Cost of Living Comparison Between Ubud, Bali and Bila Tserkva Cost of Living Comparison Between Ubud, Bali and Bila Tserkva

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $536 in Bila Tserkva.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $822 in Bila Tserkva.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $1,108 in Bila Tserkva.

Living in Ubud, Bali is roughly 160% more expensive than in Bila Tserkva, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Bila Tserkva is 60% below.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$4.80 ₴215

-25.63%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$29.34 ₴1,311

10.16%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$5.06 ₴226

-0.99%

Cappuccino

$2.82 Rp 51.0K

$0.94 ₴42.20

200.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$0.50 ₴22.31

170.00%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.33 ₴14.53

121.21%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$0.61 ₴27.26

380.33%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$0.80 ₴35.56

392.50%

Milk (1 liter)

$1.78 Rp 32.1K

$0.96 ₴42.85

85.42%

White Bread (500g)

$2.45 Rp 44.2K

$0.56 ₴25.02

337.50%

Rice (white) (1kg)

$1.15 Rp 20.7K

$1.19 ₴53.3

-3.36%

Eggs

$2.41 Rp 43.6K

$1.25 ₴55.9

92.80%

Local Cheese (1kg)

$14.33 Rp 258.7K

$7.65 ₴342

87.32%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$3.53 ₴158

18.70%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$4.27 ₴191

182.44%

Apples (1kg)

$3.64 Rp 65.7K

$0.73 ₴32.62

398.63%

Banana (1kg)

$1.57 Rp 28.3K

$1.36 ₴60.8

15.44%

Oranges (1kg)

$2.79 Rp 50.3K

$1.18 ₴52.9

136.44%

Tomato (1kg)

$2.24 Rp 40.5K

$1.29 ₴57.8

73.64%

Potato (1kg)

$1.98 Rp 35.7K

$0.40 ₴17.83

395.00%

Onion (1kg)

$2.28 Rp 41.1K

$0.53 ₴23.70

330.19%

Lettuce (1 head)

$1.05 Rp 19.0K

$0.62 ₴27.65

69.35%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.47 ₴21.04

68.09%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$2.32 ₴104

37.50%

Wine (Bottle)

$23.49 Rp 424.1K

$3.39 ₴151

592.92%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

$0.65 ₴29.13

346.15%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

$0.88 ₴39.43

213.64%

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$0.25 ₴11.23

8.00%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$1.83 ₴81.7

-75.41%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

$0.30 ₴13.52

53.33%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$2.86 ₴128

112.24%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.30 ₴58.0

-33.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$31.1K ₴1.4M

-14.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$24.9K ₴1.1M

30.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$57.1 ₴2,553

38.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$5.35 ₴239

-23.55%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$3.80 ₴170

527.63%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$24.88 ₴1,112

297.03%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

$9.87 ₴441

-35.66%

Cinema Ticket

$4.01 Rp 72.3K

$3.41 ₴153

17.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$294 ₴13.1K

1.13%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$3,475 ₴155.3K

89.98%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$42.32 ₴1,891

26.25%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$11.98 ₴535

218.11%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$75.3 ₴3,364

17.78%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$84.5 ₴3,777

-9.35%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$158 ₴7,067

544.88%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$134 ₴6,004

406.37%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$203 ₴9,075

1608.34%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$155 ₴6,909

1251.86%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

$1,087 ₴48.6K

111.10%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$436 ₴19.5K

-62.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

66.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Bila Tserkva: July 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $158 in Bila Tserkva. Housing cost is often the main lever when comparing two cities.

Bila Tserkva pays 166% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $29.00 in Bila Tserkva for a mid-range dinner for two. Groceries echo the gap at $298 vs $124 per month, with Bila Tserkva cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bila Tserkva: Cost of Living - Frequently Asked Questions

Ubud, Bali and Bila Tserkva differ by about 160% in total monthly costs ($1,392 vs $536 including rent). Bila Tserkva is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 166% lower in Bila Tserkva. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,020 in Ubud, Bali versus $158 in Bila Tserkva. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 141% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,392 per month in Ubud, Bali versus $536 in Bila Tserkva – a 160% gap that adds up to real savings over time for anyone picking the cheaper option.

At $536 in Bila Tserkva versus $1,392 in Ubud, Bali, a $2,000 budget is realistic in Bila Tserkva but tight or insufficient in Ubud, Bali. The gap between the two cities makes Bila Tserkva the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Bila Tserkva are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bila Tserkva gentler on the wallet – expenses run 160% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.