Last update: Oct 2026

Cost of Living Comparison Between Bermuda and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,348 a month against $5,272 in Bermuda, rent and utilities included – about $47,100 less a year. Rent and utilities account for about half of the difference.

253

Cost of Living Index in Bermuda
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Bermuda Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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🇧🇲 Bermuda

$5,272

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

😐 Solo nomad: Bermuda is 349.1% more expensive than Ubud, Bali without rent, and 291.1% more expensive with rent.

😐 Family of 3: Bermuda is 292.4% more expensive than Ubud, Bali without rent, and 287.1% more expensive with rent.

Meal at Budget Restaurant

$55.1 BMD 55.1

$3.33 Rp 59.6K

1555.26%

Three-Course Dinner for Two, Mid-Range

$151 BMD 151

$35.42 Rp 633.1K

327.64%

Fast Food Meal (McDonalds, etc)

$17.67 BMD 17.67

$5.76 Rp 102.9K

206.77%

Cappuccino

$6.68 BMD 6.68

$2.63 Rp 47.0K

153.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.35 BMD 3.35

$1.74 Rp 31.0K

92.53%

Water (0.33 liter bottle)

$3.31 BMD 3.31

$0.77 Rp 13.8K

329.87%

Local Beer (0.5 liter draught)

$7.87 BMD 7.87

$2.71 Rp 48.4K

190.41%

Imported Beer (0.33 liter bottle)

$8.78 BMD 8.78

$4.52 Rp 80.8K

94.25%

Milk (1 liter)

$5.02 BMD 5.02

$1.53 Rp 27.4K

228.10%

White Bread (500g)

$8.24 BMD 8.24

$2.20 Rp 39.2K

274.55%

Rice (white) (1kg)

$5.27 BMD 5.27

$1.22 Rp 21.8K

331.97%

Eggs

$7.64 BMD 7.64

$2.14 Rp 38.2K

257.01%

Local Cheese (1kg)

$18.30 BMD 18.30

$17.73 Rp 316.9K

3.21%

Chicken Fillets (1kg)

$21.89 BMD 21.89

$3.86 Rp 68.9K

467.10%

Beef Round Steak (1kg)

$24.22 BMD 24.22

$12.03 Rp 215.0K

101.33%

Apples (1kg)

$12.33 BMD 12.33

$3.61 Rp 64.5K

241.55%

Banana (1kg)

$7.51 BMD 7.51

$1.51 Rp 27.1K

397.35%

Oranges (1kg)

$9.42 BMD 9.42

$2.32 Rp 41.4K

306.03%

Tomato (1kg)

$10.70 BMD 10.70

$2.00 Rp 35.8K

435.00%

Potato (1kg)

$7.68 BMD 7.68

$1.81 Rp 32.4K

324.31%

Onion (1kg)

$8.01 BMD 8.01

$2.39 Rp 42.7K

235.15%

Lettuce (1 head)

$6.28 BMD 6.28

$0.99 Rp 17.8K

534.34%

Water (1.5 liter bottle)

$4.53 BMD 4.53

$0.52 Rp 9,373

771.15%

Cigarettes 20 Pack (Marlboro, Camel)

$18.95 BMD 18.95

$2.18 Rp 39.0K

769.27%

Wine (Bottle)

$24.92 BMD 24.92

$22.98 Rp 410.7K

8.44%

Local Beer (0.5 liter bottle)

$7.29 BMD 7.29

$2.40 Rp 42.8K

203.75%

Imported Beer (0.33 liter bottle)

$4.30 BMD 4.30

$3.00 Rp 53.6K

43.33%

One-way Ticket (Public Transport)

$5.14 BMD 5.14

$0.24 Rp 4,255

2041.67%

Public Transport Monthly Pass (Regular Price)

$70.1 BMD 70.1

$6.99 Rp 125.0K

902.43%

Taxi Start (Normal Tariff)

$6.66 BMD 6.66

$0.44 Rp 7,876

1413.64%

Taxi (Normal Tariff) (1km)

$2.52 BMD 2.52

$0.42 Rp 7,582

500.00%

Taxi 1hour Waiting (Normal Tariff)

$70.1 BMD 70.1

$5.45 Rp 97.4K

1186.61%

Gasoline (1 liter)

$2.16 BMD 2.16

$0.84 Rp 15.1K

157.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.1K BMD 35.1K

$24.3K Rp 434.8M

44.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.8K BMD 40.8K

$31.9K Rp 570.0M

27.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$289 BMD 289

$80.8 Rp 1.4M

257.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$157 BMD 157

$6.58 Rp 117.6K

2280.24%

Internet (50+ Mbps, Unlimited Data)

$161 BMD 161

$18.24 Rp 326.1K

780.37%

Gym Membership (Monthly)

$189 BMD 189

$55.1 Rp 985.4K

242.37%

Tennis Court (1 Hour on Weekend)

$15.08 BMD 15.08

$18.51 Rp 330.9K

-18.53%

Cinema Ticket

$13.29 BMD 13.29

$4.24 Rp 75.9K

213.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,315 BMD 1,315

$486 Rp 8.7M

170.75%

International Primary School, 1 Child (Yearly)

$24.6K BMD 24.6K

$5,676 Rp 101.5M

332.77%

Jeans (Levis 501 Or Similar)

$89.0 BMD 89.0

$45.18 Rp 807.6K

96.99%

Summer Dress (H&M, Zara, etc)

$69.5 BMD 69.5

$34.57 Rp 617.9K

101.04%

Sport Shoes (Adidas, Nike)

$144 BMD 144

$79.2 Rp 1.4M

81.49%

Men's Leather Business Shoes

$128 BMD 128

$77.6 Rp 1.4M

64.93%

1-bedroom Apartment, City Center (Monthly)

$3,595 BMD 3,595

$1,127 Rp 20.1M

219.09%

1-bedroom Apartment, Outside City Center (Monthly)

$2,554 BMD 2,554

$674 Rp 12.1M

278.90%

3-bedroom Apartment, City Center (Monthly)

$8,175 BMD 8,175

$3,618 Rp 64.7M

125.94%

3-bedroom Apartment, Outside City Center (Monthly)

$7,064 BMD 7,064

$1,735 Rp 31.0M

307.24%

Buy Apartment in City Center (m2)

$14.9K BMD 14.9K

$2,829 Rp 50.6M

426.33%

Buy Apartment Outside City Center (m2)

$8,923 BMD 8,923

$2,307 Rp 41.2M

286.83%

Average Monthly Net Salary (After Tax)

$6,948 BMD 6,948

$166 Rp 3.0M

4093.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.63

13.78

-37.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bermuda: October 5, 2026

Last update for Ubud, Bali: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bermuda

$2.6K 49.4%

Ubud, Bali

$674 49.6% 73.6% $1.9K

Groceries & Markets

Bermuda

$832 16.1%

Ubud, Bali

$290 21.4% 65.2% $542

Eating Out

Bermuda

$658 12.7%

Ubud, Bali

$108 8% 83.6% $550

Monthly Utilities & Internet

Bermuda

$606 11.7%

Ubud, Bali

$106 7.8% 82.6% $501

Sport & Entertainment

Bermuda

$215 4.2%

Ubud, Bali

$64 4.7% 70.5% $152

Clothing & Footwear

Bermuda

$194 3.7%

Ubud, Bali

$106 7.8% 45% $87

Getting Around

Bermuda

$110 2.1%

Ubud, Bali

$11 0.8% 90.4% $99

Good to know

🇧🇲 Bermuda

🇮🇩 Ubud, Bali

🕒 Local time

05:33 5:33 AM

16:33 4:33 PM

11 h ahead of Bermuda

🌤 Weather

👥 Population

65,024

74,800

💱 Currency

Bermudian Dollar BMD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 BMD = 1 USD

1 BMD = 0.892 EUR

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

Exchange rates and currency converter

IDR, USD, EUR to BMD – Bermudian Dollar Converter

🇺🇸 United States Dollar ($)

🇧🇲 Bermudian Dollar ($)

Bermudian Dollar exchange rates as of October 10, 2026: 1 USD = 1 BMD (1 BMD = 1 USD). 1 EUR = 1.12 BMD (1 BMD = 0.892 EUR).

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,048 IDR (100,000 IDR = 4.99 EUR).

USD to BMD in detail →

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