Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Bila Tserkva

For one person, living is cheaper in Bila Tserkva: $678 a month against $2,663 in Austin, TX, rent and utilities included – about $23,800 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
33

Cost of Living Index in Bila Tserkva
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Bila Tserkva Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Bila Tserkva

🇺🇦 Ukraine

$678

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Bila Tserkva

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Bila Tserkva actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $678 in Bila Tserkva.

Austin, TX $2,663
Bila Tserkva $678

Estimated couple costs with rent: $4,133 in Austin, TX versus $1,059 in Bila Tserkva.

Austin, TX $4,133
Bila Tserkva $1,059

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $1,439 in Bila Tserkva.

Austin, TX $5,603
Bila Tserkva $1,439

Living in Austin, TX is roughly 293% more expensive than in Bila Tserkva, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Austin, TX is 97% above, Bila Tserkva is 50% below.

Meal at Budget Restaurant

$20.77 $20.77

$8.72 ₴391

138.19%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$25.99 ₴1,166

225.47%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$5.47 ₴245

125.23%

Cappuccino

$5.63 $5.63

$1.43 ₴64.0

293.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$0.58 ₴26.09

541.38%

Water (0.33 liter bottle)

$2.50 $2.50

$0.34 ₴15.32

635.29%

Local Beer (0.5 liter draught)

$8.05 $8.05

$0.92 ₴41.21

775.00%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$1.56 ₴70.2

477.56%

Milk (1 liter)

$1.12 $1.12

$1.19 ₴53.3

-5.88%

White Bread (500g)

$3.75 $3.75

$0.84 ₴37.66

346.43%

Rice (white) (1kg)

$3.26 $3.26

$1.36 ₴61.2

139.71%

Eggs

$4.17 $4.17

$1.71 ₴76.8

143.86%

Local Cheese (1kg)

$12.90 $12.90

$11.63 ₴522

10.92%

Chicken Fillets (1kg)

$14.16 $14.16

$4.02 ₴180

252.24%

Beef Round Steak (1kg)

$16.22 $16.22

$6.24 ₴280

159.94%

Apples (1kg)

$4.33 $4.33

$1.13 ₴50.9

283.19%

Banana (1kg)

$1.46 $1.46

$1.40 ₴63.0

4.29%

Oranges (1kg)

$4.51 $4.51

$1.19 ₴53.6

278.99%

Tomato (1kg)

$4.34 $4.34

$2.47 ₴111

75.71%

Potato (1kg)

$2.58 $2.58

$0.95 ₴42.75

171.58%

Onion (1kg)

$2.35 $2.35

$0.46 ₴20.47

410.87%

Lettuce (1 head)

$1.78 $1.78

$1.71 ₴76.6

4.09%

Water (1.5 liter bottle)

$2.22 $2.22

$0.48 ₴21.53

362.50%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$3.51 ₴157

181.48%

Wine (Bottle)

$15.08 $15.08

$3.37 ₴151

347.48%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$0.64 ₴28.87

356.25%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$1.43 ₴64.1

141.96%

One-way Ticket (Public Transport)

$1.49 $1.49

$0.32 ₴14.24

365.62%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

Taxi Start (Normal Tariff)

$2.73 $2.73

$1.82 ₴81.8

50.00%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$0.56 ₴25.27

196.43%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$5.27 ₴236

569.83%

Gasoline (1 liter)

$0.95 $0.95

$1.66 ₴74.7

-42.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$29.2K ₴1.3M

23.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$23.0K ₴1.0M

17.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$84.9 ₴3,812

169.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$6.04 ₴271

883.28%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$4.46 ₴200

1467.49%

Gym Membership (Monthly)

$57.2 $57.2

$33.56 ₴1,506

70.56%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

Cinema Ticket

$14.28 $14.28

$4.61 ₴207

209.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$225 ₴10.1K

570.62%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$40.79 ₴1,831

29.47%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$27.57 ₴1,237

58.94%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$70.4 ₴3,158

20.50%

Men's Leather Business Shoes

$103 $103

$77.3 ₴3,468

33.33%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$200 ₴8,958

855.64%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$156 ₴6,981

719.24%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$339 ₴15.2K

980.27%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$268 ₴12.0K

847.65%

Buy Apartment in City Center (m2)

$7,614 $7,614

Buy Apartment Outside City Center (m2)

$3,157 $3,157

Average Monthly Net Salary (After Tax)

$5,121 $5,121

$474 ₴21.3K

980.29%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

15.25

-55.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Bila Tserkva: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Bila Tserkva

$156 22.9% 87.8% $1.1K

Groceries & Markets

Austin, TX

$405 15.2%

Bila Tserkva

$167 24.6% 58.8% $238

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Bila Tserkva

$95 14.1% 73.4% $263

Eating Out

Austin, TX

$354 13.3%

Bila Tserkva

$115 16.9% 67.6% $239

Clothing & Footwear

Austin, TX

$128 4.8%

Bila Tserkva

$97 14.3% 24.1% $31

Sport & Entertainment

Austin, TX

$86 3.2%

Bila Tserkva

$43 6.3% 50.1% $43

Getting Around

Austin, TX

$59 2.2%

Bila Tserkva

$5.9 * 0.9% 89.9% $53

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $200 in Bila Tserkva. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 980% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $26.00 in Bila Tserkva for a mid-range dinner for two. Groceries echo the gap at $405 vs $167 per month, with Bila Tserkva cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇺🇦 Bila Tserkva

🕒 Local time

12:23 12:23 PM

20:23 8:23 PM

8 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

209,815

💱 Currency

United States Dollar USD $

Ukrainian Hryvnia UAH ₴

📈 Exchange rate

1 USD = 0.889 EUR

100 UAH = 2.23 USD

100 UAH = 1.98 EUR

Exchange rates and currency converter

UAH, EUR to USD – United States Dollar Converter

🇺🇦 Ukrainian Hryvnia (₴)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.889 EUR).

Ukrainian Hryvnia exchange rates as of October 17, 2026: 1 USD = 44.89 UAH (100 UAH = 2.23 USD). 1 EUR = 50.47 UAH (100 UAH = 1.98 EUR).

UAH to USD in detail →

On the map

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Between locations

Austin, TX Bila Tserkva 9,730 km ≈ 13 h nonstop flight

From you

Austin, TX
Bila Tserkva

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Bila Tserkva: Cost of Living - Frequently Asked Questions

Bila Tserkva wins on cost – living expenses run 293% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Bila Tserkva the obvious pick if budget is a priority.

Average pay runs 980% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,907 in Austin, TX versus $200 in Bila Tserkva. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,506 in Austin, TX versus $225 in Bila Tserkva. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Bila Tserkva – a meal for two runs $26.00 versus $85.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $678 in Bila Tserkva versus $2,663 in Austin, TX, a $2,000 budget is realistic in Bila Tserkva but tight or insufficient in Austin, TX. The gap between the two cities makes Bila Tserkva the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Bila Tserkva are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bila Tserkva gentler on the wallet – expenses run 293% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.