Last update: Oct 2026

Cost of Living Comparison Between Bila Tserkva and Austin, TX

For one person, living is cheaper in Bila Tserkva: $678 a month against $2,663 in Austin, TX, rent and utilities included – about $23,800 less a year. Rent and utilities account for most of the difference.

33

Cost of Living Index in Bila Tserkva
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Bila Tserkva Living Index
130

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Bila Tserkva

🇺🇦 Ukraine

$678

/mo nomad

Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Monthly Cost of Living

How much you'll spend in Bila Tserkva and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bila Tserkva and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $678 in Bila Tserkva versus $2,663 in Austin, TX.

Bila Tserkva $678
Austin, TX $2,663

Estimated couple costs with rent: $1,059 in Bila Tserkva versus $4,133 in Austin, TX.

Bila Tserkva $1,059
Austin, TX $4,133

Monthly costs for a family of three with rent: $1,439 in Bila Tserkva versus $5,603 in Austin, TX.

Bila Tserkva $1,439
Austin, TX $5,603

Living in Bila Tserkva costs roughly 75% less than in Austin, TX, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Bila Tserkva is 50% below, Austin, TX is 97% above.

Meal at Budget Restaurant

$8.72 ₴391

$20.77 $20.77

-58.02%

Three-Course Dinner for Two, Mid-Range

$25.99 ₴1,166

$84.6 $84.6

-69.28%

Fast Food Meal (McDonalds, etc)

$5.47 ₴245

$12.32 $12.32

-55.60%

Cappuccino

$1.43 ₴64.0

$5.63 $5.63

-74.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.58 ₴26.09

$3.72 $3.72

-84.41%

Water (0.33 liter bottle)

$0.34 ₴15.32

$2.50 $2.50

-86.40%

Local Beer (0.5 liter draught)

$0.92 ₴41.21

$8.05 $8.05

-88.57%

Imported Beer (0.33 liter bottle)

$1.56 ₴70.2

$9.01 $9.01

-82.69%

Milk (1 liter)

$1.19 ₴53.3

$1.12 $1.12

6.25%

White Bread (500g)

$0.84 ₴37.66

$3.75 $3.75

-77.60%

Rice (white) (1kg)

$1.36 ₴61.2

$3.26 $3.26

-58.28%

Eggs

$1.71 ₴76.8

$4.17 $4.17

-58.99%

Local Cheese (1kg)

$11.63 ₴522

$12.90 $12.90

-9.84%

Chicken Fillets (1kg)

$4.02 ₴180

$14.16 $14.16

-71.61%

Beef Round Steak (1kg)

$6.24 ₴280

$16.22 $16.22

-61.53%

Apples (1kg)

$1.13 ₴50.9

$4.33 $4.33

-73.90%

Banana (1kg)

$1.40 ₴63.0

$1.46 $1.46

-4.11%

Oranges (1kg)

$1.19 ₴53.6

$4.51 $4.51

-73.61%

Tomato (1kg)

$2.47 ₴111

$4.34 $4.34

-43.09%

Potato (1kg)

$0.95 ₴42.75

$2.58 $2.58

-63.18%

Onion (1kg)

$0.46 ₴20.47

$2.35 $2.35

-80.43%

Lettuce (1 head)

$1.71 ₴76.6

$1.78 $1.78

-3.93%

Water (1.5 liter bottle)

$0.48 ₴21.53

$2.22 $2.22

-78.38%

Cigarettes 20 Pack (Marlboro, Camel)

$3.51 ₴157

$9.88 $9.88

-64.47%

Wine (Bottle)

$3.37 ₴151

$15.08 $15.08

-77.65%

Local Beer (0.5 liter bottle)

$0.64 ₴28.87

$2.92 $2.92

-78.08%

Imported Beer (0.33 liter bottle)

$1.43 ₴64.1

$3.46 $3.46

-58.67%

One-way Ticket (Public Transport)

$0.32 ₴14.24

$1.49 $1.49

-78.52%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

Taxi Start (Normal Tariff)

$1.82 ₴81.8

$2.73 $2.73

-33.33%

Taxi (Normal Tariff) (1km)

$0.56 ₴25.27

$1.66 $1.66

-66.27%

Taxi 1hour Waiting (Normal Tariff)

$5.27 ₴236

$35.30 $35.30

-85.07%

Gasoline (1 liter)

$1.66 ₴74.7

$0.95 $0.95

74.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.2K ₴1.3M

$36.0K $36.0K

-18.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.0K ₴1.0M

$27.1K $27.1K

-14.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$84.9 ₴3,812

$229 $229

-62.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.04 ₴271

$59.4 $59.4

-89.83%

Internet (50+ Mbps, Unlimited Data)

$4.46 ₴200

$69.9 $69.9

-93.62%

Gym Membership (Monthly)

$33.56 ₴1,506

$57.2 $57.2

-41.37%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

Cinema Ticket

$4.61 ₴207

$14.28 $14.28

-67.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$225 ₴10.1K

$1,506 $1,506

-85.09%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

Jeans (Levis 501 Or Similar)

$40.79 ₴1,831

$52.8 $52.8

-22.76%

Summer Dress (H&M, Zara, etc)

$27.57 ₴1,237

$43.82 $43.82

-37.08%

Sport Shoes (Adidas, Nike)

$70.4 ₴3,158

$84.8 $84.8

-17.01%

Men's Leather Business Shoes

$77.3 ₴3,468

$103 $103

-25.00%

1-bedroom Apartment, City Center (Monthly)

$200 ₴8,958

$1,907 $1,907

-89.54%

1-bedroom Apartment, Outside City Center (Monthly)

$156 ₴6,981

$1,274 $1,274

-87.79%

3-bedroom Apartment, City Center (Monthly)

$339 ₴15.2K

$3,664 $3,664

-90.74%

3-bedroom Apartment, Outside City Center (Monthly)

$268 ₴12.0K

$2,538 $2,538

-89.45%

Buy Apartment in City Center (m2)

$7,614 $7,614

Buy Apartment Outside City Center (m2)

$3,157 $3,157

Average Monthly Net Salary (After Tax)

$474 ₴21.3K

$5,121 $5,121

-90.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

15.25

6.79

124.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bila Tserkva: October 10, 2026

Last update for Austin, TX: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Bila Tserkva

$167 24.6%

Austin, TX

$405 15.2% 143% $238

Accommodation & Living

Bila Tserkva

$156 22.9%

Austin, TX

$1.3K 47.8% 719% $1.1K

Eating Out

Bila Tserkva

$115 16.9%

Austin, TX

$354 13.3% 209% $239

Clothing & Footwear

Bila Tserkva

$97 14.3%

Austin, TX

$128 4.8% 31.7% $31

Monthly Utilities & Internet

Bila Tserkva

$95 14.1%

Austin, TX

$358 13.5% 276% $263

Sport & Entertainment

Bila Tserkva

$43 6.3%

Austin, TX

$86 3.2% 101% $43

Getting Around

Bila Tserkva

$5.9 * 0.9%

Austin, TX

$59 2.2% 893% $53

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $200 in Bila Tserkva and $1,907 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 980% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $26.00 in Bila Tserkva vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $167 vs $405 per month, with Bila Tserkva cheaper across the board.

Good to know

🇺🇦 Bila Tserkva

🇺🇸 Austin, TX

🕒 Local time

23:13 11:13 PM

15:13 3:13 PM

8 h behind Bila Tserkva

🌤 Weather

👥 Population

209,815

974,447

💱 Currency

Ukrainian Hryvnia UAH ₴

United States Dollar USD $

📈 Exchange rate

100 UAH = 2.23 USD

100 UAH = 1.98 EUR

1 USD = 0.889 EUR

Exchange rates and currency converter

USD, EUR to UAH – Ukrainian Hryvnia Converter

🇺🇸 United States Dollar ($)

🇺🇦 Ukrainian Hryvnia (₴)

Ukrainian Hryvnia exchange rates as of October 17, 2026: 1 USD = 44.89 UAH (100 UAH = 2.23 USD). 1 EUR = 50.47 UAH (100 UAH = 1.98 EUR).

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.889 EUR).

USD to UAH in detail →

On the map

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Highest

Between locations

Bila Tserkva Austin, TX 9,730 km ≈ 13 h nonstop flight

From you

Bila Tserkva
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bila Tserkva vs Austin, TX: Cost of Living - Frequently Asked Questions

Bila Tserkva wins on cost – living expenses run 293% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Bila Tserkva the obvious pick if budget is a priority.

On paper, salaries run 980% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $200 in Bila Tserkva versus $1,907 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $225 in Bila Tserkva versus $1,506 in Austin, TX. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Bila Tserkva – a meal for two runs $26.00 versus $85.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $678 in Bila Tserkva versus $2,663 in Austin, TX, a $2,000 budget is realistic in Bila Tserkva but tight or insufficient in Austin, TX. The gap between the two cities makes Bila Tserkva the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Bila Tserkva and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bila Tserkva gentler on the wallet – expenses run 293% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.