Cost of Living Comparison Between Bila Tserkva and Ubud, Bali Cost of Living Comparison Between Bila Tserkva and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $673 in Bila Tserkva versus $1,374 in Ubud, Bali.

Estimated couple costs with rent: $1,071 in Bila Tserkva versus $2,313 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,468 in Bila Tserkva versus $3,252 in Ubud, Bali.

Living in Bila Tserkva costs roughly 51% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Bila Tserkva is 50% below, Ubud, Bali is 2% above.

Meal at Budget Restaurant

$8.67 ₴389

$3.32 Rp 59.4K

161.14%

Three-Course Dinner for Two, Mid-Range

$25.40 ₴1,139

$35.33 Rp 631.4K

-28.11%

Fast Food Meal (McDonalds, etc)

$5.54 ₴248

$5.33 Rp 95.3K

3.94%

Cappuccino

$1.37 ₴61.4

$2.75 Rp 49.2K

-50.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.59 ₴26.33

$1.73 Rp 30.9K

-65.90%

Water (0.33 liter bottle)

$0.32 ₴14.13

$0.80 Rp 14.3K

-60.00%

Local Beer (0.5 liter draught)

$0.86 ₴38.57

$2.95 Rp 52.7K

-70.85%

Imported Beer (0.33 liter bottle)

$1.53 ₴68.5

$4.44 Rp 79.3K

-65.54%

Milk (1 liter)

$1.24 ₴55.7

$1.50 Rp 26.8K

-17.33%

White Bread (500g)

$0.80 ₴35.72

$2.30 Rp 41.1K

-65.22%

Rice (white) (1kg)

$1.37 ₴61.5

$1.10 Rp 19.6K

24.55%

Eggs

$1.67 ₴74.9

$2.16 Rp 38.6K

-22.69%

Local Cheese (1kg)

$11.87 ₴532

$17.09 Rp 305.4K

-30.54%

Chicken Fillets (1kg)

$3.94 ₴177

$3.88 Rp 69.3K

1.55%

Beef Round Steak (1kg)

$6.37 ₴286

$11.92 Rp 213.0K

-46.56%

Apples (1kg)

$1.14 ₴51.0

$3.57 Rp 63.7K

-68.07%

Banana (1kg)

$1.43 ₴64.1

$1.58 Rp 28.3K

-9.49%

Oranges (1kg)

$1.25 ₴56.2

$2.36 Rp 42.2K

-47.03%

Tomato (1kg)

$2.47 ₴111

$1.97 Rp 35.1K

25.38%

Potato (1kg)

$1.00 ₴44.71

$1.81 Rp 32.3K

-44.75%

Onion (1kg)

$0.44 ₴19.55

$2.39 Rp 42.7K

-81.59%

Lettuce (1 head)

$1.75 ₴78.6

$1.02 Rp 18.2K

71.57%

Water (1.5 liter bottle)

$0.44 ₴19.95

$0.49 Rp 8,782

-10.20%

Cigarettes 20 Pack (Marlboro, Camel)

$3.37 ₴151

$2.25 Rp 40.1K

49.78%

Wine (Bottle)

$3.37 ₴151

$22.30 Rp 398.5K

-84.89%

Local Beer (0.5 liter bottle)

$0.65 ₴29.20

$2.37 Rp 42.3K

-72.57%

Imported Beer (0.33 liter bottle)

$1.47 ₴66.1

$2.90 Rp 51.7K

-49.31%

One-way Ticket (Public Transport)

$0.31 ₴14.09

$0.25 Rp 4,452

24.00%

Public Transport Monthly Pass (Regular Price)

$8.55 Rp 152.8K

Taxi Start (Normal Tariff)

$1.77 ₴79.3

$0.44 Rp 7,897

302.27%

Taxi (Normal Tariff) (1km)

$0.59 ₴26.53

$0.42 Rp 7,547

40.48%

Taxi 1hour Waiting (Normal Tariff)

$5.39 ₴242

$5.66 Rp 101.2K

-4.77%

Gasoline (1 liter)

$1.54 ₴69.2

$0.81 Rp 14.6K

90.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.0K ₴1.3M

$23.7K Rp 424.2M

22.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.5K ₴1.1M

$31.0K Rp 553.6M

-24.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$85.3 ₴3,826

$82.3 Rp 1.5M

3.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.88 ₴264

$6.30 Rp 112.6K

-6.67%

Internet (50+ Mbps, Unlimited Data)

$4.39 ₴197

$18.63 Rp 333.0K

-76.44%

Gym Membership (Monthly)

$33.32 ₴1,495

$54.7 Rp 978.1K

-39.12%

Tennis Court (1 Hour on Weekend)

$18.45 Rp 329.7K

Cinema Ticket

$4.61 ₴207

$4.24 Rp 75.8K

8.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$220 ₴9,854

$484 Rp 8.7M

-54.63%

International Primary School, 1 Child (Yearly)

$5,590 Rp 99.9M

Jeans (Levis 501 Or Similar)

$41.48 ₴1,861

$45.77 Rp 818.0K

-9.37%

Summer Dress (H&M, Zara, etc)

$27.40 ₴1,229

$35.69 Rp 637.9K

-23.23%

Sport Shoes (Adidas, Nike)

$71.2 ₴3,193

$78.3 Rp 1.4M

-9.08%

Men's Leather Business Shoes

$76.5 ₴3,431

$80.1 Rp 1.4M

-4.56%

1-bedroom Apartment, City Center (Monthly)

$199 ₴8,918

$1,147 Rp 20.5M

-82.66%

1-bedroom Apartment, Outside City Center (Monthly)

$158 ₴7,087

$678 Rp 12.1M

-76.70%

3-bedroom Apartment, City Center (Monthly)

$329 ₴14.7K

$3,504 Rp 62.6M

-90.62%

3-bedroom Apartment, Outside City Center (Monthly)

$264 ₴11.8K

$1,688 Rp 30.2M

-84.36%

Buy Apartment in City Center (m2)

$2,788 Rp 49.8M

Buy Apartment Outside City Center (m2)

$1,081 ₴48.5K

$2,257 Rp 40.3M

-52.12%

Average Monthly Net Salary (After Tax)

$482 ₴21.6K

$165 Rp 2.9M

192.30%

20-Year Fixed Mortgage Interest Rate (Annual %)

15.25

13.78

10.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bila Tserkva: September 27, 2026

Last update for Ubud, Bali: September 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $199 in Bila Tserkva and $1,147 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Bila Tserkva pays 192% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $25.00 in Bila Tserkva vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $168 vs $286 per month, with Bila Tserkva cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bila Tserkva vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Bila Tserkva and Ubud, Bali differ by about 104% in total monthly costs ($673 vs $1,374 including rent). Bila Tserkva is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 192% higher in Bila Tserkva, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $199 in Bila Tserkva versus $1,147 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 71% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $673 per month in Bila Tserkva versus $1,374 in Ubud, Bali – a 104% gap that adds up to real savings over time for anyone picking the cheaper option.

At $673 in Bila Tserkva versus $1,374 in Ubud, Bali, a $2,000 budget is realistic in Bila Tserkva but tight or insufficient in Ubud, Bali. The gap between the two cities makes Bila Tserkva the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Bila Tserkva and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bila Tserkva gentler on the wallet – expenses run 104% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.