Last update: Oct 2026

Cost of Living Comparison Between Bergamo and Chiang Mai

For one person, living is cheaper in Chiang Mai: $938 a month against $1,600 in Bergamo, rent and utilities included – about $7,900 less a year. Rent and utilities account for most of the difference.

78

Cost of Living Index in Bergamo
Learn more

Bergamo Living Index
45

Cost of Living Index in Chiang Mai
Learn more

Chiang Mai Living Index

Jump to prices

Bergamo

🇮🇹 Italy

$1,600

/mo nomad

Chiang Mai

🇹🇭 Thailand

$938

/mo nomad

Monthly Cost of Living

How much you'll spend in Bergamo and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bergamo and in Chiang Mai actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,600 in Bergamo versus $938 in Chiang Mai.

Bergamo $1,600
Chiang Mai $938

Estimated couple costs with rent: $2,468 in Bergamo versus $1,426 in Chiang Mai.

Bergamo $2,468
Chiang Mai $1,426

Monthly costs for a family of three with rent: $3,337 in Bergamo versus $1,914 in Chiang Mai.

Bergamo $3,337
Chiang Mai $1,914

Living in Bergamo is roughly 70% more expensive than in Chiang Mai, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Bergamo is 19% above, Chiang Mai is 30% below.

Meal at Budget Restaurant

$15.55 €13.83

$2.26 ฿75.4

588.05%

Three-Course Dinner for Two, Mid-Range

$82.5 €73.3

$19.18 ฿641

329.93%

Fast Food Meal (McDonalds, etc)

$11.14 €9.91

$5.59 ฿187

99.28%

Cappuccino

$1.87 €1.67

$1.72 ฿57.6

8.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.30 €2.93

$0.64 ฿21.54

415.62%

Water (0.33 liter bottle)

$1.32 €1.18

$0.33 ฿11.18

300.00%

Local Beer (0.5 liter draught)

$5.73 €5.09

$2.36 ฿78.7

142.80%

Imported Beer (0.33 liter bottle)

$5.72 €5.08

$3.90 ฿130

46.67%

Milk (1 liter)

$1.40 €1.24

$2.05 ฿68.6

-31.71%

White Bread (500g)

$2.04 €1.81

$1.40 ฿46.70

45.71%

Rice (white) (1kg)

$3.07 €2.73

$1.28 ฿42.89

139.84%

Eggs

$3.65 €3.24

$2.25 ฿75.3

62.22%

Local Cheese (1kg)

$15.14 €13.46

$16.94 ฿566

-10.63%

Chicken Fillets (1kg)

$11.43 €10.17

$2.74 ฿91.6

317.15%

Beef Round Steak (1kg)

$16.08 €14.30

$9.36 ฿313

71.79%

Apples (1kg)

$2.26 €2.01

$2.40 ฿80.3

-5.83%

Banana (1kg)

$1.63 €1.45

$1.01 ฿33.92

61.39%

Oranges (1kg)

$2.27 €2.02

$1.61 ฿53.9

40.99%

Tomato (1kg)

$2.61 €2.32

$1.52 ฿50.7

71.71%

Potato (1kg)

$1.74 €1.55

$1.28 ฿42.90

35.94%

Onion (1kg)

$2.15 €1.91

$1.11 ฿37.22

93.69%

Lettuce (1 head)

$1.85 €1.64

$0.72 ฿24.09

156.94%

Water (1.5 liter bottle)

$0.48 €0.43

$0.52 ฿17.54

-7.69%

Cigarettes 20 Pack (Marlboro, Camel)

$7.35 €6.54

$4.33 ฿145

69.75%

Wine (Bottle)

$4.21 €3.74

$17.73 ฿593

-76.25%

Local Beer (0.5 liter bottle)

$1.23 €1.10

$1.63 ฿54.4

-24.54%

Imported Beer (0.33 liter bottle)

$1.77 €1.58

$2.85 ฿95.3

-37.89%

One-way Ticket (Public Transport)

$1.87 €1.66

$0.85 ฿28.31

120.00%

Public Transport Monthly Pass (Regular Price)

$45.04 €40.06

$53.9 ฿1,801

-16.44%

Taxi Start (Normal Tariff)

$10.13 €9.01

$1.17 ฿39.18

765.81%

Taxi (Normal Tariff) (1km)

$2.17 €1.93

$0.57 ฿19.00

280.70%

Taxi 1hour Waiting (Normal Tariff)

$39.74 €35.34

$2.37 ฿79.2

1576.79%

Gasoline (1 liter)

$2.00 €1.78

$1.45 ฿48.32

37.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K €32.0K

$20.5K ฿684.3K

75.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.9K €31.0K

$26.5K ฿886.1K

31.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$192 €170

$62.3 ฿2,083

207.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.79 €7.82

$12.27 ฿410

-28.36%

Internet (50+ Mbps, Unlimited Data)

$27.88 €24.79

$19.97 ฿668

39.61%

Gym Membership (Monthly)

$32.89 €29.25

$37.91 ฿1,267

-13.24%

Tennis Court (1 Hour on Weekend)

$22.56 €20.06

$3.76 ฿126

500.00%

Cinema Ticket

$10.95 €9.74

$6.71 ฿224

63.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$563 €500

$797 ฿26.6K

-29.42%

International Primary School, 1 Child (Yearly)

$13.6K €12.1K

$14.8K ฿495.7K

-8.34%

Jeans (Levis 501 Or Similar)

$71.7 €63.7

$53.3 ฿1,780

34.55%

Summer Dress (H&M, Zara, etc)

$31.80 €28.29

$25.05 ฿837

26.95%

Sport Shoes (Adidas, Nike)

$88.5 €78.7

$91.6 ฿3,062

-3.43%

Men's Leather Business Shoes

$106 €93.9

$73.5 ฿2,455

43.75%

1-bedroom Apartment, City Center (Monthly)

$740 €658

$464 ฿15.5K

59.40%

1-bedroom Apartment, Outside City Center (Monthly)

$574 €511

$305 ฿10.2K

88.52%

3-bedroom Apartment, City Center (Monthly)

$1,383 €1,230

$915 ฿30.6K

51.09%

3-bedroom Apartment, Outside City Center (Monthly)

$926 €824

$552 ฿18.5K

67.68%

Buy Apartment in City Center (m2)

$3,442 €3,061

$1,912 ฿63.9K

80.01%

Buy Apartment Outside City Center (m2)

$2,518 €2,240

$1,438 ฿48.1K

75.08%

Average Monthly Net Salary (After Tax)

$2,412 €2,145

$595 ฿19.9K

305.20%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.05

5.57

-45.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bergamo: October 12, 2026

Last update for Chiang Mai: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bergamo

$574 35.9%

Chiang Mai

$305 32.5% 47% $270

Groceries & Markets

Bergamo

$296 18.5%

Chiang Mai

$238 25.4% 19.6% $58

Eating Out

Bergamo

$239 14.9%

Chiang Mai

$79 8.4% 66.9% $160

Monthly Utilities & Internet

Bergamo

$228 14.3%

Chiang Mai

$95 10.1% 58.6% $134

Clothing & Footwear

Bergamo

$134 8.4%

Chiang Mai

$110 11.7% 18.2% $24

Getting Around

Bergamo

$74 4.6%

Chiang Mai

$61 6.5% 16.6% $12

Sport & Entertainment

Bergamo

$55 3.4%

Chiang Mai

$51 5.5% 6.3% $3.4

Cost Breakdown

A one-bedroom apartment in the center runs $740 in Bergamo and $464 in Chiang Mai. Housing cost is often the main lever when comparing two cities.

Bergamo pays 305% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $82.0 in Bergamo vs $19.00 in Chiang Mai for a mid-range dinner for two. Groceries echo the gap at $296 vs $238 per month, with Chiang Mai cheaper across the board.

Good to know

🇮🇹 Bergamo

🇹🇭 Chiang Mai

🕒 Local time

19:27 7:27 PM

00:27 12:27 AM

5 h ahead of Bergamo

🌤 Weather

👥 Population

120,569

127,240

💱 Currency

Euro EUR €

Thai Baht THB ฿

📈 Exchange rate

1 EUR = 1.12 USD

100 THB = 2.99 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Bergamo Chiang Mai 8,470 km ≈ 11 h nonstop flight

From you

Bergamo
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bergamo vs Chiang Mai: Cost of Living - Frequently Asked Questions

Bergamo and Chiang Mai differ by about 70% in total monthly costs ($1,600 vs $938 including rent). Chiang Mai is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 305% higher in Bergamo, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $740 in Bergamo versus $464 in Chiang Mai. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Chiang Mai – a meal for two runs $19.00 versus $82.0 in Bergamo. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,600 per month in Bergamo versus $938 in Chiang Mai – a 70% gap that adds up to real savings over time for anyone picking the cheaper option.

At $938 in Chiang Mai versus $1,600 in Bergamo, a $1,000 budget is realistic in Chiang Mai but tight or insufficient in Bergamo. The gap between the two cities makes Chiang Mai the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Bergamo and Chiang Mai are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Chiang Mai gentler on the wallet – expenses run 70% less than in Bergamo. Beyond cost, consider language, visa policies, and how big the international community is in each city.