Cost of Living Comparison Between Bialystok and Ubud, Bali Cost of Living Comparison Between Bialystok and Ubud, Bali

Monthly Cost of Living

A single person spends $1,405 per month in Bialystok vs $1,419 in Ubud, Bali, rent included.

A couple spends around $2,014 per month in Bialystok vs $2,540 in Ubud, Bali, rent included.

A family of three spends $2,622 per month in Bialystok vs $3,660 in Ubud, Bali, rent included.

Bialystok is about 1% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Both Bialystok and Ubud, Bali sit above the global median – Bialystok by 5%, Ubud, Bali by 6%.

Meal at Budget Restaurant

$9.65 zł 35.19

$3.56 Rp 63.7K

171.07%

Three-Course Dinner for Two, Mid-Range

$48.53 zł 177

$32.73 Rp 584.5K

48.27%

Fast Food Meal (McDonalds, etc)

$8.01 zł 29.21

$4.95 Rp 88.4K

61.82%

Cappuccino

$3.11 zł 11.33

$2.71 Rp 48.4K

14.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.92 zł 7.01

$1.34 Rp 24.0K

43.28%

Water (0.33 liter bottle)

$1.63 zł 5.93

$0.70 Rp 12.5K

132.86%

Local Beer (0.5 liter draught)

$3.35 zł 12.23

$2.92 Rp 52.1K

14.73%

Imported Beer (0.33 liter bottle)

$3.01 zł 10.95

$3.96 Rp 70.7K

-23.99%

Milk (1 liter)

$1.03 zł 3.76

$1.81 Rp 32.3K

-43.09%

White Bread (500g)

$1.18 zł 4.31

$2.52 Rp 45.0K

-53.17%

Rice (white) (1kg)

$1.17 zł 4.25

$1.16 Rp 20.7K

0.86%

Eggs

$3.04 zł 11.07

$2.46 Rp 43.9K

23.58%

Local Cheese (1kg)

$8.45 zł 30.78

$14.71 Rp 262.7K

-42.56%

Chicken Fillets (1kg)

$6.00 zł 21.86

$4.32 Rp 77.1K

38.89%

Beef Round Steak (1kg)

$10.64 zł 38.80

$12.14 Rp 216.7K

-12.36%

Apples (1kg)

$0.90 zł 3.27

$3.84 Rp 68.6K

-76.56%

Banana (1kg)

$1.72 zł 6.29

$1.56 Rp 27.8K

10.26%

Oranges (1kg)

$1.73 zł 6.31

$2.83 Rp 50.6K

-38.87%

Tomato (1kg)

$2.12 zł 7.72

$2.33 Rp 41.5K

-9.01%

Potato (1kg)

$0.92 zł 3.36

$1.91 Rp 34.2K

-51.83%

Onion (1kg)

$1.02 zł 3.72

$2.20 Rp 39.3K

-53.64%

Lettuce (1 head)

$1.20 zł 4.37

$1.01 Rp 18.1K

18.81%

Water (1.5 liter bottle)

$0.60 zł 2.18

$0.78 Rp 13.8K

-23.08%

Cigarettes 20 Pack (Marlboro, Camel)

$5.30 zł 19.33

$3.32 Rp 59.2K

59.64%

Wine (Bottle)

$6.64 zł 24.22

$23.74 Rp 423.9K

-72.03%

Local Beer (0.5 liter bottle)

$1.24 zł 4.53

$2.79 Rp 49.8K

-55.56%

Imported Beer (0.33 liter bottle)

$1.61 zł 5.88

$2.86 Rp 51.1K

-43.71%

One-way Ticket (Public Transport)

$1.06 zł 3.86

$0.27 Rp 4,800

292.59%

Public Transport Monthly Pass (Regular Price)

$35.70 zł 130

$8.03 Rp 143.4K

344.58%

Taxi Start (Normal Tariff)

$2.14 zł 7.79

$0.46 Rp 8,150

365.22%

Taxi (Normal Tariff) (1km)

$0.49 zł 1.78

$0.45 Rp 8,037

8.89%

Taxi 1hour Waiting (Normal Tariff)

$12.39 zł 45.17

$6.10 Rp 108.9K

103.11%

Gasoline (1 liter)

$1.67 zł 6.09

$0.79 Rp 14.2K

111.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.2K zł 124.6K

$26.1K Rp 467.0M

30.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.6K zł 108.0K

$32.1K Rp 573.6M

-7.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$308 zł 1,122

$79.9 Rp 1.4M

284.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.13 zł 29.62

$4.06 Rp 72.6K

100.25%

Internet (50+ Mbps, Unlimited Data)

$16.79 zł 61.2

$23.52 Rp 420.0K

-28.61%

Gym Membership (Monthly)

$37.15 zł 135

$98.7 Rp 1.8M

-62.36%

Tennis Court (1 Hour on Weekend)

$19.18 zł 69.9

$6.63 Rp 118.4K

189.29%

Cinema Ticket

$6.92 zł 25.24

$4.15 Rp 74.1K

66.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$339 zł 1,234

$304 Rp 5.4M

11.38%

International Primary School, 1 Child (Yearly)

$9,355 zł 34.1K

$6,613 Rp 118.1M

41.46%

Jeans (Levis 501 Or Similar)

$92.0 zł 335

$55.5 Rp 991.8K

65.70%

Summer Dress (H&M, Zara, etc)

$30.51 zł 111

$38.31 Rp 684.1K

-20.36%

Sport Shoes (Adidas, Nike)

$74.5 zł 271

$88.6 Rp 1.6M

-15.96%

Men's Leather Business Shoes

$94.4 zł 344

$77.9 Rp 1.4M

21.19%

1-bedroom Apartment, City Center (Monthly)

$533 zł 1,942

$1,006 Rp 18.0M

-47.07%

1-bedroom Apartment, Outside City Center (Monthly)

$485 zł 1,768

$675 Rp 12.1M

-28.20%

3-bedroom Apartment, City Center (Monthly)

$855 zł 3,117

$3,442 Rp 61.5M

-75.15%

3-bedroom Apartment, Outside City Center (Monthly)

$724 zł 2,638

$2,039 Rp 36.4M

-64.52%

Buy Apartment in City Center (m2)

$2,809 zł 10.2K

$2,841 Rp 50.7M

-1.13%

Buy Apartment Outside City Center (m2)

$2,480 zł 9,042

$2,264 Rp 40.4M

9.57%

Average Monthly Net Salary (After Tax)

$1,569 zł 5,720

$165 Rp 3.0M

849.69%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.47

13.28

-51.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bialystok: May 31, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A central one-bedroom costs $533 in Bialystok versus $1,006 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 850% higher in Bialystok, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $49.00 in Bialystok versus $33.00 in Ubud, Bali. Groceries tell a different story – $198 in Bialystok vs $302 in Ubud, Bali – so Bialystok wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bialystok vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 1% more than Bialystok, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,107 per month in Bialystok and $2,129 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bialystok, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $339 per month in Bialystok and $304 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 53% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Bialystok, where all-in costs run around $1,405, than in Ubud, Bali at $1,419. In Bialystok it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Bialystok costs $1,405 versus $1,419 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bialystok. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.