38€2.94
$5.25$5.25
-35.62%
Imported Beer(0.33 liter bottle)
$3.31€2.88
$6.07$6.07
-45.47%
🛒 Groceries & Markets
Bilbao
Urbana, IL
Difference
Milk(1 liter)
$1.40€1.22
$0.67$0.67
108.96%
White Bread(500g)
$1.58€1.38
$2.36$2.36
-33.05%
Rice(white)(1kg)
$1.63€1.42
$3.06$3.06
-46.73%
Eggs
$3.28€2.86
$2.96$2.96
10.81%
Local Cheese(1kg)
$15.05€13.11
$6.58$6.58
128.72%
Chicken Fillets(1kg)
$8.16€7.11
$9.05$9.05
-9.83%
Beef Round Steak(1kg)
$13.63€11.88
$14.57$14.57
-6.45%
Apples(1kg)
$2.85€2.48
$3.93$3.93
-27.48%
Banana(1kg)
$2.11€1.84
$1.24$1.24
70.16%
Oranges(1kg)
$2.60€2.27
$2.60$2.60
-
Tomato(1kg)
$2.42€2.11
$2.16$2.16
12.04%
Potato(1kg)
$1.51€1.32
$2.19$2.19
-31.05%
Onion(1kg)
$2.54€2.21
$2.93$2.93
-13.31%
Lettuce(1 head)
$1.28€1.12
$2.77$2.77
-53.79%
Water(1.5 liter bottle)
$0.87€0.75
$1.33$1.33
-34.59%
Cigarettes 20 Pack(Marlboro, Camel)
$7.11€6.19
$6.85$6.85
3.80%
Wine(Bottle)
$8.02€6.99
$8.42$8.42
-4.75%
Local Beer(0.5 liter bottle)
$1.60€1.39
$1.85$1.85
-13.51%
Imported Beer(0.33 liter bottle)
$2.58€2.25
$1.32$1.32
95.45%
🚌 Getting Around
Bilbao
Urbana, IL
Difference
One-way Ticket(Public Transport)
$1.84€1.60
$1.01$1.01
82.18%
Public Transport Monthly Pass(Regular Price)
$52.1€45.36
-
-
Taxi Start(Normal Tariff)
$5.63€4.91
$3.03$3.03
85.81%
Taxi(Normal Tariff)(1km)
$1.06€0.92
$0.60$0.60
76.67%
Taxi 1hour Waiting(Normal Tariff)
$33.37€29.06
$17.90$17.90
86.42%
Gasoline(1 liter)
$1.79€1.56
$0.91$0.91
96.70%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.5K€31.8K
$37.6K$37.6K
-3.16%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.9K€27.7K
$27.1K$27.1K
17.74%
🧾 Monthly Utilities & Internet
Bilbao
Urbana, IL
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$146€127
$205$205
-28.87%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$20.91€18.21
$98.9$98.9
-78.85%
Internet(50+ Mbps, Unlimited Data)
$30.41€26.48
$60.7$60.7
-49.86%
🎉 Sport & Entertainment
Bilbao
Urbana, IL
Difference
Gym Membership(Monthly)
$56.6€49.30
-
-
Tennis Court(1 Hour on Weekend)
$15.73€13.70
-
-
Cinema Ticket
$10.26€8.93
$12.96$12.96
-20.83%
🧸 Childcare & Education
Bilbao
Urbana, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$541€472
-
-
International Primary School, 1 Child(Yearly)
$11.7K€10.2K
-
-
👕👟 Clothing & Footwear
Bilbao
Urbana, IL
Difference
Jeans(Levis 501 Or Similar)
$92.5€80.6
$74.9$74.9
23.59%
Summer Dress(H&M, Zara, etc)
$35.80€31.18
$42.06$42.06
-14.88%
Sport Shoes(Adidas, Nike)
$72.6€63.2
$67.2$67.2
7.94%
Men's Leather Business Shoes
$130€114
$90.8$90.8
43.54%
🏠 Accommodation & Living
Bilbao
Urbana, IL
Difference
1-bedroom Apartment, City Center(Monthly)
$1,291€1,125
$758$758
70.37%
1-bedroom Apartment, Outside City Center(Monthly)
$1,076€937
$586$586
83.71%
3-bedroom Apartment, City Center(Monthly)
$2,463€2,146
$1,482$1,482
66.24%
3-bedroom Apartment, Outside City Center(Monthly)
$1,745€1,520
$1,375$1,375
26.89%
Buy Apartment in City Center(m2)
$6,058€5,276
$1,658$1,658
265.39%
Buy Apartment Outside City Center(m2)
$3,812€3,320
$1,645$1,645
131.77%
💵 Salaries & Financials
Bilbao
Urbana, IL
Difference
Average Monthly Net Salary(After Tax)
$2,502€2,180
$6,768$6,768
-63.03%
20-Year Fixed Mortgage Interest Rate(Annual %)
2.98
6.3
-52.70%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Bilbao: September 15, 2026
Last update for Urbana, IL: September 13, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,291 in Bilbao and $758 in Urbana, IL. Housing cost is often the main lever when comparing two cities.
💰Urbana, IL pays 170% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $72.0 in Bilbao vs $65.0 in Urbana, IL. Groceries flip the comparison at $280 vs $280, with Bilbao cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Bilbao vs Urbana, IL: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Bilbao and in Urbana, IL?
Bilbao and Urbana, IL differ by about 23% in total monthly costs ($2,098 vs $1,706 including rent). Urbana, IL is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 170% lower in Urbana, IL. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Bilbao and in Urbana, IL?
Rent for a central apartment: $1,291 in Bilbao versus $758 in Urbana, IL. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper restaurants?
Dining out is cheaper in Urbana, IL – a meal for two runs $65.0 versus $72.0 in Bilbao. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more expensive overall: Bilbao or Urbana, IL?
All in, you'll spend $2,098 per month in Bilbao versus $1,706 in Urbana, IL – a 23% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $1,706 in Urbana, IL versus $2,098 in Bilbao, a $2,000 budget is realistic in Urbana, IL but tight or insufficient in Bilbao. The gap between the two cities makes Urbana, IL the clear choice for anyone on this budget.
How does quality of life compare between Bilbao and Urbana, IL?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Bilbao or Urbana, IL safer for residents?
Safety-wise, Bilbao and Urbana, IL are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Bilbao or Urbana, IL?
Expats usually find Urbana, IL gentler on the wallet – expenses run 23% less than in Bilbao. Beyond cost, consider language, visa policies, and how big the international community is in each city.