Cost of Living Comparison Between Ubud, Bali and Bialystok Cost of Living Comparison Between Ubud, Bali and Bialystok

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $1,416 in Bialystok, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,997 in Bialystok, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $2,579 in Bialystok, rent included.

Ubud, Bali is about 1% cheaper than Bialystok, driven mainly by Groceries & Markets.

Both Ubud, Bali and Bialystok sit above the global median – Ubud, Bali by 5%, Bialystok by 6%.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$9.52 zł 36.12

-63.76%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$48.43 zł 184

-33.22%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$7.80 zł 29.60

-37.95%

Cappuccino

$2.75 Rp 49.4K

$3.16 zł 11.99

-12.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$1.82 zł 6.92

-24.18%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$1.65 zł 6.25

-54.55%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$3.22 zł 12.20

-7.14%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$3.07 zł 11.64

25.41%

Milk (1 liter)

$1.74 Rp 31.2K

$1.08 zł 4.10

61.11%

White Bread (500g)

$2.46 Rp 44.2K

$1.23 zł 4.66

100.00%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.18 zł 4.48

-0.85%

Eggs

$2.43 Rp 43.7K

$3.13 zł 11.87

-22.36%

Local Cheese (1kg)

$14.50 Rp 260.6K

$8.36 zł 31.72

73.44%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$5.88 zł 22.33

-26.02%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$10.97 zł 41.61

9.21%

Apples (1kg)

$3.72 Rp 66.8K

$0.95 zł 3.59

291.58%

Banana (1kg)

$1.63 Rp 29.2K

$1.79 zł 6.80

-8.94%

Oranges (1kg)

$2.74 Rp 49.3K

$1.72 zł 6.54

59.30%

Tomato (1kg)

$2.24 Rp 40.3K

$2.12 zł 8.04

5.66%

Potato (1kg)

$1.92 Rp 34.5K

$0.94 zł 3.56

104.26%

Onion (1kg)

$2.28 Rp 40.9K

$1.02 zł 3.86

123.53%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.19 zł 4.50

-10.92%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.58 zł 2.21

24.14%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$5.13 zł 19.46

-35.87%

Wine (Bottle)

$23.19 Rp 416.8K

$6.46 zł 24.52

258.98%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$1.25 zł 4.74

122.40%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$1.65 zł 6.25

65.45%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$1.06 zł 4.04

-74.53%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$35.93 zł 136

-77.43%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$2.12 zł 8.06

-77.36%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.49 zł 1.84

-14.29%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$12.38 zł 46.96

-49.76%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.69 zł 6.41

-52.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$33.0K zł 125.3K

-19.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$29.2K zł 110.6K

10.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$311 zł 1,180

-74.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$8.50 zł 32.26

-52.12%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$16.77 zł 63.6

45.08%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$37.43 zł 142

163.45%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$19.05 zł 72.3

-66.72%

Cinema Ticket

$3.99 Rp 71.6K

$6.86 zł 26.01

-41.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$341 zł 1,294

-10.58%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$9,315 zł 35.3K

-28.70%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$91.3 zł 346

-40.69%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$31.35 zł 119

20.61%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$76.9 zł 292

12.88%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$96.3 zł 365

-20.68%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$546 zł 2,073

81.53%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$490 zł 1,860

37.21%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$847 zł 3,214

298.48%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$734 zł 2,784

179.42%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$2,794 zł 10.6K

0.37%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$2,370 zł 8,993

-6.04%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$1,525 zł 5,785

-89.05%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.47

105.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Bialystok: July 11, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $546 in Bialystok. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 813% higher in Bialystok, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $48.00 in Bialystok. Groceries tell a different story – $297 in Ubud, Bali vs $200 in Bialystok – so Bialystok wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bialystok: Cost of Living - Frequently Asked Questions

Bialystok costs about 1% more than Ubud, Bali, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $2,124 in Bialystok. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $305 per month in Ubud, Bali and $341 in Bialystok. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 49% cheaper in Bialystok – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,408, than in Bialystok at $1,416. In Ubud, Bali it covers expenses comfortably, while in Bialystok it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ubud, Bali costs $1,408 versus $1,416 in Bialystok. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bialystok makes more sense. Both are solid long-term options with distinct trade-offs.