Cost of Living Comparison Between Bermuda and Canada Cost of Living Comparison Between Bermuda and Canada

Name: Canada
Address: CA

Monthly Cost of Living

A single person spends $4,264 per month in Bermuda vs $2,217 in Canada, rent included.

A couple spends around $7,690 per month in Bermuda vs $3,254 in Canada, rent included.

A family of three spends $11.1K per month in Bermuda vs $4,291 in Canada, rent included.

The cost of living in Bermuda is about 92% higher than in Canada on average – the gap runs across housing, groceries, transport, and services.

Both Bermuda and Canada are pricier than the global median – Bermuda by 209%, Canada by 61%.

Cost ranges are similar: Bermuda spans $2,337–$5,489, Canada $912–$3,779. City choice affects budget similarly in either country.

Meal at Budget Restaurant

$55.6 BMD 55.6

$18.28 CA$25.35

204.27%

Three-Course Dinner for Two, Mid-Range

$149 BMD 149

$71.2 CA$98.8

109.79%

Fast Food Meal (McDonalds, etc)

$18.28 BMD 18.28

$10.96 CA$15.20

66.79%

Cappuccino

$6.80 BMD 6.80

$3.95 CA$5.47

72.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.43 BMD 3.43

$2.07 CA$2.88

65.70%

Water (0.33 liter bottle)

$3.24 BMD 3.24

$1.74 CA$2.42

86.21%

Local Beer (0.5 liter draught)

$7.87 BMD 7.87

$5.93 CA$8.23

32.72%

Imported Beer (0.33 liter bottle)

$8.79 BMD 8.79

$5.69 CA$7.89

54.48%

Milk (1 liter)

$5.26 BMD 5.26

$2.23 CA$3.09

135.87%

White Bread (500g)

$8.98 BMD 8.98

$2.71 CA$3.76

231.37%

Rice (white) (1kg)

$5.11 BMD 5.11

$3.72 CA$5.16

37.37%

Eggs

$8.36 BMD 8.36

$3.61 CA$5.01

131.58%

Local Cheese (1kg)

$19.14 BMD 19.14

$10.81 CA$14.99

77.06%

Chicken Fillets (1kg)

$23.63 BMD 23.63

$12.22 CA$16.95

93.37%

Beef Round Steak (1kg)

$22.36 BMD 22.36

$15.68 CA$21.75

42.60%

Apples (1kg)

$12.34 BMD 12.34

$4.25 CA$5.89

190.35%

Banana (1kg)

$7.72 BMD 7.72

$1.43 CA$1.98

439.86%

Oranges (1kg)

$10.29 BMD 10.29

$4.02 CA$5.57

155.97%

Tomato (1kg)

$10.17 BMD 10.17

$4.09 CA$5.67

148.66%

Potato (1kg)

$8.33 BMD 8.33

$2.68 CA$3.72

210.82%

Onion (1kg)

$10.22 BMD 10.22

$2.45 CA$3.40

317.14%

Lettuce (1 head)

$6.58 BMD 6.58

$2.67 CA$3.70

146.44%

Water (1.5 liter bottle)

$4.70 BMD 4.70

$1.80 CA$2.50

161.11%

Cigarettes 20 Pack (Marlboro, Camel)

$19.32 BMD 19.32

$14.46 CA$20.05

33.61%

Wine (Bottle)

$24.58 BMD 24.58

$13.58 CA$18.84

81.00%

Local Beer (0.5 liter bottle)

$7.37 BMD 7.37

$2.84 CA$3.94

159.51%

Imported Beer (0.33 liter bottle)

$4.45 BMD 4.45

$3.26 CA$4.52

36.50%

One-way Ticket (Public Transport)

$4.84 BMD 4.84

$2.46 CA$3.41

96.75%

Public Transport Monthly Pass (Regular Price)

$68.4 BMD 68.4

$75.2 CA$104

-8.98%

Taxi Start (Normal Tariff)

$6.68 BMD 6.68

$3.15 CA$4.37

112.06%

Taxi (Normal Tariff) (1km)

$2.42 BMD 2.42

$1.54 CA$2.14

57.14%

Taxi 1hour Waiting (Normal Tariff)

$68.6 BMD 68.6

$27.55 CA$38.21

149.11%

Gasoline (1 liter)

$2.12 BMD 2.12

$1.16 CA$1.61

82.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.4K BMD 32.4K

$28.4K CA$39.3K

14.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$42.3K BMD 42.3K

$19.5K CA$27.0K

117.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$249 BMD 249

$155 CA$215

60.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$157 BMD 157

$43.47 CA$60.3

260.52%

Internet (50+ Mbps, Unlimited Data)

$152 BMD 152

$60.4 CA$83.8

152.37%

Gym Membership (Monthly)

$189 BMD 189

$41.15 CA$57.1

358.66%

Tennis Court (1 Hour on Weekend)

$14.74 BMD 14.74

$19.79 CA$27.45

-25.52%

Cinema Ticket

$13.59 BMD 13.59

$11.53 CA$15.98

17.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,353 BMD 1,353

$786 CA$1,089

72.26%

International Primary School, 1 Child (Yearly)

$24.7K BMD 24.7K

$14.8K CA$20.6K

66.49%

Jeans (Levis 501 Or Similar)

$89.0 BMD 89.0

$55.0 CA$76.3

61.83%

Summer Dress (H&M, Zara, etc)

$71.4 BMD 71.4

$41.25 CA$57.2

72.99%

Sport Shoes (Adidas, Nike)

$145 BMD 145

$88.1 CA$122

64.74%

Men's Leather Business Shoes

$127 BMD 127

$106 CA$147

19.77%

1-bedroom Apartment, City Center (Monthly)

$3,713 BMD 3,713

$1,295 CA$1,797

186.65%

1-bedroom Apartment, Outside City Center (Monthly)

$2,453 BMD 2,453

$1,168 CA$1,619

110.09%

3-bedroom Apartment, City Center (Monthly)

$8,502 BMD 8,502

$2,044 CA$2,835

315.92%

3-bedroom Apartment, Outside City Center (Monthly)

$7,058 BMD 7,058

$1,779 CA$2,467

296.73%

Buy Apartment in City Center (m2)

$14.7K BMD 14.7K

$4,786 CA$6,638

207.72%

Buy Apartment Outside City Center (m2)

$8,853 BMD 8,853

$3,973 CA$5,510

122.82%

Average Monthly Net Salary (After Tax)

$6,860 BMD 6,860

$3,078 CA$4,270

122.84%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.63

4.86

77.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bermuda: September 5, 2026

Last update for Canada: September 8, 2026

Cost Breakdown

Average rent: $2,918 in Bermuda vs $1,228 in Canada. For reference, capital cities sit at $3,714 in Hamilton and $1,496 in Ottawa.

Average salary: $7,161 in Bermuda vs $2,981 in Canada. The income gap affects purchasing power and how far your budget stretches in each country.

Cost Highlights

Rent is 138% higher in Bermuda.

Dining out costs 126% more in Bermuda.

Public transport is 46% more expensive in Canada.

Salaries are 140% higher in Bermuda, and purchasing power comes out stronger in Bermuda.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bermuda vs Canada: Cost of Living - Frequently Asked Questions

Canada is the cheaper option – living costs run roughly 67% lower on average. The gap is consistent across housing, groceries, transport, and entertainment.

Housing costs more in Bermuda, and the gap is biggest in capital cities. Regional towns show less difference, but Bermuda consistently has higher rents.

Groceries, transport, and utilities all cost less in Canada, contributing to the overall 67% price gap. The savings show up everywhere – from supermarket receipts to monthly bills.

$2,500 buys a comfortable lifestyle in Canada, but in Bermuda it only works with careful planning outside the capital. Same money, very different lives.

Canada is the budget-friendly choice for expats – lower housing and daily costs. But cost isn't everything: visa policies, language, healthcare quality, and job markets all weigh in too.