Cost of Living Comparison Between Ubud, Bali and Bialystok Cost of Living Comparison Between Ubud, Bali and Bialystok

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $1,405 in Bialystok, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $2,014 in Bialystok, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $2,622 in Bialystok, rent included.

Ubud, Bali costs about 1% more than Bialystok, driven mainly by Groceries & Markets.

Both Ubud, Bali and Bialystok sit above the global median – Ubud, Bali by 6%, Bialystok by 5%.

Meal at Budget Restaurant

$3.56 Rp 63.9K

$9.65 zł 35.26

-63.11%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 586.8K

$48.53 zł 177

-32.56%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.7K

$8.01 zł 29.27

-38.20%

Cappuccino

$2.71 Rp 48.6K

$3.11 zł 11.36

-12.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.1K

$1.92 zł 7.03

-30.21%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$1.63 zł 5.94

-57.06%

Local Beer (0.5 liter draught)

$2.92 Rp 52.3K

$3.35 zł 12.26

-12.84%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.9K

$3.01 zł 10.98

31.56%

Milk (1 liter)

$1.81 Rp 32.4K

$1.03 zł 3.77

75.73%

White Bread (500g)

$2.52 Rp 45.1K

$1.18 zł 4.32

113.56%

Rice (white) (1kg)

$1.16 Rp 20.8K

$1.17 zł 4.26

-0.85%

Eggs

$2.46 Rp 44.1K

$3.04 zł 11.10

-19.08%

Local Cheese (1kg)

$14.71 Rp 263.7K

$8.45 zł 30.85

74.08%

Chicken Fillets (1kg)

$4.32 Rp 77.4K

$6.00 zł 21.90

-28.00%

Beef Round Steak (1kg)

$12.14 Rp 217.5K

$10.64 zł 38.89

14.10%

Apples (1kg)

$3.84 Rp 68.8K

$0.90 zł 3.27

326.67%

Banana (1kg)

$1.56 Rp 27.9K

$1.72 zł 6.30

-9.30%

Oranges (1kg)

$2.83 Rp 50.8K

$1.73 zł 6.33

63.58%

Tomato (1kg)

$2.33 Rp 41.7K

$2.12 zł 7.74

9.91%

Potato (1kg)

$1.91 Rp 34.3K

$0.92 zł 3.36

107.61%

Onion (1kg)

$2.20 Rp 39.5K

$1.02 zł 3.72

115.69%

Lettuce (1 head)

$1.01 Rp 18.2K

$1.20 zł 4.38

-15.83%

Water (1.5 liter bottle)

$0.78 Rp 13.9K

$0.60 zł 2.18

30.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.4K

$5.30 zł 19.37

-37.36%

Wine (Bottle)

$23.74 Rp 425.5K

$6.64 zł 24.27

257.53%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.0K

$1.24 zł 4.54

125.00%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.3K

$1.61 zł 5.89

77.64%

One-way Ticket (Public Transport)

$0.27 Rp 4,819

$1.06 zł 3.87

-74.53%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.9K

$35.70 zł 130

-77.51%

Taxi Start (Normal Tariff)

$0.46 Rp 8,181

$2.14 zł 7.81

-78.50%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,068

$0.49 zł 1.78

-8.16%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.3K

$12.39 zł 45.26

-50.77%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.67 zł 6.10

-52.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 468.8M

$34.2K zł 124.9K

-23.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 575.8M

$29.6K zł 108.2K

8.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$308 zł 1,124

-74.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.9K

$8.13 zł 29.68

-50.06%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 421.6K

$16.79 zł 61.3

40.08%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$37.15 zł 136

165.68%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.8K

$19.18 zł 70.1

-65.43%

Cinema Ticket

$4.15 Rp 74.3K

$6.92 zł 25.30

-40.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$339 zł 1,237

-10.22%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.5M

$9,355 zł 34.2K

-29.31%

Jeans (Levis 501 Or Similar)

$55.5 Rp 995.6K

$92.0 zł 336

-39.65%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 686.7K

$30.51 zł 111

25.57%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$74.5 zł 272

18.99%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$94.4 zł 345

-17.48%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$533 zł 1,946

88.92%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$485 zł 1,771

39.27%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.7M

$855 zł 3,124

302.48%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.6M

$724 zł 2,643

181.85%

Buy Apartment in City Center (m2)

$2,841 Rp 50.9M

$2,809 zł 10.3K

1.14%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.6M

$2,480 zł 9,061

-8.73%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$1,569 zł 5,733

-89.47%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.47

105.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Bialystok: May 31, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $533 in Bialystok. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 850% higher in Bialystok, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $49.00 in Bialystok. Groceries tell a different story – $302 in Ubud, Bali vs $198 in Bialystok – so Bialystok wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bialystok: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 1% more than Bialystok, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $2,107 in Bialystok. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bialystok, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $304 per month in Ubud, Bali and $339 in Bialystok. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 53% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Bialystok, where all-in costs run around $1,405, than in Ubud, Bali at $1,419. In Bialystok it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Bialystok costs $1,405 versus $1,419 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bialystok. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.