Cost of Living Comparison Between Bermuda and CanadaCost of Living Comparison Between Bermuda and Canada
Monthly Cost of Living
😐A single person spends $4,365 per month in Bermuda vs $2,319 in Canada, rent included.
😐A couple spends around $8,207 per month in Bermuda vs $3,378 in Canada, rent included.
😐A family of three spends $12.0K per month in Bermuda vs $4,437 in Canada, rent included.
🌍The cost of living in Bermuda is about 88% higher than in Canada on average – the gap runs across housing, groceries, transport, and services.
📊Both Bermuda and Canada are pricier than the global median – Bermuda by 227%, Canada by 74%.
📏The regional cost range is wider in Bermuda ($2,339–$6,589) than in Canada ($1,332–$3,143), so city choice matters more there.
Currency
🍽 Eating Out
Bermuda
Canada
Difference
Meal at Budget Restaurant
$60.2BMD 60.2
$18.63CA$26.21
223.24%
Three-Course Dinner for Two, Mid-Range
$164BMD 164
$74.0CA$104
122.00%
Fast Food Meal(McDonalds, etc)
$15.28BMD 15.28
$10.92CA$15.37
39.93%
Cappuccino
$5.97BMD 5.97
$3.76CA$5.29
58.78%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$3.49BMD 3.49
$2.19CA$3.08
59.36%
Water(0.33 liter bottle)
$3.20BMD 3.20
$1.74CA$2.44
83.91%
Local Beer(0.5 liter draught)
$9.80BMD 9.80
$5.93CA$8.34
65.26%
Imported Beer(0.33 liter bottle)
$8.71BMD 8.71
$5.95CA$8.38
46.39%
🛒 Groceries & Markets
Bermuda
Canada
Difference
Milk(1 liter)
$5.00BMD 5.00
$2.28CA$3.21
119.30%
White Bread(500g)
$8.46BMD 8.46
$2.67CA$3.76
216.85%
Rice(white)(1kg)
$5.08BMD 5.08
$3.78CA$5.32
34.39%
Eggs
$7.98BMD 7.98
$3.50CA$4.92
128.00%
Local Cheese(1kg)
$10.71BMD 10.71
$11.70CA$16.46
-8.46%
Chicken Fillets(1kg)
$28.51BMD 28.51
$12.30CA$17.31
131.79%
Beef Round Steak(1kg)
$21.22BMD 21.22
$15.44CA$21.73
37.44%
Apples(1kg)
$10.61BMD 10.61
$4.28CA$6.02
147.90%
Banana(1kg)
$6.90BMD 6.90
$1.45CA$2.04
375.86%
Oranges(1kg)
$10.24BMD 10.24
$4.01CA$5.64
155.36%
Tomato(1kg)
$8.60BMD 8.60
$4.27CA$6.00
101.41%
Potato(1kg)
$7.96BMD 7.96
$2.69CA$3.78
195.91%
Onion(1kg)
$6.18BMD 6.18
$2.65CA$3.72
133.21%
Lettuce(1 head)
$5.93BMD 5.93
$2.64CA$3.71
124.62%
Water(1.5 liter bottle)
$4.12BMD 4.12
$1.89CA$2.66
117.99%
Cigarettes 20 Pack(Marlboro, Camel)
$18.35BMD 18.35
$14.77CA$20.78
24.24%
Wine(Bottle)
$25.48BMD 25.48
$13.32CA$18.74
91.29%
Local Beer(0.5 liter bottle)
$5.27BMD 5.27
$2.96CA$4.17
78.04%
Imported Beer(0.33 liter bottle)
$4.44BMD 4.44
$3.28CA$4.61
35.37%
🚌 Getting Around
Bermuda
Canada
Difference
One-way Ticket(Public Transport)
$4.45BMD 4.45
$2.62CA$3.68
69.85%
Public Transport Monthly Pass(Regular Price)
$67.8BMD 67.8
$78.1CA$110
-13.21%
Taxi Start(Normal Tariff)
$6.10BMD 6.10
$3.42CA$4.81
78.36%
Taxi(Normal Tariff)(1km)
$3.31BMD 3.31
$1.50CA$2.10
120.67%
Taxi 1hour Waiting(Normal Tariff)
$52.9BMD 52.9
$29.07CA$40.91
82.04%
Gasoline(1 liter)
$2.31BMD 2.31
$1.20CA$1.69
92.50%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.4KBMD 34.4K
$25.5KCA$35.8K
34.97%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.7KBMD 39.7K
$20.6KCA$28.9K
93.04%
🧾 Monthly Utilities & Internet
Bermuda
Canada
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$231BMD 231
$152CA$213
52.12%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$120BMD 120
$46.70CA$65.7
156.77%
Internet(50+ Mbps, Unlimited Data)
$157BMD 157
$61.8CA$87.0
154.17%
🎉 Sport & Entertainment
Bermuda
Canada
Difference
Gym Membership(Monthly)
$178BMD 178
$43.36CA$61.0
309.80%
Tennis Court(1 Hour on Weekend)
$47.43BMD 47.43
$18.05CA$25.40
162.77%
Cinema Ticket
$13.49BMD 13.49
$11.51CA$16.19
17.20%
🧸 Childcare & Education
Bermuda
Canada
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$1,334BMD 1,334
$806CA$1,134
65.51%
International Primary School, 1 Child(Yearly)
$24.3KBMD 24.3K
$12.1KCA$17.1K
100.36%
👕👟 Clothing & Footwear
Bermuda
Canada
Difference
Jeans(Levis 501 Or Similar)
$74.3BMD 74.3
$55.4CA$77.9
34.18%
Summer Dress(H&M, Zara, etc)
$61.1BMD 61.1
$41.80CA$58.8
46.10%
Sport Shoes(Adidas, Nike)
$138BMD 138
$89.7CA$126
54.30%
Men's Leather Business Shoes
$128BMD 128
$106CA$149
20.69%
🏠 Accommodation & Living
Bermuda
Canada
Difference
1-bedroom Apartment, City Center(Monthly)
$3,434BMD 3,434
$1,329CA$1,870
158.32%
1-bedroom Apartment, Outside City Center(Monthly)
$2,440BMD 2,440
$1,207CA$1,698
102.22%
3-bedroom Apartment, City Center(Monthly)
$8,180BMD 8,180
$2,112CA$2,972
287.31%
3-bedroom Apartment, Outside City Center(Monthly)
$7,282BMD 7,282
$1,833CA$2,579
297.24%
Buy Apartment in City Center(m2)
$14.7KBMD 14.7K
$4,639CA$6,527
215.94%
Buy Apartment Outside City Center(m2)
$9,078BMD 9,078
$3,849CA$5,415
135.88%
💵 Salaries & Financials
Bermuda
Canada
Difference
Average Monthly Net Salary(After Tax)
$6,906BMD 6,906
$2,948CA$4,148
134.24%
20-Year Fixed Mortgage Interest Rate(Annual %)
7.08
6.33
11.85%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Bermuda: July 12, 2026
Last update for Canada: July 14, 2026
Cost Breakdown
🏠Average rent: $2,869 in Bermuda vs $1,281 in Canada. For reference, capital cities sit at $3,377 in Hamilton and $1,481 in Ottawa.
💰Average salary: $8,158 in Bermuda vs $2,904 in Canada. The income gap affects purchasing power and how far your budget stretches in each country.
Cost Highlights
⭐Rent is 124% higher in Bermuda.
⭐Dining out costs 156% more in Bermuda.
⭐Public transport is 141% more expensive in Canada.
⭐Salaries are 181% higher in Bermuda, and purchasing power comes out stronger in Bermuda.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Bermuda vs Canada: Cost of Living - Frequently Asked Questions
How do Bermuda and Canada compare in cost of living?
Canada is the cheaper option – living costs run roughly 100% lower on average. The gap is consistent across housing, groceries, transport, and entertainment.
How do rents compare between Bermuda and Canada?
Housing costs more in Bermuda, and the gap is biggest in capital cities. Regional towns show less difference, but Bermuda consistently has higher rents.
Where are groceries and transport cheaper: Bermuda or Canada?
Groceries, transport, and utilities all cost less in Canada, contributing to the overall 100% price gap. The savings show up everywhere – from supermarket receipts to monthly bills.
How far does $2,500 go in Bermuda compared to Canada?
$2,500 buys a comfortable lifestyle in Canada, but in Bermuda it only works with careful planning outside the capital. Same money, very different lives.
How do I choose between living in Bermuda and in Canada?
Canada is the budget-friendly choice for expats – lower housing and daily costs. But cost isn't everything: visa policies, language, healthcare quality, and job markets all weigh in too.