Cost of Living Comparison Between Bialystok and Ubud, Bali Cost of Living Comparison Between Bialystok and Ubud, Bali

Monthly Cost of Living

A single person spends $1,528 per month in Bialystok vs $1,396 in Ubud, Bali, rent included.

A couple spends around $2,178 per month in Bialystok vs $2,334 in Ubud, Bali, rent included.

A family of three spends $2,828 per month in Bialystok vs $3,273 in Ubud, Bali, rent included.

Bialystok costs about 9% more than Ubud, Bali, driven mainly by Eating Out.

Both Bialystok and Ubud, Bali sit above the global median – Bialystok by 11%, Ubud, Bali by 2%.

Meal at Budget Restaurant

$10.20 zł 37.90

$3.37 Rp 59.5K

202.67%

Three-Course Dinner for Two, Mid-Range

$48.08 zł 179

$38.59 Rp 680.3K

24.59%

Fast Food Meal (McDonalds, etc)

$9.46 zł 35.15

$5.52 Rp 97.3K

71.38%

Cappuccino

$3.86 zł 14.35

$2.64 Rp 46.6K

46.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.90 zł 7.06

$1.67 Rp 29.5K

13.77%

Water (0.33 liter bottle)

$1.64 zł 6.10

$0.77 Rp 13.6K

112.99%

Local Beer (0.5 liter draught)

$3.70 zł 13.73

$2.63 Rp 46.4K

40.68%

Imported Beer (0.33 liter bottle)

$3.27 zł 12.14

$4.28 Rp 75.5K

-23.60%

Milk (1 liter)

$1.12 zł 4.14

$1.55 Rp 27.3K

-27.74%

White Bread (500g)

$1.09 zł 4.05

$2.22 Rp 39.2K

-50.90%

Rice (white) (1kg)

$2.35 zł 8.71

$1.13 Rp 19.8K

107.96%

Eggs

$3.98 zł 14.79

$2.09 Rp 36.8K

90.43%

Local Cheese (1kg)

$9.46 zł 35.12

$17.39 Rp 306.6K

-45.60%

Chicken Fillets (1kg)

$6.11 zł 22.69

$3.87 Rp 68.2K

57.88%

Beef Round Steak (1kg)

$11.65 zł 43.29

$12.55 Rp 221.2K

-7.17%

Apples (1kg)

$1.32 zł 4.91

$3.62 Rp 63.8K

-63.54%

Banana (1kg)

$1.86 zł 6.90

$1.56 Rp 27.5K

19.23%

Oranges (1kg)

$1.73 zł 6.43

$2.35 Rp 41.5K

-26.38%

Tomato (1kg)

$2.06 zł 7.64

$2.06 Rp 36.2K

Potato (1kg)

$1.15 zł 4.28

$1.90 Rp 33.5K

-39.47%

Onion (1kg)

$1.28 zł 4.74

$2.34 Rp 41.2K

-45.30%

Lettuce (1 head)

$1.24 zł 4.59

$1.03 Rp 18.2K

20.39%

Water (1.5 liter bottle)

$0.59 zł 2.19

$0.55 Rp 9,779

7.27%

Cigarettes 20 Pack (Marlboro, Camel)

$5.46 zł 20.26

$2.25 Rp 39.7K

142.67%

Wine (Bottle)

$6.71 zł 24.94

$23.81 Rp 419.7K

-71.82%

Local Beer (0.5 liter bottle)

$1.22 zł 4.55

$2.31 Rp 40.8K

-47.19%

Imported Beer (0.33 liter bottle)

$1.52 zł 5.64

$2.80 Rp 49.4K

-45.71%

One-way Ticket (Public Transport)

$1.16 zł 4.31

$0.27 Rp 4,802

329.63%

Public Transport Monthly Pass (Regular Price)

$35.38 zł 131

$8.66 Rp 152.7K

308.55%

Taxi Start (Normal Tariff)

$2.13 zł 7.90

$0.48 Rp 8,489

343.75%

Taxi (Normal Tariff) (1km)

$0.72 zł 2.67

$0.45 Rp 7,863

60.00%

Taxi 1hour Waiting (Normal Tariff)

$13.58 zł 50.4

$5.72 Rp 100.8K

137.41%

Gasoline (1 liter)

$1.59 zł 5.90

$0.76 Rp 13.4K

109.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.6K zł 121.0K

$24.5K Rp 431.6M

33.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.5K zł 105.7K

$32.1K Rp 566.3M

-11.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$314 zł 1,165

$83.6 Rp 1.5M

275.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.66 zł 32.16

$6.46 Rp 113.8K

34.06%

Internet (50+ Mbps, Unlimited Data)

$18.79 zł 69.8

$18.99 Rp 334.8K

-1.05%

Gym Membership (Monthly)

$42.74 zł 159

$56.0 Rp 986.8K

-23.64%

Tennis Court (1 Hour on Weekend)

$29.07 zł 108

$18.62 Rp 328.2K

56.12%

Cinema Ticket

$7.08 zł 26.31

$4.28 Rp 75.5K

65.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$376 zł 1,397

$487 Rp 8.6M

-22.67%

International Primary School, 1 Child (Yearly)

$4,452 zł 16.5K

$5,856 Rp 103.2M

-23.97%

Jeans (Levis 501 Or Similar)

$103 zł 383

$45.56 Rp 803.2K

126.51%

Summer Dress (H&M, Zara, etc)

$38.06 zł 141

$36.38 Rp 641.4K

4.62%

Sport Shoes (Adidas, Nike)

$90.9 zł 338

$82.0 Rp 1.4M

10.96%

Men's Leather Business Shoes

$94.6 zł 352

$80.4 Rp 1.4M

17.71%

1-bedroom Apartment, City Center (Monthly)

$563 zł 2,092

$1,117 Rp 19.7M

-49.55%

1-bedroom Apartment, Outside City Center (Monthly)

$529 zł 1,966

$701 Rp 12.4M

-24.52%

3-bedroom Apartment, City Center (Monthly)

$857 zł 3,185

$3,537 Rp 62.4M

-75.76%

3-bedroom Apartment, Outside City Center (Monthly)

$764 zł 2,836

$1,762 Rp 31.1M

-56.67%

Buy Apartment in City Center (m2)

$2,840 zł 10.5K

$2,826 Rp 49.8M

0.48%

Buy Apartment Outside City Center (m2)

$2,386 zł 8,861

$2,292 Rp 40.4M

4.10%

Average Monthly Net Salary (After Tax)

$1,504 zł 5,585

$170 Rp 3.0M

785.70%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.07

13.78

-48.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bialystok: August 29, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A central one-bedroom costs $563 in Bialystok versus $1,117 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 786% higher in Bialystok, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $48.00 in Bialystok versus $39.00 in Ubud, Bali. Groceries tell a different story – $217 in Bialystok vs $293 in Ubud, Bali – so Bialystok wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bialystok vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Bialystok costs about 9% more than Ubud, Bali, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,292 per month in Bialystok and $2,095 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $376 per month in Bialystok and $487 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 35% cheaper in Bialystok – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,396, than in Bialystok at $1,528. In Ubud, Bali it covers expenses comfortably, while in Bialystok it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ubud, Bali costs $1,396 versus $1,528 in Bialystok. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bialystok makes more sense. Both are solid long-term options with distinct trade-offs.