Cost of Living Comparison Between Ubud, Bali and Bila Tserkva Cost of Living Comparison Between Ubud, Bali and Bila Tserkva

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $536 in Bila Tserkva.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $813 in Bila Tserkva.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $1,091 in Bila Tserkva.

Living in Ubud, Bali is roughly 169% more expensive than Bila Tserkva, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 7% above, Bila Tserkva is 60% below.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$4.92 ₴217

-27.44%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$29.50 ₴1,300

10.44%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$5.23 ₴231

-3.06%

Cappuccino

$2.83 Rp 49.0K

$0.98 ₴43.23

188.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$0.54 ₴23.71

148.15%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.29 ₴12.99

137.93%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$0.59 ₴26.08

406.78%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$0.81 ₴35.58

375.31%

Milk (1 liter)

$1.74 Rp 30.2K

$0.96 ₴42.35

81.25%

White Bread (500g)

$2.54 Rp 44.0K

$0.59 ₴26.08

330.51%

Rice (white) (1kg)

$1.19 Rp 20.6K

$1.20 ₴52.7

-0.83%

Eggs

$2.43 Rp 42.0K

$1.25 ₴55.2

94.40%

Local Cheese (1kg)

$14.66 Rp 254.1K

$7.96 ₴351

84.17%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$3.53 ₴155

18.41%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$4.31 ₴190

177.03%

Apples (1kg)

$3.69 Rp 63.9K

$0.77 ₴33.92

379.22%

Banana (1kg)

$1.61 Rp 27.8K

$1.35 ₴59.6

19.26%

Oranges (1kg)

$2.69 Rp 46.5K

$1.19 ₴52.3

126.05%

Tomato (1kg)

$2.33 Rp 40.4K

$1.31 ₴57.5

77.86%

Potato (1kg)

$1.91 Rp 33.0K

$0.42 ₴18.55

354.76%

Onion (1kg)

$2.19 Rp 37.9K

$0.51 ₴22.30

329.41%

Lettuce (1 head)

$1.06 Rp 18.3K

$0.61 ₴26.94

73.77%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.44 ₴19.58

63.64%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$2.34 ₴103

33.76%

Wine (Bottle)

$23.49 Rp 407.1K

$4.15 ₴183

466.02%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$0.66 ₴29.00

315.15%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$0.87 ₴38.27

231.03%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$0.25 ₴11.09

16.00%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$1.79 ₴79.0

-74.86%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$0.30 ₴13.38

40.00%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$2.97 ₴131

107.41%

Gasoline (1 liter)

$0.84 Rp 14.6K

$1.36 ₴60.1

-38.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$31.0K ₴1.4M

-15.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$24.9K ₴1.1M

30.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$57.3 ₴2,526

36.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$5.45 ₴240

-27.52%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$3.73 ₴165

554.16%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$24.32 ₴1,072

296.96%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$9.93 ₴438

-36.05%

Cinema Ticket

$4.04 Rp 70.0K

$3.46 ₴152

16.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$290 ₴12.8K

4.50%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$3,549 ₴156.4K

83.79%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$41.75 ₴1,840

28.96%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$12.25 ₴540

210.04%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$75.8 ₴3,341

14.44%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$84.1 ₴3,704

-6.19%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$156 ₴6,868

549.57%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$134 ₴5,913

402.72%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$209 ₴9,203

1523.22%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$158 ₴6,971

1226.41%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$1,083 ₴47.7K

115.96%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$444 ₴19.6K

-60.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

66.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Bila Tserkva: April 25, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $156 in Bila Tserkva. Housing cost is often the main lever when comparing two cities.

Bila Tserkva pays 156% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $29.00 in Bila Tserkva for a mid-range dinner for two. Groceries echo the gap at $298 vs $126 per month, with Bila Tserkva cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bila Tserkva: Cost of Living - Frequently Asked Questions

Ubud, Bali and Bila Tserkva differ by about 169% in total monthly costs ($1,438 vs $536 including rent). Bila Tserkva is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Bila Tserkva earns 156% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,012 in Ubud, Bali versus $156 in Bila Tserkva. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 136% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,438 per month in Ubud, Bali versus $536 in Bila Tserkva – a 169% gap that adds up to real savings over time for anyone picking the cheaper option.

At $536 in Bila Tserkva versus $1,438 in Ubud, Bali, a $2,000 budget is realistic in Bila Tserkva but tight or insufficient in Ubud, Bali. The gap between the two cities makes Bila Tserkva the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Bila Tserkva are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bila Tserkva gentler on the wallet – expenses run 169% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.