Cost of Living Comparison Between Bergen County, NJ and Lisbon Cost of Living Comparison Between Bergen County, NJ and Lisbon

Monthly Cost of Living

Monthly costs for one person with rent: $4,087 in Bergen County, NJ versus $2,280 in Lisbon.

Estimated couple costs with rent: $5,235 in Bergen County, NJ versus $3,294 in Lisbon.

Monthly costs for a family of three with rent: $6,383 in Bergen County, NJ versus $4,307 in Lisbon.

Living in Bergen County, NJ is roughly 79% more expensive than in Lisbon, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Bergen County, NJ 207% above, Lisbon 71% above.

Meal at Budget Restaurant

$19.64 $19.64

$15.75 €13.64

24.70%

Three-Course Dinner for Two, Mid-Range

$85.3 $85.3

$63.5 €55.0

34.40%

Fast Food Meal (McDonalds, etc)

$13.89 $13.89

$10.45 €9.05

32.92%

Cappuccino

$4.90 $4.90

$2.91 €2.52

68.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.53 $2.53

$2.29 €1.98

10.48%

Water (0.33 liter bottle)

$2.23 $2.23

$1.50 €1.30

48.67%

Local Beer (0.5 liter draught)

$7.08 $7.08

$3.56 €3.09

98.88%

Imported Beer (0.33 liter bottle)

$9.17 $9.17

$3.96 €3.43

131.57%

Milk (1 liter)

$1.25 $1.25

$1.08 €0.94

15.74%

White Bread (500g)

$4.46 $4.46

$1.76 €1.53

153.41%

Rice (white) (1kg)

$8.68 $8.68

$1.70 €1.47

410.59%

Eggs

$4.92 $4.92

$3.25 €2.81

51.38%

Local Cheese (1kg)

$16.75 $16.75

$13.25 €11.47

26.42%

Chicken Fillets (1kg)

$11.74 $11.74

$7.70 €6.67

52.47%

Beef Round Steak (1kg)

$17.36 $17.36

$15.77 €13.66

10.08%

Apples (1kg)

$5.06 $5.06

$2.28 €1.97

121.93%

Banana (1kg)

$1.78 $1.78

$1.66 €1.43

7.23%

Oranges (1kg)

$3.92 $3.92

$2.02 €1.75

94.06%

Tomato (1kg)

$4.08 $4.08

$2.47 €2.14

65.18%

Potato (1kg)

$2.81 $2.81

$1.79 €1.55

56.98%

Onion (1kg)

$3.94 $3.94

$2.07 €1.79

90.34%

Lettuce (1 head)

$2.37 $2.37

$1.97 €1.71

20.30%

Water (1.5 liter bottle)

$2.14 $2.14

$0.83 €0.72

157.83%

Cigarettes 20 Pack (Marlboro, Camel)

$13.31 $13.31

$6.55 €5.68

103.21%

Wine (Bottle)

$18.42 $18.42

$5.57 €4.82

230.70%

Local Beer (0.5 liter bottle)

$1.75 $1.75

$1.33 €1.15

31.58%

Imported Beer (0.33 liter bottle)

$3.67 $3.67

$3.01 €2.60

21.93%

One-way Ticket (Public Transport)

$4.30 $4.30

$2.27 €1.97

89.43%

Public Transport Monthly Pass (Regular Price)

$170 $170

$46.35 €40.14

267.68%

Taxi Start (Normal Tariff)

$3.03 $3.03

$4.23 €3.66

-28.37%

Taxi (Normal Tariff) (1km)

$1.36 $1.36

$0.85 €0.73

60.00%

Taxi 1hour Waiting (Normal Tariff)

$23.58 $23.58

$18.83 €16.31

25.23%

Gasoline (1 liter)

$0.92 $0.92

$2.02 €1.75

-54.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.2K $29.2K

$35.0K €30.3K

-16.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.4K $25.4K

$39.6K €34.3K

-35.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$129 $129

$148 €128

-12.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$44.89 $44.89

$20.52 €17.77

118.76%

Internet (50+ Mbps, Unlimited Data)

$65.9 $65.9

$39.52 €34.23

66.85%

Gym Membership (Monthly)

$43.46 $43.46

$48.17 €41.72

-9.78%

Tennis Court (1 Hour on Weekend)

$18.39 €15.92

Cinema Ticket

$16.84 $16.84

$9.10 €7.88

85.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,267 $2,267

$615 €532

268.72%

International Primary School, 1 Child (Yearly)

$23.5K $23.5K

$16.3K €14.1K

44.42%

Jeans (Levis 501 Or Similar)

$74.2 $74.2

$102 €88.0

-26.99%

Summer Dress (H&M, Zara, etc)

$24.09 $24.09

$42.09 €36.45

-42.77%

Sport Shoes (Adidas, Nike)

$87.4 $87.4

$92.3 €79.9

-5.30%

Men's Leather Business Shoes

$114 $114

$122 €106

-6.50%

1-bedroom Apartment, City Center (Monthly)

$2,766 $2,766

$1,612 €1,396

71.63%

1-bedroom Apartment, Outside City Center (Monthly)

$2,635 $2,635

$1,254 €1,086

110.23%

3-bedroom Apartment, City Center (Monthly)

$4,661 $4,661

$3,069 €2,658

51.85%

3-bedroom Apartment, Outside City Center (Monthly)

$2,996 $2,996

$2,037 €1,764

47.08%

Buy Apartment in City Center (m2)

$3,887 $3,887

$7,751 €6,712

-49.85%

Buy Apartment Outside City Center (m2)

$3,703 $3,703

$4,286 €3,712

-13.62%

Average Monthly Net Salary (After Tax)

$5,410 $5,410

$1,602 €1,387

237.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.57

3.81

72.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bergen County, NJ: July 25, 2026

Last update for Lisbon: July 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,766 in Bergen County, NJ and $1,612 in Lisbon. Housing cost is often the main lever when comparing two cities.

Bergen County, NJ pays 238% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Bergen County, NJ vs $63.0 in Lisbon for a mid-range dinner for two. Groceries echo the gap at $449 vs $267 per month, with Lisbon cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bergen County, NJ vs Lisbon: Cost of Living - Frequently Asked Questions

Bergen County, NJ and Lisbon differ by about 79% in total monthly costs ($4,087 vs $2,280 including rent). Lisbon is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 238% higher in Bergen County, NJ, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,766 in Bergen County, NJ versus $1,612 in Lisbon. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Lisbon – a meal for two runs $63.0 versus $85.0 in Bergen County, NJ. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $4,087 per month in Bergen County, NJ versus $2,280 in Lisbon – a 79% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $3,000. Lisbon is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Bergen County, NJ and Lisbon are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lisbon gentler on the wallet – expenses run 79% less than in Bergen County, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.